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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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13816131 No.13816131 [Reply] [Original]

How much money do you have in your bank account right now? How much money do you have to freely spend tonight?

>> No.13816191

~230,000 USD in checking, I'm embarrassed to say. I just don't know what to do with it.

I could spend a bunch tonight if I wanted to, but I'll probably take my dad to dinner and spend less than 100.

>> No.13816204

>>13816131
tonight not much, but my loan gets approved next week. you better not fucking pump this shit!

>> No.13816213

$100

>> No.13816232

$22k in savings might get a fancy dinner

>> No.13816236

20k in bank
5 to spend tonight

>> No.13816242

3k in bank
28k on Binance

>> No.13816258
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13816258

>>13816131
I have $2,000 usd. $20,000 in crypto.

>> No.13816264

>>13816131
about negative $6000 in the bank rn

>> No.13816266

5,500 in bank
4,500 in cash
15,000 in FIAT
200,000 in RA

tonight I won't eat I have a belly need to cut

>> No.13816295

>>13816264
What's the story?

>> No.13816314

>>13816204

> buying crypto with loans

I hope you go broke

>> No.13816359

>>13816131
Nothing, just debt I have to pay off. Could use my credit card and go deeper in debt if I wanted to though.

Advice: Don’t fall for the business meme like I did.

>> No.13816399

>>13816359
What was your business? What happened?

>> No.13816410

>>13816131
I have like 800 dollars

>> No.13816415

4K. Gonna spend $10 on beer and dump the rest of my paycheck into LINK later

>> No.13816419

>180k
>5k?
0 in crypto unlike u broke retarded fags

>> No.13816420

>>13816131
Freely spend in clubs is for normies, short it

>> No.13816430

>>13816131
$20,000

>> No.13816435

>>13816191
How much in stock, crypto, real estate, etc.? Please tell me you don't have your entire life savings in a low interest bank account doing nothing but depreciating in value.

>> No.13816500

>>13816435
Most of my money is reinvested in my business, then I have about half a million in artwork I inherited. I own no stock, no crypto. I have a house that is nearly paid for.

I like having some money liquid but never really sure how much I should have.

>> No.13816585

>>13816500
>larping on a ded board in 2019

>> No.13816605

>>13816131

11k, bout to get fucking lit at chucky cheese with the my gang

>> No.13816682

>>13816399
It’s a shitty paving/driveway maintenance business. Got into it because of my uncle. Thought it’d be easy and I’d just get jobs and make bank. Turns out there is a shit ton of work involved and extremely high operational expenses. Customers are a pain in the ass to, always calling you back because of some stupid shit. I also got screwed over on some big clients that never paid me. Crap sucks. Wish I just got a nice white collared 9-5 job and just get paid hourly instead of having to deal with all the bullshit a business entails.

Currently I am a failed business man that should be out of business if itweren’t for my parents letting me set up shop at their property. Still making a little money but not a lot for how much of a pain in the ass it is.

Some more advice. Only businesses I’d recommend starting would be turn key businesses like a McDonald’s/franchise or selling a product. Something that already works and doesn’t take up much of your time. Something that you just collect money every day.

>> No.13816688

>>13816131
-40k, almost all my available credit is used. no job.

>> No.13816727

>>13816131
3000 in stocks
300 in crypto
80 bucks for tonight

>> No.13816733

>>13816682
I run a business myself. It's 24/7. Not an easy life for sure. Sometimes I wish I had a 9-5 also, but, I'm hoping I can grow it enough to start to hire people to help me run it better. Now I have 6 employees and myself.

>> No.13816778

I have ca £43k ($54k) dying in my bank account. Nothing yet in magic internet coins or stocks because /biz/ newbie.

>> No.13816782

4.2k in Cash
3.5k on Robinhood
14k in LINK in my private wallet.

>> No.13816817

$21k in savings, $3k in checking, $11k in IRA, $10k in crypto, $50k in trading brokerage(s). Waiting for macro pullbacks in both markets to allocate savings. Will spend ~$100 tonight on friend's surprise bday dinner, but other than that am a lean spender 99% of the time.

>> No.13816843

I only have $17,000 :(

Live in nyc and am late 20s

>> No.13816864

>>13816266
All about portion control my guy not eating won’t help you lose weight you gotta eat healthy

>> No.13816867

>>13816131
10000 rupees

>> No.13816880
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13816880

$400

>> No.13816896 [DELETED] 

So most ppl here are unironically poor fucks hoping to make it with crypto after the crypto bubble popped. Y’all are a special kind of retard.

>> No.13816902
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13816902

$12,100
fml I'm such an idiot

>> No.13816905

I always keep a minimum of 10k in my checking, max of 15k, I consider it all spending money, anytime I go over 15k I transfer the extra out to investments.

>> No.13816916

I’m -2000 in my bank account until end of month pay and have 10k in crypto

>> No.13816927

i have 240$ in my acc and im gonna buy silver

>> No.13816947

24k EUR
Not spending anything tonight, just bringing the kids to bed

No clue what to do with the savings, waiting for the stock crash and already got enough in crypto.

>> No.13816954

>>13816131
$6500 in bank
$6000 on exchanges (not holding any crypto atm)
$20,000 in 401k

I have no job so will have to start withdrawing from the 401k soon. Feels bad

>> No.13816974

>>13816131
$40

>> No.13817064
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13817064

900€ in a bank
17€ in cryptos
around 50€ in cash
maybe 30€ on Japanese, english and turkish coins (leftovers from traveling)

>> No.13817071

>>13816131
30k in the bank
50k in a roth
40k in LINK

>> No.13817129

>>13816131
About tree fiddy.
Im in debt up to my eyeballs. If i dont. Make it this year im outta hea.

>> No.13817136
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13817136

>>13816131
I have like 4k in the bank. I'm going to be making money tonight instead of spending it because I work on weekend nights and get the week days off.

>> No.13817158

$12k in bank
$10k physical assets
$1k in BTC

>> No.13817192

>>13816131
400 bucks in my bank account
11k in bitcoin

>> No.13817227

>>13816131
5000 bank
1800 crypto
Amount to spend 0
Neet and still have rent due in a few weeks ahhhh

>> No.13817262

>>13816131
About $25000 across all of my accounts. It's my safety net money for if I'm unemployed or go on a hiatus from working, since I'm a contractor. I'm currently eating through it for that reason, but I could sustain for about six months on my budget. The rest are in 401ks and stock options from when I was a wagie, and brokerages for everything left over in cash.