Dumb questions about credit

[Anonymous No.13397580]

I am a zoomer with one credit card, I want to leave my bank im currently at so I want to close all my accounts with them including this line of credit. if I do will that screw up my credit score?

secondly, lets say I close all my accounts but keep my credit account open. how would I pay my credit balances off if I don't have an account with that bank? do I just transfer money every month from another bank to that account? I have no idea how that would work

[Anonymous No.13397596]

yes your score will take a hit, no point in closing if it doesn't charge an annual fee. since it's your sole card, it's also your oldest card and credit history is a large factor in your score

yes, you just pay it with money from another account

[Anonymous No.13397599]

Why would you keep a balance on a credit card? Are zoomers really this dumb?

[Anonymous No.13397620]

>>13397599
lmfao ur fuckin dumb, git gud

[Anonymous No.13397628]

>>13397596
thanks bro