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/biz/ - Business & Finance

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13016977 No.13016977 [Reply] [Original]

Which bank are you with?

>> No.13017012

Local credit union

>> No.13017017

>>13016977
i with bitcoin

>> No.13017025

What happened to the red banks?

>> No.13017028

>>13016977
Commmbank. I use my cc like a debit card and realised I've been missing out on benefits. What cc should I get?

>> No.13017063
File: 25 KB, 680x350, kek.jpg [View same] [iqdb] [saucenao] [google]
13017063

>>13016977
The only one that matters obv.

>> No.13017204

>>13017012
Correct answer.

>>13017017
Do you actually make all your transactions on BTC? Do you pay a ~$0.20 fee every time you make a purchase? Why?

>>13017028
>What cc should I get?
It really depends. Wether or not you shop at places which make you pay surcharges for AmEx; whether or not you want something with a rewards program; Whether or not you want to go with something offered by your bank. I recommend looking at the various offerings around. If you want to know which card offers the lowest fees, then that would be the AmEx Low Rate Credit Card, which of course has the big disadvantage of being using AmEx, so you will probably be slugged with surcharges if you use that. If you want a card from CommBank, but don't care about the awards programs, just look at what cards they have and just completely ignore all of the Gold/Platinum/Diamond/ect. offerings. Or, if you really want, you could go with a card from a different bank, like Beyond Bank's Low Rate card or CUA's Low Rate Credit Card.

>> No.13017239

>>13016977
Was with ANZ, now with ING.
DYOR don't go with one of the big 4.

>> No.13017254

NAB

>> No.13017335
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13017335

>>13017239
Dont go for a big 4 bank, go for a bank that is bigger but international

>> No.13017365

>>13017239
While I strongly advocate for doing your own research, I would generally lean more towards customer-owned credit unions.

>> No.13017374
File: 176 KB, 1280x828, cq5dam.web.1280.1280.jpg [View same] [iqdb] [saucenao] [google]
13017374

>fee-free multi-currency every day transaction account with highly competitive fx rates
>one of the highest interest earning savings accounts
>one of the best platinum credit cards (fee-free if you actually use it)
>apple pay on everything
>can link your foreign hsbc accounts
>no hippie shit: bank is infamous for laundering over $900 million dollars of cash for south american drug cartels and saudi terrorist groups

Is there a more based bank? I might be able to get a touch better rate here or there by bundling different products from a bunch of different banks but I like the convenience of having everything together in one amoral institution.

>> No.13017560

westpac and bendigo

>> No.13017579

>>13017374

HSBC are criminals.

>> No.13017593

>>13017579
lol and which bank are you with that has no criminals?

>> No.13017732

>>13017374
ditto anon
got a UK premier account with them, which I've linked to premier accounts I have in other countries. Can filter earnings with instant transactions across countries without a problem, and they don't tell HMRC shit
>comfy when you bank with the biggest money launderer in the world.

>> No.13017771

>>13016977
imagine falling for the (((bank))) meme and not keeping your wealth in gold at home

>> No.13017842

1) Huge brick and mortar bank which I've been with for 20 years. It's pretty much my central hub for all payments, cards, etc.
2) Large bank where I just hold an old grandfathered-in semi-anonymous savings account for a rainy day (not tied to my name, but if I want to withdraw I have to show ID).
3) Mid-sized online bank for time deposits, savings accounts, etc. Much better interest rates than my main bank.
4) Small online bank which is connected to my broker account.
5) Paypal (which in Europe is incorporated as a proper bank).

There's no reason to limit yourself to a single bank. Last year my main bank started getting frisky and wanted me to switch to a business account (with much higher fees). I basically said, I already have 4 other accounts lined up, so if they want to terminate me I'd be more than happy to move my business elsewhere. Shut them up pretty good. Don't put all your eggs in one basket!

When I'll take out a mortgage I will shop around again. Maybe sticking with my main bank for so long will finally pay off, or I'll just add another large brick and mortar bank who gives me better interest rates.

>> No.13017859

>>13016977
M&T

>> No.13017935

>>13016977
ING

>> No.13018518

99% of my net worth in crypto. Who cares what bank gets my scraps.

>> No.13018526

>>13016977
>bank
kek, why the fuck would I keep my money in a jewish temple?

>> No.13018658
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13018658

Bank of America and I'm too lazy too switch

>> No.13019530

>>13016977
Binance