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/biz/ - Business & Finance

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12935216 No.12935216 [Reply] [Original]

Which baby step are you on, biz?

>> No.12935254

>>12935216
Turning my lease in early at a huge loss to buy a three year old car that’ll need $4k-$?? in repairs before it’s paid off so I can trade it in for a cool $500 in 6 years. Feels good being smart about my finances! Thanks Dave!

>> No.12935306

this dumb ass boomer pisses me off

>> No.12935314

>>12935254

KEK I love when people try to justify their stupid financial decisions or petty purchases against Dave.

> three year old car.

Try a 10 year old car for $1500.

> but muh reliability

If it breaks, evaluate whether the repair is worth buying a new one.

I bet you pay $400/month on your lease. You can't get 4 months out of a $1500 car?

> but muh credit card.

The credit card industry is literally designed to make you spend more money, and then game you on the data you collect. Who do you think is winning on this one, you or Visa and Equifax?

Dave's position is that if you have cash and that gets you to spend slightly less money because of the psychological difference than swiping a card, you just beat the stupid miles your wife is going to use to plan some vacation you didn't need.

Dave Ramsey has ironically smart financial advice. He gets you out of the jewish system.

>> No.12935327

>>12935314
>Try a 10 year old car for $1500
literally show me one instance where you can find such a thing. do your homework before posting

>> No.12935381
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12935381

>>12935327

First page of my craigslist. But lets suppose your right and this is magical leprechaun deal, or a scam.

How much does a least cost in 6 months, vs a cheap car?

>> No.12935395

>>12935381
that's a 15 year old car. 5 years old and $100 more than your original example. fuck off you unrealistic cunt

>> No.12935422

>>12935395

Chosen with 20 seconds of looking at the page. Better deal comes with research and following the page.

Still haven't heard why this is a bad idea, only that you don't believe my ballpark numbers.

I literally do this.

>> No.12935434

I'm in bedrest right now. Got hit by a train.

>> No.12935483
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12935483

>>12935395
>but it’s too old!
It’s also a Toyota, and $500 under budget.