/biz/ - Business & Finance

[Anonymous No.12841199]

rate my financial health biz

age:25
good:
>no student loans
>30k in 401k
>1500 in hsa
>300 in 529
>35 k link
bad:
>9k personal loan debt
>renting
>no gf
>45k salary

[Anonymous No.12841272]

>bad:
>>no gf
This belongs in the "good" category

[Anonymous No.12841275]

>>12841199
Fuck you 401k go all in LINK, wouldn't you rather have 70 million dollars instead of 35 million?

[Anonymous No.12841386]

>>12841199
6/10 could make it.
me. Good
>100K in 401K
>20K in options account
Meh
>65K salary
>work as a fucking accountant
>nightwalk/daydrive
bad
>no gf
>no friends

[Anonymous No.12841404]

>>12841386
6/10
>300k link
>120k salary
>paid off house

[Anonymous No.12841420]

>>12841386
No good, just end your life. You're good at counting money but you can't make properly make money.

[Anonymous No.12841486]

7/10 for your age. The personal debt is unnecessarily high. Your investments can't possibly outpace the interest you're paying if that's credit card debt.

Me:
Age 23
Good:
>no student loans
>no credit card debt
>$6K in student loans
>$6K in money market account (emergency fund)
>$27K with a money manager
>no gf
Bad:
>no degree; trade license pending
>renting (not necessarily bad btw)
>$3500 left on car loan
>$40K/yr income if I don't work OT

[Anonymous No.12841496]

>>12841486
>no student loans
>$6K in student loans
$6K in 401K. I have no idea why I typed what I typed.

[Anonymous No.12841542]

Rate me:
Age 25

Good:
>no debt
>will inherit some nice assets later in life. Nothing too big though
>social life and friends exist

Bad;
>no gf
>just 4000$ in safings
>will finish Computer Science degree with 27
>hate university
>girls from my country aren't interested in me

[Anonymous No.12841545]

>>12841542
*savings

People say I'm a 6/10
But feel more like a 4/10 compared to my success with women

[Anonymous No.12841775]

Age: 29

Good:

>350K Salary
>No debt

Bad:
>100k savings
>4.2k rent

[Anonymous No.12841860]

28
>80k salary (bonus included)
>no debt
>post grad degree
>fully paid off car
>40k savings
>27k 401k
>18k crypto
>will inherit 6 or 7 figures
>live in shitty apartment

[Anonymous No.12841934]

age: 33
good
> no debt
> no car
> 100k salary
> 1000/mo rent
bad
> no property to speak of
> 17k emergency fund
> 14k pension fund (not in the US)
> 34k ETFs

[Anonymous No.12841944]

>>12841934
the emergency fund actually belongs in the good category, I suppose

[Anonymous No.12841970]

age:29
good:
>no student loans
>50k in 401k
>20k in cash
>15k in stocks
>4 acres inawoods, plan to buy the other 4 acres when the neighbor falls behind on her property taxes again
bad:
>gambling addiction
>renting luxury apartment for 1.2k a month plus utilties when i only take home a little over 2k a month
>gf i got last year when i told her i loved her so i could finally lose my virginity and now i can't get rid of her even though i don't like her that much because she's a little unstable and may kill herself plus she's my coworker and i have a comfy fed job so if she goes full batshit and gets my fired my life is ruined

[Anonymous No.12841974]

>>12841775
If you make 350, I don't think 4.2k rent is that bad. I assume you are in the bay area or some other tech hub? Then that 4.2 is what allows you to make as much to begin with.

[Anonymous No.12841980]

>>12841199
5/10
Ok for your age. Personal loan is really stupid though unless you owe it to your parents
>>12841386
6/10
Solid. Salary is low though. Maybe worth it for the experience if you are at a big 4 firm, otherwise, would look into switching jobs soon.
>>12841404
8/10
Solid salary + paid off house

>>12841486
4/10

>>12841542
2/10

>>12841775
0/10. I don't believe you.

>>12841860
6/10

>>12841934
6/10
>>12841944

[Anonymous No.12841985]

>>12841970
>>4 acres inawoods, plan to buy the other 4 acres when the neighbor falls behind on her property taxes again
nice

[Anonymous No.12842245]

33
30k yr job
10k socks 2k cash
10k savings
Paid off truck good until civil war 2
Gold silver lead and brass in rucksack

[Anonymous No.12842272]

>>12841980
I knew I am a loser...
Fml

[Anonymous No.12842290]

>>12841974
Yeah, Mountain View.
Not complaining, just a crazy amount to spend on rent.

[Anonymous No.12842370]

>>12841970
4/10
Well diversified. Okayish salary for a rural area which you seem to be in. Unstable gf is worse than no gf
>>12842245
2/10
Salary and savings are low for your age. Be careful or you'll be working until they zip up your body bag

[Anonymous No.12842485]

Fuck, I’m stressing really hard about crypto and really want to be out of wagecuckery ASAP. Anyways rate me.

Age 19.5
Good:
>2k savings
>no student loan debt
>transferring to university as a junior in CS next year
>internship starts this summer if I get it (most likely)
>car paid off

Bad:
>no job
>shorted crypto 2017
>no investments

[Anonymous No.12842526]

>>12841275
Dhis

[Anonymous No.12842611]

20
Good: $600 rent
35k crypto
7k in 401k
36k per year wagecuck

Bad: 25k personal loan

[Anonymous No.12842644]

Age 28
Good:
Alive and good at computers
9 dollars an hour 57 hours a week
Bad:
2k loan debt
Homeless
Overweight

[Anonymous No.12842658]

>>12841199
you retard, no gf right now is a big money saver unless you mean those rent a thot to cut down the rent cost. but its a danger game at that, could mean half ur shit even if ur not married.

[Anonymous No.12842677]

>>12841275
LINK will never hit $1000, if youre really lucky it MIGHT hit $1. LINK is a stupid fucking meme and there are other projects doing the same thing that are way ahead of LINK. Seriously if youre still holding, GTFO.

[Anonymous No.12842710]

Age: 37
90k salary
40k in the bank
140k in 401k
17k in IRA
60k in crypto
1400 rent
No debt
piece of shit car

[Anonymous No.12842721]

>>12841199
Age 35

Good :
>no debt
>state pension guaranteed
>will inherit 1 villa, 2 houses and 2 flats from family, currently live with wife in one of these flats
>30k euro job but I work like 5 hours per day
>about $5k in ETH, bought when it was $100/1 ETH
>married with 8/10 girl who is 6 years younger than me


Bad:

>wife makes about 3x times more than me and has potential to make a lot more in the future while I'm stuck with some medium income jobs (IT stuff, not I'm no engineer) that will never bring huge amounts
>had some serious health issues in the last 3 years
>no real plan to do something awesome in life, money isn't a problem but I also hesitate to jump into a personal business cause I'm scared it could fail

[Anonymous No.12842756]

>>12842721
if youre gonna die soon you may as well take huge risks you pussy.

[Anonymous No.12842869]

>>12842485
3/10
You're slightly better situated than
>>12841542
just due to age. Graduate on time and find a job and you will both instantly be better by a couple points.

>>12842611
4/10 only because you are earning money and on track for your age. I hope you are either on a trade track or finishing up a degree as well.

>>12842644
1/10 excess weight is an asset for a homeless person in terms of surviving exposure and prolonged periods of hunger, but reduces your earnings potential as a beggar.


>>12842710
7/10
Solid if unimpressive salary. 401k + IRA on point for age.


>>12842721
6/10
Wife + generational wealth + pension will likely carry you through. Would be nice to actually make some of your own money though.

[Anonymous No.12842954]

>>12842658
>its a danger game at that, could mean half ur shit even if ur not married
But how?? Is this also possible in Europe?

[Anonymous No.12842959]

Age 21:
Good
>55k in a term deposit
>30k in bank
>13btc portfolio
>pretty good looking
>/fit/

>bad:
>no gf
>slightly autistic
>no career (work as a bartender on weekends)
>no skills

i got lucky with ETH no larp

[Anonymous No.12842972]

>>12842959
i also drive a 2010 audi s4

[Anonymous No.12843046]

>>12842959
5/10 short term looks good. Longer term is hazy unless you work on developing skills and getting a career. You have a nice headstart, but you don't have early retirement money.