/biz/ - Business & Finance

[Anonymous No.12555008]

>everyone invests into the stock market
>every gets a passive income
>everyone stops working
>???

Explain this to me

[Anonymous No.12555013]

>>12555008
Noobs who haven't figured out the stock market are born every day, my friend.

[Anonymous No.12555025]

>>12555008
The vast majority of people are too fucking retarded to even live within their means, let alone start investing.

[Anonymous No.12555038]

>>12555008

Then the rich traders decide they wanna sell and the price dumps 30%. You'll never have a situation where everyone just holds their stocks.

[Anonymous No.12555039]

That’s why our economy requires the majority of the population to be poor and fairly ignorant of the mechanics of our economic system. It’s literally a pyramid scheme, most things can be boiled down to a pyramid scheme. This is your red pill anon. The world is basically rigged against you if you’re not part of the elite, you either need to find a way to scam your way up the pyramid or basically break away. I’m personally breaking away from the pyramid

[Anonymous No.12555059]

>>12555039
Yeah pretty much it’s about exit scamming on some dimension ranging from faking liking your job to genuine exit scams

[Anonymous No.12555075]

>>12555008
Most people live paycheck to paycheck, they are too retarded to understand that investing can multiply their wealth over time

[Anonymous No.12555080]

>>12555008
because the value derived in the stock market is from corporations... with workers...

[Anonymous No.12555101]

>>12555080
You’re a brain let. He was pointing out that the basic architecture of our system is such that it’s literally impossible for everyone to make it. They don’t teach that in school, do they? If we were all millionaires who would clean the fucking toilets and work the mcshitjobs?

[Anonymous No.12555115]

>>12555059
Yeah if you’re resourceful enough you can find a way to be pretty comfy without participating in the machine anymore. Took me til I was nearly 30 to figure this out, but I’ve laid the necessary groundwork to make it possible. I’ll be essentially at least a half time neet for the rest of my life, if not more

[Anonymous No.12555134]

>>12555008

[Anonymous No.12555147]

>>12555008
that's the genius of capitalism, it teaches wealthier people that they should buy more expensive things, so now even the middle and upper middle classes are hooked into a lifestyle of wageslavery and spending.

The only way to escape this is to realise spending isn't the route to happiness and instead plan for a sustainable, meaningful life.

[Anonymous No.12555175]

>>12555008
the ability to conceptualize rewards that are 20 or even 5 years in the future is impossible for most people and the system is rigged to tempt you out of building capital.

[Anonymous No.12555222]

>>12555175

Normies scaling their spending with their income doesn't help either.

>Make 60K/year
>Be perfectly happy and comfy spending 40K/year
>Get a raise because you work for crazy fantasy unicorn, Inc
>Make 100K/year
>Suddenly you need to spend 80K/year to make life worth living

[Anonymous No.12555283]

>>12555222
https://www.youtube.com/watch?v=0vBpcSEdcRc

[Anonymous No.12555311]

>>12555039
breaking away? in what sense?

[Anonymous No.12555412]

>>12555311
Check’d. Not participating. Ideally it would be great to break away as in not paying property taxes, etc, but I’m not a maniac. So I’ve found a way to basically live off of having my house paid off and using various veterans benefits to pay for day to day shit. The key is basically eliminating all debt and reducing your expenses. I’ll probably have to work a part time job but not wage slavery. And if I can get some crypto to boom again or run a link node/live off dividends or staking then I won’t have to worry about part time work. I’ll contribute back to the greater good by doing various projects involving psychedelic drugs treating ptsd, documentaries, whatever. Yeah it all sounds super sketchy but it’s fairly sound if you had my perspective.

[Anonymous No.12555430]

>>12555412
>using various veterans benefits to pay for day to day shit
So you're profiting off the pyramid scheme.

[Anonymous No.12555485]

>>12555430
Hey, I was honest about what I’m doing. And trust me, I’ve done more than most people ever will as far as contributing to America’s pyramid scheme. I’m just dipping into my 401k early and calling bullshit on the whole thing. Find your own way. If I didn’t have certain advantages I could fall back on and was a legit unskilled neet I would probably learn to grow weed really well and do that. I’m a dude that’s fed up with how fucked the system is, that doesn’t mean I’m not going to use it to my advantage. If you can afford to be an idealist then good for you

[Anonymous No.12555790]

>>12555025

fucking brilliant anim

https://www.youtube.com/watch?v=hlMAKpxN8N0

[Anonymous No.12555821]

>>12555485
based mercenary

i got rated %40 for laying my motorcycle down on the PCH. i did nothing but travel the world, drink beer, and learn skills on the government dime. did college and made $40k a year off the living stipend and scholarship refunds that i milked with "muh service". the VA home loan is the biggest benefit if you leverage it, no PMI makes rental properties ludicrously profitable.

[Anonymous No.12555849]

Yeah obviously you can't sustain a passive income through investment if no one is working and creating value through the stocks they bought. Luckily it's human nature to want to get ahead so you'll always have people working to make more money even if a UBI is implemented, so this system sustains itself.

Pessimistic: http://earlyretirementextreme.com/what-if-everybody-decided-to-work-much-less.html

Optimistic: http://www.mrmoneymustache.com/2012/04/09/what-if-everyone-became-frugal/

[Anonymous No.12555869]

>>12555008
I think people that get burnt from the stock market (for whatever reason) basically resign from it until they FOMO back in (for whatever reason).

There are lots of reasons for both, but there are loads of perennial losers in the stock market, because there are lots of impatient people that need money now rather than in 10 years.

[Anonymous No.12555890]

>>12555008
you need 500k in the stock market to support a lower middle class lifestyle

[Anonymous No.12556837]

>>12555849
>Luckily it's human nature to want to get ahead so you'll always have people working to make more money even if a UBI is implemented, so this system sustains itself.

Good point. People will never be satisfied with what a "Basic" income will buy

[Anonymous No.12556859]

>>12555008
People get burnt and up until recently accessibility to the markets was also difficult - there are troves of working class who had no way to enter it until the last decade or so. Essentially this is how the free market provides a 'universal basic income' for all its just not for all its only for those who are based - as all things left to the hidden hand of the markets it allows for the culling of the weak and the advancement of humanity.

[Anonymous No.12556880]

>>12555849
Why? Look at crypto. Value is created by people buying at a higher price. That's it.

[Anonymous No.12556975]

>>12555008
SMEG

[Anonymous No.12556997]

>>12555025
Saved fucking great

[Anonymous No.12557042]

>>12555008

Basically money is printed indefinitely and this is given out to companies through subsidies, who pay a lot of that money out to their shareholders. Most of the share holders are the people involved with money printing.

So basically everyone's money is depreciated through inflating the currency units supply at a scary pace, but the people doing it get most of the money so their returns exceed the depreciation, giving them more money and power.

[Anonymous No.12557073]

>>12555412

So you're on welfare, k

[Anonymous No.12557412]

>>12555025
lmao

[Anonymous No.12557442]

>>12555222
checked and people even anticipate their income. if they think they will earn more they spend more even if they dont have the money.

>>12555025
>>12555075
>>12555175
also true, see high time preference

>>12555147
max weber called modest farmers who produced their own food a barrier to spread of capitalism (1905)

[Anonymous No.12558228]

[Anonymous No.12558554]

Just be rich and invest passively bro

[Anonymous No.12558672]

>>12556837
>Good point. People will never be satisfied with what a "Basic" income will buy
And at this point, once you know you will never suffer for trying, is when you strive for more.
For those who just want more, then at this point I have no sympathy; you will not starve, you will not be homeless, you can live contentedly with every basic need met. You have now, officially, zero reason to not strive if you want more. create, you'll never fail so badly you'll be homeless, work more or less it doesn't matter.

[Anonymous No.12558997]

>>12555311
Killing himself

[Anonymous No.12559014]

>>12556837
UBI would be nice if its like $15k. I'd just find an easy job that pays $20k and be set.

[Anonymous No.12559025]

>>12556880
>comparing a worthless ponzi scheme to the top 500 most powerful corporations in the world that provide everything from the clothes on our back to the food we eat with billions of annual profits

It's posts like these that remind me the type of people frequenting this board. Go back to your Link shill thread, maybe you will be lucky and convince someone to buy it for 2x the price.

[Anonymous No.12559033]

>everyone invests into the stock market
>every gets a passive income
>everyone stops working
You forgot that part where everyone has x25 their yearly expenses to invest

[Anonymous No.12559053]

>>12555008
It doesn't work like that. There's a reason why not everyone can sit on their ass. If we all did that, nothing would get done. There has to be another cog for every one that gets out. In a dystopian totaltarian state, yes we might have a UBI system that works. You can't do that in today's world just yet, if ever.

[Anonymous No.12559602]

>>12555008
Stupid people can't into saving up money and investing.

And nigga, they will always be stupid people.

[Anonymous No.12559619]

>>12555025
0:19 topkek

[Anonymous No.12559634]

>>12555025
I never understood materialistic people.

Like who gives a fuck about how nice a car looks? Waste of money. Same with tv and shit.

[Anonymous No.12559665]

>>12555075
Yep. 78% of full time workers live paycheck to paycheck. Cost of living is a fucking issue too tho.
50% of renters spend over 30% of their income on rent. Of those, half (25%) spend over 50% of their income on rent.

[Anonymous No.12559679]

>>12555025
This is so deep, wow, I never thought of it that way before!

[Anonymous No.12559697]

>>12555025
Anybody have a yt link? I am out and about on an iPhone

[Anonymous No.12559735]

>>12559025
The entire economic system is a Ponzi you idiot

[Anonymous No.12559827]

>>12555025
We have been told this many times.
We only had to listen.

[Anonymous No.12559920]

>>12555175
>people who don't plan 5 or 20 years ahead are stupid
Nice. It's not unusual to think others are stupid.
I worked as staff in a ICU.
I've seen shit you wouldn't believe.
How old are you? I saw younger people die. What happens when one weird blood vessel in your brain pops?
People with leukaemia. People with hearth defects. With genetic early-onset dementia.

NEVER take your life for granted.

[Anonymous No.12560280]

>>12559014

>>What is inflation

You think suddenly giving everyone an extra 15k will fix money issues?

[Anonymous No.12560335]

>>12559920
i have seen thjngs you people wouldnt believe xD

[Anonymous No.12560357]

>>12555008
that could happen if machines took over literally all the actual work.

[Anonymous No.12560989]

>>12560280
it's only inflation if it's an extra 15k. if the 15k is rerouted from let's say, military. sure, your lmt shares would suffer, but everyone would have a livable wage.

[Anonymous No.12561197]

>>12555025
WE LIVE IN A SOCIETY

[Anonymous No.12561964]

>>12555008
slavery never ended, it only evolved
slaves were born in bondage by law back then but most bonds now are psychological now. Just like the prisoners in the cave allegory, we try to associate sounds of footstep with the shadows when there is no direct relevance between the two

[Anonymous No.12562123]

>>12560989
what? Current prices are built into existing demand. Billionaires and millionaires spend less middle/lower class collectively so if you redistribute the previously "inactive" money to everybody you'll be inflating prices regardless because the demand will suddenly be higher

All you'll be doing is fucking over the upper-middle class with taxes and dragging everyone down to the lower class. You'll make it harder for anyone from the lower class to climb up the ladder because there will essentially be a tax chasm that you have to jump through and get so rich that you can dodge taxes without issues.

like many commie policies UBI is just bondage and slavery disguised as common good for all

[Anonymous No.12562763]

>>12555008
>"Everyone stops working"
Stocks are a share of a companys profit.
A company whit out anyone working does not create revenue.
No revenue for stock holders.

[Anonymous No.12563078]

Based