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/biz/ - Business & Finance


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12545930 No.12545930 [Reply] [Original]

>27 years old
>make only 55k a year
>most people my age are already making 80k+ and already have a masters degree

>> No.12545958

Yikes time to an hero dude

Absolutely pathetic. Next you're going to tell me you down have 21 BTC

>> No.12545971

>>12545930
I'm your age. I make 64k. Just keep at it. Usually when people make more they spend more so just be smart with what you have. Stop comparing yourself to someone else.

>> No.12545980
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12545980

At least you're not like me anon.

>25 years old
>fell for the STEM meme but already 2 years in with 3 years left
>will continue poverty as a grad student after
>won't be making any money until I am 40 after completing a PhD and getting a few post-docs under my belt

>> No.12545988

>>12545958
that feel when poorfag wagie with .4 btc

buying every month senpai

>> No.12545996

>>12545980
With a STEM PhD you be making at least 200k starting though

>> No.12546012

>>12545996
That's cute, but I'm not getting a PhD in mathematics...At best 40k starting.

>> No.12546032

>>12545996
https://www.payscale.com/research/US/Degree=Doctorate_(PhD)%2C_Biochemistry_%26_Molecular_Biology/Salary

>> No.12546041

You're doing better than lots of other 27 year old still anon. What's your career, you should try and upgrade some skills

>> No.12546070
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12546070

>>12545930
>26 years old
>Only make 21k a year.
>Have acct/finance degree and coding skills, internships, etc.
>Only thing i have going for me is that i have no debt.
>Applied to 2000 jobs in the past year and couldn't get one.
My only hope now is crypto.

>> No.12546072

>>12545930
>55k a year

Well, in my rural area that would get you a very nice home and a good life.

Its all about cost of living.

I make around 62K at 26 in an area where the average household income is $39,500. for 2019 ill make 65K.

As a result I can, own my own home and drive a brand new Golf R.

Again, all about cost of living.

>> No.12546076

>>12545930
>most people

>>12545996
>With a STEM PhD you be making at least 200k starting though
are you fuking kidding? there are amazon drivers and uber cabbies with PhDs in STEM and other fields. only very few starting salarys get even close to 200k. i dont know who've you been talking to, but they're taking the piss outta you.

>> No.12546095

>>12545930
Apply to jobs in SF/NYC and live like a complete Jew. You will save 50K+ a year and be a millionaire in <10 years if you work hard.

>> No.12546096

>>12546070
How do you fuck that up this bad? Accounting finance is literally a gateway to IB/Hedge Funds/B4/M&A. That's like as high as 200k a year with bonuses if you bust your ass or you could settle for a cushy industry accounting role and slowly get your CPA and make 75k in a low stress role

>> No.12546110

>>12545930
It's all luck. If I get in this one union, I'll be making 92k with no overtime by age 27 (ik people 1-3 yrs younger than me that got in. I'm jealous). If I don't, I'll probably be 100% fucked making 30k if lucky.

>> No.12546113

>>12546070
You must be extremely autistic or have like a 2.0 GPA.

>> No.12546118

>>12545930
so youre a loser

thats ok

a lot of us are losers

>> No.12546123

I’m 24 and just got an offer for 85k as a technical consultant. Stem is not a meme.

>> No.12546127

23
Bachelors degree bio
In grad school now
Never had a job
No friends autisitic apply to burger king every year never even get a response
Spammed indeed never got a response from anyone ever back
Only made a few thousand dollars this year

I have a legit learning disability and a DUI so I probably will never get an acceptance from anyone anons hang in there tho we can try to cope with delicious food

>> No.12546129

>>12546123
Isn't that basically a sales job?

>> No.12546142

>>12546096
>>12546113
you're all idiots. everyone has a degree nowadays. they dont mean shit anymore. it used to be that if you had any post-grad qualification you were in the elite. like i say, now people with PhDs work as delivery drivers and cabbies. it's a completely differnt world to 15 years ago. top jobs are very hard to find, especially if you're not eligibale for positive discrimination etc or youre fucking the boss.

>> No.12546145
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12546145

>>12546113
>>12546096
>"alright, well you're a nigger".

>> No.12546156

>>12546142
What lol. Lots of people have degrees but not many people are good at networking or applying knowledge in a work environment. If you have an accounting finance degree but dont apply yourself you're just like everyone else. But if you actually went and joined school clubs, met employers at events, worked some coops you can get a job. There might be lots of grads but there's literally millions of job postings.

>> No.12546164

>>12546129
Nah, it’s software integration. Client facing.

>> No.12546170

>>12546156
>>12546113
>>12546096
Not knowing that most hires come down to nepotism.
If you don't know anyone at the company you're applying for, you might as well throw your own resume away.

>> No.12546197

>>12545930

>tfw 32 and make only 10k a year..


I hate you so much.

>> No.12546199

>>12546156
>there's literally millions of job postings.
yikes!

>> No.12546208

>>12546170
Dude you really need to stop being a bitch and learn that it's your own fault. It's not nepotism, it's your own incompetence. Unemployment is low and boomers keep retiring. If you have any social skills at all you can get a job. I had 6 job offers by the time I was done college, 2 at B4, 3 at regional firms, 1 in industry and 1 analyst position, I didn't even try and get into buy side or sell side finance, I could have probably got another 2 or 3 offers. It's all about not being an autistic faggot and doing more than just sitting in a class getting a 75% average

>> No.12546220

>>12546199
https://www.indeed.com/l-United-States-jobs.html
>3.2 million job postings in united states
That's just on indeed

>> No.12546237

>>12546208
Found the neopet

>> No.12546239

>27
>make 80k

feelings of inferiority never go away. you just keep raising the bar higher and higher for yourself. it's part of the human condition. maybe even a sign that you will make it.

>> No.12546252

I'm 27, make $40k and I'm fine with it. What do you need a ton of money for anyways? If you feel like you need "a lot" of money to be happy then paradoxically, a lot of money won't make you happy.

>> No.12546259
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12546259

>>12546220
You implied there's "millions of job postings" for those good corporate jobs, not just that there are millions of jobs. I mean most jobs are cuck jobs. Pic related.

>> No.12546267

>>12546239
It’s a sign you won’t make it since you’re focused on money instead of providing value; which is the real determining factor in bringing wealth.

>> No.12546270
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12546270

I'm 24 and make 65k, slightly above the median american income, and I feel like I'm scraping by sometimes. I'm clearing about 2k monthly in pure savings but even at this rate it will take me like a decade to save up for a decent house. Not to mention kids, family and all that other shit I'd like to have some day. I'm on the right path but even so shit still looking grim boys

>> No.12546276

>>12546208
Also
>Unemployment is low
Highly misleading.
1. Discouraged workers (people who haven't applied for a job for 4 weeks and up but want one) are not included
2. Part time and full time workers that don't make a livable wage ARE included

Bith if those together make the unemployment rates look massively better than they actually are. If a job doesn't pay a livable wage, it shouldn't even count.
Also, underemployment rates are high. 44% of 22-27 yr old college grads are underemployed.

>> No.12546280

>>12546259
You're literally comparing yourself to the average person. 30% of americans think fucking socks with crocs is acceptable. Half the people on the road don't even have enough critical thinking and future foresight to use a blinker. Don't compare yourself to the average person, the NPC meme is actually true. You're better than the average and if you actually give a shit about yourself and are motivated enough to improve yourself you an be successful. You may not end up some C level officer position but you can carve out a great life for yourself. My original post was making fun of the anon making 20k a year with a degree in a field that has average wages triple that amount.

>> No.12546285
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12546285

>>12545930
75k at 19yrs old.

STEM ain't a meme boyo. Look into Software Development.

>> No.12546357

I am 33
I make $55,575
I have $2400 in debt
Own my house , with no note
Own my car with no note
Have no student debt.

I am putting $18,000 a year in to my 401k, maxing my roth ira.


Am i going to make it?

>> No.12546358

>>12545930
> 25 years old
> bachelors in business
> hourly wage comes out to approx $28k a year BEFORE taxes

>> No.12546369

>>12545930
>most people my age are already making 80k+ and already have a masters degree
Not even a little

>> No.12546374
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12546374

>>12546357
>401k scam
no

>> No.12546548

>>12546357
>18k into 401k
>ROTH IRA
>2400 debt
Honestly, no. When a recession hits, your kind is the first to go. What the actual fuck are you doing?

>> No.12546551

Damn you burgers are rich as fuck. Here in europoor we make $600-1000 on average a month and call it good. However everything is affordable too.

>> No.12546565
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12546565

>>12545930

Im 28 years old working at a grocery store making like $13k a year while destroying my back and have no health insurance . Quit your bitching OP

>> No.12546586

>>12546565
You live with parents or random roomates?

>> No.12546588

>>12546551
I am a burger and I make around $900 a month...shit sucks maybe I will move to europe

>> No.12546697

>>12545930
That's not even close to being true.

The average person makes like 50K a year. The average 27 year old makes probably like 40K a year unless you live in SF or something.

>> No.12546705

>>12546586

With my mom, but really cant stand it.i would love to just love in a college dorm even though I'm old now