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/biz/ - Business & Finance

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1216200 No.1216200 [Reply] [Original]

Is there anything with a better interest rate or rate of return than a Savings Account that has the same liquidity?

>> No.1216202

MM accounts with online banks.

>> No.1216206

>>1216202
>online banks

Why online banks? Why not traditional banks or credit unions?

>> No.1216210
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1216210

>Savings Account

>> No.1216222

>savings account
>with the same liquidity as anything else
Uhhh

>> No.1216237

Why do you want the liquidity?

>> No.1216254

>>1216206
They tend to have higher rates for some reason.

>> No.1216256

>>1216254
>for some reason

maybe like, not having to pay tellers or have physical branches saves them money?

>> No.1216261

>>1216256
True, I guess paying Pajeet to take your phone calls in an unairconditioned shack in Bangladesh would save you some money.

>> No.1216288

>>1216200
Im sure there are brokerages with same day deposits. Etrade even has a debit card although I wouldnt use them unless you like to short stocks. Sounds like you just want to invest in some ETFs. Also check out lending clubs. Not sure they do same day deposits tho but its a solid 8-10% return. Every portfolio should have some lending notes

>> No.1216315

>>1216200
Money Market account like the other guy said. You can write checks from the damn things.