JUST

[Anonymous No.12152022]

YLYL: JUST Edition

[Anonymous No.12152038]

>>12152022
fuck you monkey

[Anonymous No.12152053]

must be a pretty nice phone

[Anonymous No.12152054]

>>12152038
Post your JUST-folio or GTFO

[Anonymous No.12152074]

>>12152022
>phone 500$
Is she buying a new phone every month?
>grocery 400$
Maybe spend less on food?
>misc 300
Spend less on "misc"

[Anonymous No.12152091]

This is why communism and basic income are retarded ideologies. They refuse to acknowledge that stupid people exist and cannot be helped

[Anonymous No.12152112]

can someone explain to me what "car note" is?

[Anonymous No.12152114]

>>12152091
actually this shows capitalism has failed. she cant afford to live

[Anonymous No.12152126]

>>12152022
>not driving a reliable shitbox paid off in cash
>not relying almost entirely on natural light to regulate mood and circadian rhythm better/turning lights out once you are done using them
>cable in the current year of our lord and savior
I'm assuming she's paying cell phone bills for her family and the groceries aren't due but are rather a monthly occurrence...still NGMI

[Anonymous No.12152130]

I absolutely refuse to believe that anyone can spend money like this. I refuse.

[Anonymous No.12152132]

>>12152091
Or you just force people to not be retarded if they want the benefits.

[Anonymous No.12152135]

>>12152114
Oh, she needs a $600 car, $3k apartment, $500 for cell phones, a cable plan that likely has everything?

She doesn't know how to budget and is living beyond her means.

[Anonymous No.12152139]

>3k rent
excuse me

[Anonymous No.12152151]

>>12152126
>implying humans havent been using artifical light for millions of fucking years

It gets dark early in winter, anon.

[Anonymous No.12152156]

>>12152112
It’s when you “buy” a car you can’t afford so you have to make monthly payments for a total of more than what the car is worth

[Anonymous No.12152167]

>>12152151
I know but still...287 seems absurd

[Anonymous No.12152170]

With this level of spending she must make 150k

[Anonymous No.12152183]

>>12152170
Nope. If she did she'd have money left over. She probably makes right around 90k-100k and lives paycheck to paycheck and then takes out payday loans when an emergency comes up.

[Anonymous No.12152198]

what the fuck is light bill

[Anonymous No.12152204]

Anons, I’ve decided the message
She is the leader for a rental house; she has 5+ roommates and they pool all bills. While at first it may seem she is financially incapable, after the pool pays their portions she only spends $500 on herself. You could all learn something from this wise woman.

[Anonymous No.12152208]

Can we get her a hairstyle? You know the one...

[Anonymous No.12152210]

>>12152198
elec tray cetay

[Anonymous No.12152216]

>>12152198
Electricity bill.

[Anonymous No.12152228]

>>12152074
The cable is ridiculous as well.

[Anonymous No.12152229]

>>12152022
What the fuck?
I live in Switzerland, have a big Apartment with 4 rooms and my expenses in total never cross $4000
How retarded do you have to be with money that you literally spend more than someone that lives in one of the most expensive countries in the world to live in?

[Anonymous No.12152255]

>>12152198

Americans have privatized light, and companies are charging you for providing you with the privilege of not living in complete darkness.

[Anonymous No.12152290]

>>12152022
I just realized that "car note" was her car loan payment

Holy shit $600? What the fuck? That's gotta be like a
>does math
$35,000 car

To be honest I thought it was gonna be a lot more. I've never spent more than $5k on a car, but I figured it was gonna come out to at least $60,000

[Anonymous No.12152296]

>>12152114
She can't afford to live above her means, like she's currently doing. 3000 a month rent is an exorbitant amount and 600 dollar car payment means she's driving something worth at least 35-40k. Downgrade to a worse neighborhood and get a shitbox and suddenly shed have 2k per month less bills.

"I make 15 dollars an hour but I bought a new Mercedes and now I can't make ends meet capitalism has failed me" fuck off

[Anonymous No.12152303]

I'm 12k in credit card debt am I good

[Anonymous No.12152306]

>>12152022
Living in a condo in the midwest.
Pic related is 1 person living alone.
Car is $8k but paid off.
Still using the same phone from 4 years ago.
Same laptop for 6 years.
Haven't shopped for clothes in 2 years.
Only things missing are the additional $20 cell phone service that my family pays for me.
Also, once I find a job, I'll have to pay for health insurance.
But I don't see a reason for an average person to have much more than my monthly expenses.

[Anonymous No.12152314]

>>12152022
>Gas bill $178
who the fuck is she, hitler?

[Anonymous No.12152321]

>>12152074
No this is several months of not paying bills.

[Anonymous No.12152331]

>>12152314
kek

[Anonymous No.12152332]

>>12152306
>700 dollars a month on food
What fatty does this? That's 25 dollars a day. Are you eating 2 lbs of the best steak everyday?

[Anonymous No.12152340]

>>12152022
What dat mouf do?

[Anonymous No.12152350]

>>12152306
>700 on food
>150 in misc
>havent bought clothes in 2 years

Is this a troll? Or do you just stay in your pajamas all day and have no friends

[Anonymous No.12152351]

>>12152306
>Condo
>Rent
Also, the fuck are you spending $150/mo on furniture for? I know good furniture can be expensive, but I question whether you are living within you means

[Anonymous No.12152354]

[Anonymous No.12152371]

>>12152306
food 700????

[Anonymous No.12152372]

>>12152332
Based and fatpilled

[Anonymous No.12152380]

>>12152351
Rent to own nigga. It's better than layaway cause you get to take it home

[Anonymous No.12152383]

>>12152332
Bloatmaxxx

[Anonymous No.12152391]

>>12152314

[Anonymous No.12152399]

>>12152306
See you on Waifu Wednesday, sadmin.

[Anonymous No.12152407]

>>12152022
>that fucking expensive of rent
>using that much lighting
literally just dont use your lights unless your in the bathroom
>cable
lol
>500 dollar phone bill
>$100 on toiletries
> 300 fucking dollars on just random non essential spending
this bitch is just stupid as fuck lol

[Anonymous No.12152413]

>>12152022

Its not all that funny without context.

Does she live in a shitfuck money hole state like CA? Does she have a family of 4? Does she make 65k+ a year? What does 'WYD' mean?

[Anonymous No.12152414]

>>12152380
>Rent to own
What's the total cost, though? Aren't you better off buying something really cheap at a garage sale, saving your money, then buying the item straight up?

[Anonymous No.12152421]

>>12152413
>What does 'WYD' mean?
What're You Doing

[Anonymous No.12152424]

>>12152332
unironically spend at least $20 bucks on food a day, at least 600 a month. Im not even fat I just like good ass food mang

[Anonymous No.12152428]

>>12152414
if someones offering zero percent financing and you got the money to buy it out right, take the fucking financing.

[Anonymous No.12152458]

>>12152022
I like this idea.

[Anonymous No.12152476]

>>12152413
If you're paying 3k a month you're near the city center. You should either walk everywhere, or, if you want an expensive ass car you move to where it's cheaper to rent.

[Anonymous No.12152485]

>>12152022

[Anonymous No.12152544]

>>12152314
probably takes 30 minute hot showers twice a day. Women have no idea how to budget and spend in their limits. I don't blame them though they've only been doing it for like 60 years

[Anonymous No.12152556]

>>12152428
>0% for six months
>back rate of 26% on full purchase price if not paid in full by six months
Niggers always fall for this

[Anonymous No.12152558]

>>12152255
>the privilege of not living in complete darkness.
Lol when you put it that way... Do other countries seriously not pay for electricity?

[Anonymous No.12152567]

>>12152558
Pretty sure at this point most Eurocucks have a 95% tax rate. They get all the essentials paid for by the government, but that extra 5% lets them splurge on things that have an additional VAT.

[Anonymous No.12152646]

>>12152022

>rent 2995$
>car 600$
>cable 210$
>cell phone 500$
>toiletries 100$

[Anonymous No.12152667]

>>12152332
>>12152350
>>12152371
>turning your own body into trash from the inside out by eating literal shit
never gonna make it

[Anonymous No.12152680]

>>12152229
Niggers will fail even if everything is given to them. They're just lazy, low iq, and constantly put a short term benefit before a long term one.

[Anonymous No.12152715]

>>12152306
Your food budget should be 200-300 a month...

[Anonymous No.12153139]

>>12152135
>>12152296
If she works hard she'll eventually be able to afford it right? After all, we can all make if if we try hard enough.
>No
If she works smart, she'll be able live with a modicum of financial security, right?
>No
If she has valuable skill sets, then she should be in high demand right?
>she might not have the right skill sets, she'd need to go to trade school or get a degree for that
So it's OK if she takes out loans for school, stops working, applies for food stamps, and goes on section 8 right?
>I don't think so
Let's back up, maybe she might know someone who's rich and can hook her up with a well paying job
>she wouldn't be in this situation if she knew someone who would do that

Someone add more onto this back and forth. I can't think of anything else at the moment.

[Anonymous No.12153161]

>>12153139
something something black people and materialism like jordans, polo ralph lauren, and mercedes benz

[Anonymous No.12153213]

>>12152022
>rent $2995
what the actual fuck?

[Anonymous No.12153225]

min wagie jewb: +$1650 after taxes
muh car note: -$150
insurance: -$125
utilities: -$60
food: -$200
student loan: -$165
rent: -$700
browsing 4chan: $0
-------------------------------
per month savings: $250 (invest all into LINK)

the best thaaaangz in life are free /biz/bros
pee pee poo poo

[Anonymous No.12153235]

what fuck ass place in america has these high prices for utilities. i'm literally in NYC and I don't pay this much for living

this person is dumb and being taken for ride

[Anonymous No.12153237]

>>12153225
>student loans
>minimum wage job
oops

[Anonymous No.12153239]

>>12152332
>the best steak
>$25

[Anonymous No.12153256]

>>12153239
I only eat meat and steak when it's worth it. Last time I had steak was a 28 day dry aged Rib-Eye with Bone Marrow Butter and Foie Gras. It was delicious.

[Anonymous No.12153258]

rent: $700
phone: $50
bills: like $100 a bit more in winter
food: $400
Savings: $2000

[Anonymous No.12153283]

>>12153235
>what fuck ass place in america has these high prices for utilities
If you live in LA then you can blast the air conditioner whenever youre home during the summer months and you get $300+ in electricity bills.
>t.someone who blew that kind of money on home cooling that one time

[Anonymous No.12153319]

>>12153139
Oh no that poor lady can't even afford a $6,000 a month lifestyle. We should give her more benefits, we just raise the taxes, it doesn't matter if that money was going to be invested in a third world country and create thousands of jobs there, I know those people can wait until this poor lady can have her $6k a month guaranteed.

Now that we're at it we should also put tariffs and ban imports, those cheap products imported from third world countries might be lowering her wages, I'm sure third worlders will understand it's a very special situation.

[Anonymous No.12153321]

>>12153161
also caring too much about appearance idk

[Anonymous No.12153332]

>>12152022

[Anonymous No.12153341]

>>12153225
>per month savings: $250 (invest all into LINK)
>the best thaaaangz in life are free /biz/bros
>pee pee poo poo

This is why you'll go homeless in your late 20s / early 30s.

[Anonymous No.12153354]

>>12153319
>We should give her more benefits, we just raise the taxes
You mean welfare capitalism? I certainly don't want that. Eventually the money runs out and we return back into this situation where the poor are immiserate and become agitated.

[Anonymous No.12153369]

God Bless America.

[Anonymous No.12153415]

>>12153237
you fell for my larp anon, i'm actually unemployed :]

[Anonymous No.12153464]

>>12152126
Based economical aw11

[Anonymous No.12153475]

>>12152306
I love in an apartment in the MW. My monthly is around $1020 if I highball everything.
>rent 500
>electric 80
>water 50
>cell 90
>food 300
>gas like $20 if I only go around town (fuckin $2.15 rn)

Holy shit I can't wait for the retarded coasties to come shit up my cost of living. Fucking locusts.

>>12152314
fuckin kek

>>12152022
Another retard that can't do basic math and live below their means.

[Anonymous No.12153490]

>>12153464
:-)

[Anonymous No.12153511]

>>12153475
All the shit not included is annual or paid for. For example my internets is 100u/100d and free with the rent. I pay car + renters insurance once a year for $800, amazon prime once a year $100 or whatever, and register my car annually with The Peoples' State of Illinois for $103. I think that's fucking everything unless I start including oil changes and weird shit.

Can't believe some people pay more for a studio in NY than my entire combined expenses.

[Anonymous No.12153607]

mfw im spending $185 a month on rent while a nigress somewhere out there spends $3000

[Anonymous No.12153642]

>>12153607
>$185/mo on rent
do you live in a closet

[Anonymous No.12153650]

>>12153642
Probably lives out in the middle of fucking nowhere.

[Anonymous No.12153662]

>>12153642
this is $200
https://www.otodom.pl/oferta/kawalerka-przy-ul-wyszynskiego-ID3Rvuc.html?

living in poland has its perks

[Anonymous No.12153669]

>>12153662
its basically in the middle of the city btw

[Anonymous No.12153861]

>>12152183
I make 100k and dont pull in 6k monthly after taxes.

[Anonymous No.12153864]

>>12152022
>3k rent

What the fuck!?!??!?!?

[Anonymous No.12153894]

>>12153139
You can't be serious?

[Anonymous No.12153990]

>>12152022
>rent 2995
You life in a home too expensive for you (or you get ripped off)
>Gas note 400
how?
>Cable 210
Why do you use cable in the current year?
>Cell Phone 500
>FUCKING 500????
This is just retarded
>grocery 400
>for two people
Just buy cheaper stuff and only necessarities
>miscellaneous 300
If you have 0 money, you have to cut everything else.

[Anonymous No.12154769]

>>12153662
This apartment is 270 square feet.... So you really are living in a closet.

[Anonymous No.12155494]

>>12153369
so a guy who basically signed up for indoctrination got indoctrinated, the system failed him, and he wants them to rape him more.
ok.

[Anonymous No.12155759]

>>12153139
Too lazy to even finish making a point

[Anonymous No.12155788]

>>12153662
Could use better furniture but cozy af

[Anonymous No.12155802]

>>12152022
that handwriting literally makes me look like the real nigger

[Anonymous No.12155828]

>>12152022
Where the fuck is this? Here in Europe (Netherlands) I pay:
>80$ gas and light
>5$ water
>45$ cable
>20$ cellphone
Groceries and insurance is about the same.

[Anonymous No.12155844]

>>12155828
Hier in België:
145€/gas and elek
20€ water
80€ internet and cellphone (best possible contract though)
20€ health insurance / month

[Anonymous No.12155853]

>>12155844
Lekker lage health insurance.