/biz/ - Business & Finance

[Anonymous No.12127260]

Neets BTFO

[Anonymous No.12127299]

>>12127260
Where do they live before they're 18?

[Anonymous No.12127302]

>blame the kids failure on the kids and not he parents
>instead of saving for retirement they're preventing their kids from being homeless!

[Anonymous No.12127348]

> tfw have to live at home with my crazy boomer mom because my dad died before he could pay off the house and I can't afford to pay her mortgage plus my own rent
I wish I could throw her in a retirement home, but it was my dad's dying wish to not do that.
Just 4 more years...

[Anonymous No.12127383]

>>12127260
Wow, looking after the kids THEY created and decided to BRING into the world. What a fucking shock.

[Anonymous No.12127437]

>>12127383

You were a mistake and an accident bitch

[Anonymous No.12127466]

>>12127383
Lmao they're not kids they're manchildren. Parasites, cowards with no gull. Nothing moves until something happens. I hate my generation.

[Anonymous No.12127483]

>OY VEY, why are the goyim refusing to rent my new apartments? Fucking manchildren, how is a man supposed to make a profit now? BAN IT!
families have lived together for centuries. "move out when you're 18" is a degenerate boomer invention.

[Anonymous No.12127490]

>>12127260
so....this is what inflation looks like....sad

[Anonymous No.12127506]

>>12127348
You’re a good son, for whatever that’s worth.

[Anonymous No.12127555]

>>12127466
(You)
>>12127483
This. There's also going to be such a glut of 55+ housing within the next few years, unless it's all bought up by China.

[Anonymous No.12127580]

condo master race

[Anonymous No.12127597]

Not a neet, but still live at home at the age of 23

Literally no reason to move out, no friends and never had a gf, it would be a waste of money just to get my own place where i would do the same exact thing i do now

[Anonymous No.12127602]

>>12127597
it's not pathetic until you're 26 or so

[Anonymous No.12127630]

Nothing wrong with it until you finish your trades/college degree but living past that and having your parents still make your meals for you is pretty pathetic.
muh saving money, why don't you let your parents live without your fatass

[Anonymous No.12127632]

>>12127260
what does it have to do with being a NEET? I wagecuck and still live with my parents. why would I move out?

[Anonymous No.12127634]

>>12127602
yeh

i have a colleague that didn't move out untill he was 25, so i have no plans to even think about it until then

[Anonymous No.12127649]

>>12127260
I wish I was still living with my parents but I made a mistake of getting an okay-paying job so they kicked me out because "why do you want to live at home if you can afford to live by yourself?"

So now I can only save 15% of my income instead of 90%

[Anonymous No.12127679]

>>12127632
just go get a loan at the local Hebrew bank
i'm sure mister Goldstein will be pleased to make a 30 years slave plan for you

[Anonymous No.12127691]

>>12127632
If you pay your parents rent then it's no problem, otherwise you're being a greedy parasite
>inb4 muh rent is too damn high party

[Anonymous No.12127721]

im 33 years old and spent the last two years in my parents basement because... get this... I didnt wanna sell my crypto "investments" and my financial situaton was shaky. oh god how I wish I had sold that shit now I spent a year in my parents basement for nothing, rekt my sex life and self esteem and all for nauzght. Im selling all my shit and moving out ASAP

[Anonymous No.12127748]

>>12127597

30 year old here, I can confirm I'm still doing the same thing I was doing at 23, still no friends and no gf but it is amazing to have my own place now, get drunk and smoke weed whenever I want

[Anonymous No.12127793]

>>12127260

[Anonymous No.12127880]

>imagine your father's disappointment when he sees you, his 26 year old son, sitting in the same spot he sat two decades ago playing decade old weebshit console games on a Tuesday morning.
>that realization of being a literal failure of a parent

[Anonymous No.12127953]

>>12127483
Based and redpilled.

[Anonymous No.12127970]

>>12127880
Married... with Children is a sad show

[Anonymous No.12128004]

Meh, I make 160k and I'm 32, I moved back to my folks' place to save 2k a month since fuck paying 2k for a 500 sqft studio in San Francisco.

Besides, I enjoy seeing my family. Going to take them on a trip to Europe in a few months. My parents have never been.

Be fiscally responsible, fellow anons.

[Anonymous No.12128109]

>>12128004
You’re right. Buy chainlink

[Anonymous No.12128125]

>>12127555
>555
>55+ housing glut confirmed

[Anonymous No.12128172]

>>12127260
>living at home means living at home for free
instead of spending millions on dumb housing people have money for things that are actually useful such as retirement

[Anonymous No.12128178]

>>12127483
>OY VEY the goyim aren't buying new houses!
>Mr. Trump open that border!

[Anonymous No.12128211]

>>12127880
eh playing retro weebshit is pretty comfy

[Anonymous No.12128281]

I just turned 28. I was going to move out but then crypto crashed. Once it goes back to $10k I'll move out.

[Anonymous No.12128329]

>>12127748
I don't smoke or drink, would you still recommend it to me?

[Anonymous No.12128450]

I live at home but I pay rent, food and utilities

[Anonymous No.12128556]

>>12127483
add the fact that by moving out to go work for schomo it breaks down family bonds.

How many families only see each other on the holidays because they moved away to be gears in schlomo's machine?

[Anonymous No.12128571]

>>12127437
Exactly dude, EXACTLY DUDE

[Anonymous No.12128621]

>>12127437
Does it make you feel special , being a planned child of planet earth? Even though you are basically nothing in the grand scheme of things.

[Anonymous No.12128756]

I don’t live with my mom my mom lives with me. I don’t want to leave her alone after everything she went through

[Anonymous No.12128771]

>>12127506

>cohabiting in misery makes you a "good" son

What in the FUCK did he mean by this?

[Anonymous No.12128787]

>>12127483
This, i refuse to pay Mr goldberg ridiculous sums for a shitty apartment when i could be living at home for free and using that money to stack crypto/silver

[Anonymous No.12128799]

>>12127260

Not from USA but shit i couldn't afford my own place where i live (small shitty town). Technically i could but everything i earn would go to paying bills especially in the winter time. Heating bills are a bitch.

[Anonymous No.12128807]

Who cares? It makes sense to live with your family, as has been done for the vast majority of human history. Aspiring to live in shitty little apartments for ten years is peak hipster consumerism.

[Anonymous No.12128809]

>27
>~$50k/year job
>Live with parents so no rent and I don't have to buy my own food

Shit's awesome

[Anonymous No.12128840]

>>12127260
>Be born
>3-5 years of freedom until they stick you in public school
>13 years of trudging to some inefficient shitshack institution where half the kids never pay attention and the teachers are pozzed.
>Turn 18
>No marketable skills
>No experience in the real world
>Seeya kiddo

[Anonymous No.12128854]

>>12128840
>He didn't go to a great public school with a vast amount of electives to help give you a few skills to prep you for the real world

[Anonymous No.12128882]

>>12127880
im 29 tho

[Anonymous No.12128890]

>>12128854
>Taking auto 1 and a coding class in high school grabs you a job at Toyota

[Anonymous No.12128910]

28 year old zoomer finally moving out next month.

I've had a good job since I was 25 and could have moved out a lot sooner but didn't want to pay rent.

There are ups and downs to both sides but I think if I could do it over again I would have moved out earlier. Sure I saved a lot of money, but it came at the cost of mental and social growth. My parents are good people but they still treat me like a child. Do not like me going out late, can't bring home women, still cook and do my laundry (not complaining on that one but again not good for my mental growth).

They are really sad I decided to move out but I think honestly it will help strengthen our relationship. Grown adults should not live under other adults rules, and have to put up with other adults bullshit, this goes for both sides. I'm looking forward to finally getting out into the world and starting my life, rather than working 10 hours a day and shitposting/gaming/crypto trading the rest of it. I am really excited about the future.

[Anonymous No.12128925]

>>12127260
I fucking hate boomers so goddamn much. I'm still living at home, but I'm not sitting on my ass. I average about 60-70 hours a week in public accounting and make $65,000 a year. I put in $12,000 a year in my 401(k), and the rest I save/use to pay off my student loans. I pay the utilities for my parents, too. They just sit on their wrinkly asses and strawman us.

[Anonymous No.12128934]

>>12128925
"They" as in the boomer in OP's pic. Not my parents.

[Anonymous No.12128949]

>>12128910
How much you paying for rent?

[Anonymous No.12128971]

>>12128949
hopefully no more than 33%, with their 2 parents paying the 67%

[Anonymous No.12128972]

I told my parents that if they kick me out that I will never be wealthy and they basically agreed. I told them I want to have 100k saved before leaving. Luckily I work pretty close to be home

[Anonymous No.12129000]

>>12128972
Also I don't really care about any of the things >>12128910 mentioned. Even if I lived on my own I would do the same shit I do now.

[Anonymous No.12129033]

>>12127383
You're a fucking parasite manchild leeching off your parents who are probably old farts by now. Do them a favor and kys.

[Anonymous No.12129063]

>>12129033
>Boomers are given the easiest life off all time
>Minimum skill jobs that pay well enough to put them through school and eventually buy a decent house, along with raising a family
>Fuck over the world so hard your kids going to school are screwed with debt, the job market is screwed, and the environment is screwed
>Actually complaining about people 'leeching' off of them
The boomers deserve something that isn't always a positive for them

[Anonymous No.12129069]

>>12127483
>>12127555
>>12128787
>muh I don't work because I don't want the kikes to win. Its definitely not because I'm a lazy parasite
>haha the kikes will suffer if I don't work, it definitely won't be my parents who will have to work until they're 70 to take care of a useless leach

[Anonymous No.12129101]

>>12129063
Those "boomers" are called your parents you ungrateful fuck.

[Anonymous No.12129112]

>>12129069
>REEEE WHY ARE YOU NOT BREAKING UP YOUR FAMILIES
>SOCIAL COHESION IS A BAD THING GOY
You are aware that people can work a job while living at home, and pay their parents the money instead of paying nosewitz? right?
surely you're not this much of a retard

[Anonymous No.12129125]

>>12129101
>ungrateful

Who said I'm ungrateful to my parents? They did great things for me, but their generation as a whole has fucked the world after giving them pretty much everything. Young adults living with their parents is the natural response to how fucked up they've made everything

[Anonymous No.12129154]

>>12129033
Actually I don't have any parents and I pay rent . But I still think there's nothing wrong with people who live with their parents after 18.

[Anonymous No.12129194]

>>12128556
This anon. The Jews want the destruction of the goy family unit. The more dysfunctional we are, the easier they can sweep in and fuck us all.

[Anonymous No.12129222]

>>12127260
I tried tho, at 21 I moved out with friends and after 4 years of freedom their money couldnt' keep up so we moved back into parents homes.
now i'm saving up and looking for a place to build a future, thinking montana.
have to save up to $20k cause I hate modern american homes. want to buy lots of land and build a nice comfy home in a small town.

[Anonymous No.12129223]

>>12129069
>wagecuck detected

Why would I rent a 40m^2 1 bedroom "apartment" for shitton + all the bills ? Maybe I get lucky and get laid once a month or so ? I can go to a hotel if that's the case, or her place.

When I'm living with my parent, I live in a 300m^2 house with half decare garden with a cleaning lady, gardener and I don't pay any bills. All I have to do is take my parent for a dinner once in a while or buy some groceries. Is this really leeching ?

[Anonymous No.12129224]

>>12129069
The human race is a parasite to the earth in general, working doesn't make you any less then a parasite. It actually makes you more of one, by the way, it's not like people can do anything without the governments permission anyway, so people only work , so they don't starve. There's not many other options.

[Anonymous No.12129255]

>kikes rig the markets and abuse the boomers to make them spend more
>wages stagnate while productivity doubles
>housing just goes up and up along with education costs
>debt fuckery set up by jewish overlords to increase profits of the wealthy
>job market is absolutely horrendous for anyone that doesn't get internships and a 3.0+ GPA in their stem field
>let's blame this all on these millenials for not trying hard enough
A friend of mine even told me how his dad quot school at age 15 to work full time, gathered money, got into a trade and opened a computer shop. He said this as if it was even possible nowadays to do something even remotely similar. I guess it is possible if you want to have absolutely 0 social life and a sad life afterwards. Which is exactly what happened to his father...He tried to hang himself just two days ago. He's quite well off, he has a son that, despite being like his father, very nuch likes him and he has also has a gf since he divorced. However, he doesn't seem to have many friends or anyone in his life for that matter. Only a son that he sent in an apartment because of many reasons and his gf.

So yeah, enjoy working 50 hours a week + school for 10 years and then miss out on your entire social life just so you don't "leech off" of your parents but be prepared to increase the likelyhood of being depressed and shooting your head off.

[Anonymous No.12129288]

>>12127260
>not living at home until you’re married
Literally only happens in the USA and is just American marketing propaganda meant to keep you poor and put rent money in the pockets of the rich. Don’t fall for it. Live with your parents as long as you can, save money.

[Anonymous No.12129291]

Also cost of rent in the 1960's was only $90 a month in new york. Buying a house was also a lot cheaper.

https://ny.curbed.com/2013/11/21/10172014/what-would-50-in-1940-rent-a-new-yorker-today

[Anonymous No.12129306]

>>12127793

This is unironically a very good indicator of socioeconomical affluence on the whole of EU and US.

Not surprising in the slightest that the eastern/southern/balkan europe shitholes have insane rates whereas in the US/western europe/scandinavia it's basically nonexistent.

>tfw part of the 51.6%
>tfw our shitty economy will never recover in my lifetime
>tfw crypto's my only chance of making it

[Anonymous No.12129316]

I mean, why move into a shitty apartment with an inflated rent where I still have to pay for utilities, food and other stuff without being able to save any money, when I could pay rent for the same things cheaper at home where I can then proceed to save money each month so that in 5 years time I can comfortably afford a sizeable deposit for a house that I can then own and proceed to sell at a later date, as opposed to consistently lose money each month on aforementioned shitty apartment?

Only absolute retards idealize "living freely" by renting, and then wonder why they're absolutely fucked when it comes to getting on the property ladder or saving.

[Anonymous No.12129322]

>>12127260
Basement+drugs+free food what else need? If I lived like that no more clothes thats for sure.

In all seriousness its sad that many youths are kept from thriving (me included). But it doesnt matter if you live home or have an apartment with some responsibilities.

ALSO ITT: TROLLS TROLLING TROLLS TROLL....

[Anonymous No.12129339]

>>12127649
Welcome to real life bitch

>>12128281
No, you wont. You're going to keeping leeching off your parents

[Anonymous No.12129351]

>>12128809
And no pussy!

[Anonymous No.12129386]

>>12129223
yes. Kill yourself

[Anonymous No.12129387]

>>12128004
This
People think you have to absolutely move out of parents house. If you have to move out then it only means you have a shitty family that you dont love.

[Anonymous No.12129404]

>>12129386
Mad anon? Shit family? Dad calls you a POS

[Anonymous No.12129422]

>>12129351

But I'm with a girl who legitimately doesn't care that I live with my parents

[Anonymous No.12129426]

>>12129063

This. I'm 32 and own my own business. 70% of my customers are baby boomers. I despise them and my only hope is that I can take every penny from them that I possibly can. They really don't deserve what they have.

[Anonymous No.12129430]

>>12129306
The guberment pays your rent in scandinavia though.

[Anonymous No.12129431]

>>12129339
>>12129351
>>12129386

[Anonymous No.12129481]

The boomers and kikes set it up so that we have no hope of enjoying the spoils of modern civilisation unless we're rich, and if we're not born into wealth, then we have to sacrifice consumption and dedicate ourselves to the pursuit of wealth. Without consuming, can we truly enjoy life? It's a catch-22 situation.
Worst of all, there is no longer any certainty that this civilisation will even last long enough for us to accumulate enough wealth. Below are the causes of this uncertainty:
Population Growth - Especially at the older end, we can already see people living to much older ages than nature had intended, and can expect this to only accelerate in the future, as technology and healthier customs increase lifespans. As it stands now, boomers in entrenched positions cling onto those positions, reducing mobility by firmly installing themselves in hierarchies (either vertical or horizontal) that often are only disturbed by mortality. Those with resources (ironically those that have had a longer time to accumulate them) enjoy this benefit, and as the cost of such life-extending healthcare gets cheaper we can expect even middle management to entrench themselves. No longer will only the public sector boast of 'jobs for life'!
Labour Market - This could take up a whole thread, but to summarise briefly I shall boldly make the following claims: specialised jobs will rapidly increase in difficulty, until only those with sufficient IQ and sufficient discipline, perhaps aided by nepotism and/or networks, will retain and enjoy them. Middle management tier jobs (and others such as law, accounting, e.g. easily automatable jobs)will be all but eliminated as AI manages to replace them. These masses of involuntary unemployed will move up to specialised jobs if their IQ is sufficient, or regress to low-skill jobs once their savings are eaten up. As for low-skill jobs, most of these will, of course, be eliminated in favour of robots.
(cont...)

[Anonymous No.12129503]

>>12129224
to be fair the rain water thing started from a guy who tried to build a mutli-acre lake up hill from a entire neighborhood.

>>12129255
that's for people who believe that only jobs that require degrees exist.
I have a friend who make $50/hr as a welder and a 4day work week with only 1 year of schooling.
there are good jobs, even if they're blue collar.
I do feel bad for the people who have just spent the best years of their youth at college.

>>12128910
it's a good life anon, I was out for 4 years at 21.
I miss it so fucking much, when my friends are ready for it again we plan on renting sometime next year.
I could just outright buy a house now, but the house I want I have to build, modern homes are ugly.

[Anonymous No.12129593]

>>12129481
As the masses panic, and as the new formerly middle-class involuntary unemployed join the panic, we can expect there to be a race to the bottom as wages are pushed to the legal minimum in all low-skill jobs. Such low-skill jobs that shall remain are mostly in the personal service sector, or ones that cannot be efficiently automated (e.g. cleaning). At this point you can expect retainers to become a thing, and households to, as before, typically have one or two bread-winners, with the rest as hangers-on.
If you're too dumb to adapt to the coming labour market, then you better be rich enough to free-ride off of the work of others by investing wisely.
Politics - Populism has already taken root, and with the current system of democracy and distribution of voting rights, it is only natural to assume that the masses will vote for individual, undeserved gain. In other words: socialism. Quite unfortunate, but quite unavoidable. That the poor and the ignorant should, when galvanised, hold such sway over the affairs of greater men, is the tragedy of democracy. Taxes will be raised, and public works projects will be instituted to bring the greater part of the involuntary unemployed into work. The money for these projects will have to be borrowed, furthering the deficit. Should a western nation pursuing this scheme declare bankruptcy, expect all hell to break loose. I, however, believe that well before this inflection point, those with the know-how and the capital will flee to save havens, free from the persecution of the masses and with amiable tax laws. Ironically, this only serves to further the destruction of their home nations by reducing its GDP. Of course, nothing is certain. UBI, for example, may be instituted, to chain the masses to a life of mindless consumerism.

[Anonymous No.12129649]

If your living at home when your 30, unless there is a damn good reason (taking care of sick/disabled parents, house burns and you need a temp place to crash) then wtf is wrong with you?. I was out on my own at age 21 and I never looked back. I'm 35 now. My own house, married, decent job. Nobody helped me, even though I would've got help if I asked for it. I did it on my own. I feel sorry for 20 somethings, you go to college, get dumped out w/debt up to your ass that if your lucky you'll pay off by age 35 and your expected to find a job that pays enough to support you and pay off that debt. I said fuck college and I'm glad of it. No debt load. I got a civil service job. Pension + 401k, no bullshit or stress. Long as I show up on time no one gives a shit. I can walk out at age 50 drawing a full pension for life. Just kick back and do jack shit for 30 years. Meanwhile everyone else is scrambling worrying about paying of school loans and shit. I'm kicking back worrying about nothing. So who's the smart one? The dude who didn't go to college and has zero worries or debt or the dude who did and has debt and stress and other bullshit on a daily basis.

[Anonymous No.12129662]

>>12129593
Immigration - If it'll be bad in western nations, with all our capital (in all its forms, human, actual or otherwise), then imagine the carnage the coming epoch will wreck on other, inferior nations, who tend to have a much larger population. Fortunately for them, their ruling classes are not averse to repression, and can potentially manage their instability. Unfortunately, these people, typically the refuse of their host nations, will, given the favourable political climate (altruistic madness), seek greener fields abroad. These greener fields will, of course, be ours. Already we can see the desperate risks many of these vagrants will take for only the slightest chance of a better life in a western nation. Should they be successful, it will regress the IQ of the recipient nation, diluting its capital among more undesirables, and swelling the low-skill labour market with innumerable shameless hordes who will do any job, no matter how debased, to earn their daily bread. And that is just the noble among them! The ignoble, who are clearly in the majority, turn to crime. Rapine, theft. No injustice is too great to inflict on another in comparison to the perceived injustice of racism or any other -ism committed against them by their saviours. A further catalyst for this vast movement of peoples, as if regional instability and the threat of poverty wasn't enough, is global warming and the threat of death and destruction. If you haven't seen the maps of regions which will be most affected by rising water levels and temperature, then I highly recommend you do so immediately. Even an idiot can infer the implications of such a cataclysmic change.

[Anonymous No.12129722]

>>12129481
>>12129593
>>12129662
tldr, we have to into space colonization or we are all going to get fucked in the ass to death by absolutely everything

[Anonymous No.12129735]

>>12129662
you could compress the 3 paragraphs into 4-5 brainlet friendly sentences but good reed

[Anonymous No.12129741]

What if I live with my parents but pay them rent?

[Anonymous No.12129758]

>>12129649
id honestly rather kms then be a "civil servant" (aka leeching off of taxpayers money) and play pretend that Im actually working for 40 hours a week. some people are not cut out for this life anon I wanna do shit and I wanna be rewarded for my contributions thats why Im self-employed and people like you are living off the wealth that people like me create

[Anonymous No.12129761]

>>12129722
space colonization? Just decrease the population to <500mil

[Anonymous No.12129764]

>>12129649
That's why I decided to go to a cheaper community college for two years and then transfer to a better school to graduate while having a part time job so that I wont end up in debt. If you already have a decent service job without college and are making wise investments right now then you are set for life, but the rest of us are going to be screwed over by automation within the next 10 years as those easy stress free jobs disappear much sooner than we anticipate and only certain skills are wanted by companies.

[Anonymous No.12129776]

>>12129741
rent is for chumps. buy a condo.

[Anonymous No.12129800]

>>12129662
On the topic of future forecasting checkout this dead guy's prediction

https://steemit.com/conspiracy/@thecynic/ww3-albert-pike-and-the-3-world-wars

[Anonymous No.12129807]

>>12129662
Rising Wealth Inequality - Popular delusion would have us believe that this is due solely to reckless hyper-capitalism, enslaved by the avarice of man to generate oppressive rents through any means necessary. A deeper look into the causes behind rising wealth inequality will hopefully avail the deluded of this fallacy. Mentioned above, population growth and the labour market are two fundamentals upon which is built exponential wealth. The others are human capital (IQ+Skills+Experience), capital, political influence and the winner-takes-all basis of modern work.
It should by now be no secret that those with high human capital can claim sovereignty over innovative, profitable enterprise. Those with capital can invest in these profitable enterprises, increasing their wealth, and admitting only a few visionaries into their circle of wealth. They, in turn, can leverage their capital to influence politicians, who are often paid so little to serve the public, that a bribe can often times appear to them as a lifeline from which they can rescue themselves from the anxieties which surround them. Many such bribes for inconsequential change in a little-known, obscure law or regulation can, in aggregate, produce formidable change. The winner-takes-all basis for modern work comes from the simple observation that it only takes one person to write a program, or construct a strategy, or launch a business, to then reap the profits that before had to be distributed amongst so many wanting hands, but now are concentrated in the bosom of the visionary, and distributed amongst his backers.

[Anonymous No.12129847]

>>12129101
Why would anyone be grateful for having been forced into this shithole planet?

[Anonymous No.12129854]

>>12129764
Oh I have skills; pretty decent with lower end IT related work. Got a few certs. So at the very least after I retire and if I want I can be a tech just to do something. If I get bored that is. After a point you just say fuck it, if your set financially you may as well just enjoy life. I did something a lot of kids today have zero concept of; physical labor. My younger years I made money working on farms and mowing yards. Made enough to buy my first decent used car and to where during my last two H.S years I didn't need to work a part time job after school. So when I do "retire" at 50 I think I've earned it.

[Anonymous No.12129882]

>>12129800
>Written in 1871
>Talks about Nazi ideology
Either this is fake, or everything that happens in the world is closely controlled.

[Anonymous No.12129895]

>>12127260
>Instead of saving for retirement, American parents are spending billions on adult children
who the fuck starts saving for retirement after their kid is 18. even at best theyre around 40 by then

anyways I live at home and I put in more than I get out because I love my parents. we both realize that if I leave then it would be a huge impact on all of us monetarily. better living is created with wealth and wealth is not created when youre giving half of your paycheck for a needless apartment in some shithole
just so you can brag about being "independent" as you pay an exorbitant amount for a place to sleep in shecklebergs property. Whose really independent here?

[Anonymous No.12129896]

>>12129481
>>12129593
>>12129662
>>12129807
Even these most basic of explanations fail to capture the true scale of all that is currently ongoing. Even so, it acts as a sober reminder of the anxieties which lurk under the surface.
It feels like I'm on a huge ice rink, and all around me are people skating away and enjoying the moment, but I'm focused on getting from point A to point B, wanting all the while to stay my course and join the revellers, but aware that at any moment the ice beneath my feet, already cracking, might break and plunge me into the void beneath.

[Anonymous No.12129902]

>>12127260
Literally what's the issue with this? The non-multigenerational home goes like this
>have a bunch of kids
>they splinter off, never see most of them
>end up in a nursing home, kids don't care about you
>die

[Anonymous No.12129923]

>>12127260
>move out
>have to either live with roommates who may or may not be good and pay a huge portion of my income in rent every month
Why would anyone do this unless they absolutely have to at this point? The property market is going to crash during the next recession. Save up and wait until then.

[Anonymous No.12129946]

>>12129923
>too good for a studio cuckbox
check your privilege

[Anonymous No.12129968]

>>12129923
>He isn't capable of amicably share living space with another human being that isn;'t family
>thinks he'll ever, ever make it
This is the sole reason why people shouldn't live with their parents as adults. It shapes them into social retards, which is horrible for business.

[Anonymous No.12129993]

>>12129968
I'd rather be a social retard with cash to spare then a homeless person with good social skills.

[Anonymous No.12129998]

>>12129968
>It shapes them into social retards, which is horrible for business.

You're only socially retarded if you straight up don't do anything but sit at home and never go anywhere. Go out, have some kind of weekly activity you go any do with other people. Hell even work should somewhat keep you social. Living with other non-family people isn't the only way

[Anonymous No.12130019]

>>12127260
DELETE

[Anonymous No.12130121]

>>12129112
you know that every animal in existence leaves its nest one its old enough to explore the world on its own right? by being a 30 year old wizard living with your mom you are telling evolution you are a worthless faggot. You're not withdrawing from society, you're withdrawing from the genepool .

[Anonymous No.12130124]

>>12127793

>Scandinavia

[Anonymous No.12130132]

>>12130121
Sorry boomer I'm not buying your housing bags until after the crash.

[Anonymous No.12130274]

>>12127260
If they lower the housing prices, which should be possible because houses are often glorified concreet/wood boxes, people can complain about people being leeches.

[Anonymous No.12130351]

that's me

don't give a fuck as I'm going to off myself soon

[Anonymous No.12130387]

>>12129923
NEET memes aside, even white collar workers have to share apartments with other people due to high cost of housing. Society isn't heading in a good direction. It's like we're regressing back to the feudal age.

[Anonymous No.12130434]

Holy shit reading this thread makes me puke. This board is infested with normans.

[Anonymous No.12130462]

>>12129069
>>12129101
Leave npc

[Anonymous No.12130504]

>>12127348
MFW she leaves the house to the church instead of you when she dies.

[Anonymous No.12130545]

>>12130121
>you know that every animal in existence leaves its nest one its old enough to explore the world on its own right?

That's not true, very few animals live on their own. Other great apes live in troops, they don't live alone.

[Anonymous No.12130631]

>>12130121
Exactly, that's why I live in a van.

[Anonymous No.12130644]

>>12127483
>>12127490

/thread

[Anonymous No.12130667]

>>12127649
Lmfao

[Anonymous No.12130672]

>>12127602
Jokes on you I'm 28

[Anonymous No.12130681]

>>12129422
This. Youre not supposed to move out until you start a family.

[Anonymous No.12130717]

>>12128787
>Texas being red

[Anonymous No.12130778]

>>12127483
based and redpilled

[Anonymous No.12130787]

>>12127260
do american "parents" really hate their children so much that they want them out as soon as they turn 18?

[Anonymous No.12130875]

>>12129063
It's so easy to blame "boomers". Remember the cycle?
Hard times make hard men,
hard men make good times,
good times make weak men,
weak men make hard times

Now be a hard man and stop playing the victim. You're behaving like niggers and gays with muh victimcards

[Anonymous No.12130948]

>>12127630
because my parents actually like me and I pull my own weight by helping them pay the bills and house improvements

[Anonymous No.12131039]

>>12128910
>28 year old zoomer
You are not a zoomer

[Anonymous No.12131053]

>>12130875
fuck you, let the cycle burn

[Anonymous No.12131061]

What a surprise...I am a full-time college student, make $12.25/hr at my part-time job and about $100/month from my online business. I can't even afford to rent a place with roommates.

[Anonymous No.12131080]

>>12127691
Fuck that, his parents probably bought the house in 1990 and have a mortgage payment of like 300 dollars a month on a house that is now worth 500k. And it'll be paid off in 2 years. Imagine asking your offspring to pay for your mortgage. No wonder America is fucked.

[Anonymous No.12131128]

>>12128756
>tfw

[Anonymous No.12131138]

>>12127260
>>12127483
This
The jew HATES the nuclear and extended family unit

[Anonymous No.12131158]

>depress wages
>inflate asset prices across the board
>"WHY AREN'T YOUNG PEOPLE BUYING MY HOMES!?"
The absolute state of boomers.

[Anonymous No.12131262]

>>12127260
I moved out in my early 20s and moved in again in my late 20s
Who else here failed? Kek

[Anonymous No.12131296]

>>12130787
I'm a burger that's fairly well traveled, and this country really is fucking insane. I have a Vietnamese friend, his parents were refugees, and they didn't have a lot of mony, but they we're really fucking /biz/ incaranate. Anyway, my friend wanted to be video game designer, but his parents told him he could do it after pharmacy school. So he lives at home during 5 years of pharmacy school, and is now making 100k+ while living at home. He helps all his younger sisters go through medical school, and they buy the house next to their parents and just generally just stack crazy money and don't spend it. Between the kids and their parents their definitely clearing $1 million per year but they still live really modestly, help each other out, and look out for one another. Meanwhile. whitey's obsessed with making it on his own but it works against him in a lot of ways.

[Anonymous No.12131403]

>>12129069

I make mid 100k's and live with my mom. I chip in a couple hundred a month to help with living expenses, the rest goes to investments.

[Anonymous No.12131419]

>>12127299
What kind of question is this?

[Anonymous No.12131432]

>>12127260
>>12127483
>>12127466
Yeah it's totally their fault!

[Anonymous No.12131448]

I can afford to move out. I just don't want to live alone and be lonely. I figure I'll just live with my parents, feel less lonely, and saves tons of money.

[Anonymous No.12131463]

Meanwhile in China

[Anonymous No.12131492]

>>12129923
Why should someone making minimum wage be able to afford the top 50% of housing?

[Anonymous No.12131496]

>>12131296

the "move out at 18" meme only serves to enrich landlords and real estate speculators

[Anonymous No.12131501]

>>12131492
Ask your parents when they got their first place. Also ask them their initial wage and position. The answer may surprise you.

[Anonymous No.12131519]

>>12129923

the more people who adhere to this and live w/ parents, the sooner the impending real estate crash will come. if everyone under 30 decided to not renew their lease or buy property, house prices would drop like a rock. we need to meme this

[Anonymous No.12131531]

>>12131501
That's due to this:
>>12131432

[Anonymous No.12131546]

>>12131501
My parents bought a house in the 80s, kept it for 5 years, sold it for double the price without making any changes to it beyond basic repairs.

[Anonymous No.12131574]

>>12129351
>Implying I had even the slightest chance of ever getting laid anyway.

[Anonymous No.12131575]

>>12131463
>https://www.bbc.com/news/world-39512599
>chinese parents buy them houses to get marriage going due to lack of women & high competition
not that enticing, would you want that?

Not to mention they talk about paying just initial sum. It's unclear how much they have to cover in mortgages themselves and for how long.

[Anonymous No.12131603]

>>12131575
>would you want that?

Hm let's see
>Parents buying you a fucking home
vs
>Parents kicking you out at 18 or letting you stay with them because you cannot afford rent
Seems pretty straightforward. The chinks are investing in the future. Americans seem to be looking only at the here and now.

[Anonymous No.12131696]

>>12131603
That's exaggerating on both ends.

They pay the down payment which locks their money up in a mortgage and kills the kids option to move away for a better job.

Also OP shows 34% stay at home even up to 34. The number who stays til they finish university is even higher and might be above 50% even. Plus you have to add parents who help kids financially with renting a place etc.
I don't think you really get away worse.

[Anonymous No.12131892]

>>12127260
My parents are based and I don't have to pay rent. Only thing I pay for in the house is Internet. Being able to save up money and not give half of it to some landowner kike is great.

[Anonymous No.12132156]

>>12129351
Nah most chicks don't care as long as you're good looking, in shape, good in bed, fun to be around, your parents have a big house, your parents are laid back/fun, and you aren't broke. If anything it just makes them see you as a guy they can fuck on the side while they look for their beta bucks.

[Anonymous No.12132296]

>>12131403
based
I'll pray for you anon, god bless

[Anonymous No.12132327]

>>12131039
I feel like a mix between boomer and doomer. Shit i wish i was a blooming zoomer

[Anonymous No.12132359]

>>12127748
27, I live with my parents and can do those things whenever I want anyway. Moving out would just be an unnecessary expense.

[Anonymous No.12132374]

>>12127260
Who else are going to take care of my parents if I fuckin' moved out?

[Anonymous No.12132407]

>>12130351
hope you feel better soon

[Anonymous No.12132500]

>>12130717
Look at the picture again. More...abstractly.

[Anonymous No.12132542]

>25yo
>living with parents
My parents charge me 350 a month to pay my fair share of the bills

[Anonymous No.12132562]

>>12128807
Men back in the day built their own houses, with the help of the community. They didnt live with Mommy and Daddy. Also renting your own cool little apartment and smoking weed and drinking beer and having friends over his f****** Peak hedonism, its awesome.

[Anonymous No.12132571]

>>12128840
college, dumass

[Anonymous No.12132587]

>>12128910
>29 years old

>excited for the future

Get a load of this guy

[Anonymous No.12132679]

>>12130121
GTFO brainlet I know a PhD in Physics who still lives with his mom at the age of 39. He is highly intelligent and already contributed much more to the society than you ever will. He is the opposite of a socially retarded person. Plus he is a deep thinker. Unlike (You). Then I know a "girl" in her early 30 who left her parents at the age of 17 and is a useless worthless whore. Made a joke about a decent guy that he is living with his parents at the age of 19. What a retarded meme.
Fucking imbeciles who can not think for themselves - die in a fire already.

[Anonymous No.12132718]

>>12132500
Haha

[Anonymous No.12132798]

>>12132562
>back in the day
I know you're intentionally trying to be vague, but come on. "Back in the day" young people only moved out once they were getting married, and even then family homes often had multiple generations living in the same house

[Anonymous No.12132817]

>>12127260
Instead of paying student loans, American children are spending billions on parents' retirement

[Anonymous No.12132848]

>>12129306
>tfw part of the 52.8%
>tfw economy has always been shitty
>tfw don't own crypto
but hey, at least i get along with my parents really well

[Anonymous No.12132861]

>>12127260
I know this couple that bought a house in 1980 in a very affluent town in NJ. They only paid like 65k for it, and now the house with the land is worth like $1 million, maybe even more. Fuck them.

[Anonymous No.12132878]

>parents are spending billions on their adult children


lel how are neets btfo? sounds like they're winning

[Anonymous No.12132892]

>>12131492
>top 50% of housing
Its just for a one bedroom apartment not even a fucking house.

[Anonymous No.12132908]

>me, my brother and my parents still all live together
>3 income household, mom does all the cooking and cleaning, live like kings and make massive savings for our futures

Compared with
>move out, spend 30+% on rent and bills, live like a student into your 30s with no time for yourself due to cooking and cleaning chores

gee i wonder what I'll choose

[Anonymous No.12132964]

Man all these losers justifying why they are losers....this thread really illustrates what kind of user base this board has and it's definitely not successful businessmen lol.

[Anonymous No.12133011]

>>12132964
>losers

Are you really a loser if you have a stable, well-paying job, a good relationship and a decent social life?

[Anonymous No.12133012]

>>12132908
Good luck getting a gf when you live at home lol.

[Anonymous No.12133022]

>>12127483
This. It's completely normal in the rest of the world for families to stay together or at least next door till death. Fucking amerigoys

[Anonymous No.12133029]

>>12133012
I have a gf, she stays every weekend, she's happy that I'm building up a portfolio for the future

[Anonymous No.12133044]

>>12133012
no one who's successful is going to stay in their parents house, keep trying to justify it but in the end you obviously haven't made it yet if you are still living in your parents house, simple fact of life.

[Anonymous No.12133077]

>>12133044
>tfw I live with my parents and rent out a property I own to cucks like you

thanks for the extra income

[Anonymous No.12133138]

>>12127602
Imo depends on where you live. High income area is a no go. Out in the flyover states mid 20s is sad

[Anonymous No.12133152]

>>12129069
My parents already retired because they worked high paying jobs and made smart investments. Sorry you have low IQ working class parents that have to suffer, that sounds tough.

[Anonymous No.12133158]

>>12133077
I don't even keep track of what I pay for rent. It's less than 5% of my income. The fact that you actually think it has any significant value signals that you are poor.

[Anonymous No.12133174]

>>12133012
>Good luck getting a non trad gf when you live at home lol

Fixed that for you cuck.

[Anonymous No.12133181]

Is this supposed to make me feel bad?

I'm almost 37 and living with my parents. Never had a girlfriend that lasted longer than a month.

[Anonymous No.12133188]

>>12133158
I never think about money,I burn cash just for shuts and giggles p.s. the rent is just 1% of my income ;)

[Anonymous No.12133190]

>>12133174
Why would a trad girl want a guy who didn't have his own place? If you can't provide for yourself how can you provide for her and your family?

[Anonymous No.12133198]

>>12133188
Stay mad poorfag. Your parents probably live in some shitty flyoverland where there aren't any decent jobs, so you'll be poor for life.

[Anonymous No.12133208]

>>12133198
Amazing how upset you get over me living an easier life than you

[Anonymous No.12133216]

>>12133208
I wonder if you think that after your parents die and you have no one else to leech off of.

[Anonymous No.12133224]

>>12133216
inheritance is great ;)

[Anonymous No.12133231]

Living at home is only ok if you're an ugly loser that wasnt going to get laid anyway

[Anonymous No.12133240]

>>12133190
Because the smart guy who didnt fall for the OUTAT18 meme now has enough financial backing to buy his own place once he joins his trad gf in holy matrimony. Weeb cucks like you wouldnt understand.

[Anonymous No.12133275]

>>12133174

Actually it's probably the more non-traditional girls who would be cool with people living with their parents. "Traditional" people these days would definitely be the type to get kicked out at 18 or after college

[Anonymous No.12133294]

>>12128910
If you're 28 you're not a zoomer, genius.

[Anonymous No.12133386]

>>12129923
>The property market is going to crash
Oh how I wish this to be true

[Anonymous No.12133391]

>>12129316
Your mindset is flawed. Buying a house is also a scam if you live in it. You never technically own it because the taxman will fuck you to death with property taxes.

What you should do instead is leverage your income to buy rental property. Maybe claim to occupy 50% of the unit for tax benefits, but I would just rent out the whole unit and live with your parents if you have the option.

Keep in mind, even if you own a house that rents for $1500/mo for example. You are losing $18K per year by not renting it out, which is basically enough income to retire.

Unironically living in a property you own is something you can do after your parents die, if you don't want to slave away the next 40 years.

By living with your parents you could pay down a rental property in <5 years and buy another. In 20 years or so, you'll probably have like 10 properties, if you make use of an aqeuate amount of leverage.

[Anonymous No.12133440]

>>12132679
Yes, moving out of your parents house for the sake of doing so is NPC behavior. I would only move out if I got a job that could cover rent and utilities in a different area. Otherwise, it makes no sense financially.

Even better, since I live with my parents I can manage their finances and make sure I have a comfy inheritance. There's so many boomers that fall for reverse mortage scams and the like nowadays, and their kids will see their parents efforts go to waste when they die.

I will most likely live in my parents house my entire life, and there's absolutely nothing wrong with that. It's beneficial for all parties involved.

[Anonymous No.12133458]

>>12133391
This guy knows what's up

[Anonymous No.12133495]

>>12133386
It has to. From a historical perspective, we have had very low interest rates and things have to normalize.

The most important fundamental input to determine the value of a set of cash flows is the interest rate. Sure, properties can continue to rise in price even when rates are heading up, but interest rates work like gravity. Once market sentiment turns and people's attention turns towards risk instead of making a quick buck on appreciation of property value, property will be seen as an investment instead of a speculative vehicle and trend towards its intrinsic value.

[Anonymous No.12133528]

>>12133391

I lterally do this. I have three duplexes, live in one of the units, but even split that one unit im in with a friend. So i have six units and six tenants. My lifestyle is basically completely paid for, everything i earn at work is just gravy that goes into more investments. Its not stress free, but it is pretty snug compared to wageslaving for a mcmansion.

[Anonymous No.12133543]

>>12128972
A buddy/coworker of mine just moved out at 30 with over 100k in his bank account and over 100k in his 401k. Here I am paying $1500/mo rent for an apartment since I was 22. Feels fucking bad man. Can't save much.

[Anonymous No.12133575]

>>12127260
Parents?

[Anonymous No.12133611]

You need to go out at 18 and learn to become a MAN. Stupid little silly boys who never grow up to become adults it's the most sad and pathetic thing in life and they will pay for it dearly. If it was for me I would take my belt and whip you all with it.

[Anonymous No.12133717]

>>12133611
>t. boomer

[Anonymous No.12133758]

not that it matters where they live anyway. there wont be any need for all this slack population in the next decade or two, so they should be living it up now before they're removed from society.

[Anonymous No.12133788]

>>12133611
i wish u were my daddy

[Anonymous No.12133928]

>>12127793
Unsurprising honestly. Scandinavia is the most full of Jews pushing housing development.
Based Greece and Bulgaria preserving family values.

[Anonymous No.12133945]

>>12129069
>this triggers the neet

[Anonymous No.12134027]

>>12127260

Well, I'm 25 and still living home but I gotta pay like 400 euro to my parents...or they kick me out. Besides of that apartment prices are unaffordable for me.
A fucking 60sqm flat in fucking hillbilly village costs around 650 - 700 euro...
Plus bad train bus connection.
I'm right now earning 1.7k euro after tax
If I had also a car in hillbilly village let's say I would be living as bad as a welfare getting goddamn neet who gets paid everything here in Germany.

Goddamn greedy boomer who bought all the houses and flats for cheap and now is trying to milk the generations after him...boomer are literally the worst generation ever .

[Anonymous No.12134050]

>>12129306
>>12133928
It's not about preserving family value, you literally can NOT afford rent + bills + food with the average wage in southern eu if your parents are not financially supportive
t. trying to move out but it's impossible

[Anonymous No.12134061]

>>12127483
This, most parents outside of usgoyim don't even want their kids to move out, this is a fact, only degenerate new age fags want to move out so they can fuck roasties.

[Anonymous No.12134071]

>>12134027
>A fucking 60sqm flat in fucking hillbilly village costs around 650 - 700 euro
Yeah maybe you're asking a bit much with a job barely above minimum wage, how about that?

[Anonymous No.12134080]

>>12127260

>American parents should have fucked the economy so much that their adult children now need to live at home to survive.

Fuck y'all, you don't deserve retirement. This is punishment for your selfishness.

[Anonymous No.12134089]

>>12134071
>an apartment
>a bit much
The absolute state of the west. The crash can't come soon enough.

[Anonymous No.12134105]

>>12134089
>60qm apartment plus car
Yeah it's a bit much.

[Anonymous No.12134106]

My parents co-signed my student loans because I "had" to go to college. Basically if they kick me out. I will no longer be paying my loan.

[BSV is king No.12134129]

>>12127260
18-34 is an enormous age range, doesn't tell you anything.

could be just 1% over 25 as far as we know

[Anonymous No.12134466]

>>12127383

^this

[Anonymous No.12134477]

>>12129101

>people decide to have children because "muh family"
>children get forced to live

Fucking idiot. It was THEIR wish and THEIR dream to have children.

[Anonymous No.12134487]

>>12133611
>You need to go out at 18 and learn to become a MAN.

Smart families look after eachother and accumulate wealth. And then there's you.

[Anonymous No.12134492]

instead of paying rent, I put money into Vanguards. What's not to love?

[Anonymous No.12134574]

>boomer
>boomer
>kike
>kike
People voted for this ponzy scheme gibs. And now you have to bail out your previous generation.
It was your central banks who QEd the asset prices up to high heavens. You only got yourselves to blame.
Fuck with the free market, free market fucks you back.

[Anonymous No.12134586]

(((they))) are absolutely terrified that we are refusing to pay into their system

[Anonymous No.12134597]

>>12127260
The dude that flash crashed the NASDAQ in 2010 made $50M daytrading and was still living with his parents. He's 40

[Anonymous No.12134663]

>>12130121
>monkey do x thus human must do x

you must be pajet according to your logic

[Anonymous No.12134711]

>not living at home
How's being homeless working out for you?

[Anonymous No.12134717]

>>12129761
slow there nwo shill

[Anonymous No.12134740]

>>12133495
this guy gets it, same with stocks, it has already begun, are there more indicators? Gold price not decreasing in value?

[Anonymous No.12134859]

>>12128621
He hit a nerve there, buddy?

[Anonymous No.12134952]

>>12127260
>Are you a Boomer with "adult children" living in YOUR home?
>BILLIONS are being spent on them!
>how can you profit off them to fund your retirement?

[Anonymous No.12135545]

>>12134859
yeah maybe, i was actually an accident and i live a shitty life financially and otherwise

[Anonymous No.12135563]

>>12131448
Anyone feel alone?

[Anonymous No.12135625]

>>12127260
Maybe if jobs actually hired for merit and not nepotism, then we wouldn't have so many millennials and zoomers forced to live at home.

[Anonymous No.12135827]

>>12127299
kek n check

[Anonymous No.12136313]

>>12129776
literally only makes sense if condo fees are $100/month or less

[Anonymous No.12136363]

>>12127483
Jews hate seeing families together.

[Anonymous No.12136511]

I moved out at 18 and never looked back but that was partly due to rent being like half of what it is now.

I don't blame zoomers at all for staying at home and actually being able to save.

[Anonymous No.12136536]

>>12136511
Unless you're a making programmer wages in USA and maybe Canada or Australia where entry level is high enough.

[Anonymous No.12136614]

>>12129306
PAY DENBTS

[Anonymous No.12136620]

>>12134050

stop making excuses

[Anonymous No.12136642]

I make 400k a year. I can hardly afford to buy a nice place in this good city. Like what the fuck is this shit going on. Is there a chance it will really bust?

[Anonymous No.12136909]

shameless neet here, fuck yall
>>12133528
I'm hoping to do this once I have enough for a down payment. Other anon told me about fha loans and it seems very feasible.

[Anonymous No.12136943]

>>12127260
Wonder what the rate is in california. Gotta be 80% because i dont know any of my peers who live away from home.

[Anonymous No.12136952]

>there are people in this thread who do something else than masturbate, trade shitcoins and eat tendies all day
Disgusting normalfags

[Anonymous No.12136972]

>>12134050
This. I dont give a fuck about family values. I would move away the 2nd it was affordable to do so.

[Anonymous No.12137007]

>>12136943
in CA real estate is so expensive if you want to move out before ~30 you basically has to split a home with 2-3 other adults and still pay $1k+ monthly for rent or live in Fresno and hate every second of your cursed existence. Or you work tech for a few years and save up a down payment on your condo but get scammed on the price because foreign investors have already bought up most real estate.

[Anonymous No.12137212]

>>12127483
This.
Amerimutts on suicide watch.

[Anonymous No.12137234]

>>12127793
>Living with parents warning sign red
>Renting forest color green

[Anonymous No.12137286]

I dunno if this thread or a similar one was posted a couple days ago but I'll repeat myself:

I fell for the "move out with a nice girl, settle down, start a family" meme...

She cheated on me after "settling down" no family was ever created.

I still live in the same flat with loneliness and anxiety as my preoccupation. Everyday is depression central.

I run my own business. I make OK money.

Once in a while I hook up with an emotionally damaged girl looking for a father figure or some shit; once I get attached they move on to some other potential daddy (or chad)

Between taxes, bills, my own depression, my business...

Pray tell, where is my motivation aside from avoiding death?

[Anonymous No.12137287]

>>12133029
Sure thing pal

[Anonymous No.12137301]

>>12133029
a portfolio for her to dig into once she claims rape or some shit against you