r/personal finance

[Anonymous No.11941111]

Do redditors really pay so much for auto insurance?
Kek

[Anonymous No.11941128]

I'm assuming that amount is for 2 cars. Depending on where you live, yes it's that expensive. I have a new car, over 30 yrs old, clean record, no tickets, no accidents and still pay $180 a month in NYC.

[Anonymous No.11941137]

Goddamn, and I thought I had it bad paying $450 a year for car insurance.

[Anonymous No.11941139]

Now that is a very good goy

[Anonymous No.11941161]

>not buying an old car and only having liability insurance for it

Not gonna make it.

[Anonymous No.11941169]

>>11941111
It's unironically cheaper to just Uber

[Anonymous No.11941171]

>>11941111
I pay $4k every 6 months for wife and I for 2 cars. I've shopped around and couldn't get it any cheaper. One minor wreck over a year ago, no other cars involved. No tickets.

[Anonymous No.11941189]

I have full coverage on a 2008 with roadside assistance. It's $1,002/yr. My fren in another same story, 2008 full coverage but hers is $1,6xx. Apparently state makes a huge difference. I can't imagine paying more than 1,500. That's just jewing at that point.

[Anonymous No.11941248]

>>11941111
I pay $350 a year for full coverage with a $600 deductible because I've only had a license for a few months, it goes to $250 deductible after 2 years. I'm a drunk driver so it has already paid for itself (side swiped a parked car while drunk).

[Anonymous No.11941260]

>>11941111
I wrecked my car a few years ago. So I pay like $3500 a year for car insurance for my Mustang.

[Anonymous No.11941277]

>>11941128
$180/mo is pretty good for a new car (did you get a car loan? in my state gotta get comprehensive coverage if bank has title)

[Anonymous No.11941336]

>>11941111
You are witnessing sample bias in action
>a personal finance subleddit
>le front page of the internet
>shocked to find 100 IQs

Try youtube next

[Anonymous No.11941356]

>>11941171
Holy fuck I pay $3400 a year for me and my wife and she got a DUI over 2.0 and got into an accident and the lady she hit sued us LOL.

[Anonymous No.11941594]

>>11941161
This
or bicycle if you don't care about never getting laid

[Anonymous No.11941600]

>>11941356
Yeah i don't get it. I've always paid a lot but it doubled after the wreck.

I think you mean .20 if you're talking BAC

[Anonymous No.11941646]

>>11941600
no her blood was 20% alcohol the cops never seen anythhing like it

on another note I will be so happy when the stock market collapses and all those plebbit vanguard fund faggots get justed it will be glorious

[Anonymous No.11942251]

>>11941646
>20% = 0.20 you stupid motherfucker! There must be an additional retard surcharge on your insurance which you absolutely fucking deserve. Dumb motherfucker

[Anonymous No.11942264]

>>11941111
I paid £2000 ($2500) kill me

[Anonymous No.11942317]

>>11942251

[Anonymous No.11942341]

>>11941111
That looks stupid as hell. I just put my car in my moms name and pay dirt cheap insurance.

[Anonymous No.11942383]

I pay $600 a year for full coverage on a 5 yo vehicle with an original sticker price of $54k.

[Anonymous No.11942387]

biz is so dead we need to steal content from plebbit.

just go back

[Anonymous No.11942399]

>>11941137
Some parts of the country are insane for car insurance.

Me, I pay $600 a year. Been with State Farm since forever. Good driver discount, low mileage discount, no sports car, and the area I live in is low risk. Full coverage, and rental insurance, less than $600 a year. State Farm has never fucked me over, with accidents or damage.

$4k for insurance is insane. That's more than what my car payment was.

[Anonymous No.11942405]

>>11941111
>switch to cheaper insurance
>he didn't read the fine print
>"Sorry, but due to some bullshit clause you didn't read, your insurance doesn't cover this situation"

[Anonymous No.11942418]

>>11941248
Mend your drunkie ways. DUIs ruin your life and will make your insurance rates go on a golden bullrun

[Anonymous No.11942438]

I pay 133 a month for a new car is that good

[Anonymous No.11942446]

>>11941111
...I pay $600 just for liability.

[Anonymous No.11942485]

>>11941600
>>11942251
0.2 BAC means there's 0.2mg/ml of alcohol w/v in your body

did I just respond to bait?

[Anonymous No.11942502]

Shop around and get a local insurer. I used to pay 230 a month for 2 cars with geico. “Local insurer” is 140.

[Anonymous No.11942515]

>>11942438
What's your age, location, car, and salary. If you're under 30 and paying that, pretty good.

[Anonymous No.11942546]

I thought I was overpaying when I was paying 1200 a year. I have one of the highest insurance rates in the entire country in my province because it's all through one company ICBC. Reddit cucks are fucking retarded and have no idea how money or anything works

[Anonymous No.11942555]

>>11942438
exact same here I think it's fine

[Anonymous No.11942558]

>>11942502
Geico is such a fucking ripoff.

Couple of years ago, my then gf was fighting Geico over something minor, they just would not pay. I told her to talk to my agent at State Farm. "No way, they're expensive!" No, CALL. Finding out is free.

Calls, and they offer her a policy of the same coverage as Geico, for half what she was paying.

I got a lot of BJs off that advice, lol.

[Anonymous No.11942586]

>>11941128
I also live in NYC and I'm 26. My policy is $700-something for 6 months through Progressive. It was >$600 but they bumped me up and I need to redo my defensive driving. Might need to renew that and shop around. Granted, that's for a beater with no collision.

[Anonymous No.11942588]

i use progressive, like $340 for 6 months. i figure one day ill get to fuck flo

[Anonymous No.11942593]

>>11942586
<$600**

[Anonymous No.11942612]

>>11941111
i legally changed my gender to female and saved 2k a year in car insurance :)

thanks libcucks

[Anonymous No.11942629]

>>11941111
No clue but my car insurance is 70$ a month.
But that is because I have full coverage so if I get in a accident I get it fixed even if its my fault.

[Anonymous No.11942645]

Wtf i pay 30€/month and i thought i was getting ripped off by the kike insurance.

Burgerbros, you are getting literally scammed seriously. The absolute boldness of the jews in your country will always astonish me. The insurance provide literally nothing and you have to pay so much for 0 services, and the day you have an accident they always try to find a way to fuck you up the ass and literally hire detectives to trind to find a fake excuse to not pay you what they owe you.
It's fucking disgusting seriously.

[Anonymous No.11942655]

>>11942645
pay your insurance loicense, winslow

[Anonymous No.11942694]

>>11942655
>SaOX ID
>Saxon
Nice projecting anglo scum! And i didn't used £. I am french and i really feel bad for you bros. Seriously how can they justify a 150$ bill each month for a fucking tag glued on your windshield?

[Anonymous No.11942715]

>>11942645
>>11942655
and for 30€ it's a car tagged as sport car by the insurance, i could pay half this price if i was driving the usual yuropoor cuck minicar.
Pic related is my vroom vroom. Nothing too fancy but i love it.

[Anonymous No.11942727]

>>11941356
holy fuck dude she sounds awful and you sound like onions face.

[Anonymous No.11942733]

>>11941111
Pay $35/mo to insure my indestructible shitbox '98 civic. Feels good.

[Anonymous No.11942754]

>>11942727
oh also i pay close to $900 year for full replacement on my tacoma, and $33/mo for liability on the jimmy. i let my lady drive it, she's not a cunt.

[Anonymous No.11942755]

>>11942733
finally smething reasonably priced.
Plus based nippon indestructible shitboxes.

[Anonymous No.11942781]

>>11942754
it's a comfy smug waifu you have here

[Anonymous No.11943020]

>>11942781
kek. unironically will wife. >>11942781

[Anonymous No.11943049]

>>11943020
give us non generic tips on a relationship faggot


>thx in advanced

[Anonymous No.11943112]

>>11942399
same. I pay like 1200/year for home and car, but I dont drive like shit so its basically throwing money to the wind.

[Anonymous No.11943284]

>>11943049
adult women are more closely related to children than adult men. generic shit works: man up, be a provider to some degree, but you got to keep that shit on lockdown. flex, be a man, express your angers when you have them. she needs to see your strength, be successful, be cool, be an alpha.
shit takes work, especially with how the modern 18-30 year old hetero female fits in modern society. women believe the liberal memes out there, but they truly want a traditional, wholesome family. even if they don't know it. i have completely redpilled this girl over the last three years. she has proved herself, and i am fairly demanding. she knows i will put up with very minimal shit. i have created value around myself; she knows that if things were to go sour between us, i would find a girl five years her younger and shower her with the love that was once hers. i am always fair, i am almost always right, and she trusts me completely. i am a loving partner, and even though it would hurt temporarily to split, i would find peace and a new, satisfying partner much quicker that she would. if i came home and told her to pack what she needed, that we needed to leave, and i'd explain in the car she honestly wouldn't even ask, she would just do.
i see so many people here struggling with females in some capacity or another. my best buddies in real life are all struggling. it sincerely saddens me to see my fellow man hurt.
we do cool shit all the time. concerts, shooting, camping, little vacations. we literally do fun shit all the time. this is very important. so is fucking. not everybody is always in the mood. i'm a busy guy and want to shitpost when i get home. sex is very healthy and relieves much stress. have lots of it.
i have a lot to say on this topic. given our format, it would be easier if you asked some questions (specific or general), in hope that i can provide an answer. i've honestly considered doing a chad general on some boards.

[Anonymous No.11943314]

>>11941111
I pay 2600 a year for full insurance for my 30k car, but i live in the highest cost car insurance state in the country, i have no wrecks or tickets but im a 25 yo male

[Anonymous No.11943407]

>>11942612

actually based

[Anonymous No.11944362]

>>11941111
Don’t forget to pay your life insurance goy

[Anonymous No.11944366]

>>11941111
Yeah kek