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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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11921259 No.11921259 [Reply] [Original]

I'm 27 and getting sick of being a wagie. How do I get enough money to have a 3 bedroom house and support a family without working 40 hours a week?

Has anyone from this board actually made it bros?

>> No.11921266

>>11921259
The most who made it are gone

>> No.11921302

>>11921259
you don't. quit being a pussy and go get your money anon. you gotta chase it...it's not going to come to you.

>> No.11921312
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11921312

>>11921266
>implying you can ever leave
Money can't buy you social skills.

>> No.11921314

>>11921259
I made it.
You need to into bussiness
Start a company and provide some trade
That is step one-at least you will increase your gains X10-20
Step two-meet people in companies and administration and offee them bribes for contracts
Third step- /makeit/™
It took me 10 years to retire
t.$1.5 MM assets and $4k passve imcome per month

>> No.11921338
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11921338

>>11921314
That sounds like a lot of hard work and taking initiative, as well as being stressful and risky

Guess i'm stuck being a wagecuck forever

>> No.11921601

>>11921338
alternately: buy 2 properties. the primary residence tax benefit (and interest rate benefit) is huge. buy a primary residence, live in it until you pay it off, buy another one while renting out the first one. should work well.

t. 32yo, a year away from paying off my first property that'll net 2k/mo passive income

>> No.11921746

>>11921338
Well, it was hard for 10 years.
But I retired @35.

>> No.11922218
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11922218

>>11921746
>tfw when starting at 20 instead of 25 and will still have a few years left to fuck hot bitches.

>> No.11922227

Sell everything for crypto asap otherwise you won't make it

>> No.11922252

>>11921259
Buy some gold and silver. Wait for the currency collapse and you'll prosper after the revaluation of gold and the deflationary collapse of all asset prices.

I know your prob some faggot Milennial who will say go fuck your boomer rocks. But you need to listen to me and do this .

>> No.11922265

Also how much do you have saved up

>> No.11922290

minimize expenses, put excess cash into assets.
dont be retarded and get into consumer debt.

>> No.11922311

>>11921259
http://www.mrmoneymustache.com/category/mmm-classics/
Thank me later, faggot.

>> No.11922345

>>11922252
Asteroids + AI + robotics = Infinite 'rare' metals
Buy crypto, all alts. All DPOS. I don't care which ones.

>> No.11922356

>>11921259
>Has anyone from this board actually made it bros?
No. They wouldn't bother with this website if they have they would be out finding ways to make even more money. Also those who say they have made it never show any proof.

>> No.11922370

>>11922311
To be fair MMM STARTED OUT "with a rental property or two". Here we have to earn our own fucking rental properties

>> No.11922382

>>11922356
>those who say they have made it never show any proof.
>those who say they have made show proof, which is then mocked and assumed to be fake
ftfy

>> No.11922417

>>11922370
He bought them. How is that starting out?

>> No.11922444

>>11921259
a buddy of mine did pipeline inspections for gas companies that were fracking. he had a eureka moment, quit his job, created a ' pipeline testing certification' class, and set up shop in a strip mall.

the entire certification course is just some booklet he typed up based on the instruction manual from his job, then a bubble sheet multiple choice test at the end of the course.

he then called up all the gas companies in the area and asked them if they'd like their inspectors to be 'certified'. almost every company he called thought it was a great idea.

they now send all of their testers and new hires to his certification course. it costs each person $3k and he has two classes of about 15 people a month.

he's fucking loaded now and mostly just plays ps4 in his office all day.

>> No.11922459

Just fyi im a common lurker but sometimes post and when I make it Ill be too busy with work to stick around here too often. Though I do love you guys a lot.

>> No.11922490

>>11922444
State governments use these as cash cows all the time. Home inspectors are a great example of sham "certification" licensing.

>> No.11922511

>>11922459
Stop looking for affection in a anonymous fine china appreciation mailing list.

>> No.11922686

>>11922311
>stop driving your car! get a bike!
Yeah right faggot. Some of us have a one-and-a-half hour commute to work and children

>> No.11922773

>>11922686
>one-and-a-half hour commute
Found the problem.

>> No.11922779

>>11922686
What the fuck job do you have that justifies 3 hours on the road every day.

>> No.11922824

>>11922779
No such job exists. That's why Pete calls them "car clowns".

>> No.11922846

>>11921338
>how do I make a lot of money bros??
>work hard
>that's too much work... nevermind :(
The mindset of the eternal wagecuck.

>> No.11922856
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11922856

>>11921259
buy BTC and trade shitcoins with it

>> No.11922876

>>11922773
>>11922779
I can't just quit my job or move.

>> No.11922878

>>11922686
imagine working 8h a day and then spend another 3h in the car. 11h every single day gone. subtract the needed sleep and other every day duties and your entire life is fucked. how can you even live under these circumstances? it's beyond me.

>> No.11922902

>>11922878
>and children
HAHAHAHAHAHAHAHAHAHAHAHAHAHA

>> No.11922909

>>11922876
Explain your situation in detail and we will try to help, you, anon. Calling each other's fag is not the only skill of the /biz/raelis.

>> No.11922913

>>11922909
this fag is right, tell us

>> No.11922926

>>11921312
True. Anyone who made it just shitposts all day.

>> No.11922940

>>11922878
>>11922902
Yeah, my life is actually fucked. I find time here and there to play games and my job is easy enough to post here. I have a long term plan that eventually frees me but for now I must endure. >>11922909
>>11922913
I'm a single father making 45k a year working as an audit analyst. I have full custody and no college degree. What else do you want to know

>> No.11922989

>>11922686
>1 and a half hour commute
That’s pretty bad dude, time to find a new job

>> No.11923024

>>11922940
>I'm a single father making 45k a year working as an audit analyst. I have full custody and no college degree.
>1.5 hour commute
This is legitimately the saddest thing I've seen on this board. I sincerely hope you make it someday.

>> No.11923037

>>11922940
Why isn't possible to switch homes or jobs?

>> No.11923077

>>11923024
I know I will make it someday. I have no fears or doubts. Thanks though anon I appreciate it
>>11923037
Moving is a definite no as my parents are helping pick my son up from daycare every day (and helping with expenses). I could look into a new job but I've been working this one for years and I like it a lot. I guess it's just me being comfortable though. I should probably work a job I like less that makes more money or is closer.

>> No.11923078

>>11922227
Based and redpilled

>> No.11923122

>>11923077
With a shorter commute you would have time to pick your son. And you can surely find something closer to home. Even in the same field. Even if it was a 45 min commute, you would still be getting 1.5 extra hours of life a day.

>> No.11923159

>>11923122
That's true, and it's something that's been in the back of my mind ever since my company announced there would be no raises this year. It's a shame, because management is very kind and relaxed and I never feel any pressure. However, I do feel like I'm wasting my time. I guess it's time to rebuild that resume. I will definitely stick around here until the annual bonus hits in March.

>> No.11923174

>>11922940
I have the same commute as you, but I'm making almost twice as much as you at 86k. I still feel pretty bad about it but you definitely have it a lot worse. I read somewhere that every 20 minutes to your commute adds as much misery as a 19% pay cut.

If I were you I would probably rent somewhere close to work while your parents take care of the kids in your primary home, use the extra time you get to learn extra skills to be able to move up and get pay raises

>> No.11923217

>>11923159
It's fucking November. Estimate the bonus amount and add it to your salary expectations when you are pressed to answer. You seem to be delaying.

>> No.11923230

>>11923174
Everyone seems to imply that my life is sad or miserable. I'm not unhappy - my kid makes every moment of my life worth it. I have motivation, something I never had before I had a child.

Renting two places is out of the question. I could rent closer to work and just have him at a daycare nearby. That would eliminate the pressure I'm putting on my parents, which is something I want to do ASAP.

>> No.11923229

>>11923217
Oh and this
>my company announced there would be no raises this year.
I bet your coworkers are already moving their resumes around, as you should. You owe nothing to any company, anon. Loyalty is for people, not corporations.

>> No.11923236

Bchsv

>> No.11923267

>>11923217
I mean that this company pays out its annual bonuses in March. You're saying I should just forget about that and move jobs fast?

>> No.11923356

>11923159
I'm saying that you should start looking yesterday and make a spreadsheet. When you are offered a job, you check the opportunity cost. You can even leverage that March bonus to get a enrollment bonus with the new company. The reason they pay yearly bonuses instead of having salary increases is to make people stick longer.

>> No.11923476

>>11921338
>>11922846
i think it’s not about working hard but whether it’s worth it all in the end.
starting a business to get rich is worth it 100%, but that’s too broad. that’s why people ask how to get rich on this board. they want specificity. problem is that when they receive a recommendation on what business to start - they can’t gauge whether this enterprise will actually get them rich or if it will be a waste of time, no matter how much hard work they will put in.
so i think bottom line is that no one minds working hard as long as what they are working on has a high chance that it will pay off in the end.
running a lemonade stand is hard work but it won’t get you rich ever. people want to avoid “that” kind of hard work.

>> No.11923555

>>11922779
Construction. Job site can change by 20 miles or more

>> No.11923691

>>11923476
>they receive a recommendation on what business to start

tell me a type of business to start then

>> No.11924022

>>11921314
>>11921746
What kind of company did you start?

>> No.11924050

>27 years old
>has children
Whew Lad you fell for the NPC raise a family /pol/ meme. Congrats you just signed yourself up for a lifetime of wage cuckoldry, if you would have held off a little you might have been able to make it but unless you stumble upon a 150k+ job or your significant other also makes a decent amount you are now stuck in a lifetime of middle class mediorcracy.

>> No.11924358

>>11924050
t. cool wine aunt

>> No.11924458

>>11923691
well, freelancing, like OP, is a choice. you provide a service to others by programming apps. you are essentially a business

>> No.11925109

>>11922926
DEL:ET

>> No.11925439
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11925439

>>11922345

Humanity can barely bring a piece of metal to mars and you talk about asteroid jizz with ai LMAO

It will be surely a thing but not in the coming 50 years even 100 years

>> No.11925541

>>11924358
Not an argument my man, in fact you are debating like a woman reverting to name calling. What’s a kid end up costing? Around 250k just until 18? Well in today’s world kids don’t typically leave the house until 24-25 so let’s round it to a low ball 300k. Now how in the fuck is OP gonna ever get ahead when each child is going to cost 300k? If kids give you 300k worth of enjoyment than by all means have them if you are white. I’m just saying unless you are a successful person financially they are a lifetime sentence of wage cuckoldry unless you get lucky.

>> No.11925562

>>11921259
impossible
never gonna happen
embrace slavery

>> No.11925605

>>11923476
look man if you don't dive head first into the unknown you'll never get anywhere, you have to actively go out and fuck up for a bit before you're wise enough yourself

>> No.11925610

>>11922926
I would definitely shitpost all day everyday if i had that much money desu

>> No.11925623

>>11921259
you don't. quit being a pussy and let go of your unrealistic dreams. get a studio apartment in a small city and live alone as a neet

>> No.11925662

>>11922490
>>11922444
I am pretty sure that's fraud anons
Not moralfagging, I think he had a great idea, separating idiots from their money; but he'll trick the wrong idiot sooner or later, lose it all and then some, with jail time on top

>> No.11925740
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11925740

is crypto really dead? Back in the old days when someone posted something like this loads of shitcoins where shilled.
Now its, starting a business, buy a property....
What the hell is wrong with you /biz/?
OP buy LINK.

>> No.11925829

>>11925740
/biz/ finally reverting to pre-crypto states thank god

>> No.11925880

>>11923230
save money and become a linemen bro. you will thank me later

https://naltc.com/

>> No.11925918

>>11921259
You got sick too late. If you got sick of being a wagie when you were still 18 and living with your parents you would have either become a neet or realized you can try to /makeit/ as many times as you want without fucking up bad enough to really mean anything.
But you're pushing 30 with a family so good job, faggot, this is your life now.