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/biz/ - Business & Finance


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11543620 No.11543620 [Reply] [Original]

How much do you boys earn? How much do you manage to save each week? What do you pay in rent/weekly expenses? Are you optimistic about your financial future?

>> No.11543636

Not too optimistic, I have no idea what's actually happening with brexit.

>> No.11543658

>>11543636
Its all bullshit i think boyo, all smokescreens. What do you do for work? have any savings?

>> No.11543728

>>11543658
Self employed programmer. Have savings to live off for a couple of years but not beating inflation yet.

>> No.11543734

>>11543620
putting 1000gbp into vanguards a month, I dunno how I feel going forward, I want to leave this shithole as soon as possible but I don't know where to go

>> No.11543762

Can't we just cancel brexit...? Like its obviously a mistake and ruining this country.

>> No.11543809

15k
Spend it all on bud
No savings
Take out loans for crypto
Monthly expenses ~750
Rest on bud
I steal from work about 400pm

Moving country and never coming back, fairly optimistic.

>> No.11543824

>>11543620
7.39 an hr temp job until Christmas

Gonna leave this country and never come back

>> No.11543827

>>11543636
>>11543762

>The country wasn't in shambles before any talks of a referendum

The culture erosion doesn't even enter the minds of the sociopaths in charge, it's all about GDP to them.

>> No.11543830

Why do all brits hate their country

>> No.11543845

>>11543830
not all. most don't live in the comfy areas.

>> No.11543862 [DELETED] 

>>11543827
Keep blaming the EU for your mistakes that will fix them fucking dirty teethed losers lol, its Brussels fault you were taking in shitloads of niggers and pakis before you even got into the union.
Let me remind u of the 'rivers of blood' speech that happened in '68

>> No.11543878
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11543878

>>11543620

From the US. Went to UK university and graduated in 2001. Pretty shitty university. Got a "2nd class" honors. Shitty programmer. Barely work. Always work from home.

Making $130K plus bonuses. 401Ks and IRAs stuffed to the brim.

Just learned some people I graduated with are making ₤40K. Almost choked on my coffee.

Funny Britfags are always making fun of us. The fucking cope.

>> No.11543882

>>11543830
Its an inherent self depreciating trait combined with an actual erosion of community, social mobility and security. Too much immigration too fast & an elite determined to ensure the lower class stay there.

I love many things about my country, the scenery, certain institutions, some of the culture & even some of the people. But for a young person its pretty easy to see its becoming harder and harder to progress, and the top dogs don't want to help. Corruption and collusion is rife, with smiles on faces all the while.

>> No.11543905

>>11543762
The government already spent an absurd amount of money on Brexit and it would be anti-democratic. The majority of people voted out because they were too dumb to spot the propaganda so now they must deal with it. It's a good example on why democracy is one of the worse systems I have seen, so fucking flawed.

>> No.11543911

>>11543830
Depression from lack of vitamin D (It's always cloudy), Highest divorce rate, pakis.

I went to Japan for 3 months and feel like England is 3rd world now.

Japan was clean, homogeneous, and felt way safer than any of our cities. Walking around Tokyo alone, regularly in the early hours and I never felt unsafe. The worst I ever saw was some homeless minding their own business.

I refuse to go to London in my lifetime but I have been to Manchester and there are beggars fucking EVERYWHERE and plenty of Burkas.

Tokyo and Osaka... None of that shit.

>> No.11543926

>>11543878
Pretty much what this fat burger said. You get cucked at every opportunity. Its easier to go elsewhere. Its not that I hate my country, I just know Ill be better off elsewhere.
A lot of brits say they'll leave but they don't they have stockholm syndrome, the UK is comfy if you want to just bumble along, its not favourable to the ambitious working class.
I am actually leaving, next week and the jobs Im going for pay £10 ph more than my current.

>> No.11543962

>>11543830
Life here is fucking horrible. Our country has become such an overwhelming Orwellian mess and the majority of people are willfully ignorant/supportive of all the destructive practices that take place.

>> No.11543987

>>11543911
I'm waiting for my Blockfolio to go back to January December numbers cashing out and going back to Asia.

Might checkout homogeneous countries that don't have a problem with Pakistan rape gangs and acid attacks in East Europe on the way to further my masochism.

>> No.11544006

>>11543830
The weather is shit, the food is shit, healthcare is shit (you have to wait 2 weeks for an appointment) and social mobility is an illusion. Employers and society in general judges you based on the university you went to and your job. In order to get a high paying job, you must go to a top university. In order to go to a top university, you must go to a private school. In order to go to a private school, you must be upper class (mostly some aristocrat). It's probably the only country where people still look up to some irrelevant count or duke as if it was still the feudal fucking age. If you aren't upper class then enjoy your life of mediocricy.

>> No.11544018

Earning about £1,500p/m after tax, pension, private healthcare is all taken out. I have minimum outgoings because I'm silver spoon af. I save about £1,000 - £1,300 of my wage per month.

I'm going to put my savings into gold before Brexit. There is always scope for earning during financial uncertainty.

>> No.11544027

>>11544006
your rant about jobs and top universities is bollocks.
accept your own failures and realise the reason you haven't got a good job is because you haven't got a skill that's worth paying your time for.
I'm tired of this irresponsible bull shit where "it's the government's fault I'm not paid well", the only fault is your fucking own.

>> No.11544055

Engineer. £55k.

Obviously I hate Britain and British people. Idiots have fucked the country the country for the next few decades. We look like idiots.

>> No.11544088

>>11544006
>Employers and society in general judges you based on the university you went to and your job. In order to get a high paying job, you must go to a top university. In order to go to a top university, you must go to a private school. In order to go to a private school, you must be upper class (mostly some aristocrat)
Utter fucking rubbish, get a grip. It's absolutely nothing to do with class; it's because schools push absolutely every child in the country towards university from the very beginning. Of course the only degrees that employers care about are those earned by the cream of the crop -- EVERYONE FUCKING HAS ONE. Are you dense enough you think it should be otherwise???

I (and most of my uni friends) wish we'd all left school and gone into trades. Kids are lied to their whole academic careers so universities can profit. It's not related to class whatsoever it's the institutional schooling system that shuns trades and genuinely profitable skills in favour of keeping people under the supervision and education of the state for as long as possible.

>> No.11544105

Accountant, £30k.

Unlucky enough to grow up in an expensive as fuck city where rent for a 1 bedroom flat clocks in at around £900 - £1,100.

Moved further North to escape being trapped as a rentcuck. Even then £30k is fucking nothing after taxes and living expenses. I've made more money from trading shitcoins and metal ETFs in the last year than selling my time / labour for money.

I have one last shot in Spring with a business idea me and a friend have. We're going in to pitch for funding to an accelerator. Otherwise I am heading 1,500 East forever with my squatlana grillfriend.

>> No.11544130

>>11543620


>29 yo
>SOC Analyst
>£42K/yr
>Save between & £500 - £1k month in s&s isa
>Mortage is £900 a month, halved with gf
>Crypto £365k ATH from initial investment of £3k. Didn't cash out a penny. Now worth £21k.
>unless I start earning much more money and soon or make it the way this country is going w pensions, house prices, economy etc anyone 30 or under can forget bout retiring, we will all work until we're more less dead
>I want to emigrate, the UK is done

>> No.11544162

What are the best brokers for Brits? I have £5,500 to invest. Also, how much does the capital gains tax fuck us over?

>> No.11544172

>>11544162
u wanna invest in stocks at the peak?

>> No.11544174
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11544174

Brothers any advice?

I want to move away from here soon. Right now im a minimum wage cuck trading a couple markets making more than my wages. Dont want to depend on that though.

Im naturally computer savy and consider getting educated formally(degree) in computer science. Honestly is it worth it now? Im 24.
Would i be better off getting my own experience? Someone told me to get into cloud computing.
I also considered oursuing finance but it makes no sense financially to me atm, its just a lucrative thing to chase.

Ideal situation:
Passive income, able to move to cheaper country better than this shithole. Own business or ability to generate money anywhere.

>> No.11544179

Self employed aircraft consultant. Earn approximately 9k per month after tax, saving around 50-60k per year. Feels good man.

>> No.11544199

Us wagecucking at 11$ an hour and 70 hrs a week which after taxes is about 1300 a month and spend 750 on rent .. I’m 20 and starving and hopefully will start making money other ways very soon like crypto and other ways that I just need some startup money for

>> No.11544285

>>11544174

Dev work in UK is full meme now lad. Unless you are a pajeet or female who wants to be a scrum leader / agile project lead with absolutely zero knowledge of coding forget about it.

Go to Estonia for tech start up life.

>> No.11544296

>>11544006
>2 weeks for an appointment
So are people just LARPing or is my GP fucked up? You literally can't book appointments more than 2 weeks ahead of time at mine.

>> No.11544308

>>11544296
postcode lottery, in my leafy countryside village I can get appointments a few hours later, some wog cities takes forever

>> No.11544309

>>11544174
if you're better than everyone else and can lead, you will shine. if not, then you'll just be a code monkey following tickets like any wagecuck

>> No.11544362

>>11544285

I self studied it for a while. I know agile and some basic coding language and web development. I feel like this knowledge is about as useful as your creativity. Like knowing maths but needing someone to tell you what to do with it to make money, fairly useles on its own.

Thts why i dont think i can make it working for someone with dev. Just slightly more than min wage. Making my own apps and projects till i get a winner is probably the way to go? Marketing is everything i suppose.

Im fairly fucked. So hard not to just move somewhere cheap and try make it trading till i have capital to invest in reliable passive income generators.

>>11544285

Is it cheaper? What kind of qualifications needed? Would experience and a portfolio be enough?

At 24 i feel its too late for me to try make it witu conventional means. Gotta do something different

>> No.11544365

>>11544027
>>11544088
I'm talking about this, faggots: https://mygreatbritishadventure.com/2016/03/14/is-england-really-the-most-class-ridden-country-under-the-sun/

Also, yes the government has some fault in how flawed the British education system is. Public education is much shittier compared to private education which hinders your chances into getting into a good uni. It's almost like pay to win. The funny thing is crap unis cost as much as good unis so the logic choice is to try to get into the top unis. And also yes, plenty of employers still care about whether you went to a prestigious uni or not. It varies from company to company but the best paying jobs in some fields are taken by Russel group graduates. Compared to other educational systems like Finland, Germany and Netherlands, UK is a joke. Funny if you point out the flaws then you are accused of being some whiny entitled faggot. I don't have a job because I don't want to and that's why I'm on a crypto board, otherwise I would probably move to Netherlands or something.

>> No.11544397

>>11544296
Honestly I said 2 weeks because that's the average where I live, sometimes takes a week. It's still frustating whether it's a week or 2 anyway because in other EU countries, you have an appointment on the same day. You pay but it's worth it. What if you have some pain and must wait a week? NHS is underfunded though so can't blame them.

>> No.11544400

>>11544365
employers hire you based on your competency, the way to win is either study a degree with work placement for an easy job entry point in your profession or by going straight into trade/apprenticeships.
just because you went to university and studied some no job degree like biology of business studies, don't deflect blame on to anything else than yourself.
yes, the university system may be completely fucked, but it's YOUR FAULT for not understanding that before you got 30k in debt studying a degree that would lead to nothing.

>> No.11544404

>>11544018
>I'm going to put my savings into gold before Brexit.

just buy the btc dip you melon

>> No.11544441

>>11544365
>Public education is much shittier compared to private education which hinders your chances into getting into a good uni
Only if you take public education as a whole. It's totally misleading to compare the two statistically, considering how ridiculously few private schools there are compared to public. It's also irrelevant.

If you look at most schools in the country, what determines the quality of education is almost invariably the house prices around them. Social mobility has been destroyed for the last few decades. THAT is where the inequality of our education system lies, it has nothing to do with public vs. private, which is an utterly ridiculous and outdated argument for schooling, and also nothing to do with class (though clearly more affluent people will go to areas they can afford and raise the prices, exclusivity, and quality).

If you want to fix Britain's schooling the first step you should take is to get rid of this utterly ridiculous idea that university is a panacea for our society, and bring back grammars (or at very least encourage young people to learn skills and trades that will set them for life and allow them to earn substantial amounts).

>> No.11544474

>>11544162
go with a Stock and share ISA like Vanguard, you pay no capital gains tax and you can withdraw £20k tax free every year.

>> No.11544491

>>11544441
>what determines the quality of education is almost invariably the house prices around them
Sorry, didn't mean determines. What determines it is the school league tables, which obviously then creates the housing price bubbles in catchment areas, causing the problem.

>> No.11544603

>>11543830
We don't
But we do hate eastern Europeans who come here and suppress skilled engineering jobs to minimum wage.

I used to earn £15/h milling, now it's a £7 mcjob.

>> No.11544625

>>11544491

Uk has no social mobility anymore. The only possible way to make it as working class with a brain is to leave the country.

Otherwise, you have a huge disadvantage where everyone else in same education and iq has a big leg up above you.

Im a workingclass cuck and god it is frustrating figuring out how to navigate this shitstorm without going through normie paths which are designed to put you behind. Only option is not play the same game. Euntrepeneurial spirit and investing is all i can think of, along with moving out the country.

>> No.11544628

>>11544603

Why hate them?

It is not their fault, it is the fault of those that facilitate globalisation - i.e. your boss, lobbyists, kikes, EU, they are just doing what any sane person would do in maximising the value for their labour.

>> No.11544683

>>11544628
lol blame yourself for overpriced labour.

>> No.11544695

>>11544285

Interesting. Can you elaborate more on your point?

I am about to graduate from a computer science degree and have been wondering why most of the technology graduate jobs in the UK heavily involve management/leadership tasks rather than actual programming.

>> No.11544715

>>11543620

£35k - android app dev
mortgage - flat in Leeds

save about £1k a month after basic expenses

(all going towards mortgage for next 5 years)

brexit wont effect me

>> No.11544730

>>11543762
The political turmoil that would result from Brexit not happening would far outweigh any economic turmoil from it happening.

>> No.11545166

>>11543620
Warehouse worker in UK, 1800-2k£ a month, save about 1300£. Some of savings I am putting into link, Am i going to make it ?

>> No.11545175

>>11545166
how much hourly do you get? im a warehouse worker in the uk for minimum wage

>> No.11545198

>>11545175
Minimum wage but 10.50 for overtime.

>> No.11545204

>>11545198
how much link do you own? I have 10k and done accumulating it, other than link I have 2k on my bank account

>> No.11545208

>>11543762
stfu NPC

>> No.11545255

>>11543620
>I earn €500 (450 pounds/day). I work on a ship for 180 days a year. I’ll get my tax back as well (search Seaman’s Tax rebate) I expect around £82,000 from this year.

>Depends on whether I’m on the ship or not. But spend most money on food and house stuff. I’m hoping to buy more link.

>1200/ month on renting my house.

>I’m all in Link so yes. Finances are good. Mental health is deteriorating fast though.

>> No.11545309

>>11544695

Programming is just farmed out m8.

>> No.11545313

>>11545309

What do you mean? Why is everyone promoting this job so much then?

>> No.11545409

>>11544130
Where do you plan on emigrating to?

>> No.11545430

>>11545313

Indians program and you manage a team of Indians, trying to convince them to do quality work for inadequate wages. Good luck slave driver.

>> No.11545454

>>11545430
no, programming is not outsourced.
development jobs are fine in the UK and are good for progressing if you're actually good.

>> No.11545495

>>11544285
Or any other EE country. Bulgaria you can earn the purchasing power equivalent of like 5k€/month after taxes doing programming.

Unless you are born in Switzerland, western europe is a fucking meme

>> No.11545537

>>11545255
>>I earn €500 (450 pounds/day). I work on a ship for 180 days a year.

doing what?

>> No.11545600

Day trader(indexes and forex, not imaginary internet money)
make 8K to 10K in avg month.
current month made double as volatility is mad- seen 600 point moves this week.
mortgage 3K/pm
bills 1K/pm
1K spent on 8/10 qt polish/hungarian whores every month

save rest

>> No.11545614

Is it possible to write a mobile app based around ad revenue and somehow get paid in crypto?

>> No.11545618

Top tip. Dont ever talk to Brits who actually live there. I swear to god they are more brainwashed than North Koreans. Their programming is just to blame Brexit and political party X. They are lost....Dont try.


I am a Brit who left....I know these poor bastards.

>> No.11545628

>>11545618
Don't be like that. Some of us are too poor/have family.

>> No.11545636

>>11545600
So most of your money is to pay for what was probably a manual labours lodgings from the industrial revolution Winner...

>> No.11545658

>>11544400
>employers hire you based on your competency
fucking lol'd

>> No.11545702

lots of people ITT are suggesting 'leaving the country', but what exactly do you think will change when you leave for another western country? as someone who has lived in several different anglo sphere countries i can tell you things wont be much different for you if you are working class.

>> No.11545711

>>11545702

UK = financed audis, fat bald men, ugly women, and tesco car parks

>> No.11545754

>>11545658
warehouse minimum wage cuck detected

>> No.11546169

>>11545702

Asia or Eastern Europe cheap cost of living, can make good money via internet. Why stay in cucked UK?

>> No.11546256

reminder that brexit is a controled dump, prepare for the bottom and get in while the going's good.

>> No.11546444

>>11545537
Sonar Engineer and associated software

>> No.11546852 [DELETED] 

>>11544006
This is bollocks. The UK isn't great but it's in no way as bad as you are making it out to be. I grew up on a council estate, went to a shit school and didn't do particularly well and didn't go to university. I got a shit IT helpdesk job after school, then worked my way up and have been earning 100k+ a year as in IT contractor for several years and i haven't exactly worked my arse off and by my own admission am not the smartest, I've just pulled my finger out a little bit more than my lazy colleagues. I have several friends from similar backgrounds that are also doing very well for themselves in various different professions. Opportunities are there in the UK you just need to put the effort in and go for them. I've worked with people of all backgrounds (many from private school and top unis) and have never experienced anyone looking down on me. Infact probably the opposite, people have been impressed that i've managed to do fairly well considering my background. This is not me trying to congratulate myself, im a lazy fuck and if i'd put my mind to it i could have probably achieved far more. If you are browsing this board you probably already have the brains to make something of yourself and the UK really isn't that bad place to have a crack at it..

>> No.11546868

>>11544006
This is bollocks. The UK isn't great but it's in no way as bad as you are making it out to be. I grew up on a council estate, went to a shit school and didn't do particularly well and didn't go to university. I got a shit IT helpdesk job after school, then worked my way up and have been earning 100k+ a year as in IT contractor for several years and i haven't exactly worked my arse off and by my own admission am not the smartest, I've just pulled my finger out a little bit more than my lazy colleagues. I have several friends from similar backgrounds that are also doing very well for themselves in various different professions. Opportunities are there in the UK you just need to put the effort in and go for them. I've worked with people of all backgrounds (many from private school and top unis) and have never experienced anyone looking down on me. Infact probably the opposite, people have been impressed that i've managed to do fairly well considering my background. This is not me trying to congratulate myself, im a lazy fuck and if i'd put my mind to it i could have probably achieved far more. If you are browsing this board you probably already have the brains to make something of yourself and the UK really isn't that bad place to have a crack at it..

>> No.11546944 [DELETED] 

>>11545702
Which is why everyone is saying to go to either eastern or southern europe. Why the fuck do you want to stay in the west anyway?
>trash girls
>shit weather
>high taxes
>low purchasing power
>stupid rules and restrictions
>feminism, pc, soiboi culture
>full of niggers and arabs

There is no reason to fucking stay there. This is coming from someone who moved from one of the "supposedly best" countries in west europe to one of the "supposedly worst" countries in east.
Sure life is rougher but it is still much better

>> No.11547503
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11547503

>>11543620
I wage cuck for the air force in the UK. Easily work 50 hours a week for £1600 a month after taxes. The job is great at times, get to travel and see some pretty amazing shit for free. I have no outgoings apart from a monthly phone contract and car insurance. I save up most of my money so I will have a fat stack when I leave plus some bonuses for the time I've spent in the forces.

However, I spent 10 day's in Bangkok by myself last month and it was the best ten day's of my damn existence on this planet. I went there to see another culture and see what the women were like. Now I am considering moving to Asia when my time is up. Around the next 9 years.

So for all you guy's who say "screw the UK I'm going to Asia", I cannot blame you people and wish you the best of luck.

If anyone can recommend the best incomes for living in Asia I would most appreciate it.

>> No.11547534
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11547534

>>11543762
Imagine getting bullied around by Angela Merkel.

>N-no, please, these trade negotiations are too tough.

>> No.11547638

>>11547503
What is the nature of your work exactly? Also what (if any) qualifications did you need? Genuinely interested, sounds like one of the better ways of wagecucking.

>> No.11547768

>>11547503
Do you hold Ark?

>> No.11547771
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11547771

>>11543762

>> No.11547798

>>11547503
>air force
> 1 600 a month

Am I missing something ?How the fuck is this possible ? Are you a toilet cleaner on planes ?

>> No.11547979

>>11547638
Simply, I fix aircraft. From when I joined 3 years ago, you need around 5 GCSE'S at level A-C to qualify which is what you should have already including maths, English and science.

I joined because it was better pay than doing shit wage cuck jobs in the north east of England or working as a slave in construction.

>>11547798
That is a job but fortunately it is not mine. But I do get paid the same as the toilet cleaner but only because I have 1 years experience and I'm a low rank. Still better than 90% of civilian jobs.

>> No.11548130

>>11547503
>50 hours a week for £1600 a month

what in the christ, you can earn this just working for the council doing 37 hrs a week on flexitime

>> No.11548182

I'm honestly THIS fucking close to packing it all up and moving to somewhere more comfy like spain

But I've lived abroad before and I always get homesick, i'm just too autistic for life in a country where I know nothing even though I earn money remotely and I know my pounds would go further there

>> No.11548223

I have been NEET for a few days

I spend too much on junk food and coffee so I barely saved anything when I worked.

I live with my parents.

I have no idea what my financial future will be like.

To give you my perspective: I grew up in a middle class home, went to a regular school, did very well in school, went to my nearest university (not the best I could have gone to, but not a total disaster), hated my STEM degree, was an ugly loser loner all through uni, had tonnes of graduate job interviews (including investment banking, public sector, prestigious stuff), failed them all, spent some time retailcucking after uni while living at home, spent some time working in London in a kind of prestigious looking on my CV job but lowly paid (required almost zero actual work; I was a tourist paid by taxpayers, pretty much, thanks guys), now back home retailcucking, but I was let go from my minimum wage job.

Life in the UK is brutal if you are not extroverted and either posh or one of da ladz. I don't want to pretend that Britain is uniquely shit, and it's probably the best place to be all things considered, but there is simply no place for me here. Every single graduate job interview process requires nothing but extroversion and BSing and being similar to the interviewer. Is this the end game of technological society? A bunch of small minded fuckers who can only judge on appearances because somebody else is doing the hard technical work? Its telling that the word "meritocracy" was invented by a posh British guy who used it as a warning. Sometimes I wish I was German.

I am not too pessimistic about getting a "respected" job. I am pessimistic about being motivated, enjoying life, feeling like I have any place in society.

I think some of the people in this topic are ignorant when they talk about "working their way up". Pay attention. If you didn't go straight from Oxbridge to investment banking / magic circle law / top tier public sector then you are kind of fucked.

>> No.11548267

>>11548223
How old are you?

>> No.11548293

>>11548223

This. I considered a finance degree here but realised if not going to top uni not to bother. Ever since wolf of wall street every cunt is trying from any old uni. No chance. Why compete so hard to be an analyst and treated like shit.
At least in USA there is mobility unlike here.

>> No.11548328

>>11547798
>>11548130
You seems to skim over the fact he has no outgoings.

>> No.11548358

Paramedic. Earn £2.6k p/m. Rent about £500. Save about £1000 per month. Probably on the lower scale of pay for this job in the world. My job is versatile though and I can move around to earn more money. Australia approx. $100k AUD per annum, Canada $100k CAD per annum, dubai $100K USD per annum untaxed.

>> No.11548383

>>11548358

Someone told me 90% of paramedics jobs are helping old people who fell over. is that true?

>> No.11548425

>>11548358

Wages here are fucking shit tier.

But then again, you work for a socialised health care provider - of course you won't earn big bucks in the shitty NHS.

I feel bad for you, I used to live in a flat in Cambridge above some rich old boomer with dementia who would have you lads out every single fucking night. Every. Night.

>> No.11548427

>work for the council
>desktop support
>36k not including overtime or mileage
>job easy but deal with idiots a lot
>work from home 2-3 days a week
>go in late leave early when i do go in 9.30 - 4
>most wage on drugs/women/booze/nights out
>no savings about 20k in debt
>renting since 17 years old until recently, had to move back in with my mum after a break up
>move back into rented accommodation soon where i will remain forever because they make it so fucking expensive you cant save any money

>> No.11548444

>>11548427
>most wage on drugs/women/booze/nights out
>move back into rented accommodation soon where i will remain forever because they make it so fucking expensive you cant save any money

>> No.11548451

>>11548444
lmao yeah dubs of truth, at least my life is fun though.

>> No.11548501
File: 66 KB, 356x449, 1539538016284.jpg [View same] [iqdb] [saucenao] [google]
11548501

>>11548451

>> No.11548520

Also to add to this thread. My grill is E. European, so my circle of friends includes a lot of migrants - either who came here to study during uni years or to work post-2004.

Many have already moved back, and when you talk to the ones that remain, the majority are making plans to eventually return to Poland, Lithuania, Latvia etc.

Basically they are becoming redpilled. Back home in Poland / Lithuania, the low tier migrants that come here to work in chicken slaughtering factories or on farms are a laughing stock of those back home. Poland has had consistent 5% yearly growth since 2004 and is now classed as a developed nation, Lithuania also has double the growth that the UK has EVEN DESPITE the loss of working age population due to the post-2004 rush.

The middle class E. Euros - of which my grill has in her social circle, basically see the same thing as we do - high living prices, wages which don't match the effort or skill for the job and lowering purchasing power versus the Euro / Zloty due to Brexit.

Also their governments have started spending a lot of money on enticing people back, or retaining talent. Bank of Lithuania funds a lot of internships to places like Hong Kong, Singapore, NYC etc - with the stipulation of returning home after and working for local firm or setting up businesses locally.

At least that is the picture for Poland / Baltics. Bulgaria and Romania haven't caught up yet.

>> No.11548592

>>11548520

thanks for sharing anon. What would you say is a good oppertunity to take advantage of the situation? (growth may continue, get in early). You mentioned Estonian start up life earlier in thread, best way to get into that?

>> No.11548692

>>11545313
Dude he’s chatting shit. The amount of dev work floating around in a major hub city like Leeds, Manchester or London is ridiculous.

As a contractor I get several £500 per day job offers a week. You just need to know how to play the game and not be autistic with recruiters and hiring managers.

I take home around £100k before tax and even then that works out better than income tax because it’s all dividends. Programming in the UK is certainly not a meme and if my LinkedIn inbox is anything to go off, it’s only going to get better in the short term with brexit. Go for it.

>> No.11548696

>>11548520
>Bulgaria and Romania haven't caught up yet.
Yeah but still can be really comfy for expats. I earn more here relatively speaking working a comfy no stress call center job than working entry finance job in the UK

>> No.11548702

>>11548692

Agile Scrum Master (tm) detected

>> No.11548763

>>11548702
I probably did make it sound like that but I’m a dev. You can hit £500/d doing react.js work despite it being a doddle.

They don’t hire you because you can write JavaScript better than the other people. They hire you because you’re normal and you act nice during the working day, being able to do the job required at pace is a close third.

Sucks for those who don’t fit the ever shrinking definition of normal though, admittedly.

>> No.11548764

>>11548692

What is best entry for it now? I'm mid 20s, feel like I dont have time to waste on uni. I'm good with computers though, and was messing around with video games code since i was a teenager, just never went in depth with it. Naturally, I shine at marketing and understanding what people want, as i have background in sales and do it really well.

there are short courses available, like HNCs. necessary? or Do i just get cracking on a portfolio and network?

>> No.11548828

>1500 a week before tax - I was making a lot more as a consultant but decided to make a lateral move into a part time role doing more stuff that I'm interested in and that actually has a chance of remote work. I have a lot more spare time on my hands now and have never been happier. If I can get the fuck out of London and continue this job in a cheaper country then I will have a very happy 2019 (along with link mooning). I obviously save nothing since I live in London and am dipping a bit into my savings, though these are pretty good since I took out a decent amount in January (not enough though).
>I have some streams of passive income through rental properties Im working on with a friend and have enough for a decent house deposit in Bristol or another non-London Town. >I'm also a qualified teacher so will never have an issue getting a job, though the British education system is fucking terrible to work in so would rather emigrate. Hopefully though, the job I'm currently working on could end up creating some interesting connections that I can work off of and start to make some more money whilst working abroad
>my main concern is that Im smart but incredibly lazy and find it difficult to care about wagecuckery - I fucked up by doing politics instead of medicine at uni and now Im just floating through life, at this point all I really want to do is travel

>> No.11548833

>>11548764
Skip uni because you won’t need it and the 4 years won’t give you what you put in at this point.

There are junior developer jobs going round and you can play the agency game pretty well as an entry level programmer, but they will expect you to have some skills. Try having a little play around with Wordpress and build a couple of basic blog/e-commerce sites for a portfolio and you can probably land something with a salary around the £22-24k mark (I know, I know)

If you want to be a bit of a big shot dive right in to some front end JavaScript and start learning react.js and build a little to-do app or something like that. I can’t recommend any specific courses but you might be able to pirate a Wes Bos one and skim over it. If you can build yourself a couple of demo apps (with tests!) you can probably take a punt at applying for a grad scheme or apprenticeship type pathway at a larger corporate. Quite a few of them have these schemes because they quite literally can’t hire enough experienced devs so they have to train them up. Any org full of grads will also be LBGTQWERTY+ diversity warriors but swallow your pride a bit and get a couple of years under your belt.

>> No.11548856

>>11548763

Where do you advertise for jobs?

Me and my mate have a business idea and need a dev on board around Spring next year.

>> No.11548874

>>11548833

>Try having a little play around with Wordpress and build a couple of basic blog/e-commerce sites for a portfolio and you can probably land something with a salary around the £22-24k mark (I know, I know)

Are you fucking serious? I can do that shit already. That's fucking nothing.. Already more than I make retailcuking. anyone with basic computer literacy can do that. You are pulling me leg?

As for apprentice. I looked into it a couple years ago. They wanted A levels... only have GCSEs. I'll try again, after building a small portfolio. sounds like experience is all the give a fuck about.
Hows the remote work opportunities? Or would you simply Job hop after a couple yers experience into a start up abroad if you wished?

>> No.11548913

>>11548856
I don’t actively look, I just accepted all recruiter LinkedIn invitations for the last 3 or 4 years and replied to all their messages so I come in at the top of most searches (to the other anon I replied to, if you read this then also follow this piece of advice more than anything else I’ve said - once you have 500 recruiters connected you’ll never need to look for another job)

If you’re looking for contractors I keep on seeing nextfree.co.uk posted around and I think it’s UK centric enough to not already be full of pajeets. If it was a more direct offer I try to stick with the corporates these days as they pay like clockwork but I do genuinely wish you best for the idea!

>> No.11548925

>>11544715
>>11548692
>>11548763
PLEASE HELP

I did a useless ACCOUNTING degree and stuck in London

I want to make £50+100k (in 10 years)


How do I get into IT or software development or engineering. What the fuck do I have to do or learn. Please help.

Where can I do a dummies test to see if I can code.


Thing is. I fucking hate maths and logical thinking, and those stupid puzzles.

What do I do now

>> No.11548950

>>11548913

Yeah well, like I said up the thread I am a wageslave accountant but have an industry specific idea which looks like has no competition at the moment.

Plan is to slap together an MVP, get a bunch of funding from accelerators and live comfy for a while. Fellow dude is a wageslave sick of life too.

Just dread having to navigate through hordes of pajeets and Ukranians to find a dev for the MVP.

>> No.11548955

>>11548913

Thanks anon. I'm super motivated after hearing this.

>>11548925

He just spilled out some really valuable insight without bullshit you will find asking people in recruitment or academia about it. You don't need much more. Get on google and help yourself from here. There is unbelievable amount of resources on youtube and the internet to get started.

>> No.11548967

>>11548874
If you can build a wordpress site and customise it to a standard where someone could look over your shoulder, point at a specific bit, say ‘change this to this’ and you can execute that task within a reasonable time frame then I can guarantee you that you’re above average literacy and there will be digital agencies that churn out this work that will want to hire you.

In regards to the apprenticeships, I can’t say how hard their requirements are because my path of entry was way closer to the Wordpress way in but if you show a bit of upstart you might be able to catch the eye of the apprenticeship programme coordinator and they can give you a pass on the academic side or even go a step further and forward you on for a junior role.

Remote I wouldn’t recommend starting straight away, the truth is that you probably don’t have enough experience with the tech or the industry to not end up either over your head or in a shit company that exploits you. Job hop every two years and if you’re actually good you can pretty much +40% your salary each time.

>> No.11549011

>>11548925
>He fell for the accounting degree meme
Most 22 year olds in accounting have like 3-4 years of experience already.

You've fucked up boyo.

>> No.11549013

>>11548967

What is "reasonable" in the industry. I have a suspicion that a site that can take 3 hours of focus to build, could be done in a day and still be classed as "reasonable". true?

thanks for all your answers anon, you have no idea how much i've been seeking this kind of information without bullshit from ppl in education who never did it, or have incentive to stick me on a course.

>> No.11549016

>>11548925
>>11548955
Yo, please help me and see my thread


Where do I start,. Which programming language? What would you recommend? Based on my situation


Thank you

>> No.11549019
File: 167 KB, 600x513, 1470946132080.png [View same] [iqdb] [saucenao] [google]
11549019

>>11544055
How the fuck are you on £55k as an Engineer?

You'd have to be in a senior management role with 20 years experience to earn that much as an Engineer

Also you sound like a foreigner so fuck off back to where you came from m8

>> No.11549030

>>11549016

Start on wordpress. Then do some basic Java or phython. make a simple calculator. anything. get googling.
"how to build a calculator" etc.

>> No.11549056

>>11549030
No dude. I want to TEST to see if I am good in programming


I have poor logical skills and suck at maths. Is there a TEST or something that can assess to see if I will be a good fit

Or what's the best IT roles with least amount of logical and maths involved

>> No.11549076

>>11548925
I’ll keep this one a little shorter because it’s not my role specifically but if you’re not into logic and maths I’m of the opinion that you’re not going to make it (tm). Like seriously don’t bother. People see programming as this great career where the salaries are amazing and if you work hard enough you can make it, and this is just not true. Sometimes you’ll get home and your brain is absolutely fucked because you’ve had to load 30-40 different control flows/code paths into your head, you get distracted by the genderfluids who want attention in the open office and then you have to drop it and start again an hour later because someone just called a useless meeting for no reason. If you can’t do a three sudokus at once on a noisy train while people around you mention your first name on random occasions you won’t make it to the big time, but you might still coast something.

BUT

There’s a whole side of IT open to those people and it’s called Scrum Mastery / Business Analysis / Agile Practitioning / Product Ownership.

They all vary slightly in definition but can largeley be described as the people who set product requirement or manage development teams internally. They’re the ‘suits’ on the teams, broadly speaking and act in either the users or the companies best interests.

If you’re good with 10 years experience across a few industries it can pay £650 a day in London no bother.

>> No.11549091

>>11549076

Oh god don't turn him into a ScrumCuck.

The most NPC wageslave existence you could ever give him. Mercy.

>> No.11549119

>>11549076
Thanks bro. Dam I hate those sudokus. I tried doing then from the evening standard on the train and no luck. I have poor logic and maths


But the other problem is. I lack public speaking and not much of leader. I don't want to lead a team but be like vice leader.

I will look into those roles. I'm currently working in a dead end accounting job.

How do you think I should make the switch. And any specific London advice?

Big thanks!

>> No.11549140

>>11547768
What does ARK stand for?

>> No.11549145

>>11548182
I thought about Spain. What work can you do there when coming from the UK?

>> No.11549146

>>11549076
I got a better idea, your making 500-650 a day!!!

You're smart as fuck. Which Cryptos do you have? What's in your portfolio


Let's face it. This is my only hope!

>> No.11549162

>>11549013
No problem, I don’t mind answering them. Makes a change from all the replies I get telling me to buy LINK or some shit.

You’re right I didn’t really explain reasonable in that context but realistically you want to be looking at being able to do the following sorts of things with Wordpress in order to feel like you’ve hit a level of competency:

- The client doesn’t like how the admin panel says the word ‘howdy’. Change that to something else. (Look in the php and change it)

- The client wants us to use git, drop everything into a repository and commit your changes from now on (corporates will want this too)

- The client doesn’t like that the plugin you’re using is £10 per user, you need to find something else

- The client wants the nav bar moving to the left hand side, change the template for me.

- The client needs a custom dashboard of all the people who’ve dropped their cart before purchasing. Get us their email addresses.

- The client wants the users to receive an SMS on sign up, hook it up to twilit for me.

Just a few examples but really what I’m trying to demonstrate is that it’s more about thinking on your feet and responding to change, sometimes unreasonable change. If you can take it and run with it then you’ll be fine for many a digital agency.

>> No.11549166

>>11549146

All in LINK.

Also LinkPool shareholder - Jonny and Matt top bantzlads

>> No.11549196

>>11549146
Honestly from what you said you don’t sound suited to many of the roles I’ve listed if you don’t like the public speaking side of things.

You can still earn a decent salary as a manual tester. You basically sit on various different browsers and android and iOS devices and just make sure the devs didn’t fuck up.

As for crypto I’m gonna choose to keep that for myself, I’m all in on a single microcap and shillingnit here will be more likely to give away my identity than I’d like. Sorry lad.

>> No.11549202

>>11548223
I think like you. However I have gone with the flow and become like you say "one of the ladz" and output a persona that I similarities to the people I work with.

Why do I do this? Simple, if you don't align yourself to society or at least put on a mask and put up with shit from your job, you will be financially screwed forever and get no vagina.

>> No.11549216

>>11549162
This should say twilio for what it’s worth.

Getting late lads so will reply to any replies in the morning if I happen to get any. Peace out and enjoy the extra hours sleep.

>> No.11549219

>>11549196
God bless annon thanks for your help and advice and to the advice for the other guy

I'll look into that. Sounds like something I could do!


No worries! Please do leave my a pill. What is the first letter of the coin? I don't have much choice than crypto

First letter please ;)

>> No.11549236

>>11549162

Lol, sounds pretty much what I would normally be doing on a computer. jsut being creative and googling or using solutions I already store din my memory that are appropriate for the current context.

that's pretty much how i think about things and how my mind works already. Nice. If this is enough to get a decent line of work out of it after some experience i don't believe i'll have much trouble. I guess I always underestimated what I can do, and overestimated what is "basic competence" when it comes to this...

thanks again.

>> No.11549240
File: 283 KB, 499x513, p.png [View same] [iqdb] [saucenao] [google]
11549240

>>11549216

>extra hour of sleep

FUCK ME LAD I FORGOT

>> No.11549291

>>11544006
>tfw working class
>tfw got into Oxford
>tfw now rich

stay mad lad

>> No.11549323

>>11548267

I'm 27

>> No.11549342

>>11549291

did you fuck any cute posh birds while there?

>> No.11549442

People in this thread focusing on cynicism and negativity are just bitter. I work freelance in London doing fairly basic dev work (Shopify / wordpress consultancy) and brought in 75k pre tax last year. Someone said it before, 60% of it is being professional, articulate and eager. Skills come second. There is so much work around it's overwhelming really. People who jump on the hate London bandwagon have some resentment issues they need to think about. If you really hated something you wouldn't spend so much time caring and bitching about it. It's an expensive place but it's full of life, history, work and it's never boring. Why else do you think it's full of people from all over the world.

>> No.11549498

>>11549442

t. Old Etonian

>> No.11549511

>>11549442

London is a meme though. Unless you are rich as fuck and don't need to over leverage your existence there.

You make more in London, but your costs are raised more by comparison. It is not a 1:1 ratio.
Why not work elsewhere, even outside of UK for a higher costs to income ratio?

By cucking in london, you basically say that you either value london itself(lol) as much as the extra money you could make, or you dislike the idea of leaving britain more.

You are literally paying more because of your choice to stay in the concrete shithole. Fair enough if you don't like the idea of living in a foreign country or you somehow like london. but you are paying a premium for that.

>> No.11549537

>>11549442

t. named Hugo or Jasper

>> No.11549668

>>11549498
smack bang middle of middle class, parents from the midlands

>>11549511
I understand where you're coming from, but life isn't completely transactional. Yes you could be saving instead of living in London, but what about the life you're living right now? I'd rather save less, put basic money aside for the fundamentals and spend some fun years in a busy place, going to stupid bars, learning about business, mixing with others and fucking around. I get you can do that in manc/leeds some other cool cities, but quite honestly going out up North isn't outrageously cheaper than going out somewhere in London.

What are you even saving for? To magically begin your 'real' life when you have enough? You will be old and irrelevant sooner than you can imagine, try and be active in the real world while you still can.

>> No.11549696

>>11544130
Grats, you've already made it

>> No.11549727

>>11543830
https://surplusenergyeconomics.wordpress.com/2018/07/20/131-not-about-brexit/

The country is objectively rapidly deteriorating

>> No.11549749

>>11549668

You value having access to expensive hipster bars and repetative london clubs, and the social circles you are in more than the latter. willing to pay for it. nothing wrong with that if it's your thing.

Personally, I am tired of London and the UK. would be happier abroad even if it was more expensive. the fact it is cheaper is a no brainer to me. I dislike this country though.

>> No.11549788

>>11549749

Is there anything stopping you going abroad? Or is it purely financial? Just go for it if you can, even if you fuck up and have to come back in a few years at least you'll have some stories to tell and have done something interesting.

It is a shame if you hate the UK. There is some cool stuff around even if the weather's shit. And it's the same for everywhere. If you were from New york you'd probably be bored of new york. Dumb example but you know what i mean. Moving abroad would be interesting and probably worthwhile even if you fucked up. But dont think that just jumping to a different country will magically fix your mindset.

>> No.11549825

>>11549788

Of course not. grass is greener. I'm the sort of person that seeks new experiences.
I havent sampeld all the UK and London has to offer, but in my short years, I have absorbed enough of the culture and way of living and what it has to offer to have had 80% of the experience available. so I spend the rest of me life running around seeking this hidden 20%?

Would rater explore somewhere totally new, be in potential awe and discover all over again. If its cheaper too, that just a bonus.
Often get ppl telling me that other cities are better than London regardless anyway. Wanna do it. ATM financially, It's not reasonable, but very soon it will be.
Probably was always gonna mvoe anyway. I love languages and learn them in my free time.

>> No.11549832

>>11543620
200 a week, if its a good week

>> No.11550040

Just accepted a junior dev role in the r&d sector for £29k starting. Quite happy with it but wondering what the progression is like (I'm 22)

>> No.11550056

>>11543620
Europe is gonna die lol. You idiots.

U think having common monetary policy is a recipe for success when u have shit like italy and greece? Ull constantly be bailing out the shitters.

>> No.11550301

GUYS JUST WANNA SAY LOVE THESE U/K/ SPECIFIC THREADS. WE NEED THREADS LIKE THIS NOW WINTER IS HERE

CAN SOMEONE MAKE A U/K/ THREAD LIKE THIS EVERY WEEK?

INSIGHTFUL

>> No.11550589

>>11548913
Never really been a fan of linkedin, have a basic profile with no skills attached, do you just add the skills and people find you?

I'm a self taught web dev after working in construction after leaving school. make 25k before tax but promised 35k end of year. am specialising in ecommerce. I migrated a storefront from magento to shopify and increased revenue 100% yoy (400k - 800k, fashion) . Looking to branch out and do my own thing, I dislike working under somebody else, would rather sub contract and work from home. I have a strong portfolio which got me the gig in the first place.