[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 19 KB, 775x775, ally-bank.png [View same] [iqdb] [saucenao] [google]
11336465 No.11336465 [Reply] [Original]

Want to ditch my shitty Wells Fargo accounts mom-mom and dad-dad set me up with in college.

Any preferences? I don't make cash deposits. I use Zelle and Venmo mostly. Is there any downside to online only banks like Ally?

>> No.11336569

>>11336465
wells fargo has 0 monthly fees

>> No.11336573

>>11336465
US Bank

>> No.11336574

Ally is pretty good I use them never had problems they are not my only bank tho I think it is foolish to not have at least one account with a bank w physical locations

>> No.11336592
File: 830 KB, 250x250, gah111frw -- 0858 -- atu111sdf'.gif [View same] [iqdb] [saucenao] [google]
11336592

>>11336569
>>Well Fargo
>>Opened accounts in customers names without them knowing
>>Class action lawsuit

>> No.11336624

>>11336465
As far as national chains go I hear good things about Chase. I only fuck with local banks as they are always less busy and never charge you for shit annually.

Whatever you do, don't go with Bank of America. They are known for fucking their customers over relentlessly and don't give a shit.

>> No.11337017

Ally is pretty nice honestly, I still have accounts at physical stores as well though

>> No.11337030

>>11336624
Unless you are Preferred Rewards then you are a god in their eyes. They waive any and every fee at that level.

Chase Sapphire just came out with a similar product so I’ll probably switch to that

>> No.11337045
File: 3.35 MB, 4478x2985, Yellow-headed_caracara_(Milvago_chimachima)_on_capybara_(Hydrochoeris_hydrochaeris).jpg [View same] [iqdb] [saucenao] [google]
11337045

>>11336569
>he didn't get the $12 checking and $5 savings (.01% APY) monthly maintenance fees
it was all good and nice when i had a college account

>> No.11337066

>>11336465

Ally is pretty nice. They’re a no bullshit bank with competitive interest rates. Good place to just put your money and not think about it

>> No.11337233

I like USAA for the interface.
Chase is better with billpay, because if the payee doesn't take e-payments, Chase will cut a cashier's cheque and mail it.
Both have US or Canadian customer service.

Although, I think you have to be a vet or have a balance of 10K to get those services for free.

Citi has a 2% cash back on literally everything credit card.
,
American Express is dog shit rewards-wise and still has customer service in India.

Discover has a good 0% for 18mo card if your cc habit got out of hand or you gave a dig shit card you want to get out from.

I've heard good things about Ally, but USAA is awesome so I don't really shop around.