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[Anonymous No.11248916]

I've been saving money since i started working (at 18), now i'm 37, i started with a really shitty job at a grocery store. At 26 i graduated from Uni, so my savings per month increased..

The issue is, i have 300k dollars in savings, but i don't really know what i want to do with it, i just keep saving and saving without any particular reason, i'm afraid of using it because it could dissappear in a bad bussines or something like that, also, i don't know how and where to invest, i just keep acumulating it.

i was also thinking about using it when i retire so i can travel. Should i invest in something or keep saving?

[Anonymous No.11248936]

>>11248916
precious metals, index funds, real estate. Also at least 1 BTC

[Anonymous No.11249005]

>>11248916

Read the intelligent investor by Benjamin Graham.

Proably butchered his name but you get the idea. Best starting point for you.

[Anonymous No.11249014]

Oh and dont buy bitcoins like this retard >>11248936

[Anonymous No.11249051]

>>11248916
Its hard to believe you at 37 years old with 300k in savings, and you're only NOW thinking about earning some interest on that. The stats are bang on about millennial being the absolute worst generation for earning interest. Probably a massive factor in why they have so little security compared to previous gens.

60% stocks, 40% bonds. Index funds are easy af

[Anonymous No.11249073]

>>11249051
>and you're only NOW thinking about earning some interest on that
I've think about it before, obviously, but i can't decide.

[Anonymous No.11249091]

>>11249014
Rofl, everyone should have at least one btc if they can afford it. Its hedging a bet for the future. Why are you even here if your not into btc?

[Anonymous No.11249123]

>>11248916
You could unironically have been a millionaire (or close to) if you had put your savings instead. Instead you decided to lose about 2% to inflatio per year. Think about that.

[Anonymous No.11249141]

>>11248916 (OP)
You could unironically have been (close to) a millionaire if you had put your savings into stocks (like most people with that much in savings at that age would do). Instead you decided to lose about 2% to inflation per year. Think about that.

[Anonymous No.11249157]

>>11249141
Just buy a mix of stock ETFs/bonds (depending on your risk tolerance) and buy-and-hold (don't trade). Most people your age should go at least 80% stocks, but you seem extremely risk averse.

[Anonymous No.11249193]

>>11249141
Kek, OP is a retard

[Anonymous No.11249194]

>>11248916
1. Buy your own place if you are currently renting
2. Index funds and bonds, don’t be a pussy buy ONE bitcoin
3. Don’t be a pussy

[Anonymous No.11249196]

ignore the jews and degen gamblers. stocks and bonds are a no win rigged jew three shell trick to take your cash. if you buy gov bonds they will lose to both inflation and rising rates, stocks are an absolute scam. real income producing investments would be productive farmland, mines, and some POS crypto. Those are a huge pain in the ass. To beat inflation over the long run gold and land are the historic winners. because land in USA has jew tax, land is very weak and often an expense not gain. So the only things viable are PMs in a pure math model or maybe some hard core currency only cryptos with fixed supply. NEVER invest in stocks

[Anonymous No.11249215]

>>11249073
You are retarded.

[Anonymous No.11249220]

>>11249091

because I like real money. not crypto fag shit

[Anonymous No.11249288]

>>11249220
300,000* 589

Do the math cash out at 550
Buy xrp
Fuck your savings
Go all out

[Anonymous No.11249309]

>>11249051
>investing in stocks at the top of the biggest bull run in the history of the stock market

[Anonymous No.11249346]

>>11249309
shh don't tell them goyim

[Anonymous No.11249362]

>>11249051
Boomers saved nothing either

[Anonymous No.11249434]

>>11249288

>speculation

go fuck yourself.