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/biz/ - Business & Finance

File: 18 KB, 1280x344, HSBC.png [View same] [iqdb] [saucenao] [google]

CALLING ALL BRITISH ANONS Anonymous Thu Sep 27 12:03:52 2018 No.11229502 [Reply] [Original]

HSBC:
Rate this bank from 0 to 10

>If you actually bank with them:
Rate it's international fees (forex and ATM withdrawls)
Rate how happy you are with interest, credit and savings accounts

My experience:
Most flexible savings account is 0.05% interest (horrible) - up to 3-4.5% interest on very restrictibe accounts (okay to good).
Credit interest and overdrafts/loans are O.K... (18-21% AER variable), penalties are daft.

International banking:
2.75 Forex charge, 2% ATM fee (on their own ATMs) = 4.75% to take your cash out abroad
(+ whatever fee if you use another bank ATM)
This is for Basic/Normal checking accounts.

Advance accounts:
2.75% Forex only and no fees on their ATMs

Premier:
0% on everything.

Summary:
Good bank if you have money, or if you don't fuck around with credit or loans.
Bad bank otherwise and take advantage of the lower classes if you take credit or loans.

Experiences?

>>

Anonymous Thu Sep 27 12:05:09 2018 No.11229518
File: 8 KB, 509x619, Embarassed.png [View same] [iqdb] [saucenao] [google]

>>11229502
ALSO, their exchange rates are NOT GOOD.
Had various members of an HSBC bank tell me they exchange their OWN money at the muslim WesternUnion down the road. Not the best of times.

>>

Anonymous Thu Sep 27 12:08:29 2018 No.11229549

>>11229502
ALSO, seems to be the best bank if you are a big international client with a lot of money: 0 fees everywhere, sending up to 200k daily without any fees ANYWHERE, good to tax evade, dirty trading business tactics in forex and special metal markets...

>>	Anonymous Thu Sep 27 12:27:22 2018 No.11229745 File: 80 KB, 645x729, Retard.png [View same] [iqdb] [saucenao] [google] >>11229502 No one? Are you faggots only talking about ChinkLink all day like complete morons when this board is mainly about finance and business?

>>

Anonymous Thu Sep 27 12:29:46 2018 No.11229768

>>11229502
Wealthier relative has a premium card,
good rates, low fees.
I, pleb, have standard,
worse rates, higher fees.
The poor subsidise the rich, naturally.

Check out the new goldman sachs easyaccess account, opened today, you can get 1.35/1.5% on savings up to 250k. Just like the HSBC flex saver, but way better rates, all online. Moneysavingexpert have a piece on it if you want to check it out. It's called Marcus. You can link a current account to it and use it for your emergency/general cash savings account.

Also for FX you should look into one of these challenger companies. Monzo, Starling and Revolut (maybe some others). They seem to get way better rates/lower fees.

>>	Anonymous Thu Sep 27 12:29:59 2018 No.11229773 no one cares which fucking kike holds your money anon

>>

Anonymous Thu Sep 27 12:36:37 2018 No.11229836
File: 25 KB, 669x514, Blissful Retard.png [View same] [iqdb] [saucenao] [google]

>>11229768
So the experiences are the same.
Friend of mine holds Premier, and is the same.

I did hear about Goldman Sachs, and am thinking about changing banks.

Why have you chosen to stay with HSBC with a normal account and not move to another bank or to Monzo, Starling or Revolut?

>>	Anonymous Thu Sep 27 12:38:27 2018 No.11229850 File: 37 KB, 350x420, Brainlet.jpg [View same] [iqdb] [saucenao] [google] >>11229773 Fuck off and go shill ScamLink.

>>	Anonymous Thu Sep 27 12:46:59 2018 No.11229930 Hi mi name is Pablo Ian from Sinaloa in Mexico and I rate HSBC 10out of 10.

>>	Anonymous Thu Sep 27 12:48:58 2018 No.11229945 File: 816 KB, 528x555, Pepe pijama party.gif [View same] [iqdb] [saucenao] [google] >>11229930 Kek, cartel out of 10.

>>	Anonymous Thu Sep 27 12:54:12 2018 No.11229992 Stay in India, Pajeet. And wear some fucking deodorant.

>>	Anonymous Thu Sep 27 13:02:47 2018 No.11230081 >>11229836 I have no other banks near me, and the post office lets you deposit notes into an hsbc account, and the post office is closer than hsbc. Most of my money goes elsewhere asap

>>	Anonymous Thu Sep 27 13:19:29 2018 No.11230227 >>11230081 Fair enough. I am getting memed on the international banking phenomenon. 104.75GBP to take out 100GBP sounds like BS desu.

>>	Anonymous Thu Sep 27 14:52:39 2018 No.11231056 >>11229502 Banked with hsbc for 10’years and barely have an opinion ... it’s a fucking boomer bank after all... debit card ... credit card ... whatever. The breakdown cover you get with the HSBC advance current account has saved my arse twice tho.

>>	Anonymous Thu Sep 27 15:23:04 2018 No.11231360 I've got both hsbc and natwest, NatWest better for their 24/7 support desu

>>	Anonymous Thu Sep 27 15:27:57 2018 No.11231410 Why tf t b h filtered

>>

Anonymous Thu Sep 27 16:47:41 2018 No.11232134
File: 22 KB, 326x240, ausposting.jpg [View same] [iqdb] [saucenao] [google]

Strayan here.

I don't know about the bong branches, but here in downunderland HSBC are the best bank I've found. I personally bank with them.

>very competitive fx rates
>offer some of the highest interest rates produce you can get here
>zero fees
>lots of flexibility (e.g. you can bank several currencies with them rather than just the dollaridoo which is good for travellers)

The mobile app is shit though.

>>	Anonymous Thu Sep 27 16:52:34 2018 No.11232175 >there are actually people on this board who have time for this weak banking shit Sickening. This is a crypto board you niggers.