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/biz/ - Business & Finance


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10984812 No.10984812 [Reply] [Original]

How are you doing financially?

>personally after getting fucked over by university and low wages in my shit-hole i decided to join family business

>> No.10984828

$20 in bank account, living with parents

Thanks Obama

>> No.10985315

>>10984812
after getting fired from army
I joined family business too

>> No.10985408

>33
>no gf
>no car
>dont drink
>$300k saved
>will retire in two years

>> No.10985497
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10985497

>>10984812
this is another slide/despair/aversion thread created by MM/SB/David Hogg's crew. The left can't meme, and liberalism is a mental disorder

>> No.10985531

>>10985408
>33
Me too
>no gf
Have gf
>no car
Me too
>dont drink
Me too
>$300k saved
30k euro saved
>will retire in two years
Will retire when dead

Why live anymore

>> No.10985540

>>10984812
>live for free with mother
>part time job that pays well putting everything either in savings or crypto
>zero debt
>spend the extra four days working out and doing side stuff
Not where I wanted to be when I was 30, but seeing how miserable all my other friends who fell for the marriage/career meme are makes me feel better. I'll be in a good place in a few years.

>> No.10985548

>>10985497
At least I don't have schizophrenia like this dude.

>> No.10985600

32 in a week, single, 6.2k € student debt, 7k in savings, on welfare, but got an interview lined up for a construction job. A long history in mental illness which kinda shat up my college along with just general laziness, but in trade school @tm.

>> No.10985639
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10985639

>>10984812
>30
>Make 30k a year wagekeking
>Spend about 15k a year
>20k USD, 33K crypto (170k crypto in January)
>Starting to feel really bad man

>> No.10985717

>35
>maybe 20k in bank account and weedstocks
>serious relationship w no kids
>little future prospects
>basically peter pan
>life is better every year
>gf starts to want babies
fuck.

>> No.10985729

Doing pretty well, only put $ I didn't care about into crypto so I don't mind my JUST from ATH.

Wife, 4 kids, house, make about 200k/yr, 160k cash on hand(waiting for next great depression to buy big), mortgage is a joke and I have no other debt, about 160k in normie investments.

I'm 35.

>> No.10985744
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10985744

38y/o
i like my job, but generally unhappy with life
goal is $2M, then figure out my next move

>> No.10985786

Just turned 30 and am still living paycheck to paycheck. I am ok with this though. If you can learn to be happy with the things you have you'll see it's not so bad.

At least we have a job right? I know a guy who's been trying to find work. I haven't struggled with that before but can you imagine needing to work but everyone says "no"?

>> No.10985805

>>10985786
beeeeeeeeeeeeee

>> No.10985811

40 wagecuck 60k a yr. 50k savings wife 2 kids low mortage car paid. honestly cant complain
crypto went from 4 k to 13k cashed out 3 k and 1.5 k left.

>> No.10985827

Every time one of these gets posted, it makes me feel like the majority of people are successful and I'm in the minority. I thought most people where in debt.

>> No.10985852
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10985852

>>10985811
>e min
OP here


wow you 40. truly an elder fossil

>>10985827
>I thought most people where in debt.
not everyone is THAT dumb/normal. also this is 4chan; if you a NEET you cant be in debt; no one will lend you money

>> No.10985874

40 years old
Lost job last year
Was unemployed for 6 months burned away savings
Working contract gigs now for good money. Feel poor still but don't care anymore strangely.
In serious relationship I think or else there might be a parasite living in my house who won't work bc "she's depressed". She won't get pregnant bc I'm bored of fucking her.
I think we'd have money if I could get a perm job again and she would work but I'm tired of those discussions
My recruiter likes me in a contract gig because he takes a cut of my work so that faggot never has other jobs. Fuck you recruiters.

>> No.10985881
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10985881

>>10985548
thanks for the (You)!
Also, I don't have anything wrong with me-- gaslighting people isn't very polite!

>> No.10985946

>>10985827
Lots of debt is not the debt people think of. You might have a debt on a car or house that's very managible. Other debt can be this way as well, since sometimes the percent is low enough that you can float the debt to save or invest in things that produce more than the debt takes.

The socialist left just likes to use misleading statistics to scare people into giving them control. Technically I'm in debt as I have an 86$ car payment a month at like 1% interest on 10k$ left on my 2018 civic. However, I have over 50k$ in cash in the bank as I'm planning to use that money on a property instead of paying off a negligible debt.

>> No.10985967
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10985967

>>10985946
>2018 civic. However, I have over 50k$ in cash in the bank as I'm planning to use that money on a property instead of paying off a negligible debt.

you know how to work with money . also you have the will to manage funds. most of the normals/neets dont give a fuck

i have to force myself to give a fuck. but then again i'm sort of rich

>> No.10985975

>>10985946
I put 50% down on my house and mortgaged the rest, 15years@3%. The mortgage payment with tax and insurance is about 1000 dollars and I make about 18000 a month.

The 3% interest is 2% with the write off since I itemize, or at least I did until this year with the changes.

>> No.10986012

>33
>gf
>no car
>drink occasionally
>smoke weed
>70k€ a year wagecucking
>3k€ in crypto
>20k€ in my bank account
>30k€ in stocks
>spend 1.2k monthly to rent a flat in Paris
Could be worst

>> No.10986157

>>10985827
almost no one in Europe is in debt, it's only a thing in the US. look at Germany for example. those guys have free university education, free healthcare and free public transport (for the few who don't own a car). also their airports are fucking new and amazing man, LAX looks like a third-world airport in comparison, it's sad.

what went wrong murica?

>> No.10986213
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10986213

>just turned 30
>no gf
>reliable Corolla in decent condition
>almost never drink
>~$100k saved (not crypto)
>Plan to retire at 40-50 after parents kick the bucket and I add their remaining wealth to my retirement fund; otherwise probably around ~55 since I'm already saving almost all of my discretionary income. Only have 100k saved because I was a college bum without a job until 25, and decided to pay off student loans first.

I have embraced the boomer.

>> No.10986225

>>10986157
(((diversity))), don't worry Germany is going to find out how it feels real fucking soon.

>> No.10986486

>>10986225
Germany already had diversity you retard lmao.
They need more mexicans though.

>> No.10986561

34
gf
Mortgage free homeowner
Work for myself... maybe £50k a year
£10k in the bank
£5k crypto

Comfy as fuck anons

>> No.10986572

>>10985408
>>10985531
>>10986012
Must be nice to live in a place where you can get to work in a timely manner by bus or train. In Canada, you won't get a lot of opportunities if you don't have your own car.

>> No.10986996

>>10984812
I'm fine but I never touch sitty forced meme marketing energy drinks.I've heard some of them may be spiked with poisions.

>> No.10987007

>>10986213
cancer cans

>> No.10987464

I'm in Asia being a glorified dancing monkey 'teacher' for slanty eyed gook kids.

I fucked up majorly by neglecting uni classes when I was in my mid-20s and got kicked out (with only 2 years left to graduate), and I've been here ever since.

On the plus side I had over $10,000 saved at one point and I've fucked a lot of girls, but I spent all my shekels being a NEET for five or six months and trying to get an online business going or investing in crypto, which failed.

Now I'm planning to work 2 jobs and use my savings to sell shit on ebay and amazon, maybe open an ecommerce store and/or learn coding. if I don't get rich that way within a year or so, I'll probably kill myself tbhfamalam

>> No.10987496

>35
>professional
>own home
>middle management meme car
>350K in investments
>18K per year in dividends reinvested automatically
>add in another 20-30K throughout the year
>gonna retire in a decade

>> No.10987564

>>10984812
>personally after getting fucked over by university and low wages in my shit-hole i decided to join family business

We are similar got fucked by uni, now in family business

>> No.10987647

>>10987496
professional what

>> No.10987690

>>10986486
>Germany already had diversity

Lies. Lies lies lies. This is what leftists want you to believe

>"things were always this bad. It's normal for every race to have their own country, except white people.

>> No.10987753

>>10987647
attorney

>> No.10987823

>>10984812
34 here. moved to china to teach. put $3K in to BTC last september. paid off all credit card debt. took some student loans, but not worried about it.

moved to indonesia for a few months to film rock and roll. about to move back inso china, Sichuan province, with a 21 year old QT as fuck chinese girl who's perfect, likes gigs, good music, all the things.

got about 15K saved from crypto, and will teach 8 hours a week, travel 3 months a year.

can't complain.

>> No.10987851

>>10987823
kek your story is similar to mine.

except no gf and I invested in ETH a few years ago, panic sold when it dropped. I'd probably have some pretty decent coin now. what are you gonna do with crypto now? hold or sell?

you better think of ways to make more money or you'll end up broke or still teaching at age 40 and above, which is something you DON'T want to do, trust me. lifers in Asia are miserable af

>> No.10988052

>>10987564
Every youth with a family busimess ALWAYS ends up in it. At least in my 2nd world shithole

>> No.10988965

> 40
> wagecucking
> paycheck to paycheck
> have gf of three years who is a prude but keep her around because she's my safety net
> have slut on the side who is crazy and fucks like a pornstar but I would never gf her
> if I meet a decent chick who isn't a prude I will drop them both
> looking to start my own biz next year after paying off debt
> life is a hell of a drug

>> No.10988979

>>10984812
Would be a lot better off if I hadn't dumped 20k+ into crypto over the last 9 months. Had to do a lot of work on my house and so I've put nothing into my IRA, and my crypto is worth under 10k. Feels bad. Salary is good, cost of living is good, just not saving as much as I should be.

>> No.10988991

>>10985408
How did you save 300k?
Do you have a good wagecuck job?

>> No.10989011

>>10984812
30 year old
- divorced
- own house
- paid off college debt
- building up savings
- to late to the crypto party

Pretty comfy but not perfect

>> No.10989012

>>10984812
>37 years old
>never married, no kids
>Senior IT Consultant at small boutique IT firm
>not sure exact salary but about ~$128k per year plus about 5k in bonus
>net monthly take home is $6.4k
>live in high cost of living area
>mortgage on condo, owe about 450k, 2.8k per month payment after condo fees
>checking account has about $6k. About 25k in stocks. No cypto or other bullshit memes because I'm not a retard. Over 125k total in multiple 401k accounts
>18 year old beater car, no payment
>decently hot GF who earns more money than i do.
>took a 3 week euro trip with GF to 4 countries this summer. Probably blew 6 or 7k on it

>> No.10989034

>>10985540
Holy fuck your 30 years old and living with your mother

Haha, damm I would rather wagecuck my whole life then being Maximus Incellius

>> No.10989048

>>10984812
Shit
>31
>still have roommates
>working shit job
>betting my future on a meme cube
Riches or suicide my frens

>> No.10990191
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10990191

>>10989048
>boomer being room mates

Do you guys play pranks on each other like cumming on each other while asleep or cumming in shampoo bottles?

Your situation is worse than living with parents coz they dont cum on you

>> No.10990777
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10990777

>>10988965
you are gonna get caught if your sidechick is a secret.
you don't think you will, but you will.

>> No.10990849

>>10990777
You talkin about female instinct?

>> No.10990976

>>10984812
Kek at the pic

>> No.10991081

>>10987823
QT Chinese gf master race reporting in. It really is the best you could ever ask for. Conservative values, cooks and cleans, everything is cute, rich family. I have no complaints.

I may move there to teach for English for a year, how did that go for you?

>> No.10991100
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10991100

>>10984812
>structural field engineer for nuclear plant
>$200k starting
>40% into investment accounts with employer matching
>still manage to pay off car and student loans

>> No.10991155

>>10985811
>being 40 with wife and 2 kids
What is wrong with me? This used to be the dream, but now, after 30 years of life, the very thought of it makes me want to rope myself.

>> No.10991339

>>10984812
31. $300,000 to my name made almost entirely in the market. I worked some shitty wagecuck jobs after I made that and decided I'd rather kill myself than stay around people like that, suffer the commute, the shitty and sterile environments, the inefficiency, etc. In that time I lost my handle on how to trade well, so I'm now living on the small amount of income I can generate on positions that are reduced in size from where I was before, dividends from my longer term account, and part time work until I can figure out how to play the game again. If I can't get the hang of it again, I'll probably just kill myself via opiate overdose.

>> No.10991425

>>10991155

Because, if you're like me, you realize the hotties you've dated are selfish and needy and have no concept of responsibility and are perpetually unsatisfied and act like their happiness is your responsibility.

Then you realize if you get married and have kids then you're in the same situation with more work and your wife will have state-sponsored financial leverage over you since apparently it's your job to shit out money above and beyond making sure the kids reasonable needs are met.

Who wants to be enslaved by some demanding and aging harpy? Strongly considering breaking up with my super QT gf because I like you but I ain't your bitch.

>> No.10991461
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10991461

>>10990849
talking about operational security under scrutiny compounded over time

>> No.10992397

>>10984812
>33
>2013 bmw 1 series
>still legally married but separated and getting divorce soon
>no kids
>currently live with parents
>around ~$10k in student loan debt remaining
>around $10k credit card debt
>~$100k currently crypto (worth over $1 million in 2017)
>~$20k in bank account

used to have a successful online business that dried up now due to competition, and being focused on crypto the past year made me not give a shit about it.

not sure what I plan to do with my life now or what my situation is going to be in a year.

>> No.10992496

>>10985717
>basically peter pan

im enjoying that right now

>> No.10992661
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10992661

>>10984812
35 year old Boomer.

>> No.10993554

>>10990777

Stop projecting.

>> No.10993577

>>10989034
I lived on my own for 10 years. I'm not paying $1k a month just to have some place to bring a slut. No point in throwing my money away on rent when I will be able to buy my own house in a year or two with money I saved.

>> No.10993615

>>10985717
>doesnt want to further his lineage

weak seed detected

>> No.10993728

>>10985548
schizophrenia, you jews love to bring up mental illness. It's not your fault that you are so inbred, it's ok you didn't do anything wrong.