/biz/ - Business & Finance

[Anonymous No.10870469]

I got a job offer today!
Only problem is I need a car.

I was thinking of buying a new Honda Fit.
It is one of the cheapest cars in America and is really low maintenance.
However there are two problems:

1) My car money is in Eth at $429. Currently worth about 3k, so down about 1500.
2) Buying a new car (even a cheap good car) doesn't seem the biz way.

Is there a better way of buying a car, without just telling me to buy used?
I don't want to Uber or anything involving driving. I plan on only putting 5000 or so miles a year on the thing.

Tell me your secrets to car buying biz!

[Anonymous No.10870489]

Dude you already know what we are going to say.
Buy used.

[Anonymous No.10870499]

>>10870469
I pay $140 a month with 4k down on a 12k car. Buy used you can't afford new.

[Anonymous No.10870513]

used honda prelude with the 2.2 vtec

[Anonymous No.10870524]

Why not buy a used one?
Just check if its alright and then go ahead and buy it.

[Anonymous No.10870525]

>>10870469
Go wild OP.

[Anonymous No.10870542]

If you live somewhere where it’s always warm and preferably little raining and you also don’t need to actually transport anything for this job offer - get a 4 stroke scooter. Preferably 125cc. Idk about burger land but in my country very low insurance cost and they need only very little gas.

[Anonymous No.10870562]

>>10870489
Do you remember pic related where the guy builds a new house and rents out the full basement basically paying for the house mortgage? That is very /biz/ and I need something like that now, but car related.

>>10870499
>>10870513
>>10870524
Because I only want to put 2k down plus taxes and fees and given that a new Honda Fit is 18k plus taxes and fees that means I have to finance 16k.

You with me? 16k financed on a brand new car where the loan is actually easier to get than a loan on say a 12k used car and likely lower interest. If I had 4k down maybe used would be better, but not 2k.

>>10870525
Yeah I was thinking about biking it, but the area I will ride through is bad and I'm going to need a car soon anyway.

[Anonymous No.10870602]

>>10870562
a good twingo is like 800 bucks, you are retarded if you buy anything more expensive.

[Anonymous No.10870607]

>>10870469
get an old used civic. you'll drive it forever.

[Anonymous No.10870643]

>>10870562
Honda fit is a 0 taste car, no reason to buy that shit new. If you need a daily, go used honda. I suggested a good sporty one (6.5 second 0-60) and has a unique look. You only buy new if it's an alpha 4c or an m2. Financing cars is for normies, you should only finance houses to rent

[Anonymous No.10870669]

>>10870602
>>10870643
>>10870607
I'm looking at used cars now. Don't know what a twin go is. I'm in Pittsburgh PA so the weather gets bad here.

I forget to add that the reason I like pic related is because of the space of a hatchback. I don't like cars. I hate driving and I don't want anything sporty. Just looking for basic cheap transport.

[Anonymous No.10870680]

>>10870469
>Is there a better way of buying a car, without just telling me to buy used?
No. Buy used.
Or compare leasing. I know lots of people who much prefer leasing to owning but every situation is different.

[Anonymous No.10870706]

>>10870669
>Just looking for basic cheap transport
you'd be retarded if you'd buy a new car.

[Anonymous No.10870710]

>>10870680
I refuse to believe there is no biz approved way to buy a car. I'll create one then. I'll be back after I figure it out. Given my expected low mileage leasing doesn't make much sense.

[Anonymous No.10870711]

>>10870669
>I'm in Pittsburgh PA so the weather gets bad here.

fuck you ya jagoff. the burgh weather's mediocre to mild on the scale of bad city weather

[Anonymous No.10870749]

>>10870602
>twingo

euro detected

[Anonymous No.10870757]

>>10870711
yeah, how dare he writes that they get bad weather. I live in the city with the literally worst weather in the country. the weather here gets so much worse. fucking noobs.

[Anonymous No.10870766]

>>10870669
you are a pussy ass hoe if you don't like driving on a twisty forest with the sunset peaking through the leaves on a sunday evening, listening to a high revving v10

[Anonymous No.10871056]

>>10870711
>the burgh weather's mediocre to mild on the scale of bad city weather

Yeah okay, maybe if you are one of the 5% of the people here that don't live on a hill.

[Anonymous No.10872122]

>>10870469

Shop the used prices, but you’ll probably find a new fit is the better choice. I bought a prior years model new for only like $2k more than a 3 year old used with 30k miles.
Really a no brainer.

[Anonymous No.10872183]

>>10870469
honda is not as good as before

get a fkn corolla

I have friends who work at Honda

Most is made in Canada

Japanese is no more, look at the type R civic all UK based

all trash

new honda is like new mazda

once trash always trash

toyota has the highest standards

my buddy works at Denso and Fuji Toyota has the highest QC standards

anything else on a budget

you wont make it

>when you become rich then its Lexus LFA $500k

easy tune up not like italian trash you have to ship in a container for a stupid oil change

[Anonymous No.10872201]

>>10870469
The fit rocks my gf got one just lease to own

[Anonymous No.10872202]

>>10870469
buy a motorbike if you really want to save money. you can also weave through stow traffic and save heaps of time which is a bonus

[Anonymous No.10872222]

>>10870469
and Toyota has the highest resale value

stop trying to cut corners OP

stop it !

you will never have it all

corolla, nothing more nothing less

Toyota has history with Fuji HEAVY INDUSTRIES

honda makes bikes dont buy a car from a bike company

vtec is not what it used to be

honda uses trash components

Toyota is the most purchased

ISis approved for fks sake

what more do you want

no other car company offers value and quality like Toyota

watch this video https://www.youtube.com/watch?v=xnWKz7Cthkk

if you get any other brand you wont make it

facts

corolla most sold in the world

for a reason

but muh KIA and 10 year warranty

>fk KORean based what a joke

[Anonymous No.10872237]

>>10870469
>Poorfag selling (ETH) at a 12 month low for a used shitbox to become a normie wagecuck nocoiner

Sounds gr8 OP let us know how many miles you squeeze out of it before your first repair

[Anonymous No.10872243]

holy shit just buy a used camry/accord/corrola/civic for 3k AT MOST

if you buy a new/american car you are literally throwing your money away

[Anonymous No.10872246]

>>10870469
Why not ride the bus until your networth surpasses 20k?

[Anonymous No.10872248]

also

NEVER SELL CRYPTO FOR A DEPRECIATING ASSET

>ESPECIALY A FIT

[Anonymous No.10872263]

>>10872222
this goy gets it.

[Anonymous No.10872266]

>>10872243
YES PLZ no burger car

craiglist

type

owner toyota

that way all the reuslts are narrowed to toyota with 1 owner maybe 2 owners

for $3k

im helping too much OP

yw

[Anonymous No.10872276]

>>10872222
toyota tacoma has recalls on its shit chinese steel it's made with

[Anonymous No.10872277]

>>10872263
thx this means allot

>not goyim Bernstein

>lol me sheckles !

[QuadConvict No.10872292]

>>10870562
Ok then. Build a car you stupid faggot

[Anonymous No.10872299]

>>10872276
duuuuuuuh duuuuuuh tacoma is not sold in Japan for a reason. they dont like american

if you knew any better tacoma is just for the burger market

NEVER A WORLWIDE TRUCK LIKE THE iSIS APPROVED hilux

https://www.youtube.com/watch?v=xnWKz7Cthkk&t=3s

again

toyota is #1

THEY PULLED A SPACE SHUTTLE !!!!!!!!!

https://www.youtube.com/watch?v=3weSO1I5hrE

REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE

[Anonymous No.10872311]

>AUTISM TELLS ME TO NOT BUY A TOYOTA

[Anonymous No.10872320]

>>10872299
I recognize you if you're the same poster about Japanese autos. I love the Land Cruiser but unsure if they're still JDM/made in Japan

[Anonymous No.10872321]

>>10870562
dude, you can EASILY get a decent used car for 2k flat, especially if you only need to put 5-10k miles per year on it. Get a 10+ year old Honda or Nissan with 150-200k miles and you'll be golden, you will definitely find something under 3k. Think of it this way, you could literally afford a different used car in this price range every year for 8 years instead of buying the new car AND STILL SAVE MONEY because of interest. Buying new is for tards.

[Anonymous No.10872330]

90's to early 2000's Toyota corolla, camry or celica. Also 90's Nissan Sentra's & Honda Civic/Accords are fine, the sperg sperging out about Honda's is just a sperg.

If for whatever reason you have something against any of those an cheap American alternative would be any GM with a 3800 series ii engine (90's buick Regal, Riviera, Park Avenue, Pontiac Grand Prix SE I can't remember, there's a bunch) those are all cheap/somewhat bulletproof.

If you absolutely HAVE to be the hipsterish of "unique" Hipster douchebags then an old Volvo 240 is still cheap and good for 200k-400k.

All above are $1500 for high mileage to $5000 for low.

If you buy new for what you need it for, neck yourself.

[Anonymous No.10872331]

>legend has it the truck used in the commercial was really a stock 1989 Toyota Hilux.

https://www.youtube.com/watch?v=TL7fyyUNRmA

[Anonymous No.10872343]

>>10872276
and I will agree they are not perfect but dammit do they know how to make good cars

for the most part

not all

[Anonymous No.10872361]

>>10872320
for $100k they better be

my uncle had one the older model 1970 and I actually had the pleasure of riding it in the jungle . bumpiest ride ever but boy did it feel fun and exciting

jeeps look nice but I cant trust FIAT Italian chrysler

[Anonymous No.10872372]

>>10872320
you realize who I am ?

nice to see dedicated anons

[Anonymous No.10872376]

Just buy a 10-year-old shitbox from a reliable company that grandma took real good care of, ideally one with good fuel economy. You want low maintenance, get a hybrid. Don't fucking finance a car, idiot.

[Anonymous No.10872387]

>>10870766
you're making me miss New Hampshire, anon
I didn't think that was possible

[Anonymous No.10872457]

>>10872387
no replacement for displacement

if you cant ram it dodge it

horse (Ferrari) vs bull (lambo), you decide

I would have corolla everyday , lexus for business, and a Dodge Viper ACR for who gives a fuck ill run from the cops type day

[Anonymous No.10872481]

I was thinking about new cars today driving home and how I'm in the same place doing the same thing as the others on that road.
I'm in an old camry and they're in a shiny Lexus/BMW.
Why would someone want to pay so much more money to do the same thing I do? They're literally commuting to work in an expensive car. After becoming a wagie I realize how stupid it is. Always drive a cheap used car for your daily. Buy something else if you have a different use case, but the commuting tool should always be a cheap beater.

[Anonymous No.10872502]

>>10872457
>not running from the cops in the worlds most sold car

you haven't thought this day through anon

[Anonymous No.10872555]

>>10872457
if you cant dodge it

ram it

>autism kicked in

[Anonymous No.10872626]

get an old (1990-1999) Lexus for less than 5k with like ~200k miles on it and call it a day. Reliable, cheap and comfortable to drive. The LS400 is god tier in terms of comfort and reliability.

[Anonymous No.10872729]

>tfw bought a new 2017 Civic

how bad did I fuck up guys? it'll be ok if I keep it for 10+ years r-right?

[Anonymous No.10872782]

>>10872626
until the water pump or alternator go out

$900 to fix becuase they have to remove A-Z

too much for a budget

corolla 2nd owner clean title 150k miles zip code (Beverly hills) or near that area

avoid ghetto neighborhoods

always look at the windshield of a car

make sure all of them have the original Emblem not aftermarket . hard to see but you can find it on the corners of windshield

should say Toyota if not you justd

also look at the fenders make sure they all line u p

if you ever see brake pads that are not OEm avoid buying

if the owner just changed the shocks and has paperwork to back up CONSIDER YOURSLEF A LUCK SOB

stick to 10w30 for that mileage try to shop at walmart for Mobile1 synthetic oil. reuglar stores $40 but at walmart $23

save money

you will make it

[Anonymous No.10872794]

>>10872372
Yes I am the former Evo X owner, I miss the Mitsu of old

[Anonymous No.10872803]

>>10872729
yes becuase burgers still trust the name

HONDA

>more are becoming aware of Japanese abscense

>hence the new Nsx

hybrid system combined with AWD is trash google it

tires are Continental brand SUPER TRASH google it

you own a regular civic ?

you will make it

[Anonymous No.10872837]

>>10872803
Yeah new NSX is nothing like the old, but I wonder how the new Supra will perform

[Anonymous No.10872838]

>>10872794
my friend has the limited edition

1 of 800 some type crap


mitsubishi L200


the real reason why they still exist


https://www.mitsubishi-motors.com/en/showroom/l200/

looks better in person

[Anonymous No.10872873]

>>10872183
>>new honda is like new mazda
>
>once trash always trash

My mom has a newer Mazda 3. Hardly trash like you say. She has no problems with it.

[Anonymous No.10872890]

>>10872837
whoaaaaaaaaaa

real news now is the z4

reeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee

now sure why but I dont like it

aka your new supra

my friend from Japan tells me it should be the ultimate driving experience ........... bmw and toyota engineers working hand in hand


the new z4 body ?


reeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee


i have to see it in black and IN PERSON


wait now i remember why i hate new z4 aka supra


>pic related

[Anonymous No.10872929]

>>10872838
>https://www.mitsubishi-motors.com/en/showroom/l200/
Wow limited edition Evo? The final edition?

>>10872890
Ugh, wait what about the Supra model

https://www.carmagazine.co.uk/spy-shots/toyota/new-2019-toyota-supra-coupe-j29-spy-photos-specs-news-prices/

[Anonymous No.10872963]

>>10872873
open the hood

look for the master cylinder and tell me where its made

>made in china

now look for the power sterring assembly

>made in the philipinnes

next time brakes are due for replacement ask the machanic if you can look at the calipers for a moment. chinked again my friend

>made in china

did you know that ford controls mazda and they are foced to use trash components ?

how or what does Ford have to do with my moms mazda ?

open the drivers side door and look for the VIn number and country of origin . Now tell me where is your Mazda made ?

>made in mexico (if japan consider yourself for the hand touch but sorry kiddo your brake system still made in china)


HOW COMFY ARE YOU KNOWING THAT I JUST MADE YOU AWARE THAT YOUR MOMS LIFE IS IN THE HANDS OF BRAKES MADE BY CHINKS ?


toyots brakes are all Nisin OEM made in japan.......for fks sake you dont love your mom if you defend a Mazda with MADE IN CHINA BRAKE SYSTEM
ONE MORE TIME WHAT PART DONT YOU GET

TOYOTA OR NOTHING

[Anonymous No.10872999]

>>10872929
>https://www.carmagazine.co.uk/spy-shots/toyota/new-2019-toyota-supra-coupe-j29-spy-photos-specs-news-prices/

I LIKE THE hype but no way

the body reminds me of the last gen rx8 with extra deformities

I like the new z4 which should be the same chassis but the TAIL LIGHTS FOR CRYING OUT LOUD

the poaching is killing everthing

its clear nissan paid for that design first but personally i hate the tail lights on the infiniti same goes for BMW

if i pay for z4 i want the unique body

not the "hey is that a q60 or bmw ?" type question

[Anonymous No.10873080]

>>10872963
>next time brakes are due for replacement ask the machanic if you can look at the calipers for a moment. chinked again my friend

My dad is a mechanic and trust me his number one concern is always brakes and tires. The brakes are fine and so is the master cylinder and calibers. All around disc brakes are nice!

[Anonymous No.10873173]

>>10873080
ok car but ford made it terrible

disc friends are nice

but the MADE IN CHINA/MEXICO/PHILIPINNES stamp should make you worried. if it doesnt

you wont make it


AND TRUST me


90% of biz agrees


its this stubborn mindset why people still buy Buicks


chinked again with those hideous front grills


chinks are everywhere


not toyotas


your argument your investments


stop it

[Anonymous No.10873202]

I love the new gmc sierra

first ever carbon fiber bed !!!!!!!!!

multi functional door !!!!!!!!!!!!!!!


the ultimate boomer trck

[Anonymous No.10873419]

>>10873173
>but the MADE IN CHINA/MEXICO/PHILIPINNES stamp should make you worried

I'm not saying it doesn't. My dad has many times bitched about parts saying basically: Canada > Mexico > China, but the reality is that it is hard to escape parts from Mexico or China now, even if your car is made in the USA or Europe.

[Anonymous No.10873726]

Buy a used toyota corolla, bombproof car, really economical. Even a 1995 one will do.
Only confirmed autistics buy new.

[Anonymous No.10874195]

Slightly used Corolla, anything less would be uncivilized

[Anonymous No.10874238]

>>10870607
Definately this. Had my civic over 10 years. Cost me 600 and never lets me down. Meant I could buy more bitcoins

[Anonymous No.10874289]

>>10872729
I'm driving a 2002 Accord that I bought in 2010 for 8k with 100k miles. She still has at least 2 years left. You better hope your car lasts till fucking 2030.

[Anonymous No.10874437]

>>10874289
In the 8 years you owned your car what have you repaired, not counting normal maintenance (like water pump, not battery and not brakes).

[Anonymous No.10874569]

All these people saying buy a used toyota.

OP listen. Half of young drivers die in old cars (11 years old). Buy something at least 5 years young.

[Anonymous No.10874652]

>>10870469
buy used and don't care about what people think about it, reliability vs price is the only metric that matters

i bought a 2005 Mustang in 2011 for $5500 and I'm still driving it today, barely any mechanical problems with it throughout that time, any minor work I do myself, never failed me once. Never buy new unless you like wasting money.

[Anonymous No.10874699]

>>10874652
As I said in the other thread.
A used corolla vs a brand new fit favors the corolla in price until you need a $1000 repair.

[Anonymous No.10874760]

>>10874569
This. Buying a car older than like say 2007 is a death trap

There has been leaps in technology over the past 20 years in cars

[Anonymous No.10874804]

>>10874699
I don't care enough to check prices on either one of those but I don't really get your logic here.

What's the cheapest you're going to get any brand new car for? $16-20k maybe? you can get tons of cars in the 2005-2010 range for under $5k and it's not like owning an old car means CONSTANT $1k repairs, like I said my 2005 Mustang that I've been driving for the last 8 years or so has cost me maybe $1000 in non-regular maintenance (replaced a water pump, alternator, fuel pump) and then I've done most of the regular maintenance myself (battery change, new tires once, brakes twice) and I'll continue driving it for as long as I can get away with, hopefully several more years. When it's finally time to replace it I'll do the same thing, find a car from in the 2008-2012 range probably and make it last as long as possible.

Sure you can get unlucky, buy a lemon, and then end up having to rebuild the engine or some shit after owning it for 6 months, and in that case ya it's gonna suck and cost more than if you'd bought something newer I suppose, but I've owned plenty of used cars in my life and never been burnt.

[Anonymous No.10874828]

>>10874699
>>10874760

t. Car salesmen

[Anonymous No.10874841]

Not sure what cuntry your from, but anyways.

Buy a used Toyota Corolla. The end.

[Anonymous No.10874845]

>>10874804
Buying used seems like a lottery and it can really screw you if you get unlucky. I have a friend who's a mechanic, and he basically told me that on paper two cars can look very different.

A) Around 90k miles on the clock
B) Around 50k miles on the clock

Car B might on paper be the better choice, but if the guy who owned car B only drove a few miles to work so the engine never got warmed up and was bad at keep the thing serviced, it's in far worse condition than the other one.

>just check lol

I know very little of cars, and you'd have to tear it half apart if you wanted to know the real story. I'm not against buying used at all, but it IS somewhat of a gamble.

[Anonymous No.10874853]

Jesus Christ the illiterate Toyota fanboy shitting up this thread is a fucking eyesore.

[Anonymous No.10874858]

>>10870469
Buy a horse. Give horse rides as a side business. Eat it when it dies

[Anonymous No.10874863]

>>10874804
See the other thread for more details but it is basically $6500 Toyota Corolla 110k miles vs new Honda Fit for 18k.

[Anonymous No.10874878]

>>10874845
>but it IS somewhat of a gamble

i won't dispute that, there is risk involved especially buying used from a private seller where you have zero warranty of any kind

guess i'm just a risk taker and have been lucky, saved me tens of thousands of dollars so far in life fortunately. I'm also the kind of person that never buys "service warranties" when i buy electronics like new TVs/laptops, etc. they try to upsell me that shit for $80 or w/e and I tell them to fuck off, never burnt by that before either.

[Anonymous No.10874891]

Everyone here sounds poor as fuck lmao

[Anonymous No.10874892]

>>10874878
See you say it saved you money but that requires proof also. I did the math and it says you don't save much if anything buying a good quality used car.

[Anonymous No.10874894]

Certified used 10th gen civic 2.0 NA with manual trans... perfect

[Anonymous No.10874911]

>>10874878
My dad loves to buy old shitcans and run them into the ground and then buying another shitcan. He has bought some incredibly reliable cars that lasted for years, but also some where the eletrical systems (not even engine stuff) has been worn out and that stuff is expensive to repair and replace. When you end up dumping more money into repair than you paid for the damn thing, it starts to hurt.


But I'm probably going to end up buying used also, even with the risk invovled it does seem like a better deal than rolling driving off from a dealer and the moment you hit the curb you just lost 15% value.

[Anonymous No.10875187]

>>10870469
>honda fit
Just know wherever you are, wherever you may be, everyone else on the roadway is laughing at you

[Anonymous No.10875195]

>>10875187
t. Boomer

[Anonymous No.10875204]

>>10875195
t. female driver

[Anonymous No.10875246]

>>10875195
Being 100% honest I’d rather get T-boned in anything other than a Honda Fit. Little shoebox cars vs an idiot in an SUV and the SUV will brutally crush you in one of those things.

[Anonymous No.10875254]

>>10875246
>boomer bigger is better and safer mentality

Look up crash ratings pls. Also roll over etc.

Not saying the fit is the best option but this SUV fag delusion is bad.

[Anonymous No.10875271]

what kind of car does /biz/ drive
i drive a 2004 lexus ls400 and i really like it

[Anonymous No.10875294]

>>10875254
>heavy ass SUV rams lightweight fit
As a consumer I’ll stay away from the fit. In any collision, whether it’s your fault or not, you want to have the car with solid construction. Just buy a used Volvo or Honda off Craigslist, clean it up, and it’s most likely safer than driving a shoebox. Plus you won’t look like s o i every time you drive somewhere.

[Anonymous No.10875306]

>>10875271

I have been salivating over one of those in the last couple of weeks, probably one of the best cars ever made that a normal person could afford. it would be an LS430 though wouldn't it being 2004

[Anonymous No.10875317]

>>10875254
Are you retarded? Physics doesn’t just stop working for a Honda Fit. Half of the cars on the road have bodies that are two times larger than the fit, and the heavy car will most likely smash and keep going into that tiny car.

[Anonymous No.10875325]

>>10875317
You clearly don't understand physics. Look at the frame on something like the smart car, its not all about size. Like I said , look up crash ratings boomer.

[Anonymous No.10875334]

>>10874437
recently had to get a new distributor, redid the belts and the oil pan. it's the only set of repairs that has cost more than the one new set of tires about three years ago. so far my car has probably only taken an extra 3k.

[Anonymous No.10875342]

>>10875325
>muh crash ratings
You absolute retard, maybe you’ll get in a crash one day and natural selection will do you in

[Anonymous No.10875350]

>>10875342
>na na Nana I'm not listening

Holy shit you boomers are so stubborn with your stupidity its ridiculous.

[Anonymous No.10875372]

>>10875350
Longer, heavier cars, with steel constructions have significantly longer crush zones than the small engine bay of a Honda Fit, giving them an advantage in head on collisions. In a side collision, it would be easier to get crushed by a larger vehicle in a smaller car.

[Anonymous No.10875381]

>>10875350
https://www.edmunds.com/car-safety/are-smaller-cars-as-safe-as-large-cars.html

[Anonymous No.10875431]

>>10875342
haha check some of those train-like old american classics compared to new Golfs