/biz/ - Business & Finance

[Anonymous No.10561244]

expensive laptop lost almost 50% of its value in one year
>Made an one-year insurance for water spillage, theft, etc (it's based on the invoice price)
>Made it last month, almost at the limit time where insurance companies stop accepting making insurances for laptops
>conclusion: If I actually get robbed I get paid 100% more than I would get by simply selling it (actually even more since its looks are in bad shape)

Hmmmm

[Anonymous No.10561260]

Very little difference between making a false insurance claim and just stealing a laptop from a store.

[Anonymous No.10561276]

>>10561260
B-But insurance companies are evil, stores are ok

[Anonymous No.10561361]

So you can basically say you got robbed, but keep the laptop and get a new laptop as well/money? If so then do it.

[Anonymous No.10561381]

i post my insurance fraud plans on teh internet too, david

[Anonymous No.10561752]

>>10561361
>>10561381

I-I'm not saying anything guys g-geez

[Anonymous No.10561897]

>>10561361

It pays everything in money

[Anonymous No.10562015]

>>10561897
If you're claiming theft, a lot of times stores are gonna wanna see a police report before accepting the claim.
Damage is easy because you just give the broken laptop back.
If you don't have anything to hand over, they want that report from the fuzz.

[Anonymous No.10562040]

>>10562015

Yes, I would need to lie to the police to.

[Anonymous No.10562048]

>>10562015
Which is fine.

Most, if not all cities now have online submission of crime and police reports.

They don't investigate. You can simply put in the notes this is being used for insurance purposes, etc. and it's fine.

I've done it twice, (not for fraud) to exit a lease for failure to secure property (all my shit kept getting stolen from Amazon) and someone broke into my car.

Told the landlord fuck off, didn't have security deposit - left last week of the month.

He replied angry, but fuck him. There was two months left anyway and he wanted to charge me $500 more next renewal.

>City of Chicago doesn't follow up.
>Nor Does New York City

Now, don't do something stupid like post it on instagram or internet with serial numbers.

Best of all, since it's an 3rd party insurance program, they don't have official ties with the manufacturer, and after a year, most warranties with laptops are lapsed. Excluding applecare.

[Anonymous No.10562053]

>>10561244
Hm, I think this could be done with multiple laptops at a time. Say you buy 100 laptops and do this, would this work?

[Anonymous No.10562318]

>>10562048

exactly my situation

t. op

[Anonymous No.10562360]

>>10562053

The we would be talking about corporate insurance, which is a whole another lvl

[Anonymous No.10562378]

>>10562053
don't drop the soap!

[Anonymous No.10562425]

>>10562040
>insurance fraud
>misdemeanor false police report

Crime gets out of hand pretty fast desu

[Anonymous No.10562602]

[Anonymous No.10562910]

>>10562602
Hnnnnng

[Anonymous No.10563123]

>>10561244
Deductibles, negroid.