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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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10186907 No.10186907 [Reply] [Original]

How much of your net worth should a car cost?

10%?

>> No.10186928

>>10186907

More than %10 is excessive

>> No.10186936

>>10186907
it is an inverse exponent to your networth

>> No.10186945

>zoomers can't even afford cars until they're 25
>they should unironically ride 50cc mopeds due to costs

>> No.10186955

>>10186945
>car loans are now 8-12 years

>> No.10186967

>>10186907

>literal Jews brainwash normie male faggots by associating expensive cars with women as pic related demonstrates
>brainless normie faggots desperate for pussy to fulfil their genetic imperative rush out to indebt themselves to (((them))) with a literal shit tier depreciating asset whilst paying interest
>drives around thinking people give a shit that some faggot with a receding hairline financed an internal combustion engine fastened to a set of axles

>> No.10186971

depends on how insecure you are

>> No.10186975 [DELETED] 

>>10186907
>still live in parents house
>spend 60-70% of income on car
>40-30% on restaurant visits, clothes and other things
>drown in pussy

>> No.10186987
File: 120 KB, 500x375, Lamborghini_Gallardo_Carspotter_00009498.jpg [View same] [iqdb] [saucenao] [google]
10186987

>>10186907
Gallardos are still based

>> No.10186988

https://shitpostcontest.xyz/

>> No.10186995

>>10186967

Kek. Truth. Treat cars like the tools they are. Would you even ask if you should spend 10%+ of your net worth on a laptop if some marketing had hot bitches draped over it? Besides, over 50% of all households have negative net worth, anyway.

>> No.10187006

>>10186975

Where do you live that women want to fuck some zoomer and risk his parents walking in on them? Living with parents is the incel life, senpai.

>> No.10187009

>>10186967
I saw a boomer driving a lambo with some fat btich. He's the only person in that shit 40,000 pop town with one and parks it on main st.

>> No.10187011

>>10186987
baby lambos are pretty cute

>> No.10187021

>>10186907
it should be 10% or less but pretty much 90% of people buy cars they cant afford. it makes me feel good knowing im not a retarded normie

>> No.10187027

>>10187009

It’s funny when guys who drive those things around outside of certain Uber-rich neighborhoods think it makes them look cool, but everyone else just thinks they’re a tryhaed asshole. Driving that car in that town is like wearing a tux for a meal at McDonalds.

>> No.10187042

>>10186907
0.8%

>> No.10187050
File: 37 KB, 640x515, heh.jpg [View same] [iqdb] [saucenao] [google]
10187050

>>10187027
You're only lying to yourself anon. No one else is buying your bullshit.

>> No.10187054 [DELETED] 

>>10186907
If you have ever driven a sportscar/supercar for longer than a month exclusively you know how much of a pain in the ass it is for everyday things.
In addition to that 30k/year isn't worth it.

>> No.10187070

>>10186967
You been busy today.

>> No.10187076

>>10187021
I know, it's not only the car by itself, a depreciating asset as
>>10186967
said, but it's way more about the maintenance cost.

>> No.10187089

In European center cities theres a trend that if you own a car your a fag. We call uber or take subway and piss on retards who hustle in city center traffic with balls deep in debt just to pay off gay looking car that literally sucks cock and bother every fucking one around it.

>> No.10187098

>>10186967
>>10186995
Did you fags consider that someone can simlpy like to drive.
For some people it can be way to stress out or somethig.

In the end, you have to spend your money on somethig?

>> No.10187153

>>10187089
I just like to drive and if you like to drive you might spend a little bit more to get a nice car, like if you like watches you might spend on watches while I just look at the time on my smartphone, I’m not a watch guy.

I have fun riding a bike too but when a see a bike fag in the middle of road, intentionally trying to piss off people with cars I would like to hit him.
And the bus or subways smell like poor.

>> No.10187205

Feel sorry for the guys that cant get laid without expensive car since the future is coming fast and soon you just click a button and self-driving uber Tesla teleports behind and takes you to Mars.

>> No.10187231

>>10187153
Its good to own a car outside of the city. But if you live in a big city and drive a car just to show off/enjoy riding you are pathetic selfish asshole.

>> No.10187263

>>10186907
>10%
A hundred million dollar car? Crazy.

>> No.10187309

<5% OP. anything more and you are getting jewed.

>> No.10187313
File: 501 KB, 1200x1200, Mouthbutt.png [View same] [iqdb] [saucenao] [google]
10187313

>>10186907
mmm bitcoin cash green

>> No.10187317

>>10186987
>AY-A-TONY CAN YOU FIX IT-A AGAIN
In all seriousness I still do love the design of that car.

>> No.10187852

>>10186907
A new pick up truck can cost like $50k now. Living out of the city a truck really comes in handy.

>> No.10187865

>>10187089
I drive a big 2500 Ram Diesel pick up truck. Stay mad you little bicycle riding faggot.

>> No.10187900

>>10187865
>pick up truck
>diesel
>calls people faggots

>> No.10188466

>>10186967
Honestly this. I am a contractor. I bought a 2010 truck the other week that only had 30k on it, mint shape. I got it for $8 grand. Its fucking great. My brother on the other hand, makes decent money but is $2 million in debt (including his mortgage) and just bought a $90 grand audi.

What in the actual fuck? I mean it's nice but it sure as shit isn't $90 grand nice.

>> No.10188498

>>10187027
lol i said something similar the other day to a guy that bought a really nice, overly priced car.
>it's nice, man. But is it worth it
>I like the attention I get when I drive it
>You know no one gives a fuck who's driving it, right? Like if I see a ferrari testerosa, I look at it and think "nice car" but I don't give a flying fuck who's driving it"

>> No.10188509

0.1%. unless you're loaded and want to buy a limited edition ferrari, pagani, koenigsegg, etc that will appreciate over time.

>> No.10188740

>>10186907
My dad structures his costs based on his house/house payment. His philosophy is that your house can be twice as much as your yearly income, and car should be up to 10% of that

>> No.10188790

>>10186967
People who let major life decisions be influenced by marketing are literal subhumans so I can't understand why you care about them so much

>> No.10188915

>>10187089
>Be apocalypse 2028
>Be European
>oh shit, I must evacuate. Do i take the train or use my bicycle?
>Decide to use bicycle to get to train
>city is too cramped, get mugged and raped by Muslim
>have to walk to train
>get to metro, kangs of the metro don't let us in
>get killed
>Soros laffs

>Be car owner
>Escape with whole family to the mountains
>Soros gets angry
>Profit

>> No.10189003

>>10187089
Driving a car or taking a Uber in, let's say, London is the same fucking thing though. Also if you don't drive, you will never be free anyway. Enjoy being a cu.ck and be dependent on the timetable of a bus or train if you go anywhere out of those city centers

>> No.10189062

>>10186907

1%.

>> No.10189083

>>10186907
10% of your life savings in something that rusts, rots and deteriorates... bad idea

>> No.10189148

>>10186907
>checks fiat account balance
guess my car is something like 70% of my net worth

>> No.10189156

>>10187027
>not dressing /fa/ while on a date

>> No.10189186
File: 41 KB, 480x480, swearingen disagrees.jpg [View same] [iqdb] [saucenao] [google]
10189186

>>10186907
>10% of your net worth
>in a depreciating asset that is the single most likely physical object you own to be vandalized or wrecked
Moron.

>> No.10189225

>>10186907
You shouldn't pay more than you can afford to lose, because that's what's going to happen.
Me? If my current car got totaled today, I wouldn't pay more than 35k for a new vehicle tomorrow.

>> No.10189242

Not more than 5%.

>> No.10189269

>>10189186
Live life

Never actually live

Genius

>> No.10189401

>>10189269
>different shape of car is living

>> No.10189521

I needed a new car for work. So I bought the cheapest new car at the time. Hyundai accent. My income is about 120k a year. Car cost like 12000 bucks.

>> No.10189548

Its situational.......

>> No.10189549

>>10186907
as long as you're not buying new, knock yourself out

>> No.10189591

>>10189549
i believed this until recently too. but buying a car with no driver history, with all the options you want on it, with a 3-year full warranty + 5 year limited warranty makes the extra 20% worth it to me