How to stop the rat race

[Wagecuck No.10104628]

> be me
> 25 years old
> software engineer
> live at home, save every penny (No social life)
> saved $200,000 so far

How would you invest this money? Pls no shitcoins, I've already lost enough on shitcoins

[Anonymous No.10104632]

>>10104628
Safely, you're already killing it.

[Anonymous No.10104639]

>>10104628
Check out Particl -
low circulating supply, first coin to be 100% SEGWIT, first dApp is an entire crypto marketplace, one of the furthest along development wise for atomic swaps, it's implementing RingCt, you can stake on a Pi and get dividends once a week

[Anonymous No.10104640]

>>10104628
What do you plan to do with the money?
What if parents ask for rent? Or kick you out?

I'm in same position as you but with 10k savings

[Anonymous No.10104645]

>>10104628
unironically XRP and hold for 5 years

None of these coins will beat the system, some will join it. XRP is the first one to do this properly.

[Anonymous No.10104657]

Hey, well done on saving so much. Firstly, make sure that you are fully invested in yourself (if you need any professional qualifications for example, they are worth spending on.

Secondly, the market now (US equities) is very uncertain, as many people are fearing that the bull run is over. Perhaps consider holding off on shares for a while. Despite that, indices are always great investments if you intend on holding for a long time.

Personally I have shares in Service Now, and Afterpay Touch (though this is an Australian company).

Buy shares in tech companies that plan on growing a lot. Most importantly, buy shares where there is a clear business model that will earn FREE CASH FLOWS!!!!!!!

[Wagecuck No.10104659]

>>10104640

I wanted to buy land in Austin but it looks like I'm 10 years too late.

If they ask for rent, it would still be cheaper than living on my own

[Anonymous No.10104677]

>>10104628
Dude y are software engineef but y dont know which one to invest? Seriously y were supposed to know which one have the best tech and platform that can grow by now in stead of went one this retarded place asking for advice.

[Anonymous No.10104695]

>>10104628
don’t buy any shares. invest in your social life.
>stay softare engineer
>move to another country
>feel the „reset“ energy
>instrumentalize the positivity

germany or netherlands. pretty good start.

[Anonymous No.10105681]

>>10104628
Take out 10%. Live your life and cherish every moment you are not unhappy.

[Anonymous No.10105696]

Whatever it is it definitely isn't what I've done here

[Anonymous No.10106052]

Just buy bitcoin and everything else around 3.5k.
Im thinking i will go 50%btc 10%ltc, 10%bch and 30%alts such as cardano, neo, iota, holo. Then sell at btc at 23k and 46k.

[Anonymous No.10106105]

>>10104657

horrendous advice. just buy some broad market indexes and call it a day

[Anonymous No.10106176]

>>10104677
They're literally all shitcoins

t. another software engineer

>>10104628
match max your 401k
throw some into bonds, throw a lot in index funds, throw the bit that's left into BTC&BCH&ETH

[Anonymous No.10106180]

REAL
ESTATE
RENT
OUT
RETIRE
NOW

[Anonymous No.10106207]

>>10106180
oh yeah
that too although 200k isn't big dick real estate money, and depends on your method of dipping yourself in it, your success may widely vary

[Anonymous No.10106228]

>>10106207
If you swing it right with mortgages you can buy $2MM worth of real estate with 200k.

Rent it out for more than the payments, pocket the premium and live off it. This is my plan.

[Anonymous No.10106236]

>>10106228
>mortgage
kek
I can almost envision your blockfolio

[Anonymous No.10106248]

>>10104628
physical gold & silver
mining & energy stock
oil futures

[Anonymous No.10106263]

>>10106236
>I refuse to make money off an asset unless I have 100% equity in it
Stay poor

[Anonymous No.10106268]

>>10106263
>This is my plan.
Like you then?
lmao

[Anonymous No.10106275]

>>10106268
I think you need to read those posts again

[Anonymous No.10106307]

>saves up $200k at 25
>gets good boy pats on head from boomer parents
>puts hands on hips and thinks “sure does feel good to plan for the future, pops!”
>gets colon cancer at 30 and dies

Can’t even imagine falling for boomer advice and squandering my youth like this. Genuinely feeling sad for op now.

[Anonymous No.10106321]

why don't you retire? if you're ok living at home while making 200k you're probably too autistic to even need more money than that. you could literally afford to retire with how low your costs are

[Anonymous No.10106328]

>>10106275
I get what you're saying but you're pocketing the risk of your real estate becoming worthless
what if the area is invaded by niggers? immigrants? natural disasters? the government seizing your land for bargain bin prices to build a road on it? If you've got a lot of properties these probably aren't an issue, but with 200k how many can you afford? let alone that some countrys are very disadvantageous to renters, where for example tenants can tell you to fuck off without paying for months before you're allowed to evict them.

You're saying it as if renting real estate is easy.

[Anonymous No.10106399]

>>10106176
Garbo advice

XRP is good rest are shit

[Anonymous No.10107091]

>>10104628
Holy shit, this is exactly my day, except I only shower once a week.