/biz/ - Business & Finance

reckless idiot. you're going to learn a lesson the hard way.

>>9438048
> 4K in crypto
> 3k in stocks
> -120k in student loans

A true chadfolio

>80% in crypto
>20% in checking

>>9438048
>7k cash
>10k crypto
>270k debt

>>9438073
270K debt? Is that from college? Fuck me dead.

>>9438048

Hope you at least have a job to prevent yourself selling your stack

>>9438092
hell no, i wage cucked for 3 months, currently living the neet life

>>9438048
>2k bank
>40k crypto

>>9438299
f r u g a l

-200 bank

280k crypto

£380 checking
£400 savings

£85,000 crypto

>>9438048
168€ on bank
20000€ in crypto

Literally eating 1€ meals and saving money

bank $200
wallet $20
crypto $10k

>>9438048
21k in crypto (all in OMG)
6,800 in NVDA stock
0 dollars savings/checking
Zero expenses/debts

How am I doing anons? Will I make it?

i have decent money for a 23 y/o neet (have about 5k in a checking account and 2.5k in crypto) but i would never dare to invest more than 5-7% of my portfolio in crypto. i dont have the balls to commit bigger. market is too volatile and i'm too brainlet.

>>9438048
6k in bank
3k in (((stocks)))
5k in retirement fund
roughly 120k in crypto

im gunna get JUSTed arent i

>>9438048
>10k in checking
>20k in crypto
>40k in debt

>>9438374
fuck me, forgot to attach the pic of my investment accounts

>>9438367
that would depend on your age, but id say if you're early / mid 20s you are doing very well for yourself (mainly because you have 0 debt)

1k on bank account, 15k in chainlink with a steady income though

>>9438389
Im 18 years old.

>>9438048
>Chequeing
Hmm, I'm afraid that doesn't exist friend, I think you've been scammed
The proper word is "checking"

>>9438367
Do you have an income?
>no debt is pretty good

>>9438048
24 years old
20k crypto
25k bank
no debt
have a job

>>9438387
are you a woman?

>>9438516
Sounds great, man. You're going to make it.

>>9438056
i didnt. i went /allin/ last year and went all the way up to 600k and cashed out at the top

waiting for 2k btc to buy back in

>>9438530
nope, why do you ask?

>>9438448
No income, I'm a student. I might get a small part-time job over the summer though, and invest everything I make into OMG/ETH

>>9438048
>~5000$ in bank
>~500k$ in crypto
>No debt
>Living in my parent's basement until I make ~2000$/month (with OMG dividends), so I can live in a cheap asian country
Cryptocurrencies are my only hope to make it

>>9438768
Withdraw immediately and put 80% of that into stocks you madman.

>>9438768
You could have a million in stocks on a leverage account just following the S&P and making 5k a month.

$5000 in bank
$2.2 million in ETH

Hoping to /makeit/ with staking when casper goes live.

>>9438928

Anon I think you might have already made it... If you're smart you could live forever with that cash, not super extravagantly but to an amazing leisurely standard.

>>9438935
I've never cashed out. I unironically see doing so silly when ETH is going to become so sought after when passive interest through staking becomes a thing.

https://eips.ethereum.org/EIPS/eip-1011

Selling now would be a huge mistake.. imo.

Till then I'm living frugally as a NEET

>>9438941
Honestly, with 2.2 million why take the risk?

>>9438964
To me Casper going live is as close to a sure thing as it gets.

I'm in the developer channels on Gitter and the progress made on the testnet is huge right now.

There are few things I would bet against, and betting against Vitalik and his team on POS going live this year is one of them.

The risk is worth it to me, not much else going on in my life right now.

With staking, you can just live on the interest alone which is better than timing the market any day.

If it doesn't work out then thats fine, I'd rather stand by what I believe in and see it out till its end outcome.

>>9438990
Yeah, sure also, if it doesn't work out, worst case scenario is that you're still a millionaire, so it's a safe bet i guess. Good luck

>>9438964
greed. really I stumble around with my hard earned 5k in crypto and this huy sits on 2 million. you can live like a king almost anywhere with that kind of money. 98% of europe is a playground with that money.
>>9438941
go out and live. lately too many calls apocalypse on crypto. there are no real new btc buyers just whales fighting, sooner or later they will short it to 2k. atleast thats what they say

>>9438048
>ITT: PEOPLE WHO WILL MAKE IT

>>9438990
This guy fucks. In 5 years some scumbag will call you lucky.

>>9438608
that level of risk-aversity sounds very feminine

>>9439060
That isn't feminine, it's common sense. You fell for the meme that "real men" have to risk ruining their lifes to make it.

>>9439060
i am risk averse and i think i'm wise to behave in such a way. i recognize that i'm not a financial/crypto expert. i dont want to blow all my fiat currency on an asset that could potentially depreciate at a moment's notice. im better off making stable, reliable 7-8% yearly returns with my current investments and dabbling with crypto on the side just for fun and potential gainz

>>9438048
>150 in checking
>0 in savings
>7,000 in crypto

>£0 savings
>£200 current account
>£4000 in Stratis

Suck it virgins

>>9438048
$4,000 in savings
$2,000 in checking
$42,000 in crypto not cashing out until 6 digits minimum too.

dont have a job at the moment ..
have 5k eur cash
crypto 120k $ ... not cashing out untill i have enough to buy apartmant and car ..

>>9439238
>buy apartmant
That's my dream. Which town?

>>9439258
im from croatia ... right now in zagreb ... not 100% sure

>200 in bank account
>50k in crypto

a-a-am I doing it right?

>>9439080
>>9439154
Im more like a "this is my chance" guy. I can get serious money from crypto or end up with nothing, Im getting closer and closer to 30 so at this point losing the lil I have is no deal breaker for me.

>>9439312
Considering how high crypto can cump, you don't need to put much money into it to make serious gains. You can play the high-risk-high-reward-low-possible-loss game.

>>9439312
Considering how high crypto can pump, you don't need to put much money into it to make serious gains. You can play the high-risk-high-reward-low-possible-loss game.

>$200k+ on crypto
>$2k bank account

6 figures crypto, 44€ bank acc

>>9438535
do you realize that 6k is the price where btc stops being profitable for miners as of now

>>9439543
That's the point where the serious competition between Bitcoin miners starts. Only the ones with the biggest amount of reserves and consistent commitment to the cause are going to be left. That happened several times.

>>9439543
big players will never let it go below that to be quite honest

9500 in crypto
32 in checking
120 in my wallet

>>9438990
>If it doesn't work out then thats fine
Easy come easy go

>$800 in crypto
>$1500 in savings
>$10000 in debt (will be 60k when I'll graduate)

>>9438048
>£1k
>27.5k link
should I buy more link?

>>9438056
oh yeah he might lose his whole 6 grand
catastrophic losses right there
come on now, if you're dealing with sums you could earn back in 3 months of minimum wage work it's hardly a life-changing risk

>>9438964
anon is almost guaranteed to reach $10MM through price appreciation with his setup. say staking rewards end up at 1%, he could literally pay taxes and be left with $70k a year of free money to spend, without ever touching his principal

>$600 in the bank
>20k precious metals
>1.2MM crypto
>on the dole
comfy af

>>9438048
>$2000 in bank
>$16,000 in crypto
>$400 in cash

>500 cash
>20k crypto
Fucking wimps

130k in bank
75k in crypto
Teehee

-5k crypto (50% CND, 50% BCH)
-18k car debt (recently had baby, safety and no nees to repair due to warranty.. smart option.)
- 35k UNI Debt
- Earn less than 25k a year.

Putting every spare cent into crypto at the moment. Hoping to buy an imvestment property paying us on rentals soon , leverage that for a country bush property and retire to gardening and looking after my family until the kids are old enough to got to a good highschool.

10000 crypto
7000 checking

Graduate law school Thursday with a job secured.

>>9440815
>- 35k UNI Debt
>- Earn less than 25k a year.
How do fuck up this bad? Did you major from gender studies?

>>9440784
Sell 200k crypto and put more into gold.

>>9440774
>he could literally pay taxes and be left with $70k a year of free money to spend, without ever touching his principal
with his setup he should 100% be seeking out and engaging accountants/lawyers specializing in legal offshore restructuring and second residencies

150k checking
700k crypto
1400k real estate
400k retirement
200k stocks
600k debt

>>9440834
not cashing out any crypto atm, for capital gains reasons. desu if anything i'm more likely to sell my precious metals and move that into crytpo. at least until i've set myself up in a tax-friendly jurisdiction. then i'll definitely go heavy into gold and silver.

9k in crypto
3k in bank
0 debt, today I defended my BSc

looking at you Anons I should be glad to be an eurofag with free education

>>9440910
all that money and no gold and silver at all to protect it all with a dollar collapse and deflationary collapse of all asset prices coming

Truly a brainlet.

And all you need is like a measly 100k worth of gold and you are absolutely set in a dollar collapse

>>9438377
Kek seems to think so

>>9438048
>$15,000 in crypto
>-$8000 in credit card debt
>$0 in saving
>-$40,000 in uni debt

Truly based portfolio.

>-7000
>80000 in crypto
Fuck the overlords, fuck your career meme, fuck everyone
Link 1000 EOY

>>9440917
welcome to my lyfe! xd. you going for long term capital gains? b/c das the only way to play crypto. Like a whale. :)

>>9438299
This is me exactly. Badabing badaboom

>>9440910
Is the debt against the RE?

>>9440967
are you me?

Data mining? lets do it.

50k in crypto
120k mortgage
5k in the bank
I also own a company that turns over 1.4 mil per year.

As of today,

$104 606.37 in my chequings

$159 602.84 in my investing portfolio.

I own .65 of btc

Every dime made from the steal trades

1.5k in the bank
5k in crypto
Leggo baby

>4k crypto value(right now)
>700$ in bank account, each month get by
>need something to moon so i can withdraw some and not drown in Uni payments / life
>by next month

JUST

>25k crypto
>5k savings
>0 debt

Fiatbros will be sorry when USD dumps.

2k in bank
3.9m in crypto

Im almost 3k$ in debt, theres some interest on it, but not much and its manageable. Couldnt get a job until now, so the whole year, been living om savings which I had alot of. But i might get thrown out of my apartment if i dont pay in a few months.

Have 10k$ in crypto. Should I cash out and repay the debt? Its some credit card(1k$, no interest for 6 months), some other debt. Or should I wait for better times, earn more through crypto and then cashout?

>>9441816
default, die if you must, but do not fucking sell your cryptoes

$500 in checking
$1.2M in crypto(all on binance)
$500k of that in LINK

>>9438048
> 500k in apartment
> 500k in Stocks
> 120k in crypto

Comfy af.

>>9438423
>Not speaking English
Top Creatura

>>9441917
>500k in stocks
>only 120k in crypto

>5000 in crypto
>25k savings
>300k in land
>50k on stocks

>>9438048
??? that's not all in

that's "a few months of salary in"

I have

>$165K in stocks
>$75K in bonds
>$1MM in crypto

>>9438048
$2500 in bank
$310k in crypto
not cashing out til i have enough to move to tax free country

>$2000 in Crypto
>$3000 in stocks
>$1000 in savings

80% of my income that doesn’t go to rent and bills goes to expensive clothes and food. I will spend any money that sits in savings. The only money I actually save is a few hundred here or there when I get the urge to invest.

>>9441894
are you retarded to keep that money on an exchange?

>>9438768

are post soviet countries as cheap as asian countries? I really would prefer to live next to 10/10 blonde slavs than slant eye gooks

>>9441917
I have 0 stocks and never will own any.

>>9442085
Ukraine is very cheap

I stayed in a hostel in Kiev for 7 euro a night. It's probably even cheaper in other cities.

400g tenderloin steak was $16, but SO good, I've never had a steak this good in the US (probably because I never tried $100+ steaks)

> 1k in bank
> 100+k in crypto
> 750+k in real estate
> 200k debt

I have 1k fresh money each month available after all payments. I'm poor as fuck for the amount of wealth I own.

>>9439543
That's completely false. It's actually around 4k.

>>9439622
>The big players will never let it go that low

>>9438048
0$ savings
25$ chequing account
10500$ crypto (75% Link)

9,50$/day to live on for the next 29days until payday in a super fucking high cost of living country.

>>9442039
Not going to make it

>>9441979
T. Brainlet with no financial background.

Having 10% of your net worth in crypto is pretty high risk.

>>9438048
Feeble
£500 Bank account
No savings account
£100k crypto.

>>9442796
my nigga.
fiat is a shitcoin, i only hold enough to buy groceries

>3K Checking
>10K Savings
> 80K 401k
>750K Crypto

Makes me so mad that i missed december bull run. I unironically want to kms

>>9438073
Unkle Adams??

1k in bank
400 in crypto
Decent job

>>9438048
$1000 in crypto
$100 in checking
$200 in cash

$2000 in stamps and baseball cards

trying to survive on this until new job starts in three weeks

>>9438090
I bought a house lol
Fuckin spewing that I put 30k down for a home where if I put it in cardano like I did the rest of my money I'd have nearly half a mil

Hindsight a shit

>70k in crypto (all LINK)
>5k in gold
>1k in bank

Will I make it anons?

$105k in bank due to selling my business
$3000 cash
$2000 in paypal
$22k in crypto

a bit bummed i was too pussy to throw $25k more when ETH dipped. but i think this is my comfortable level of crypto exposure.

>>9442473
or that, i forgot the number

>>9441972
I speak English, you speak French it seems

>>9445277
count what you have, be grateful for what you have, and there will be no problems. Congrats on selling your business

Checking Account - $30
Saving Account - $5
Crypto - $1,100
Stocks - $414

I want to quit my job so bad. The second I hit 10k. I'm fucking done.

>>9445423
i hope you live in Somalia or some other pajeet-tier shithole because otherwise quitting your job at $10k is utterly fucking retarded

>>9445418
yeah, that's my line of thinking too. this is a good chunk of money considering i'm located in central europe right now. easily living on $1k/month.

>>9445453
Nah, good ol USA. I go to school and work. I fucking hate working at my shitty wagie job. I just want to focus on school at this point.

>19k debt
>$108 in checking
>237k in crypto

I don't give a fuck. Been carrying this debt since ETH was $10. I'll pay that shit off when I hit 500k again.

>>9445423
dream bigger weather boy

>>9441979
The brainlet here is you.

>>9438056

Fuck off. He either makes it, or loses a tiny amount of money. Upside exceeds downside, grab your balls and jump faggots.

>>9438048

3k in checking. 50k in crypto. 50k in stocks (profit from December ATH cashed out). 2k more going in shortly. See you fuckers on the moon.

>~1,5k or so in bank account, no savings
>40k give or take in crypto
>no debt
>student (free education, live in eu)
>21
>living home, basically for free

chilling pretty hard

200 Euros in the bank
100 Euros in my wallet
2k in shitcoins
5k in Shitty ICOs.

>$1,000 cash
>$5,500 savings
>$1,500 checking
>$11,000 TSP
>$135,000 crypto
>$5,000 other tangible assets
>Only debt is car payment
>Live with parents
>Federal job with pension, putting 25% in TSP
>MFW making it is only a question of when

>>9438048
lol
>$10k student loans, 2% interest
>250k

need a last 40x so I can cash out 50% and buy dividend stocks

>>9440815
>recently had baby
this is why you wont make it

and if you do she'll get half unless you're a faggot then him... whatever you're not making it fucking non virgin neeeeeeeeeet REEEEEEEEEEEEEEEEEEEEEEEE

>$4,000 cash
>$51,000 retirement ETFs/indexes
>$260,000 crypto
>-$6,000 LOC debt (fuck taxes)
>-$7,000 car debt
hope I can retire this year, 40-50k btc should do it if the entire market moves with it or if alts run up faster

>>9446344
yay

>>9438048
>$976 cecking
>$26.73 savings
>$4,750 crypto

Get on my level faggot

>>9438048
>$90,000 USD savings
>$65,000 crypto
>$10k car loan debt
>NEET

20 yr old student
34k in savings account (cashed out from crypto)
still have 30k in crypto
am i being too risk averse? should i go all in i feel like im being stupid just having over 30k sit in my bank account

> 30k in checking
> 20k in mattress
> 200k in crypto
> No debt
> 32
> Leaf

>>9448281
I don't think that's stupid at all. You've got a very nice nestegg there. What you need is a job to support yourself. Graduate and see what you can get.

16k in crypto. 0 dollars in fiat. Not even a larp. Fuck fiat I'll either get rich or prolly just kms

this thread is alarming and comforting at the same time, seems a lot of people here are sold on crypto

20k in crypto
30k in gpus
200€ in my bank account

>>9438535
You didn't go all the way to 600k
You didn't cash out at the top
Bitcoin wont drop to 2k
kys

mfw 100% crypto, withdrawing weekly allowances for bills / food.

>>9438048
>30% crypto
>50% real estate
>15% liquid
>5% reserved for money i can re-inject into my businesses

That's not all in.
>10k LINK
>40k student debt
>10k cc/personal debt

5k checking
40k savings
1.4mm RE
110k crypto
No debt

>12k bank
>5k crypto (had fucking 25k, and even got back from 5k to 15k after the januari crash but I FOMo-gambled it all away ffs) --got my initial investment of 2k out of it already though
>0 debt
>Still live with parents, am 24 but the housing market seems too much of a bubble right now

Anyone else waiting out the housing bubble? Or what's your opinion on it? It's too expensive right now (I live in The Netherlands), but at the same time it feels like it can sti go on for at least a few years...

>18
>$10k savings
>$5k crypto
>live on my own

will i /make it/ boys

>>9450367
yeah, i dont see an end to it any time soon unless the chiner economy collapses or unless there's something else that crashes the entire market.
people with any amount of wealth are already doing the strategy of leveraging to buying multiple houses and renting them out, and they won't stop as long as they have access to cheap funds, it's too profitable.

then toss in the foreign buyers that routinely buy over asking to store their wealth.

who knows when the ride ends.

>>9438048
No job.
No family.
$3500 in bank/paypal
$2000 cash
$6250 crypto

>>9438048
70k crypto (95k last week)
22k debt

I'm 19, 20 in July and live in EE. I have ~120k in crypto(75% eth rest alts to play around)

6k in bank and have some online spending cash. My actual neccessary expenses are 200 monthly(living at home so just food and rest is paid for) Not moving out to maintain teenager vibe in my life and my home's way nicer than the most expensive places you can rent here.

what's the smart move here? i'm looking to do something else with the crypto money I have(do not suggest shit alts)

Is property reselling rewarding in EU? I don't know what the market is like and then there's agencies that just outclass you.

Oh and I have 0 debt and drive a 50k car with low maintenance costs.

Any other ideas on how to gain more through means other than crypto very welcome

10k crypto $800 checking ; also part of that 10k is 50 xrb on bitgrail

30k checking. 120k crypto. 130k bonds. 46 yr old boomer.

>>9438048
10k savings
14k fidelity
300k crypto
and ~3k in heady glass because i was a retarded college kid lol
honest to god though anons, money hasn't brought me any happiness whatsoever. only the desire to earn more because you suddenly aren't happy what you can afford with 6-figures once you get it.
the sooner you realize this is the nature of the beast, the sooner you realize that this... generalized adaptation syndrome... is in our nature, the sooner you will find peace.

20k savings
40k crypto
40k in shares

$5k in savings
$2k in checking
$350 in internet meme money
-120k in school loans

>>9451756
F

>>9451003
I can tell you're larping hard as shit, but unironically it would be to put it in a fund retard.

>>9451756
good goy

>>9438048
$5 in bank
$3000 in crypto
$50000 in stocks and retirement.

>>9438535
>waiting for 2k btc to buy back in

25k liquid 40k about 10% under water in omg right now.

>>9438048
3500 in bank 1
10k in bank 2
150k in crypto
-40k debt

bump

>>9438056
shut up you stupid cunt. i'm sure you can predict the future huh? lets call u marius u disgusting jew faggot

>>9438048
How are you hanging in there, anon?

Newfag here. Two incomes no kids.

Have ~5k willing to invest. Plus additional 2k/mo. How do I even fucking start trading memecoins? I too want to escape the wagecuck life serving the bank jew.

2000 in bank
1000 silver
5000 cash
5500 retirement acct (employer paid)
~20k student debt

0 crypto. Please help

>>9454865
wait a little bit, presently btc is testing supports, you may be here at just the right time to catch the bottom. Until then just look at charts on an exchange until you get a feel for what this bullshit is

>>9438048
2k bank, 15k in crypto

>>9454914
Anything you could recommend I read and educate myself? Stuff like -- How do I physically store Bitcoin? How to trade alt coins and so on.

-110 in bank
15k in crypto
All or nothin baby

2k in bank
6k in crypto
0 debt

i have 1 billion of them

>>9451834
I'm almost an electrical engineer though and I have a good internship, projects, and grades so I feel the debt was worth it.