/biz/ - Business & Finance

>>923593
cont.

It would be wise to keep in mind that this life shit is about the journey. It's not about the destination and all of the goodies you can get out by the end of it.

I don't know about all of you, but unless you have a death wish and don't respect yourself, looking back on your life wondering what in the hell you actually did with it at all sounds depressing and I don't want to end up like that fool.

>>923600
My goal is to work remotely for a mid sized startup / large software company while living in a small town where everyone knows each other and nature is at my door. Save up a ton due to low CoL then retire by 45 and work as a schoolteacher or open a bar.

I'm sure I'll be able to become one of the people working 3-4 hrs a week, just checking up on my businesses/investments, and driving a $100k german coupe. I think I could achieve much more but being realistic, I'll probably grow complacent once I'm comfortable.

>>923593
Anything is a realistic possibility.

Its realistically possible that I can corner the natural gas market by jaring and selling my own farts and become rich by doing so.

Is that probable? No.

>>923609
You know exactly what I mean with what I posted. This thread isn't going to be your attention whoring semantics challenge. I'll be hiding your posts as I can already see what fun(read: bullshit) you're going to bring.

>>923623
Its not my fault you lack basic understanding of the english language.

live on a sailboat, stick to high traffic areas half the year doing odd jobs/skilled repairs for cash income

>>923607
This is essentially what I'm heading towards as well. After 3 years as a 9-5 wagecuck taking the subway into an office every morning i'm so fucking sick of it. Working on transitioning to a remote position now, and planning my move. California is great for this, I'm planning to live up in the mountains near tahoe and drive down to SF once or twice a month for meetings.

>>923662
also I can afford a 4 bedroom palatial estate with acreage for what I pay for my shit hole 2 bedroom apartment in the city.

>>923593
>Self employed software consultant
>nice size ranch in montana/colorado/idaho with river access
>Beautiful loving wife
>Spend my days flyfishing/skiing/horseback riding
>work 15-20 hrs/wk
>own a small plane and fly around all the time for fun
>travel abroad modestly once a year

$1m of liquid assets
6 figure salary before I'm 26
Mp5/10 select fire, registered

>in descending difficulty

>>923593
>Own telecom/electronics support company
>Spend working hours meeting clients, and sometimes doing tech work (will never get old)
>Move into my grandparents old farmhouse in glorious pennsltucky
>wife and 2.5 kids
>80's jap shitbox collection

>>923593
>work in a bank with stocks or bonds
>when i get older (50+) start working with NGO's investments in africa.
>Live in good area ~$2M house with my wife and 3 kids
>Wife works with something related to banks or ngos
>own summerhouse in sweden somewhere out in the woop woop
>drive a nice car

life is good

>>923593
>Save 50% + of my gross income
>Financial Independence by 40
>Retire by 50

I want $80k/yr after taxes.

After that I'll make new goals and see what I want from there.

I wanna be worth a few hundred million and own a few dozen real estate or retail stores or a few businesses by the time I'm 40 or 50

>>923685
>80's jap shitbox collection

muh dick

>>923609

No, it is not a realistic possibility at all.
"Realistic" meaning something that could reasonably happen in the real world.

Fuck off.


>>923593

>be almost 22
>making 1300€/month

My plans are:

>Buy a reasonably nice flat in the city to live in for at least the next 10 years (already in the process of requesting a mortgage for a flat worth 35K)

>Get a better paying job by mid 2016 - for the work I do, I should be able to get at least 1700 once I've got a couple years on my resume.

By 2025 I plan to have either the flat paid off and 60K in the bank, or at least 80K in the bank and still 5 years left on the mortgage - I'll decide if I want to pay it off early depending on how the interest rates go.

>This is my turning point.
At this point, I'll decide whether I still want to live in the city or move out already.

Whichever way it goes, my goal is to retire by the time I'm 45 and buy a house out in the mountains.
I want the most remote house that money can buy, literally in the middle of a damn forest.
I want to have at least 20-30000 m^2 of land (which is A LOT by our standards, Italy being a small and overcrowded country).

The majority should be reasonably hilly forest, and, if possible, a couple thousand of flatter land to plant a garden, some fruit trees, and raise some livestock.


Fuck computers and especially fuck city life.
I've been working in IT for 2 years and I'm already fed up with it - I'll kill myself before I get to be 65 and still working in an office.

Also, the way the state pension program is going, by the time I even get to 65 the retirement age will probably have gone up to 75 or something.
I honestly think the fact we're forced to join the national state-managed pension program is a robbery and a scam.


Anyway, I also don't get why someone would want to retire in a dreadful box in the middle of a sea of concrete.
Once you've stopped working, what's keeping you in a large city?

>>923609
enough money to live off of 20-30k yearly return
or
fully remote part time job to supplement

>>923736
>Also, the way the state pension program is going, by the time I even get to 65 the retirement age will probably have gone up to 75 or something. I honestly think the fact we're forced to join the national state-managed pension program is a robbery and a scam.

I so dearly wish that here in the U.S. Social Security was opt-out. If I just took my SS deductions and put them in a retirement account, I'd do just fine. The problem is, 85% of the population is incapable of saving on their own and would just opt-out of SS and use it to take out a bigger car payment. Then we're stuck with the problem of unemployable, starving, elderly.

are you guys serious? is this all shit you are sure you can do young?

>be me
>about to enroll finance degree next year
>living in south america
>brazil
>gubmint cucking our asses like fuck, corrupt, dirty, country's economy going from bad to worse
>thinking about going to university overseas, us or uk, maybe australia
>i dont want massive debt so young while education here is free
>am i doing the right thing? not even the slightest fucking idea

goals: actualy learn financial markets, economy, terminologies like hedge fund, index fund, dividends, liquidity, general business knowledge, unlike the constant /biz/ circlejerking and delusional projecting. participate in the money making business world, investing, creating high valuable portfolios, having high clients, accumulating knowledge on things people do they usualy end broke and fucked up, create passive income, networking, et cetera.

is it more complex then just what i believe it is and im gonna get frustrated and with suicidal thoughs? highly likely.

share some light on me, fam?

just got out of high school and yes, i have no idea what im talking about

>>923750

The problem with the Italian social security, instead, is that it is a massive, gigantic, titanic Ponzi scheme.

The only reform meant to fix this came in 2012, which means that right now we, the young workforce, get to enjoy being at the transition point.

At the end of the line we will get none of the benefits the boomers had, but we still have to pay so they can be payed the golden pensions they retired with at 50 years old.

Also the system is set up as a fascist corporativist system where not everyone is treated equally, but rather there are different managements for different classes of workers.

tldr your mileage may vary.

Good ol' Mussolini did many great things but the social security is the one thing he fucked up _badly_

>>923713

i want to move to thailand and open a bar in one of the red light districts

statistics show that when a foreigner opens a bar it doesnt last long so i hope to have some passive income streaming in to keep the bar open so I can eat young thai asshole for the rest of my life

>>923593
What do I want
>To get driving lessons
>Buy a car (Looking at a ford, mercury. suburu, maybe a charger if I make a lot of cash)
>Get a motorcycle to ride on the weekends
>Get a really nice computer, as the one I am using now is a mid tier build from 2014(I am not sure if I will be abel to play Fallout 4 smoothly)
>Get enough money to day trade (About 10k)
>Be able to put some away into a few indexes or mutual funds
>Get a hobby and fly RC airplanes like i did as a kid but, more because I have the time and money
>Buy a house out it a nice secluded place, with a bitching security system and live the hermit/prepper life, In a gun owning state

Thats been my goal for a very long time now.
>>923600
>It would be wise to keep in mind that this life shit is about the journey. It's not about the destination and all of the goodies you can get out by the end of it.
I never understand this. Because all I think about is the little goodies that I could get. I mean I don't have a social life. I never leave home unless its for school.

I am a little pissed though because even my medicore plan I have here isn't looking feasible
>20
>no car
>[Standard /r9k/ tier stuff here]
>In college since fall 2013 for EE degree
>2 full years and I am only 43% through my 4 year
>On acedemic probation because GPA is .1 below minumum
>No financial aid so need a job to pay tuition
>Can only take 2 classes so this puts me back by at least a year and a half
>Can't even get a simple big box store job
>Almost feel like no one is hiring at all anywhere

Only option is
>If I pass this semester try to get financial aid next year (Still setting me back a whole year)
>Switch to a community college but most don't have my degree or will only accept 30 of my credits (at least I will get some financial aid coverage). And it will clear my gpa
>Fuck it and join the air force

I am having panics at night over I am 20 already and still where I am when I got out at HS. I also have extreme class envy.

>>923593

>>923593

Realistically speaking, I'd like to set up the foundation for inherited wealth and prestige. I come from a white trash background, but in America there exists the possibility to become obscenely wealthy. I doubt I'll ever break bread with the elites, but if I can generate enough capital to set my future children on that path then that would be enough.

>>923609
I giggled

>>923593
have at least 100 mil, or alternatively keep the money i have and get a career in academia

the fam is already at around 10 mil, so not too far to go

>Make money
>Have enough to "retire" at 50 and gain sustainable passive income. Open a bakery/coffee shop/butcher shop in my hometown and get to know the locals on a regular basis.

Die at the age of 75 in my farmhouse surrounded by family

>>924037
This thread is for realistic goals.

>Get into graduate school on a scholarship
>Get internship for experience while in graduate school
>save some of that money
>Hopefully get high paying job with my masters
>smartly invest in ETFs n shit

Hopefully someday get to the point where i can buy a home in two locations and rent one out to people while it grows in value..I'm pretty retarded tho so i doubt that will ever happen.

regardless, i think it's a very mature thing, considering our options rationally

i think /biz/ much like the rest of 4chan is populated mostly by college age kids, some more or less well-adjusted, some less so, and we're all sort of in this transitional period where the world isnt this endless horizon of possibilities like it was when we were kids and its a good thing to take what it really is into consideration, it shows maturity on our part not to feed delusions of insanely bright futures anymore

it's tough though, growing up, becoming adults with reasonable expectations, admiting that our options are limited, and not only that but also confronting that truth head on instead of just pretending it isnt there, distracting ourselves with petty causes that we have no business undertaking

>>924040
fine, the passive income thing is a bit farfetched, I'll revise that.

>Quit job at 50
>start shop, etc etc

The rest seems fairly obtainable to me at least. I don't know what you define as realistic though.

>>923713
Where are you right now?

>>923805
America is the exact same shit. I am paying 2 grand a month into an insolvent social security system for which I will NEVER see a dime.

>>924084
I feel you. Even worse is paying these FUCKEN EMPLOYEES WORKERS COMP WHEN THE SLIP AND FALL ON YOUR FUCKEN FLOOR AFTER SOMEONE MOPS. I'm so tired of the fucking working class.

have an investment portfolio worth 1,000,000 when im ~40

>>923593
Plan is like this:

-> Save up 30-40k in the next few months. (Currently got 14k, getting made redundant at work soon for a 6k payout + tax returns for 8k + selling of car for 12k).

-> Develop a sustainable forex strategy to supplement income. Put 20k or so in that.

-> Go back to Uni, Finish degree (about 1-2 semesters left).

-> Get a job, slowly adding to trading account (which by this point should be approaching 30-40k.

-> Live with parents, while diverting extra income from forex and job into a buisness.


-> Buisness gains success sell it or run it

-> live off proceeds while growing forex/stock/trading accounts

-> Open a hedge fund at 35-40.

-Retire, live happily.

>>923593
I want to own at least $1.5 million in assets by the age of 35.

I want to have at least attempted to run a business of some kind.

I want to have one patent to my name, even if it winds up being useless.

I want get a joint MS/MBA, and return for a PhD a bit later somewhere like the ACO group at CMU (I like algorithmic game theory, mechanism design, OR, data science, etc.)

I'd go for a PhD in pure math but my odds of being even marginally successful in that field are near zero.

>Get a masters in Stats or Applied Math
>Find a job that pays around 80k+ after a few years
>After a few years of renting, buy a small plot of land, live in a tiny house
>Save up money
>Retire around 50
>At some point in time dedicate enough time to start practicing extreme couponing
>Spend the rest of my days shitposting and eatting my free groceries

>>923593
My late 20's goal lifestyle is (im 21 atm)
>A payed of apartment (about 300k)
>Sex at least once a week wether by a girlfriend, fwb's or escorts or a combination. ($400 a week assuming escorts)
>A nice but second hand 4x4 for going fishing in.
>enough money for my hobbies and partying ect.

I think about ~$85,000 AUD per year salary would pay for all this. I'm working on the car and my own business/career atm.

>>923593


Owning many sites selling different types of merchandise, competing with myself trying to cause drama for free advertising.

Making 1mill before I'm 25

I'm the guy who posts occasionally about being a small time builder. Started swinging hammers on framing crews in my teens, worked part time through college, went back to it during the recession, got my unrestricted construction supervisors license, started my own company financially backed by the guy that I framed for.

Where I'm at

>30
>Still swinging a hammer sometimes
>Usually sub out the work
>Build 3 or 4 single family homes a year, one at a time
>Paid back the initial loan and interest on the seed money ($300k)
>Depending on land cost, materials, and any extras they want, make anywhere between $35k - $50k profit a house

Goals

>Within 5 years, want to be doing 5 - 8 homes a year
>Possibly start my own subdivision
>Lower lot costs, but most of it is on the front end, such as permitting/roads/utilities/etc.
>Looking into building some small retail strip malls, 3 or 4 storefronts per building
>Rent those out for passive income
>Build dream home with wife (currently gf), currently own small home (2k sq. ft.) outright

Small dreams, but my dreams.

>>923593
CS major, so I'd like to work remotely for a company in Chattanooga and live on 100+ acres of land south of it in the north Georgia mountains in a little 1500 sq ft house where I can shoot my guns and be alone

>>923593

I just want to own a house, a car and be debt free.

>Cozy cabin in Vermont or Maine.
>Brownstone or multistory brick building in NYC or other major metropolis; storefronts on ground floor populated by laundromant, cafe/tavern & one other profitable business.
>Several C4 Corvettes bought for about $4k or less each to serve as daily drivers and general beaters.
>Dodge dually (Cummins diesel) with fifth wheel to haul trailers for money.
>$4mil+ interest bearing account for ~$2k/mo petty cash.

Obtain a government job, earn a decent salary while knowing the work contributes to the continued running of the country, retire with good benefits.

Current Situation:
>Engineering officer in the military

Goal:
>Get out of military
>Senior management/executive of a company
>Marry a blue-blooded girl of independent means
>Live near coast on southern half of the USA
>Save/Invest 15%
>10% to community/church
>Have a son
>Adopt a middle eastern girl and convert her to Christianity

It's not incest if you're not actually related.

I just want to earn anything upwards of $65k AUD part time, while pursuing my own hobbies.

I basically just want to live a free and comfortable life; It just cant happen for me in a 9-5 slave job.

Currently
>25yo
>51k salary on 1.5 years experience (2 in December)
>30k student debts and 20k on my car
>0 credit card debt and something like a 700 credit score because new to credit

Goal
>six figures by or before 30
>have car and student loans paid off by that point
>making suppliment income for app development (software dev)
>hopefully invest in some rental properties for side cash
>still not married so nobody can get half my hard work

I think the 6 figures goal is pretty reasonable with the field I'm in. Started at 45k and got bumped to 51 after the first year. I'll be 2 years by December when I get another evaluation and hopefully another pay raise. And this is in the south east where everything is cheap as fuck.

>currently senior in elite college will graduate at age 20
>offers starting to roll in ~60-70k salary

>by 25, move out of NYC into area I was raised in in Ohio
>have 100k in investments, no debt
>take better paying job at smaller company
>marry qt
>settle down and buy house
>start going to church again for the first time in 15 years

>>923662
Look into freelance remote contacts. If you're good enough you can take up multiple contacts at once, knock them out quickly and not even work the rest of the year.

>2nd year finance
>working my ass off for good grades
>specializing on finance and econometrics
>thinking of going post graduate quantitative analysis
>all in the hopes of having a tad better house with a personal library of books I've gotten over the years
>teaching my kids not to be retarded and be financially literate

realistic?

>>923593

I'm gonna own a space station for the lolz and I don't give a fuck what you think.

I work my ass off and take gigantic risks, and I'm getting there. You all should shut the fuck up and get the fuck out of biz.

>>924037
>tfw you just want to open a small artisanal butcher shop

Good meat makes people happy

In the next few years start a successful startup, let it run itself and spend the rest of my life essentially neet

>>925718
If you want to get into the field, just go with your bachelors. Masters Degrees are for people who have the skills necessary to get a job but just want to take another 2 more years chilling at college racking up debt.

Think about it this way: Bachelors with 2 years of experience is far superior to a masters degree with no experience. Plus, you throw out another 2 years of earning potential and probably need to take out more loans (Graduate school is very expensive, even at public universities).

At least you're not getting an MBA. MBA is the degree for people who are academics and want to pretend that they're not.

>>923593
Getting this ridiculously good programming placement with a large UK Bank, this would literally change my life so much.

>Early retirement Im done with slaving by 40 or earlier no matter what.
>Own small businesses plus Investments.
>2 bed Apartment near the ocean Pic Related
> Normal Silver Volkswagen Golf Six, no GTI shit.
>Apple MacBook
>Travelling to the States for WrestleMania once a year.
> Simple Frugal living
>Shitposting on 4chan

This is all I want out of life. No climbing social ladders, corporate ladders, country clubs. Done with this life

Within one year

>sell current company for 5+ million dollars (Goal is 10+mil)


Within three years

>Move to US (Cali)
>Finish Math/CS/Engy major
>Use capital from old company sale to startup new company

Rest of those (3) years will be spent adding value to said new company.

Within 5-7 years (want capital of at least 20mil +)

>Start human augmentation company.

This is my dream. I'm not going to wait for it to happen I'm going to fucking make it happen.

What I am:
>18
>working on doing a ton of scholarships in order to stay in Texas while the rest of the family is moving to California. I might move to California if I get accepted to UC of Santa Barbera because tuition is free for me in California
>1800 on the SAT (680 reading 580 math)
>going to take the ACT
>Trying to get a job in a pizza place for a low stress job that doesn't pay minimum
>Learned coding and design from people who are respected researchers or have worked in the industry who can give me recommendation letters

My goals are:

>Get enough money to live on campus in whatever Uni accepts me for 1-2 years loan-free
>Get a few articles published since people are really pushing for me to be an article/technical writer
>Get a job
>Get a drivers license
>Level my Enhancement Shaman to 60 to start raiding


How fucked am I?

reach forbe's billionaires by 80 or die trying

>>925860
very, your scores are pretty damn shit

i mean, i think they are, did they change the scoring regimen over the last couple years? well, in my day anything below 700 was unacceptable

do the ACT though, its way easier if you know a latin language for some reason

>>925743
I feel you. (I'm the same poster you're replying to, but my id probably changed) Especially in my area, good meat, good knowledge, good staff is the number one way to get customers back.

Have enough money that I can leave a nice house to my kids, and go camping months at a time.

I just want to make 50k/year. I guess shooting high, 80k/year would be nice. I'm frugal and don't really want much. That's enough to easily have vacations, maintain my car (I do the work), and my small house with a big backyard (I do the work), and most importantly take care of my qt bf and support him. Other than that, most of my hobbies are cheap or free.

Right now though, I honestly don't know where to go or what to do. I was gonna try to join a trade union or something. I dunno, I'll do anything to make that money, if I can in under a year.

>quit professional software development so I can enjoy my hobby again
>buy a small business so I can play businessman without real businessman stress
>real estate if that doesn't work out
>boring normal investments as a last resort
>live minimally off of income produced by assets like a true patrician
>spend remaining time on art and pets

I'll have $50k cash saved up early next year. Should be able to do something with it. Too bad I have no connections or social skills. Hated university, but now I kind of regret not enrolling in business school. might have forced me to be less of an aspie.

I'm just finishing high school, and all I want is to have enough money to get a decent car and steady income for an apartment and other expenses while I work towards bigger things.

Any advice for me guys?

I want to have enough money to travel and I want to keep fish. Like a nice fifty gallon tank of fish.

I figure 150K annually should work.

Traveling parts of the globe. I've researched that traveling is a lot cheaper than people think, you basically have to settle for less by volunteering at hostels or doing volunteer/work programs where you do work in exchange for food and lodging. The skills you learn will be beneficial for returning into the workforce. I'm not as ambitious as everyone else. In fact, fuck having family, a girlfriend or wife is enough and even those 2 are expensive af, but traveling the world is a dream of mine

>>925860
>pizza place
>low stress
Mate, I can tell you haven't been in the workforce yet

Currently
>24
> ~ $60k cash and assets
>Tradesman (millwright)
>Doing well in my professional life. Generally respected.

Early to mid 30's
>Own a house (no debt)
>Be off the tools/middle management
>Complete a degree in something, currently in the process of doing so.

Now & Long Term
>Stay on top of my anxiety problem, I am going to be successful if I keep it under control.
>Don't fall into drinking and drugs like so many around me.

>>926464
Join the airforce. All expenses covered, free money that you throw into Robinhood and the bank, and free college when you're done.

Potentially sign up for an ROTC program so you can have free college first then jump right into officership, but those are hell and you end up going from social life -> no life instead of no life -> social life

>>926307
1500 is considered the average and many, many universities take 1200+ as a standard.

Im on path to being part owner of a fast growing chain of retail game/collectible stores.

Goals:
Have my share of the company be valued at 1mil+(20 mil whole company valuation)

>>926588
>24
>60k in cash

Okay sure buddy

>26
>unemployed
>about 35k in debt from surgery

I want to get into technology but every step I take I feel like I get pushed back without any reward.

>Rural house with some land
>stable job
>loving family

But nothing will happen unless I figure out what to study next year. I can do a Bachelor of Engineering with honours for 4 years in Electronic and Computer Systems Engineering or I could do a Bachelor of Science in whatever, like physics or computer science or minoring in anything. What are /biz/'s recommended bachelors?

>>927134
engineering = job
science = maybe job
I flunked out of electrical engineering for not studying and have to take Biology as a major now. I hate myself for it

>>927135
http://www.victoria.ac.nz/ecs/study/subjects/ecen

Does that sound like "=job" to you? I'm really insecure about this decision and I feel very naive about what the job market really looks like

>>927142
What are you asking me for? It depends on where you apply, your resume, and what the employer thinks of you. All I know is there is gonna be a lot of places looking for someone with a degree specific and useful like yours instead of looking for someone with a brand understanding of biology. I need to pursue something after this degree but I'm not sure what. I don't think med-school is an option at this point.

currently
>24
>graduated w/ BoS in graphic design
>30k salary
>renting a room
>bought a new car have 5 more years left on loan

Future:

>pay off debt on car
>gain a freelance clientele to make more income
>hopefully move career into a ad agency or firm

>>926690

Surely it's not that unbelievable.

>Got a trade instead of going to uni.
>Certain trades actually pay well.
>Don't smoke crack, do coke, buy expensive cars, or get pissed every night.

>be almost 23
>3/4th done my undergrad
>no real heading as to where to go after university
>don't have any experience in my field of study
>no personal connections, not even a $1 in my savings

how fucked am I /biz/?

I want to retire very early, like in the next 10-14 years. Current projections will allow me to retire comfortably in 12.

>>923593

I'm 23

My goal is to have $50k by May 2016 (I have about $38k now). And long term, work for 20 years and retire with a pension of $35k a year and $1.5m+ in investments. That would put me at age 43, leaving me with plenty of time to enjoy retirement. I'm investing heavily and working on some side businesses which I hope will generate some revenue and allow me to retire with more money, or sooner If I choose.

After retirement, I might transition to seasonal work, like truck driving for 3 months a year, or driving a snow plow during the winter. Something like that would be fun I think. I'd like to own a nice cabin in the mountains some where, and maybe have an apartment or condo in the city too.

A slightly more off key goal is to buy pic related. It's about $5k

>>923943
>>Fuck it and join the air force
Highly recommend this. Being enlisted may suck dick depending on what you do, but if you give them 4 honest years of work, they will pay for all your college, and then you can live the good life as an AF officer.

I'm 23 and I have a HS degree. I've been doing odd jobs and working at a gas station for 6 hours a week for the past year. Which is admittedly super shitty work but without a license I haven't been able to find any better work. I don't do drugs, drink, or use tobacco and my habitual living expenses are minor.

1 year goals
Get Drivers License
buy a car
Get Decent paying job to start saving for moving out

2 year goals
Move out

5 year goal
Have a career

I'm like extremely malleable to working conditions. I've never missed a day of work or been late to a job. I've never had problems at work. I've never had problems with authority and I could deal easily with being a wage slave. I basically never talk when I'm at work but I don't get particularly flustered or have problems interacting with coworkers and customers. I just basically have nothing in common with most people I meet so I keep to myself.

The fun in my life is fueled by anime, warhammer 40k, and tabletop RPG's and video games.

My main five year goal involves being independent so I can enjoy these things without guilt. What are some careers that suit this style of life and play to my strengths?

>>923593
Spaniard here.
I'm studying politic science and public administration, and my goal is to work for my state as a functionary.

I want to be a tech entrepreneur and start a business involved with high-tech appliances, ideally lasers or nuclear technologies.

I want to live in a nice house somewhere in the bay area

I want to invest in real estate and have some passive income on the side, ideally $15-20k after taxes

When I get older I might consider becoming a professor

>>923593
Its a leftover lesson from engineering design. "You don't design for the masses, you design for the extremes, and apply those lessons across the spectrum. If you're designing scissors, you need to design so that an old lady with missing fingers could use or a ridiculous pair designed for a team of powerlifters focusing on grip strength."
Applying this lesson for personal finance, Dream big, or dream as tiny as possible. that's where the real lessons are.

>>927596
Get a bike you nigger.

pic related

followed by an oil platform of the coast of the seychelles

retire between 45 and 50 with $1 million

>>928803
Same dude. But honestly I'm thinking of buying some land in South Africa to build a mega fortress; these U.N ducks are constantly harassing me with "disarmament for militants" bullshit.

By age fifty I want to be down to working part time (preferably 20 hours at most) while still owning a home.

I haven't done a feasibility study, but I figure it's worth a shot if I get a cheap house/don't make the mistake of marrying.

>>923736
What do you do, that makes 1300

>>923593
I want to build a pyramid in my back yard. With brick and concrete prices I should be able to do it myself for 10,000 if it's just 3 stories tall.

>escorts/cocaine
oh you males, such vile pig-like pleasures you indulge

>be specialist consultant in the field of finance/tech
>get gigs that last a few months at a time
>each gig gets me at least six figures
>take nice long vacations in between each gig

It's actually not completely impossible, because I've already got the well paid specialist part down. I just work full time for a company now. I hope to eventually be able to get enough reputation and credibility to go independent.

>>925752
Ah, we don't rack up any debt over here, that's why masters is so appealing.

The 2 year chilling part sounds cool, but so does money. I'll see how internships turn out and I might work for a year or so after bachelors and will probably go with masters for networking mainly.

Everyone needs to consider John Goodman's perspective in this speech: https://www.youtube.com/watch?v=xdfeXqHFmPI I recommend watching it but here is the important bits:

Frank: You get up two and a half million dollars, any asshole in the world knows what to do: you get a house with a 25 year roof, an indestructible Jap-economy shitbox, you put the rest into the system at three to five percent to pay your taxes and that’s your base, get me? That’s your fortress of fucking solitude. That puts you, for the rest of your life, at a level of fuck you. Somebody wants you to do something, fuck you. Boss pisses you off, fuck you! Own your house. Have a couple bucks in the bank. Don’t drink. That’s all I have to say to anybody on any social level. Did your grandfather take risks?
Jim Bennett: Yes.
Frank: I guarantee he did it from a position of fuck you. A wise man’s life is based around fuck you. The United States of America is based on fuck you. You have a navy? Greatest army in the history of mankind? Fuck you! Blow me. We’ll fuck it up ourselves.

The "Fuck You Money" that you need to enter the "Position of Fuck You" is different for each person, but always try to move ever closer to that position.

Aussie here.

Goals:
2015:
>P's
>Teacher's Aide
>Read the /fit/ sticky
2016:
>TAFE for: Animation/Film Production + Business management
>Uni for diploma of TEFL
>Start small solo-business helping friends with their small business ideas
>Casual sales job + more Aides
2017:
>Move to France
>Teach
>Animate
>HEMA
2020:
>Become Arts and Culture Minister

Achievable?

>And no, losing my V plates isn't in the plan

ITT...


materialism...

save your money...use it to have experience, not physical items, you cant take it with ya.

>>929236
So travelling?
I really do want to travel the world but cant do shit since i dont have any money and still in the process of getting my degree

Financial Independence.

Want to pay my student loans off within 3 years so I can begin to more rapidly grow my investments. Long term goal is to retire by 45 so I can just live on 4% withdrawals.

>>923593
being a millionaire in 3 years time. My company transferred me to basically a 3th world country (we have offices all around the world) with the same salary as what I received when I still worked in western Europe.

I spend like 50 bucks on groceries per month here. Already managed to save 6K the last 2 months alone.

>Europoor
>slave to 40-50% income tax

my goal is to retire at 45, maybe 50 max
>23 now
>M. Sc. chemistry
>almost €30.000 in investments, 75% MSCI World and 25% EURO STOXX
>doing PhD where I can save maybe €600 a month for next 3 years
>after that making possibly >€50-60k before taxes starting, credentials are good

a-am I going to make it?

I could retire before 35 in the USA, fuck these taxes. On the other hand I don't have college debt, managed to save up nearly 30k from age 14 to 22.

>>929369
also my backup plan is marrying a rich girl who has had a thing for me since high school

>>925431
300k for an apartment in aus wtf where are you from Alice Springs or something

ITT everyone loves talking about themselves and doesn't give two fucks about other people's dreams

>>928854
Prorammer.

I'm building up a career as an academic musician. Right now I'm a brass specialist (meaning I play horn, tuba, euphonium, trumpet, etc.), I compose and conduct. My goal is to be an orchestral conductor, not necessarily renowned, but to just make a living exclusively out of conducting instead of having to work in three fields of music just to get by.

Then maybe, if the workplace continues being this shitty (working in academic music where I live is depressing and just horrible), and I get enough savings, I want to open a cultural cafe. I'd have the walls covered in bookshelves and people could come to discuss the books with me or each other. I'd cook and make coffee and whatnot, though it's quite likely that if the business goes well I'll end up having to hire someone. Then I'd bring over small jazz ensembles, string quartets, or play the piano myself or some other entertainment. Host poetry readings, debates, invite young authors.

> inb4 faggot/stupid dreams

Yeah, they may be stupid, and economically speaking, I know the café is quite likely to fail because it isn't the most profitable of ideas, and I'll probably end up conducting some shit-tier orchestra. I don't care. I love what most people call "high culture". I also study philosophy, classic languages (ie latin and Greek), and I'm trying to learn economics, though that's mostly from books, since I can't afford to study it properly @ college or some shit, so I can learn how to manage that cafe in the future.

Ahhh, feels nice to talk anonymously about a dream I've never shared with anyone! Good to get that load off my chest.

>>923757
Actually sound like you have the right attitude gl man

>>923757
Hey Brazuca
Your country has some of the best ranked schools in Latin America, best of all, they are FREE, so you should take advantage of this ad while in University, transfer or make student exchanges with foreign schools. Check the QS ratings, your school is free, take advantage of it.

Well right now I dont have lot of money but my goal is to have another 3000$ so I can buy myself and old cadillac next summer

>>927358
I'm pretty much in the same boat except that I have wealthy parents. Work on getting internships/work experience relevant to your field of study.

>>926690
I got out of the military after 6 years at 24 and had ~80k saved.

>>923593

I just want enough money to fund a bunch of rally cars I can drive / tinker with in my spare time.

>>929700

i like your dream anon :)

>>929843
Thanks mate! What's yours?

By the way, since I'm working at it already, I can say it's half dream, half nightmare. Especially as a conductor! At least it's like that here in Argentina.

>>929700
I like your dream. It's not some HIGHLY unlikely dream like "Hurr I want to be a billionaire engineer pro athlete investor", it's nice and simple (not saying your dream is easy!).

I hope you work it out and it makes you happy, man.

>now
22 yo about to finish an economics and finance degree in an emerging country.

>Just all around goals
Be enough financially independent to do the things I enjoy and to travel around the world. If possible, try to give back.

>Short term goals
Do something about the procrastination habit. Start working out. Learn more about financial engineering, programming and modeling. Exploit my habilities.

>Mid term goals
Save up, invest. Get the CFA and FRM certifications before I'm 26, while working at a high paying job here. Save up, invest. With those ready or on the way, emigrate. Get a Msc in Finance, Financial Engineering, or maybe even and MBA from the start. Work in important financial centre, preferably in Europe, doing something interesting. Save up, invest. Start a business. If/once I'm working back home, teach at my university.

>Really long term goals
Make sure my children have all the opportunities that come with being born and studying in a country like the Netherlands or Germany. North America is also an option, but it wouldn't be my first one.
Do something about my country and the problems I think are its greatests, being it through philanthropy, ngos, or politics.
Retire somewhere I'll love with someone I love.

I just want to become an accountant. But the fact that I'm getting raped in intermediate financial accounting might just show that I'm a retard

>>930063
What country are you from?

>>930087
Perú

>>923593
I am a lawyer. My wife will soon be a doctor. We are both 28y/o.

Our goals are to both work part time, enjoy our hobbies in the off-time, have a nice custom-built house in the mountains with beautiful scenery, and have some dogs to play with. We like to own good quality stuff, but aren't into paying a premium for premiums sake, and don't buy a bunch of shit just because we can, so most of the other stuff is a pretty minor expense in the long run.

My personal expenditure goals include a nice road bicycle, a nice offroad bicycle, a good computer and stereo, good quality kitchen tools (knives/pots/pans/etc), and good quality backpacking/mountaineering gear. Most of this I already own and will just need to be replaced over time as it wears out. All of these items can be easily achieved with ~$3000/year in investment, so this stuff is pretty negligible in the long run.

I would rather spend $500 on a single high quality watch that will last 10+ years, than buy 7 different $5000 luxury watches that I can wear each day of the week. My day-to-day suits are around $500-700 regular price, which I buy on sale (for about $300/suit on average) and then have tailored, because barely anyone can tell the difference beyond that anyways just from looking at it. I own one $1500 suit that I bought for our wedding - and I made sure it was a style that I could use for other purposes as well where I aim to be my absolute best (job interviews, etc).

Neither of us care about getting 'rich' unless it furthers those basic goals, even though we could be relatively wealthy if we wanted in our professions.

I created a tool to assist me in profiting from arbitrage between eBay and Amazon FBA. I spent like a month learning Python (never programmed before this) before finally finding a freelancer from Tunisia who decided on Java and PHP, who doesn't seem like a very good programmer but now I have something that Kind Of works. When I view scraped data, I can find items that I can buy on eBay and resell for a profit through Amazon FBA. I have an employee I pay under the table to ship things out to Amazon Fulfillment centers for me from things I find at thrift stores, but a couple thousand dollars into this application that is being developed I dont have the money to buy and flip my finds.

I just want this thing to work, I don't plan to become a millionaire or something because I think it is unrealistic, or it is realistic and I try not to think about it because financially it is possible but I fear that being optimistic about my expected returns is stupid. In theory, I could make a couple thousand buys a day and with a 6% conversion rate in sales, it wouldn't take more than a couple months to really make the money I want even through all 4 quarters of the year. I expect to make about 50 buys a day which would mean I need startup capital of $36k for inventory which doesn't include my other overhead. I make $20/hr in a factory working 60+ hours a week, but saving up $36k is almost impossible, surprisingly.

I think even if this fails and I have to liquidate my inventory, I think my bi-weekly payouts from Amazon would be enough for me to live on when paying my bills and using the rest to find items at places like Goodwill and other thrift stores to flip for a profit; which I actually seem to be good at. When you have a family, it makes the "safe" choice to work my shitty long hours on a shitty swing shift schedule at a factory as a temp the better choice for taking care of your family.

>>929932
Thanks :) if I've learnt anything, is that simplicity and flexibility help a lot in being happy.

What's your dream?

>>926917
>every step I take I feel like I get pushed back without any reward.
That's what it feels like.
It doesn't stop, so neither should you.

>>930098

In short financially responsible yuppies good for you but who really cares? Your kind are a dime a dozen

>>930098
Almost exactly the life I want but I also enjoy classic cars and trucks. Good luck with it anon, you got it buddy.

>>930212
Sounds like you're buttfrustrated.

25mil in assets

>>923593
Either enough money so that I can comfortably live off the interest (thinking 2mil+), or life in a buddhist monastery, striving for enlightenment.

>>930098
Sounds great. So much more fulfilling than the McMansion in an emotionless upper-middle class suburb I'm thinking off when hearing doctor/lawyer couple.
Don't forget to save up a lot to be financially independent by 45 or 50.

Some background.

>21 now
>Almost finished degree in sport science
>Simultaneously getting industry experience working as a PT
>Simultaneously growing (slowly) an internet business providing weight loss/ general fitness information

Honestly, the biggest goal is freedom.

If I can be making ~$1000 a week, with the majority coming from online and a minority coming from in person training/clients, I'd be pretty happy.

That'd be my base though, and I'm gonna keep growing higher.

>$1m+ in the bank by age 25
>Decent as fuck house by the beach in Sydney
>Enough free time/money to travel the world indefinitely, for the rest of my life

Putting these goals down on here is reminding me of how much I want this, so thanks OP, gonna go do some work right the fuck now

>>923593
Meaningfully support scientific research. That's about it. Getting money is part of this goal because research is expensive.

>>930288
how are you hoping to get 1mil by 25

>>930317
Many ways, really, just depends which one gains more traction first.

>Start group training people down at the local park, charge $15 for 30 minutes
>Most people I could train at once is 20, that's 20*15=$300 for half an hours work, do it twice in one day and I've had a $600 day.
>5 days a week for a year, that's $3000 a week or $150,000 a year for 5 hours of work a week
>Eventually hire a trainer to do the classes for me, paying them ~$50 per 30 minute session, and pocketing the other $250
>Hire more and more trainers and repeat the process
Alternatively:
>Build my online business
>Release a multitude of products, ranging from diet plans to exercise programs (with video instructions and demonstrations)
>Sell them on my site, building organic traffic as time goes by, and also paying for traffic myself
>Build social media account, insta+fb+twitter+youtube, etc
>Funnel them all onto my website, make sales
>Start affiliate programs so people can sell my products and receive 100% commissions on the front end, but only 50% on the back end (where I make most of the money)
>Depending on the price point, the number of sales, and the number of affiliates, $1m in ~4 years is definitely achievable

I've got many more ideas that I'm going to start implementing at the start of next year (when my degree gives me the qualification to do so), so until then I'm just getting as much experience in the industry as possible before cornering my local market, and expanding globally.

>>930323
best of luck.
I'm about to graduate with my pharmacy degree and just do a shit ton of overtime. If I can get to 150k I think I'll be happy.

>>923593
Complete my master's degree.
Realistic enough?

>>923593
Currently
> 25
> 1/2 finished with associates degree
> Create and sell websites along with services for money
> It pays the bills but not my debt
> Living at home
> feel like a massive failure

Realistic dreams
> Finish degree in BA and Finance
> Live on my own
> pay off debt from my own business
> Possibly employ others
> Be happy
> make 75k after taxes how realistic is that?
Unrealistic dreams
> Own a dungeon gym of under worldly gains with some dedicated gym bros
> Drive a tank everywhere I go

>>924047

This is so damn true. I remember browsing 4ch when I was a freshman in HS and it seemed like basically everyone was my age too. We would go to school, come home at 3:00pm, play with friends, and shit talk and really didn't have a care in the world. Most people here fondly reminisce of those times and today dream of becoming NEET as a way of going back.

Now, I've graduated college and am in my second year as a wagecuck and feel like so many others are in my shoes here too. It's kind of a beautiful thing in a strange way. Like we are all in a Saw movie type torture chamber of wagecuckery, but we're here together and helping each other try to escape.

Sharing our dreams is a part of that I think. I have high hopes for you guys

>>923593
I don't know what I fucking want anymore.

Current:
>19
>living at home, working shit retail job
>no gf, have one good friend but we never hang out
>no car, no license, no one to cosign with for car insurance, don't even know if I can afford a car based on the cost of insurance alone
>not even going to school

I feel like I got fucking jewed out of having a good life because my dad told me to seriously consider whether college was the right choice.

I felt bad because university is fucking expensive and he'd be the one helping me out, so I decided not to go, and community college didn't appeal to me so I'm just working at this terrible job with nothing else going on. Meanwhile, all of my friends are studying for their degrees and having a blast. My high school experience was shit and my last bit of hope was that I'd get to college and I'd be a new person, but now I'm just the same fucking loser as I was back then.

I don't even know what my goals are. I just hope I can pull my shit together.

Money > Security >Freedom >Happiness.

>>923593

> build software Empire in 6 years
> make billions
> diversify into property, technology and shipping
> start mining in space
> control supply of resources
> conquer earth
> conquer Mars
> own mankind and set it on a better path
> fake my own death
> live as a hermit on a mountain by myself
> die alone and content

>>930543
lmao

>>924047
If you decide maturity by how restricted you are by your government, and to what degree you accept it, and deem irrational goals and theories as immature. Then we are all very mature here at /biz/

>>923593
>40-60k/year
>only work around 25 hours a week
>very small home (think sub 750 sq ft, less is better)
>play video games
>shoot guns

Life would be good

Mortgage free by 40.
I'm already on my way to this. I set £200 aside per month to make payments off my mortgage. Online calculators estimate that I'll have paid my mortgage off by the age of 39 (I'm 24 currently). My salary should only go up from here as I'm breaking into my career path (software developer) and my biggest expenses are only going to go down (car insurance and bills which can be split if/when a partner moves in).

There are two things which would hinder this goal:
A) A golddigging succubus.
B) Needing to "upgrade" to a more expensive house.

I think I've got the first one of these covered, since I was more or less the accountant in my last relationship and I'm good with money. The second feels like it shouldn't be an issue (my current house is a 2 bedroom terraced, spaceous and in a very good area. I could raise a family here without qualms).

Anyone care to tell me this is unrealistic?

>>930487
As someone who went to university, let me tell you that it doesn't change you as a person unless you really strive for it to. It made me really depressed for about 2 years of my life and it's a tunnel I'm just about getting out of. A degree might open up some doors, but you can make a lot for yourself with some ambition and career direction coupled with the enthusiasm to get the skills/experience needed to make it happen.

My advice to you is to think hard about a career you'd like to pursue. Think of some of the higher positions in that career path and look at the pre-requisites. Find out what positions you need for those pre-requisites and work backwards until you have an entry point you can either currently do or learn how to do.

(This is career advice I was never given and I squandered several years learning it the hard way)

>>930590

learning the hard way is the best way. The lessons are ingrained and you'll never!? make the same mistake again.

>finish last year of uni, internship second semester, decent gpa
>move across country
>pass CPA exam
>pay off school loans within 3 years
>make 60k+, keeping commute time less than 30 minutes, live in pnw in small apartment to start with
>always save large part of income (after pay off any debt)
>study more finance and investment
>get married and buy a house, cozy cottage style, for 150-200k in pnw
>make it extra comfy, improvements, energy efficient
>pay off within ten years, preferably less
>hiking, camping semi-locally. Read books, write books. (We /lit/ now.)
>save up a large chunk of change, put savings into passive income
>move to part time, like 30hr/week, or else get more vacation weeks and stay at 40 hr/week
>might start own accounting practice to get hour flexibility, probably home office type
>travel, hiking, camping more globally, more books
>improve passive income sources over rest of life
>retire around 50
>travel even more, /lit/ more
>comfy life in a warm cottage in snowy mountain forest
>no money problems, ever

>>928832
>the mistake of marrying.

>not doubling your income
>not splitting your expenses
>not having someone to care for you when you're sick
>not having someone to split chores with and cook for you
>wanting to come home to an empty house every day

>>930120

You realize people commonly price check across both ebay and amazon? Your entire investment is on a shaky assumption ground.

>>930323
Nobody is going to pay 15 bucks to workout for only half an hour

>>930628
They will and they do.

In fact, my own little brother goes to an after school class which is essentially just group-training, and that's $20 for 30 minutes with about the same number of kids.

Also, at the gym I'm working at, they run multiple circuits/bootcamps/boxfit classes every week and charge anywhere from $10-15 per session, all for 30 minutes.

Maybe it's cheaper in America, but it's a pretty average cost here in Aus.

>>930628

Many people do, actually. 30 min is cheap though, it should be 45 in my opinion since most classes are. Rich white wimminz pay 10-15 a pop, on the low side, for 45 minutes of yoga. You know nothing.

Make/save/invest enough money during my 20s/early 30s that by the time I hit 35 I can semi-retire and work freelance in my field, only taking jobs that interest me without really worrying about how much money they'll make me.

The rest of my time, I hope to spend travelling and maybe raising a family. An upper middle class lifestyle would be ideal.

>>925860
>low stress
>job

Lemme know how that works man. Shit I work for the government and basically do nothing all day and they still find ways to incorporate stress.

>>923684
>1mL of liquid alcohol (no jell-o)
>6 mini figures (that come /a/ recommended)
>Mp5/10 select fire, working

ahhhhhhh llammaa

>>925632
in what order? i test for my cdl this week...... wish me luck only had 17 days to train.... :D :) :/

>>925632

Are you talking about hauling freight? I work a day job but would like to haul shit on the weekends. Is this doable?

Realistic = boring coping shit.
Might as well life off welfare and lay down and rot than rot throught a boring 9-5 or entrepreneurshit slavery.

>be exposed at MoMA for photography and digital art
>make a breakthrough in the study of computer vision
>work at Google Research in the computer vision department
everything else is whatever money can suck my dick

>>925681
Being in the southeast is your saving grace, but as a warning you'll need to switch jobs to make six figures. Companies hate advancing workers past their soft cap (~50% increase). Once you've worked for the same company for 2-3 years, put your resume out there and see the offers you get.

>>925854
Retiring by 40 absolutely requires climbing social/corporate ladders. That means you'd be the type to be filthy rich by 65, but stop 25 years of progress early.

>>929369
Move to the USA once you get your Doctorate. Most people don't pay those off until their early or mid 30s here so you'll be ahead of them.

My goal is to be my own boss at the age of around 30/35. I want to build up a solid company that allows me to buy a decent sized house in one of the more respectable suburbs of my city, and a car like a Mercedes Benz or a BMW. Essentially I want to be upper middle class.

I'm still working out which field to start my business in, and then I have to spend a significant portion of time learning about the job. Something I'm considering is event hire. I've done a bit of work in it before, and it seems like a fun enough job.

A little more unrealistic, but if I go with running an event hire company, I want to try and run it out of at least a few cities in my country (Australia). I want to at least be worth (the equivalent of what is currently) $5mil by the time I'm 60. I think that's achievable.

>>931608
I disagree - I'm about to retire at 42, never did any job but programmer.

>25
>6 yrs of college debt and no degree
>~$400 in bank
>Roomies getting married in December and kicking me out
>ohshit.jpg

But alls good. Own biz, create passive income by 30 after I bust my ass for 5 years. I'll still be broke but at least the biz will be pulling $800k-$1mil/yr.

Also fuck your projections of reality. 15 car garage in all 3 of my properties, sans the penthouse in NYC, and a spaceship with leopards every-fucking-where.

Fuck 'em

>>931944

>>925727
will you have a low-orbiting ion cannon on that station..... with 20-inch rims???

>>926467
do these fish shit diamonds???

>>928803
T-Thank you Big Boss!!

>>929236
im not going to be going anywhere but 6 feet... might as well enjoy materials in this world ... i haven't heard of any Buddhists on this site

>>929342
50 bucks on groceries a month...... rent is a bag of peanuts ... electricity ehhh 30 buffalo nickels

>>931944
Will you drive in the Bollywood Hills with your Linguini Zucchini?

>>932085
>>932089
>>932096
>>932102
>>932103
>>932118

>>923659
i have a sailboat

>>930590
>(This is career advice I was never given and I squandered several years learning it the hard way)
Are you me?
Also I'd suggest doing a technical degree that actually "gives" you experience if you're still unsure.
Uni is for up skilling, not starting out.

Currently in school for physical therapy, while working as a physical therapy assistant and personal trainer.

My goals:
>Become licensed physical therapist
>Do it for a while, while competing in fitness modeling for the lols
>Marry the woman I'm dating now (hoping she's the one)
>She wants to have her own bakery, I want to own a gym
>Years down the line, open my own Gym/Physical Therapy clinic
>Retire at 60 (I know it's late, but eh)
>Be making money off of retirement and from the gym
>See what happens with my lady's bakery
>I want a cabin in rural colorado
>a few cars. A GTR, Skyline,Supra, and an Evo (it might be shit taste to you, but it's what I've always wanted)
>Kids.
>Making enough money through investments and all that to make sure my kids have the things I didn't.
>College funds for them, all of that stuff

That's about it. Simple I guess.

5 years
>pay off student loans
>buy a small house
>pick up a car and/or motorcycle along the way
>get an office job that pays well enough for me to look into business ideas

Long term
>form an LLC and buy some rental properties
>mange/fix them myself
>start a small landscaping business, stay the hell away from hardscapes if I can.
>keep doing this until I am 80-85. Grandfathers went hard until 85, dad is going hard at 60
>hope one on my brothers has a kid I can give this all to

Fun stuff
>modest electric car for DD
>souped up import from 1990-2010 for funs and car shows
>5 acres for landscaping business and workshop
>ride 2000miles/yr on custom steel bicycle
>smoke weed everyday
>try to remain competitive in the popular twitch shooter of the time.

I just want to work in the legal department of a bank or something

it can't be that hard to attain can it ;_;

>>930344
how old are you? is it worth it? hard? was thinking of getting one

right, in 2 years from now (basically just before turning 30), i want to have my bachelors degree and a job working 40h/w. i want to live in a 60-90sqm apartment, own a mid-range car that i pay off within 2 years. i want to be able to pay my mother back for the years she has financially supported me since i turned 25, so lets say around 35k within 10 years or less. i want to be able to save ~10+% of my income while maintaining a lifestyle that allows me to go out on the weekends (~$300/m), eat out once or twice a month and go on vacation once a year plus one short trip. other minor things i want are: 5 tailored suits, supplementary dental insurance, around $100 a month for gambling. sounds reasonable so far? with my degree i can expect to make around 40k in the first year. are my goals realistic?

>>932637
well shit, just ran the numbers, even for my modest goals id have to make 6-7k more every year and that is without buying a car. its doable if i only go on vacation every other year and cut the gambling though.

>>923593
> be me
> 22
> some college, trade school
> IT Field
> 50k a year,
> Bought my first home at 21,
> doing okay,
Goals
> Make 100k a year by the time I am 30 (attainable)
> Continue to learn independently and potentially start my own IT business that is security focused.

>>932637
is gambling a necessity?
no? then have other monkeys playing the rat race, gamble and turn in money towards your bank.

thank me later.

>>932637
> 40k starting with degree
What are you majoring in?

>>923593
I want to build a 4 story pyramid in my backyard. I can't imagine it requires a great deal of architectural skill to build a mayan type step pyramid. I can buy up to 20 tons of bricks from china for as cheap as 2 thousand dollars. I buy those, flatten out a big space, build a little scale model and then you just have to start stacking bricks and put mortar between them.

Then at the end I'll get some brick paint, mix it with sand and make the whole thing look like ancient limestone.

Then I'll eat my dinners up there and look down on all the peasants like a king.

It should only cost like 4k but it'll take a lot of time.

>>932784
That seem realistic, fulfilling and practical at the same time.

Do you plan on getting buried within or under your pyramid once you pass away?

Good luck in all your endeavors anon

>>932790
That's a cool idea but if I hollow out a space inside that would actually require some knowledge of architecture and I would have to hire someone and get inspectors and it would become a million dollar project.

I just wanna stack each layer of the pyramid on top of the next one so it'll be one solid mass so there is no danger of collapse, I don't really know anything about building and it probably doesn't meet building codes so I wouldn't wanna hire any professionals.

>be 25
>be a foreigner in Yugoslavia

The only thing I'm looking forward to is being able to set up a music studio for local musicians to be able to record their shit.

With a salary of 350 euros per month, this will take quite some time.

Am super jelly of some you guys.

>>932808

>Yugoslavia

I understand this is BTTF day, but have I been teleported back to the 90s?

Finish BSc Applied Mathematics
Get MSc Applied Mathematics
Become Actuary
Acquire qt grill, buy house and have kids

>>931494
This.

>>923593
>earn 80k/year by age 27 (I make 52k/year at 23 right now)
>marry the girl I'm dating, have 2 kids
>retire by 45 and live a quiet life

>>929700
godspeed anon, this one really clicked with me

tfw music is all you care about but you know that in order to make money you gotta sell out

I want to farm for a living and sell landscaping trees. 2000 small flowering gshrubs sold a yeis 35K and living in bum fuck nowhere, that's top of the line.

>6 figure salary by 28 is definitely possible. (currently 23 on 54k gov job plus 15+ retirement)
>Buy an apartment with 20% down at 25
>Retire at 63 with 100k+ a year pension (adjusted for inflation)

That's just by myself. Having someone to spend it with would definitely be nicer, and allow for a better life, assuming everything goes well.

>>927396

Or you get into Intel or Air Traffic Control and enjoy free 80k+ job right when you get out.

>>923593
~60k relaxing salaried job. House, wife, smart investments to grow my money.

Currently making 40k/year at 21 so a 10k increase within 5 years is the goal. Don't want to have to deal with clients any more though. So hopefully management or a planning role.

Anyone have suggestions how to break into management when I'm the youngest person there? I do have retail management experience at my previous job.

>>927396

I tried to enlist 18 months ago. I was in DEP for 10 months before I said forget it. Good luck even getting in is all I can say.

>98 ASVAB
>Surpassed all physical requirements
>Met with my recruiter on a bi-weekly basis
>No criminal record or drug use/history

>>927396
>they will pay for all your college

yea, no. nothing in the miltiary is a freebie, they will get the work out of you and more.

I might be biased though because I went Marine officer which reallyyyyyy sucks ass

>See top 100 most desireable employers
>all 3 branches are up there except for Marines
>mfw

I assume the Marines are just considered under the Navy for ranking purposes but if thats not the case apparently everybody else knew something that I didnt before I joined.

>>935882
It is common sense that the marines is the bottom of the barrel. Have you ever noticed that no one EVER says a positive thing about them except for current marines still indoctrinated?

>they take lowest test scores
>take lowest of officer applicants
>comprised of shit equipment the other branches don't want
>literally exist as shock troops for the real guys with brains.

Getting into a noncombat role in the marines is even more laughable

>>923593
I just became a IT QA manager at one of the biggest companies in the country at the age of 26. I'd say my current goal is 4 bedroom house, 2 kids, nice car and enough money to live comfortably.
I some spend some money on gundam and action figures, but all in all that's not that expensive hobby. But I'd love to build a decent mancave with room for my collection and a decent gaming setup / home theater.

So I'm quite modest.

>Combined total income of 200k between myself and my wife
>Townhouse in a nice neighborhood with awesome schools
>1 million in assets under investment by the time I'm 35-40
>75% telecommuting semi-retirement by the time I'm 35
>Start checking countries off a list until I die of old age

For the record, currently make 150k between my wife and myself. We are in the process of buying a nice townhome in a great new neighborhood.

>>935886
Shitty troll is shitty. Marines mental standards are 2nd only to Air Force. Physical standards are 2nd to none. Hardest officer and enlisted training, period.

>>935915
Current enlisted marine detected.

Just because your recruiter told you that doesn't make it true.

>>935919
Prior enlisted. Got out over four years ago.

Got me a six figure job, a hot wife and a great circle of friends. Intel ftw

>>923593
I want to outperform my father's earnings at the peak of his career.

That means earning, in a year, in excess of 1M 2015-dollars before 45.

Looking to accomplish this through IT entrepreneurship and investing.

>>935929
How do you even have time to post in between test driving Lamborghinis on the moon?

If you're going to lie, at least don't do it so brazenly. I'm sure you think your dependopotomas is hot and I'm sure you could have made it into a decent job. But the fact of the matter is that the marines are the retarded stepchild of the military and only the people incapable of making it into any other branch would go there.

To argue that they are selective in any sense and more elite than a technical branch (navy or af) is just ludicrous. You and I both know that you're full of shit.

These threads always descend into people pretending their fantasies are actual life goals.

I'm currently a 25 year old freelance Web designer making £25k a year.

Over the next 5 years I want to increase my business by 10% a year whilst filtering out all my shit clients.

I'd also like to have a buy to let property as side income.

>>923593

A sustainable and comfortable life working on some job that I can extract at least a little bit of enjoyment from

What am I doing here?

>>935959
Driving lambo's? In the Hollywood hills? HERE IN MY GARAGE

>>923593

I'm preparing to attend a technical college for advanced CNC Machining, which is a trade with increasing demand, and excellent compensation. (25$ an hour in Pittsburgh, PA where I'm preparing to move to next year).

I am learning stocktrading in my sparetime; I am currently reading technical analysis , and reviewing learning material. I'm staying disciplined on learning.

My goal is to move to Pittsburgh PA next year.

I aim to retire in my forties. I'm not sure what I want my endgame to be yet, but I'm improving everyday. My endgame really, is to be self-sufficient financially without worries such as rent. I don't believe owning my own home and maintaining a low valued truck are out of my means of achieving.

>>923607
I wonder why we crave the small town so much. I'm a software engineer and the only thing I want it to do the same. Work remotely. Live in a small town.

>>923593
Here is my dream
>build a 400 unit apartment complex out of shipping containers
>keep rent under 500$ monthly(I live in California this is 1/4 of fair market)
>have all sorts of bullshit in my lease contracts
>have a small private security team for my apartment complex.
>rule over 400 people like a 3rd world despot

This isnt even that unreasonable because its a long term goal. It would only take 15million to build, including permits and fees. Thats not even that much when it comes to real-estate in California.

>>923593
https://www.youtube.com/watch?list=RDyf83_kPdXdM&v=0GIwTG8V-Ko

>>936085
https://www.youtube.com/watch?v=UWH5Yz5P76Y&list=RDyf83_kPdXdM&index=12

https://www.youtube.com/watch?v=RzrwqlUsqKk&list=RDyf83_kPdXdM&index=18

>>936082
>>build a 400 unit apartment complex out of shipping containers
> including permits and fees.

Thinking this will ever meet building codes and be able to get permits.

>>936095
I already talked to my local civil engineer and building inspector. They were scared at first but they came around.

They already exist in Amsterdam.

>>929222
Underrated post

My real life goal is to own a 500k-1000k home on a couple dozen acres of land 20-30 minutes away from a city with a wife and big family.

That and to travel frequently

Once I have acquired all of these and have set up a good retirement account, I'll want to get a job as a teacher or something that is very low maintenance + lots of vacation days

ONLY ONE THING IN THIS LIFE IS WORTH BUYING AFTER FOOD WATER AND SHELTER

AND THATS FREEDOM

I'M 32 TODAY

SIX DAYS AGO I FUCKING RETIRED

MY INVESTMENTS WILL KEEP ME ALIVE FOREVER AS LONG AS I LIVE RELATIVELY CHEAPLY

I'LL NEVER BE RICH

BUT I'M FREE

I'M

FINALLY

FREE~~~

>>937165
Good work, dude.

Enjoy your garden, your animals, and getting very familiar with /diy/.

About 9 years away myself.

mostly to destabilize currencies so currency markets collapse and my snowflake brand of antinatalist utopianism gets enforced tbh

>>923593
become a psycologist. buy farmland, grow organic vegetables, fruit and nuts. build hydrogen production facilities, make hydrogen vehicles and hydrogen making machines. profit.

>>923757
You sound more focused than most of my colleagues. I'm on the third semester of a Finance major and I think you've got the right attitude.

Just focus on improving on past versions of yourself constantly. Ambition and thirst for knowledge are key to overachieve.

I really don't want a big house or many material things. Maintaining all of that plus cranking up the setting on the hedonic treadmill just doesn't jive with my personality.

I get the most joy out of making and being a part of really cool things. The "my life is dope and I do dope shit" mindset.

Where I'm at:
>23, living in a big city.
>Graduated university, did well, debt-free.
>Got a job at a startup with incredible potential and strong validation due to sheer luck, and got in very early.
>Have a car, make respectable money, and save a lot of my income which I put towards ETFs/index funds for dat dere 5-7% PA.

What I want:
>To start my own company. My experience right now is actually very useful in getting me there. I'm most interested in B2B SaaS, vidya (although that is a really tough market right now), and real applications of synthetic biology. Even if I fail I will try multiple times, since I wanted to be an entrepreneur for as long as I remember.
>A small house once the market is unfucked.
>Good and intelligent friends.

Luckily none of these seem entirely realistic.

>>937165
Awesome work dude!

>>923593
To pay off my student loans.

On a serious note I want to simply purchase a small house in Hokkaido and work there. After finishing the JET program I've been thinking about nothing but going back to Japan. I'm going to try and pass the JLPT N1 this December and we'll see from there.

Either try to get into a Japanese university to get my masters and/or PhD in Mathematics or just try to find a mathematics related job in Japan. I don't really want to be a teacher since I already do that now and turns out I hate kids.

>>937165
What did you retire from? If you don't mind me asking

Work as a sales rep/tech for big telecom jew in stroe. Make 40k a year plus benefits could make more.

Soul draining retail sales 11-830pm+ every day 5 days a week. Can't find another gig even close to the pay. Only have a 2 year degree.


Id be comfortable with a non general public job making 50-70k a year working 9-5 5 days a week with weekends off. Rotating schedule is fucking horrible and working every saturday/sunday is killing me slowly for the last 1.5 years.

>4 penthouses
>3 lamborghinis
>my prostitutes and my crack
> I watched 'Wall Street' (1987) and was inspired, this will happen

chek'd

>>923691
>Africa
>good Area

>>936041
once you start listening to country...

then it really sets in.

>small towns mean small problems :^)

I want a comfortable 100k salary without having to be in a dangerous field ei deep sea diver etc

1M in assets

Simple House on my own land maybe a 3 bedroom with plenty of yard space and a custom built 10 car garage

A collection of all my fav cars (not supercars just personal favs each probably under 10k but fun to drive and work on)

A nice sized lake for my turtle

>>930411
Well said anon... Well said.

3 kids, happily married, own business, detached house, respectable but understated car, 2 holidays a year

I mostly troll /biz/ as I value loving what I do over getting rich, but I guess I'll do a serious post for once.

>20's
>Currently working retail & living with parents.
>Budget of $200/mo for cell phone, clothes, and incidentals all together; still have leftovers most of the time.
>Put all but that $100 per paycheck in savings. Leftover from $200 budget at the end of the month also goes into savings.
>Packing lunches; making coffee at home; no booze/cigs/weed - only one I'll do when I can afford to is booze anyway

The plan:
>Save $20,000 (should take about a year, maybe a bit more, if I keep up the way I do now and no emergencies happen)
>Move across country and attend first year of prestigious animation program
>Pare down on worldly possessions until I have enough to fit in two carry-on bags and one large suitcase plus as much clothing as I can wear and still get through customs easily
>Can leave any bigger stuff (furniture; easel; retro vidya collection; desktop pc) with parents and have it shipped later if I decide to live in the city near the school
>Thrift shop almost exclusively except for things like underwear. Wal-Mart and other bargain stores for anything I can't thrift. Parents buy my toothpaste and soap and the like + groceries
>Working retail at the moment; using free time to work on my drawing and 3D modelling skills & portfolio
>Rent room in house instead of suite/apt/dorm. Did this before and shit was cash. Literally.
>Save any money I make while in college to fund next year
>In summer, work and spend only on rent, food, and Netflix
>Hopefully make enough to do all four years consecutively; if not, work until I can afford the next semester at least
>Hopefully get job and keep being frugal so I can afford all the moving that being an animator involves. Keep few possessions for this purpose.
>Hopefully make decent living in the animation & film industry - maybe one day, have enough to buy a house innawoods with a nice big yard and a couple dogs

>>937911

Obviously, the plan's not all in order there. I'm a bit of a scatterbrain.

>>923593
Currently I'm in the middle of a divorce..

For the future
>making my daughter happy
>small house with garage and some motorbikes
>have time enough to do fun things with friends

I'm a simple man ...

>>937208
This is the kind of lifestyle I want but people give me shit for it all the time. They almost seem shocked that you don't care about buying things. "Wait, you don't want this new gadget that will be outdated in a year?" I am not lazy either. I work hard to earn money but put a good amount towards savings to opt out of our shit society someday. A lot of these dream lives with multiple cars and useless items are just disgusting, at least to me.

115k/year information security management

smallish house in nice neighborhood

Lexus

gaming rig

video games after work each night

>>931494
This fucking copers this.

>have a mortgage on a cheap home in a nice area by the time I'm 35
>own a moderately priced, fairly aesthetic car
>money for vacations and for weekend activities
>work in management, earn approx 35k queen bucks a year

I am a bottomsucking warehouse cuck atm, late 20s. I'd like to get a real 'career' but have no idea how. I think I'd settle for moving up the warehouse ladder and make a reasonable salary. I don't want to live in the city for the rest of my life, although rural areas will make job prospects difficult.

>>938842
What fucking college major are you?
Should I major in fucking CS or CIS?

>>938878
double majored in ISM and econ but most employers cared more about certs

If you're smarter than me (good chance honestly) then try to do computer engineering or comp sci. much higher ceiling for you

>>939085
and ignore the change of ID, I posted that during my lunch on their network

>>923593
Work at a mine 8 weeks on 4 weeks off, fi/fo; spend my month off travelling and living a low-cost lifestyle. Lift weights and train for kickboxing at work and while I'm on the move.

Retire around 45 or 50, spending the remainder of my life at my family cottage or travelling, working as a consultant part-time.

>not sure how I could fit a family into that lifestyle
>know men who didn't even try
>don't want to be like them, but not sure how to avoid it

I own a couple of small companies in Norway that make me a good deal of money. I employ 25-30 people in different categories of "to-do".
One of my companies made 200,000 NOK last month by selling imported airwheels ( 35,000 usd ).
Another idea i had was ordering different products and making sportsteams and school groups sell them and keep 50% "project" money. I have 10-11 salesmen scattered around the country and i think we had 60-70k USD in "project" money this month. I actually come from nothing and i want a ferrari soo bad and i think it will be possible within a few years.

i want to own a small house and a barn/workshop on some land in central texas.

that means contractural / consultancy / passive income streams. i don't want to be a C-level dude with an office because that means being actively involved 9 to 5 (maybe more). not for me.

a family would be nice as well.

>>939516
>contractural

contractual, of course

>>939509
Sorry about the wall of text, im on phone

>>939509
Good job man, already sounds like you're living the dream. How old are you? Do your companies generally import goods then export them? How did you get into that business?

>>939523
Thanks man. We import all kinds of stuff from asia and so. The highest earning companies are actually "national" if i understood your question right. We keep it within the borders. Im 21 and i started my first business when i was 16 which we later sold for around 90k USD (720 000nok) when i was 18, so ive always had an entrepreneurial spirit and i have used alot of time choosing paths to where i actually am now. I love doing all kinds of stuff and i love coping with different people all the time but it has not been a silk all the way ofcourse.

>>923600
A million dollars by the time I'm 30. Which means I'll need to make 250K/year once I finish my Masters. Not sure how attainable that is.

>>927358
10/10

>>925545

This is cool as fuck.

Even though it's hard work you won't regret it, you're already making more than most. Keep on keeping on man.

I'm halfway trough planing my own business, delivery of a niche type of sweet bite size food that is pretty much unknown where I live. mid 20s btw.

Married young so I don't have to worry about chicks since we're together for almost 8 years and it's only getting better.

But one of the realistic goals would be to finish a MAS or MBA before 35.

The market for my planned business is unpredictable so it's a 50/50 chance of success. I'm already prepared to accept defeat and work like an asshole for another higher paid asshole trough my peasant life. But I will never give up on having my own thing.