/biz/ - Business & Finance

>higher education is free in my country, no student debt
>universities all kind of suck
>I have no clue what to study since I lack concrete ambitions and life goals

it feels bad

>>907159
>maths
>free, because europe
>yes, if i do well, i can get a 35000€/year right after i graduate
>i just started, so can't tell

>Why did you make this decision?
I chose it completely on my own. I went to a 90% minority high school completely staffed by 25-30y/o teach for america graduates who had no real life experience to offer other than "go to college, you'll have a blast"
Trying to shovel every student into college. Seniors who "don't read too good" just blindly accepted wherever they want. Fuck that.
I've never wanted to work in an office, I wanted to work on actual things.
>Are you happy with your life?
Yeah, right now I'm happier than I've ever been.
>If you have a job, would you consider manual labor to be frequent?
Precision manual labor is my job for the most part. Test driving a car after a job is always relaxing.
>Do you feel at all that you would have been "better off" if you went to university?
Financially? No. I'd have debt out the ass, no real experience, no drive. Eemotionally? Same thing.
>What would you do differently if you had the chance?
Maybe go to a tech school of some sort, get a head start on diesel trucks or something. Heavy diesel pays a lot more than cars.

>>907159
> Orchestral conducting
> Costs the equivalent of 300 dollars a month
> To be honest, all education in music is bullshit, you make your own career by working. College is just a way to gain contacts and get to know important people in the field you work in. And I've found that to be true for most academic arts.

>What is/was your major?
accounting & finance

>How much does/did it cost you?
£9,000 per year plus ~£4000 in maintinence loan each year. Totalling around £40,000 for a 3 year course

>Do you think it was worth it and why?
i don't know yet, i haven't started yet. start my first year on next monday. it's already paying off though, i have placements lined up

>What would you do differently if you had the chance?
i'll tell you in 3 years time m80

International Politics

6/k a year 3 years in loans. (britbong).

I found it to be a bunch of horseshit, lost all motivation in the 2nd and 3rd year and subsequently failed my 3rd year.

I could always come back to finish it, but it's not in my WILL.

Worth it? Only for the lessons learned outside of the classroom. The entire degree was a pure shit talk on concepts that had no bearing on reality.

If I had the chance to do things differently, i.e. enter that point in time with the knowledge I have now, I would have either grinded hard despite my dislike for the system of "learning", or simply not gone altogether.
_____

Why did I make the decision to go to university? I was 18 at the time. A young, inexperienced shithead who did what those in authority (parents, teachers), told him to do.

I'm happier now than I was in my 3rd year of university.

My advice to you young ones:

Life is anarchy. You must realise the true freedom you possess, you can kiss or kill in a moment's notice.

Figure out what you want to make of this grand life, and work... WORK... PUT EFFORT, STRUGGLE, towards it.

Dont' fuck around in a social science degree. Ask yourself whether you even need a degree in order to obtain the knowledge you desire.

Good luck to all anons.

>What is/was your major?
Biology

>How much does/did it cost you?
Like 40k or some shit

>Do you think it was worth it and why?
The price is much too high, but it was required for the career I originally intended on. I've since changed prospects, but the degree is still useful. It'll help me in getting promoted.

>What would you do differently if you had the chance?
Connected with professors and students more. Studied harder. I graduated with a 3.4 gpa and next to no contacts with any of the professors. I managed to get one for a reference but all in all I had a lot of wasted potential. It should all be fine though.

>Why did you make this decision?
I am an awful student and I do better self study. I have no need for education anyway since I already got a job
>Are you happy with your life?
Currently neet so yes.
>If you have a job, would you consider manual labor to be frequent?
I make software
>Do you feel at all that you would have been "better off" if you went to university?
The amount of people that said it was a waste of time was astronomical
>What would you do differently if you had the chance?
Study math better, I find myself using calculus in my daily life and I suck at it.

>>907192
>Figure out what you want to make of this grand life

I wish I could, but I don't believe it's that easy

>>907159
very simple. if you have a family business or something you might be able to skip it.

otherwise, you are fucked without a degree. even tho you wont learn a shit in uni. that's just how the job market is. in states especially people are getting the worthless degrees cause nobody hires if you dont have one.

>Degrees are worthless everyone has one and most are still dumb!

Yeah that's true but think about how you'll look without a degree. You'll stand out in a negative way.

>>What is/was your major?
thinking about taking economics/finance/accounting, but /biz/ says all the time its worthless and will only waste time and money, so im researching very carefully my options
>>How much does/did it cost you?
still choosing uni
>>Do you think it was worth it and why?
if i enroll, i hope it will be
>>What would you do differently if you had the chance?
im having the chance now, however i have no idea what to do
>anons who never went to university, aren't currently attending, or didn't graduate:
>>Why did you make this decision?
of not attenting? research for life prospections
>>Are you happy with your life?
fuck no. living in 3rd world shithole hoping to attend uni in the us or uk, maybe even aussieland
>>If you have a job, would you consider manual labor to be frequent?
still searching for one to be able to pay for toefl and standarized tests, if i find one i wouldnt mind heavy mechanical tasks
>>Do you feel at all that you would have been "better off" if you went to university?
leaving this place to the countries mentioned above would be a tremendous advance in living a decent life, i believe
>>What would you do differently if you had the chance?
again, having the chance now, no idea if what im about to do is the right thing

>>907191
How where did u get em lined up already. Starting maths and comp sci next nov next year any ADV plz

>>907159

>Why did you make this decision?
I was tired of studying. I wanted to start getting shit done.
Also I was broke and I needed a job.

>Are you happy with your life?
Yep.

>If you have a job, would you consider manual labor to be frequent?
...does pushing keys on a keyboard count as manual labor?

>Do you feel at all that you would have been "better off" if you went to university?
No.

>What would you do differently if you had the chance?

I'd start seriously looking for a job sooner than I did.

>>907159
>>What is/was your major?
Physics
>>How much does/did it cost you?
Few thousand in loans indexed to inflation
>>Do you think it was worth it and why?
Haven't finished yet, but judging from pic related, probably not.
>>What would you do differently if you had the chance?
Thinking I might change into something else.

>>907159
>907159
>What is/was your major?
Computer Science

>How much does/did it cost you?
Less than $30,000 for my Bachelors

>>Do you think it was worth it and why?
Yes. Because I make a lot of money and enjoy my work.

>>What would you do differently if you had the chance?
Not much since I went back to school and was more mature than the 18 year olds there.

They should take it seriously and do the work. Not just to get the grade but to learn it, because you'll use it.

For important topics I'd read extra books not assigned in class. Then I'd take all the theory from class and bring it to engineering concreteness by writing programs which were not assigned in class.

Basically, I went above and beyond. Some kids do the minimum effort, for the minimum passing grade to get the Bachelors. Sometimes they even drop the CS major since its "too hard". You might as well drop out of school if that's your attitude.

>>907574
source on pic?

>>907159
>>What is/was your major?
Econometrics and Operations Research

>>How much does/did it cost you?
2k a year, but I get 230 euros, so I make a profit

>>Do you think it was worth it and why?
Hell yeah! I get the best degree ever... If I make it (more than half drops out...)

>>What would you do differently if you had the chance?
Studied really hard in the first few weeks (only a few weeks in lol)

>>907159
>>What is/was your major?
Chemistry

>>How much does/did it cost you?
No money but 5+3 years of my life

>>Do you think it was worth it and why?
No, learning a trade would mean I could have made an additional 8 years of basically the same wage, even could have started my own difference

>>What would you do differently if you had the chance?
No uni, learn a trade

>What is/was your major?
Mechanical Engineering
>How much does/did it cost you?
Few thousand dollars and so far 6 years of my life.
>Do you think it was worth it and why?
No, when I graduated with my bachelors I couldn't find a job. I wasn't getting any calls back and didn't have a single physical interview. A few months prior to graduating I applied for the PhD program at my school as a back up and was accepted into that. 2 years into it right now making ~30k/year and hating every moment of it.
>What would you do differently if you had the chance?
Preferably major in something that isn't completely flooded with curry niggers willing to work for scraps, such as a finance and applied math dual major. Alternatively, I would just skip college all together.

==========
anons attending/graduated from university:

>What is/was your major?

Business (B Comm)

>How much does/did it cost you?

$32,500 / year

>Do you think it was worth it and why?

Not finished yet, but Queens Commerce is the best Business program in Canada, and I'm guaranteed $150k starting in the next 3 years. So yes, definitely worth it.

>What would you do differently if you had the chance?

Do Physics in Gr 12, so I didn't have to take it in first year.
==========

>>907588
http://www.theatlantic.com/business/archive/2014/03/which-college-and-which-major-will-make-you-richest/359628/

>>907159
Most of these posts tend to deal with the human capital side, which I honestly dont' believe is even that significant.

The benefit of college is literally the fact that you have a piece of paper that says "I did this." It's all about signalling. It doesnt' guarantee you a good job just like not going to college doesnt' guarantee you a bad one, but it does significantly increase the likelihood of you getting a good career.

>>907161
Look at a list of majors in terms of how much money they make. Isolate the top 10% and pick which one is most interesting you. If none are interesting, expand to 20%. keep doing this until you have found 3 or so majors that are interesting to you and then pick one at random or think about it hard.

Worry about career later. Just study something that you enjoy and gives you plenty of options in the future.

>What is/was your major?
Art history and Philosophy

>How much does/did it cost you?
209k

>Do you think it was worth it and why?
I think so, I have a deeper spiritual understanding than most people

>What would you do differently if you had the chance?
nothing, everything happens for a reason

>>907159
>Why did you make this decision?
I didn't enjoy school much. Generic education isn't for me and I had no true goals in mind regarding work. I also noticed most college grads didn't need their piece of paper once in the world.
>Are you happy with your life?
Generally yes, although I'd like to move somewhere else which would increase my expenses and leave less to save without working full-time.
>If you have a job, would you consider manual labor to be frequent?
Yes. I can't tolerate office work.
>Do you feel at all that you would have been "better off" if you went to university?
Probably not. Graduating high school in 08 had less opportunity in the working world but going to college with everyone else, having no idea what I'd like to do then graduating in 2012 with debt would have been much worse. I also think removing yourself from the everyday grind for 6 months-1year is worth it after school. At least give time to think about the next big endeavor in life. Everything until adulthood is planned and handed to you.
>What would you do differently if you had the chance?
Start working early...it's so important. Getting a car, working close or having good public transport will help so much in this. It doesn't matter what you do, find someplace that hires under-18 year olds and if you work from 16-22, it'll put you miles ahead of the kids who study hard in high school and college. Had I worked straight through 2006-12 I'd probably own several properties or at least 1 with other investments.

Essentially: Work early to discover what you actually enjoy, finding out you dislike office work after paying for a white collar degree is the worst investment ever. Real-world experience and understanding basic workplace dynamics are probably the most underrated assets for young adults today.

Major:EE

Cost: 30k for bachelors

Worth it?: got 75k starting so probs, I like the craft too

Wouldn't do anything differently

>MBA

>0

>yes post 911 GI bill pays the tuition and i get $1600 a mo to go to class

>nothing

> a golden ticket

>>907781

Ebin troll xD

Sophomore currently enrolled at a big public university in Oregon.

>Economics with a minor in Math

>I'm a poorfag, but did okay in HS, so grants/scholarships make tuition free. For other expenses I'll end up with ~15k of debt.

>I currently think it is worth it

>I lost hope that I could go to a good university during my junior year of HS. I had a 3.9 then, but I thought that even if I got accepted to a nice school, it would be impossible for me to afford it. I slacked off after that and took the easy route to my current university. I didn't have a good understanding of how financial aid worked back then, and apparently, being as poor as I am, I could have gone to anywhere (that would accept me) for a significantly reduced price, maybe about the same as I'm paying now at my shitty school.

>What is/was your major?
Initially mechanical engineering. Now it's English (analytical writing). Probably going to change it again or take a semester off since I don't know what the fuck I'm doing.
>How much does/did it cost you?
In state University. My grandparents gave me a college fund that will cover nearly all my tuition. 8k/semester.
>Do you think it was worth it and why?
Unless you know what you want in life, don't go straight out of high school. It is not worth it to pay to figure out what the fuck you're doing.
>What would you do differently if you had the chance?
Take a year off after high school.

>>907251
>even tho you wont learn a shit in uni
confirmed non-STEM

>>907159
3D printers are going to make 70% of degrees redundant

>>908042
wtf that's some major switching

>>908078
Interested where did you get that stat from?

>>907159
>What is/was your major?
Economics B.A.

>How much does/did it cost you?
Around $5000 for community college.
Got $6000 to transfer with a community college degree to state university and only spent $10,000 to get my degree. So college cost me like $9,000 total plus a lot of time. Pretty good in my opinion and I graduated with no debt.

>Do you think it was worth it and why?
Worth it, maybe. Economics is an "into the trash" degree without a Masters. I think it sounds better than it is. Example:
>Number 1 issue for 2012 elections was "muh economy"
People don't even know what "the economy" is let alone understand it. This is why economics sounds good to normies but bad to anyone with an actual business or finance background. I like economics though, especially economic thought personally. But, to make money I would focus on stats and math for economics instead of, "Adam Smith, in 1776, said X, Y, Z."

I've had a few good gigs but I'm only 23, so for long term idk how well this will go for me. I want to go for a Masters in economics though.

>What would you do differently if you had the chance?
I would have gotten an Economics B.S because that program teaches you basic finance, econometrics, accounting, and a few other useful things to put in your tool kit. My Economics B.A was pretty much me reading Veblin, Smith, Ricardo, looking at other people's statistics and interpreting them, much more theory and school of thought studies. No real practical application outside of a few classes here and there.

But, what I really should have done was study Geology and I think I would have been much happier and would be in decent demand for energy markets and oil in the US. I'm not to sure about this though because I don't really keep up with it anymore but that's my Christmas land. I would love to work for the USGS. Economic geology would be a nice field to get in but my geology skills are bad.

>economics is trash
>study something useful
>Finance > Economics > Business

>>908078
Fucking you again
>Muh mass unemployment from algorithms steeling ma job

Get fucked

>>908116

Long live the programmer master race

>>907159

>What is/was your major?
Economics
>How much does/did it cost you?
Did not cost me anything. I will end up recieving ~$51k in grants over my 5 year education.
>Do you think it was worth it and why?
Worth it. Does not cost me anything and i recieve money. Also i will get a good paying job after
>What would you do differently if you had the chance?

Study harder on the first year

>What is/was your major?
Junior in Economics/Statistics Double Major

>How much does/did it cost you?
I pay like 10k/yr for living expenses, but get tution paid for by grants (16-17k/yr)

>Do you think it was worth it and why?
I hope so, am struggling a bit with some of the statistics though.

>What would you do differently if you had the chance?
Would probably just major in Finance, would be so much easier tbh.

>>908146
how are you getting so much money in grants

>>907547
Don't aim for the US/UK. Too expensive, same shitty degree. Try Europe, there are a shit ton of cheap/worthwhile universities out there.

>>907159
>>What is/was your major?
Accounting and Finance
>>How much does/did it cost you?
Free
>>Do you think it was worth it and why?
On one hand I managed to get 2 years work experience by milking it for it is worth. On the other I am getting out with a 2:2.
>>What would you do differently if you had the chance?
Study Business and Management or Economics and troll my way to a banking job.

>>907555
i got a scholarship from big 4 accounting

if you want to do well, ask yourself these questions

>do i go to a target uni? (oxbridge, warwick, UCL, LSE or imperial)
if yes, apply for spring weeks in year 1 your chances will be pretty high.

>do i go to a semi-target uni? (places like nottingham, birmingham, durham etc)
if yes, you can still apply for IB spring weeks in year 1 but your extracurricurals better be top notch son

If you answered no to both the above questions, just throw yourself in the trash

>>908283
That's some good planning, well done man!

>>908280
UK is in Europe you hipster

>>907208

It's not easy, no. However, it's worth the struggle, so make it your Will.

>>907159
>What is/was your major?

Law.

>How much does/did it cost you?

Not much. Globally, less than 5000 euros if I don't take into account the cost of living I had to deal with in order to attend to my courses.

>Do you think it was worth it and why?

Worth it. Very interesting field with intellectual challenge and a lot of implications. Plus, I chose a field of law that is highly appreciated on the job market.

>What would you do differently if you had the chance?

Nothing different. But I'm not working yet. so my perspective on that question might soon change.


>>Why did you make this decision?

Low self-esteem. Wanted to feel valuated. Helping people/businesses deal wth highly complex problems can be very rewarding in that regard.

>>Are you happy with your life?

Not really but it has nothing to do with my studies.

>>If you have a job, would you consider manual labor to be frequent?

Nope. Pure office job.

>>Do you feel at all that you would have been "better off" if you went to university?

I don't think so. I've always had a lot of ambition and I would have felt kinda regretful if I had discarded the occasion to accomplish higher studies.

>>What would you do differently if you had the chance?

I just took the bar 2 weeks ago. I wish I had had more time to work on it before the exam.

>>908296

Oups didn't read the second part was reserved for people who didn't graduate. Sorry.

>>908230
Glorious Denmark

>What is/was your major?
Finance

>How much does/did it cost you?
Scholarships paid for most of it and my parents said they would pay the loan of 15k. Waiting for them to change their minds after a year of minimum payments.

>Do you think it was worth it and why?
In some ways, yes. I started making 40k a year out of college which was better than most. On the other hand, I hate finance and my job.

>What would you do differently if you had the chance?
Found something I was actually interested in and studied it instead. Taken a study abroad semester. Not graduated in two and a half years.

>Why did you make this decision?
My father guilt tripped me into my degree so I could work at the family business then told me to fuck off after I graduated and go find a job somewhere else.

>Are you happy with your life?
I have no time to myself, and while I have people who care about me deeply and the best friends and family I could ever ask for, I can't get 30 minutes to myself and I'm depressed.

>If you have a job, would you consider manual labor to be frequent?
I wish I could work outside

>What would you do differently if you had the chance?
Almost everything

>>908343
That's rough man. I hope things pick up for you.

>>908351
Thanks, my friend.

>>908343
see >>908297

>>907615
>and I'm guaranteed $150k starting in the next 3 years

Oh boy, if you actually believe this do I have some news for you lol.

>>908286
geographically yes, but europe has nothing to do with that shithole in terms of education or society.

>>907601
Oy! Starting with econometrics in a few months. Do they prescribe any literature that you could list please?

21, regular state school, soon to graduate with a German studies major and business(deciding) minor
should I go econ, management, or accounting?
I also work at fucking Sears, any tips on getting a better gig with no career field experience?

>maths
>cost nothing (europe)
>don't believe the "STEM" hype but it does get you interviews
>might have went into engineering or comp sci for more money and an obvious career path

Took 6 hard moths to get a job out of uni, but I'm on a grad scheme and thinks look good right now

>>907159
>What is/was your major?
Film and Media Arts

>How much does/did it cost you?
Nothing. Privileged babby.

>Do you think it was worth it and why?
For me? Yes because it was a free ride from my parents. I learned a good deal about cinema and the way media (particularly the news) functions. From an investment standpoint it's a completely worthless degree. But I did learn a lot, but it helped that I went to a good school with good professors (for my major at least).

>What would you do differently if you had the chance?
Probably would have picked a more worthwhile major, an engineering field probably if it was coming from my own pocket.

If it's of any worth now, I'm making 60k straight out of college; but I absolutely hate what I'm doing and I'm just saving up to get the fuck out of where I'm at now. Feels like a self-instated institution.

>>907574
What school did you go to?
$30,000 for the degree, are you in Australia ?

>>907159
Age 22. Graduated a couple months ago

>>What is/was your major?
B.S. Information Systems
>>How much does/did it cost you?
I've got ~$43,000 of federal loans to pay starting in december...luckily I somehow didn't need any private loans thanks to scholarships

>>Do you think it was worth it and why?
Hell no. If you can go to college for free, it's worth the crazy time you can have on campus with people only your own age, but as a future outlook, don't do it unless you're going towards a STEM degree. Everything else is pointless.

>>What would you do differently if you had the chance?
Study a STEM degree my freshman year so I had time to complete it in 4 years. What I'm going now is looking into some trade opportunities or apprenticeships, something that might actually interest me, because Information Technology is such a shitty field to be in and I want no part of that - I may end up enlisting in the Air Force if all else fails.

Finding yourself sucks. I wouldn't have grey hairs already if I knew what I wanted to do earlier in life. Oy vey.

>>908873
not really, I just started a month ago

I can send you the arthimetric skills excersizes and solutions

mail to dutchnf@gmail.com

which college are you going to?