/biz/ - Business & Finance

>>8907575
id close my bank account

>>8907575
all in LINK, obviously

>>8907575
Lol you're fine, just get a job as a carpenter's apprentice, meditate, eat rice and beans for 5 years

>>8907575
get a job dude, not even trying to come off condescending. Then sink 1/3rd of your earnings into crypto for a while. You'll make it

>>8907575
probably work towards finding a job, any job would do

thats your first step. list all of your goals and work towards them one by one. dont overwhelm yourself otherwise you'll end up back where you started, even more JUSTed then before

>>8907575
get an abortion

>>8907586
I mean I vowed to never marry or have kids so that cuts expenses down, and I don't think rice and beans is all that bad. I just feel like a failure reading all these 'I'm 22 and have $$$K in crypto' 'oh I'm 20 and own a condo', like fucking hell how garbage am I if I got 3k and fuck all to my name?

Least I have no debts...


I pay nothing on the monthly bank account due to student shit, and use the debit card frequently so yeah..Either that or I switch to crypto debit card.

>>8907630
the majority of those age-worth threads are larps friend. dont compare yourself to others, it's a fruitless and hurtful exercise

>>8907575
What the fuck have you been doing, put on your big boy pants and get a fucking job.

>>8907630
truth be told only 1% of those threads, most crypto millionaires are in their late twenties, early thirties.

Chin up, i've only got 1.5k to my name but my family set up a fund and we're currently holding around 3k.

Just be patient and make sure you understand your choices.

>>8907615
Yeah a retroactive one, I hear they require blue tarps, skullcaps, tiger rainbow bandanas and ksg shotguns though. Seems complicated.

>>8907602
Risky but what about soros fucking crypto for gains? Or hedge funds barting us nowadays? Or mtgox trustee?

>>8907604
I appreciate the actual sound advice and I noticed that if I dont focus on a single goal I will just get overwhelmed and JUSTd hard. Thanks anon.

>>8907585
LINK shills are in literally every biz thread since a while now, it's crazy.

>>8907575
KYS

>>8907660
>LINK shills are in literally every biz thread since a while now, it's crazy.

Hoo boy. Ive got some bad news anon...
You ever see one of those films where hes running away from zombies, and he gets to his friends house but theyre all zombies too?

>>8907615
/thread

>>8907649
NEETing away life. I even knew of btc since 2011-3012, and had the old wallet installer on an external...I just never got to it. Big boy pants requiring me not being a brainlet though.

>>8907654
Time squeeze is what I'm feeling. The last what, 7 years passed super fast and I did fuck all, only now am I realizing what an absolute brainlet I have become.

>>8907687
N-no...w-why anon? W-what happened to bizrael?

Dude you're not in great shape but so many people your age don't even have any savings lmao. Don't fall for LARP shit on here, get some dogshit position somewhere and work your way up. You might even find it somewhat fulfilling.

>>8907704
you’re pretty fucked

>>8907575
If you have access to the internet you can become rich.

>>8907684
>>8907688
>>8907615

But then I'd be in debt anons. Funerals, cleanup fee, cops/emt/doctor/nurse/investigator payrolls, shotgun, high bandwidth internet to livestream it and other properly executed high quality an hero™ equipment ain't free. Biz is about making money, not costing money. Being a faggot would be more cost effective desu.

>>8907575
Thanks I'm about to turn 26 and this post made me feel better where I am in life.

It's pretty fucked but nothing that can't be salvaged (unless you lack the ability to learn anything.. in which case you're fucked).

If I were in your position I'd find what job you want to do. Try to determine something that wouldn't completely suck for you, that is high paying that you could reasonably obtain in 5-10 years.
Whether that's one of the trades, or computer science or some shit, then work towards that. If you need to pay for school, find a shit tier job as a telemarketer, laborer, cashier, or something, and save your money towards paying for school.

Worst case, you end up learning skills that can be applied to your life.
Best case you're able to independently support yourself and save/invest money, and have an actual decent life.

>>8907575

>>8907758
ok so you're at least not retarded. why do you still live with your parents? super autistic? lazy?

>>8907742
Hm? Go on fren. I am interest in your jewish techniques of capital amassment online.

>>8907784
I make money online through affiliate marketing but that costs money. if you're poor your best bet is to freelance on upwork as a writer. learn keyword research and start your own content site on the side. target low competition keywords and funnel the traffic to affiliate offers.

>>8907783
I'm not sure I'm autistic, but yes quite lazy. There's no real excuse except I feel lethargic as fuck from the moment I wake up. I could have 8 hours of sleep and still wake up like it's 3 am and I have pulled an all nighter the night before. I find it hard to concentrate and was pretty much killing all my spare time with video games while isolating myself in my room.

Shit is and was dumb, but I'm sure there's probably some biological or environmental reason I am as I am. Granted this doesnt excuse anything nor make me any less of a lazy piece of shit. I just want out of this loop hence thread. Maybe one of you fell upon a similar situation and resolved it.

Don't give up on yourself NEET-kun. First thing you need to do is admit to your mistakes and habits that got you there in the first place, then correct your behavior by keeping a log and maintaining goals. Start going to the gym, reading, and immediately apply for a trade. Electricians will make $40+ an hour right out of the program, and you'll be making serious money from year 2 on. Live frugally, invest in cryptos, and you'll make it. I've seen 35 year old NEETs turn their life around, and you can too. Godspeed.

>>8907820
I thought CPA died with shit like cpalead and that other site back in like 2012-2013 lol.

>>8907575
you need to be yourself

>>8907839
All it takes is putting together a plan and following through. It sounds like you don't even have a plan yet, so put one together. Look you want to get out of your parents place, right? To have money to spend how you want? The bottom line is you need money, the way your life is going right now, you're not getting it. So what can you do to get money? Get a job, start a business, whatever. Figure out what it takes to get that job you want or to have that business you want.

It will be easy to just not follow your own plan, to decide to stop at any point along the way, but that will put you right back where you started. So even though it will suck along the way, it will be an improvement if you just stick with it.

>>8907878
Nice fake normie meme saying bait. Almost got me.

>>8907856
its basically dead with google adwords and bing ads being anal

the only way to make it is to have some faggy normie website which drives organic traffic and sell old people some bs

>>8907904
I do not have a plan. You are correct. Reason is i postponed such a introspective questioning by use of video games. I know that as soon as I am off them I start asking myself 'so what do you wanna do with your one life anon?'

And yes, I want independence first and foremost, just so I can focus on me more and less on being treated like the child I am and forever will be to my parents.

Thank you for the sound advice.

>>8907575
>friendless
>broke
>dependent on others
You're living the life that I was afraid of delving into when I was a 16-year-old obsessed with vidya. I shaped up and turned my life around after I left home for college.

>25
>only have $40k

I'm afraid I'll never retire

>>8907931
Is it worth it to learn web design?

>>8907951
you know you can make video games for a living

>>8907956
And how old are you now? Op isn’t gonna have debt atleast. He can just work somewhere honestly.
Never say never though better keep straight you’ll find it’s easy to end up in the same spot

>>8908036
Being a successful enough indie dev to support yourself is not an easy task, very few succeed.

>>8907839
It's because you eat too much sugar and vegetable oil and don't work out. And you fap/porn way too much


Actionable advice:
Eat more whole/unprocessed food
fap less often
start doing bodyweight workouts and going for walks
Get literally any job

t. anon who was you

>>8908111
Yep. Steam green light changed just because it was so oversaturated. Very difficult to make it as a solo indie dev. Only success I can think of is flappy bird and stardew. With stardew dev being pretty damn impressive in his skillset.

>>8908120
Weird. I was actually hypothesizing that nofap and sugar may be affecting me, along with video games all day. Probably created a high dopamine tolerance.

Never heard about the vegetable oil, got any links to studies or whatever?

Was thinking of doing keto, think it'd be worth?

>>8908058
Graduated p school when I was 26. I'm almost 29 now. I've paid off my student loans with crypto gains and high salary already.

>>8907856
not talking about cpa. just building a content site doing seo to push the "best" products onto normie retards. its competitive but you can do it if youre smart

>>8907575
I was in your position at your age, OP. Fortune favors the bold. Do something, you fucking faggot. You don't have to be the next Bill Gates, just do something.

>>8907630
>I mean I vowed to never marry or have kids so that cuts expenses down
nvm, just end it early m8 before you become a lonely, elderly drain on society

>>8907839
I know that feel. I have insomnia so feel lethargic most of the time. as fucked as it is you should go to a doc and get an adderall prescription. you may have sleep apnea too hard to say but either way amphetamines will do the trick. fags on here will say muh drugs are bad but could it really be worse than sitting in your parents basement at 26? get JACKED up on adderall and take some classes, fix your resume, network, etc. realest advice you'll get in this thread.

>>8907575
get a community college degree and a job

>>8908184
Fuck. I believe you now too. You know. You know exactly how fucking delusional this mindset is. Fear is a bitch.

>>8908200
I am now late 20's, still haven't made it, still a bit of a mess, but I have taken baby steps and managed to put almost 6 figures in the bank (all in crypto right now)

I'm not going to impress anyone with my modest existence but it's night and day between this and being a NEET with nothing to show for himself

you can do it if you persevere

success is just a matter of doing the right things for long enough

get up every day at 6 am, hit the gym, do some work. time yourself. get it done

you can do it

>>8908034
to work for someone else? no. its basically minimum wage tier now.
to build your own websites that could generate revenue? yes. you don't need to learn much though. just become an expert in wordpress.

>>8907660
>LINK shills are in literally every biz thread since a while now, it's crazy.
Maybe you should start listening.

>>8908188

See:
>>8907758


Just because I don't want to marry or have kids doesn't meab I don't wabt friends or a relationship. I'm not brainlet enough to make new humans or lock someone into an arrangement with me if I can't even take care of my fucking self.If I wanted to be a drain on society I'd just be on neetbux investing into random crypto with whatever was extra for that month.

I was in the literal same place last year, I went all in ETH with $2500 and now I’m pretty set. You need to do the same with ChainLink.

>>8908243
Alright, get yourself sorted out, but don't discount being a dad entirely, anon. It's what truly motivates most men at the end of the day desu

>>8908246
Unironically, of course.

>>8908193
Adderall is a miracle drug, just don’t abuse it . I should probably get a prescription

>>8908188
>procreating is the only reason for existence
yeah because more autistic neets is exactly what the world needs faggot

>>8908274
lol

>>8908158
FAST. GO TO /FIT/ AND READ /FAST/ GENERAL. KETO DIET IS JUST PROLONGING YOUR WEIGHT LOSS

>>8908274
Kinda what I figured. Doubt my genes are any use if you start life with a lack of concentration, depression, anxiety and fear so powerful it can cripple you. Wouldnt wish it on anyone. Not even my enemies.

Maybe my mind will change with time, but currently in my current state it is the only logical stance to have. Especially financially.

>>8908296
Will do now. Interesting.

>>8907575

>"I"

implying you even exist as yourself.

>>8908193
>>8908120
these

although I haven't tried adderall, I have tried a few things:
>regulating caffeine intake and taking off days, cycling with ephedrine, etc.
>L-theanine
>ashwagandha
>tianeptine sulfate
>phenibut
>modafinil
these things unironically changed my life

>>8908314
Getting /fit/ is super important, keto is mostly a meme but in practice it is an excellent diet for a few reasons, just not necessarily the meme reasons ketoheads will give you

Cutting out "obvious" simple sugar bombs and sticking to meat and protein/fat-rich foods is a great way to feel good, full, promote healthy hormone production as a male, etc.

>>8908315
So do bath salts come in different flavors or is it limited to just shitpost supreme?

>>8908323
Yeah I feek my hromones may be all fucked too. Probably all interrelated ar this point. A cascading failure which I can either fix or will crumble.

Vyvanse or Modafinil. If you had to choose?

>>8908305
I'm certain that 90% of your problems are in your head, this is assuming you aren't legitimately mentally ill (very real possibility) / severely depressed

Even if you are truly severely depressed, it's still true that 90% of your problems are in your head. The depression just makes it impossible to persevere despite that sort of intellectual understanding, at least in my case. But it can be overcome

Sort yourself out for now

>>8908359
>Vyvanse or Modafinil. If you had to choose?
I have never tried V but modafinil is a game changer if you can exercise self-control with it. It's basically a double shot of espresso with no jitters or other physical effects in my experience. It's very cerebral.

>>8907575
All in LINK laddy

>>8908359
Vyvanse is God tier but I think it's prescription only, modafinil you can just get online. I haven't tried modafinil though. I only took Vyvanse one time because someone gave me one. Also one time someone gave me a whole bottle of concerta, and I liked that a lot.

>>8908361
I started antidepressants recently, but feel i need to do more as this isnt simply an easy fix. Clearly my body is unhappy with the current regime, and thus so is my mind. Whether it be food intake, exercise, or mental illness, something is fucked up and I wanna find and fix it so I can move forward.

>>8907575
No debt? You’re doin breddy gud.

>>8907630

If you have no debts, and can stay that way, you are doing better than 90% of America. Find a trade you like and go lead a good life. You’ve got this.

>>8908386
My experience has been that the simplest and most obvious fixes are the best and most efficacious.
- proper sleep schedule
- gym routine that you stick to like you'll die if you don't, this doesn't mean killing yourself at the gym and pretending to be Arnold, but rather just getting there on time and doing your thing and leaving
- proper diet. Keep it simple—cut out the stuff that screams obvious junk food. Minimal Oreos, minimal binging on cheese flavored cracker-biscuits, minimal candy. Aim for meat, dairy. Protein and fat.
- drugs/supplements/vitamins/etc

After that comes mindset but that's a bit harder, the above stuff is easy and is a matter of simply doing it—literally just going through the motions. Fix the above and you will be halfway there IMO.

>>8908411
What's this about mindset? Mindfulness? Stoicism?

>>8908428
No, I'm not referring to a method or a philosophy. I'm just talking about your mentality and whatever flaws you have which have resulted in your current situation. No matter how you cut the cake, being 26 and in your mom's basement is not normal or healthy—it's the result of some underlying problems. I know because I was there.

I'm in a similar situation as you OP....

If you really want a legitimate excuse.... blame inflation like I do. How you going to make it even in an investment banking job makin 150k a year when inflation will eat you Alive.

If you made 150k a year your expenses would be high enough that you would be just as miserable as you are now.

Get a job and buy gold. The dollar is about to implode this year. If you have even just 5 ounces of
Gold you'll make it after golds get
Revalued in an overnight revaluation to 50k per ounce. Which is 250k.... but
The best part is... assets will decline upwards of 90%. So those 5 ounces of gold will buy you 5 homes in the new currency. Rent out no mortgage and fuck lots of babes.

>>8908428
Oh and as for gym, what's an easy way to start? Last I subbed to a gym I went once since I didn't kniw how to do the exercizes, the form or reps and had no plan I just went on cardio shit and the non free-form machines you can only use in the way the pictures show lol. I gave up real fast and fucked off.

>>8908437
If the dollar implodes, good luck protecting that 5 ounces of gold. You're gonna have way bigger issues than living in mom's basement at that point. Hell, it'd be a fucking blessing to be an unknown debtless NEET in that situation as nobody would see you as a priority target.

But, since I am open minded, I would like to hear the reasoning behind the impending doom of the dollar. Also why not just crypto if the dollar is bound to die? Why gold?

>>8908442
I've been into health and fitness for years and the short version is that it's best to do something similar to a Starting Strength 5x5 sort of routine with barbells. The truth, though, is just that doing anything at all with proper form is good for you. Even just using the machines and not hurting yourself is miles ahead of doing nothing.

So you want an easy way to start—hit the gym and do a row substitute (pull-ups, lat pulldown, rowing machine), a squat/deadlift substitute (leg press machine, hamstring curl, whatever), and a bench press substitute (chest press machine, etc.). Yeah, these are not true substitutes, but they get you halfway there and will at least guarantee that you won't have a hard time, flop, and give up.

What I'm getting at is that you should have a core routine, do it three days a week, do some cardio two days a week, and take two off days. What you do is not important.

The important thing is to build that routine and get to a point where you feel bad skipping it, not just emotionally but physically. Once it's a habit, you will literally feel better both emotionally and physically by continuing to go.

>>8908379
Is Modafanil even actually worth it? I’ve heard some say it’s life changing and some say it literally does nothing.

>>8908473
People saying that it literally does nothing are surely methheads or something else. It's not magic, but it's a solid tool. See >>8908367
>I have never tried V but modafinil is a game changer if you can exercise self-control with it. It's basically a double shot of espresso with no jitters or other physical effects in my experience. It's very cerebral.

>>8908473
I said in my post that I haven't tried it. I just know it's easy to aquire. I would buy some but I spend all extra income on link

>>8908442
Don't be creepy about it, but a good start is to observe people with body types you may want to work towards and work on doing what they do. Also YouTube is a great resource, just don't get caught up with bro-science. I find keeping things simple is the way to go.

Join the military as an officer
>all the enlisted poorfags call you sir
>automatic good goy to civilians
>top 10 mba entry in the bag, free tuition
>highly sought after leadership experience, veterans initiatives, priceless entry to underrepresented minority status for jobs
>30k pocket change per year after all expenses paid to invest in shitcoins
Plus the service would help you in politics, if you were planning on using that degree after all.

Take out a loan, put it all in to crypto, wait 2 years

>>8908901
Don't you need to already have a degree? If not that may be worth it...

>>8907660
>LINK shills are in literally every biz thread since a while now, it's crazy
Does anyone have the screenshot of the thread where the OP asks what to do with a bunch of money he acquired, and the first response is just “buy Ethereum”? This is when Ethereum was like under a dollar. Eerily similar to this thread.

OP if I were you I would get a job and go all in on chainlink. That’s what I’m doing. 27 and $5k in chainlink.

>>8909161

Thanks for the sell signal

>>8907575
If your debt free your better than 90% of people here lullll

>>8907575
If it helps, anon. I was in a similar position about a year ago. I was a 24yr old NEET with only 5k to his name and still living with his parents. No debts as well.

I now have 25k to my name. Getting an apartment this year and parents that are proud of me.

You gotta learn a trade first. Unless you can start off somewhere good where you don't need a degree, but that's asking for a miracle.

Perhaps a conversation with your parents helps as well. A verbal asskicking might send you in a good direction

>>8907630
find it funny that its usuaully the most useless neets that vow to never marry and have kids