/biz/ - Business & Finance

>>7450108
just stay out of debt

>>7450108
100k minimum

>>7450108
at least 100k.

>>7450108
at least enough for a house deposit, regardless of where you live

At least 10$

32 here and not a penny to my name.
Oh and I live in a 'rich' country too.

depends your country

>>7450170
>>7450173

Seriously?

25 here, I own a 230k house with a 100k remaining mortgage

>>7450108
1 in 6 millenials have 100k or more in a retirement fund. More than half of americans have less than $1k in a savings account. Unless you're saving for something specific then I'd say you should at least have a 6 month emergency fund in the bank. For retirement, that's completely different.

>>7450108
>asking others how much money he needs

fuck off faggot

enough to be able to afford canned tuna

im 24, live in mexico and have 28 dollars

>>7450208

that makes me feel a little better

>>7450108
should have a million for every year you've lived if youre not a complete brainlet

I couldn't afford to save up money until I was 29 and got my current job. Since then I pumped €10k/year into my ETFs. Got no more than €7k cash as my reserve, though.

>>7450251
Score: -30k dollars

You're getting there though!!!

>>7450108
hunnit k

33 here: 20k Fiat, 100k Crypto

just try to stay out of debt. money comes and money goes so fast...

>>7450682
Wife, kids?

>>7450108
I'm 26 and still 30k in the hole with no real job prospects just a shit degree in science. sooo yeah i'm getting my work visa for korea in 2 days.

I’m a 24 year old pajeet with ~20k saved up. Will I make it?

I am 38, 100k saved up, and around 20k in crypto

>>7450226
no

24 here, have about 60k in fiat to cover living expenses. Rest (~100 BTC worth) all in crypto.

>>7450108
100k in crypto 50k in fiat age 25.
My goal is to have about 400k by 30. I live in Switzerland so i would be still broke with 400k.

>>7450108
you should be retired by now you lazy fucking faggot what the fuck have you been doing with your life? i retired when i was 16 its not fuckin hard bitch nigger

>>7450797
Do you live alone already? If not, those 20k will be gone as soon as you move out.

35 Ausfag here. ~30k savings. 500k house with 150k left on mortgage.

Had about 33K (GBP) when I was 30. All went to a house deposit though. Previously had 20k inheritance when I was 18 which I completely spanked on cars, girls and beer. No regrets.

>>7451019
>i retired when i was 16 its not fuckin hard bitch nigger
Kek, congrats on the autism disability bux

>>7450137
This is the biggest thing. Only loan you need is a mortgage. Fuck everything else.

>Mfw when my ID is COP and I am actually a cop.

>>7451229
What about a truck payment?

>>7450251
>I own a 230k house
>100k remaining mortgage

You don't own anything bucko

>>7450108
I became a millionaire at 30 due to crypto

Its something like 1k a year after 18 so 12k at minimum.

I'm at 45k at 27, no debt

>>7451434
nigger

>>7450108
I'm turning 25 in two days and have 72 bucks to my name. Should I KMS? I'm thinking about joining the marines.

>>7450251
>own

>>7451301
Fuck you pig.

>>7451672
That's not very nice.

I'm actually 3k in debt.

>>7451654
Yes kys. 25 prime age. Be rich in 2 days and you're good. Good luck

>>7450226
Yes.

>>7451067
Doesnt matter, retired

if your in your early 20's, you need 1m, to adjust for inflation,

But at least no debt, and enough to get 2 house deposits is sufficient for a sweet middle age and early retirement.

>>7451921
I think I'll just join the military and learn a decent trade.

Rental property owned outright in Texas. Makes me $8400/year after all said and done. 225k house. No morgage.

NEET BUX from the government. Joined army at 18, I'm 38 and retired. $3000/mo

NEET BUX from "PTSD" and other gubberment gibs $1500/mo

Crypto stack. 4btc no shitcoins.
401k? Lol. None.

55k in gold,silver.
25k guns, ammo, supplies.

Live with my parents taking care of the farm and property. They are both sick.

Cash on hand, 75k (4 combat tours, tax free). That's what's left from travelling the world and fucking a few hundred very young girls, hookers, whatever was buying me booze.

Twice a year I redo will and play one round of Russian roulette with a S&W 500. That's my only gambling anymore.

>>7452119
See my post below. I recommend it. Make me lots of money. I could contract for a few hundred K per year. The most valuable skill to learn is keeping certain people alive, while killing others. Don't let the recruiter like to you about trade school. Lol.

>>7450108
you really only need to save up enough money to keep yourself and any family you have alive for as long as you think it would take to get a new job if you were to be layed off or fired or whatever. Otherwise you are just losing money to inflation and jews so use any extra and just invest it to try and make more money.

>>7452125
some might call that shit but i think you're living the life

1 million dolllars. If you don't have 1 million at the age of 30 you might as well kill your self.

>>7452125

Just to let you know my man, my dad did similar shit, o-side and retired at 45. He hasn't lifted a fucking finger in 25 years. Had a house paid off, and gets to live the same lifestyle as lawyers / doctors in my flyover state without ever having to work.

Put the fucking gun down MSGT, quit meming (even though you have excellent taste in firearms) and buy some cheapass farm up near the Oklahoma line and grow crops for fun, bang young women at the casino bars over the line, and live free.

-t 25 year old officer candidate hoping to be you in 20 years.

>>7450108
29 here and have about 25k saved up living on my own. Not bad.

>>7450108
100k

>>7452377
Hey Pablo, old friend

>>7452125
3/10 larp try harder next time. I know you are capable of better work

who /generationalwealth/ here?

>>7452377
Then it's time to kill yourself early buddy.

>>7450717
no wife no kids :D

shit... at 31 and i only saved up 69k. Feels bad not knowing i'll work till i die at this rate. It's just not enough to retire these days with the horrible rent priced.

My only hope is one of my investment moons.

>>7452676

I am 19 and i already have $15k. Fuck off fag.

>>7452837
So daddy and mommy gave you lunch money and you invested it on internet meme money? cute, now it's time to kys.

>>7452895

Dude i've already made 3k on BTC.

>>7450108
>>7450226
>>7450414
made my first mil at 27 and now have a networth of 20m (just turned 30). but honestly dude dont sweat it. the worlds a fucking joke. ww3 about to start where money wont mean shit. in another time you would own a house + wife + kids on fuck all physical expenditure.

I'm 30 for a few days now and my savings stand around 105k euro. I'm probably the most well off out of all of my friends(I'm from eastern europe, here for this money I could by a decent house near capital city).

But I still feel like a failure. I don't have a family, I don't have any children, I didn't make a proper career even, I'm good at what I do but not amazing, nor do I really enjoy what I do. It all feels pointless.

>>7451031
I live with my parents since I work in the same city. Only expenditure is alcohol, cigarettes etc.

>>7452956
19MM in 3 years... Yeah

>>7452956
>now have a networth of 20m

Sure you do pal, sure you do.

>>7452708
you did everything right

>>7450108
I had £20k mostly cos I hit 29 while in Afghanistan so was getting paid shitloads and had no way of spending it while over there.

All gone now cos I pissed it away on rent and living expenses after deciding to go back to college like an utter retard.

>>7452966
>I'm 30
>I don't have a family, I don't have any children
no big deal, start looking for a wife now, make sure she's a couple years younger than you.

>>7450108
100k is a decent number

>25 y/o
> 50 k euro net worth
> trying to learn french to move to awsome switzerland and make bank (live like a hobo with my gf on 2 above median salaries)

i am 32
no wife no kids
got to 100k in crypto because i got in early
about 20k in an investment fund

am i gonna make it?

62 yo, broke and live with my 95 year old mother. i have 127$ in crypto.. will i make it anons? i have ED

I'm 25 and had about 18k saved up before investing 10k into crypto but I'm a basement dweller who still with my parents.

>>7453036
Damn. Why didn't college work out for you? What were you trying to major in?

>>7452990
>>7453010
i thought /biz/ was better than this

its called dumping 300k into eth at $8 per

>>7453060
>no big deal, start looking for a wife now, make sure she's a couple years younger than you.
That's kinda tought for someone that never had a girldfriend...

Also, I feel like I could do much better, like I'm holding myself back, not challenging myself enough. I know I could start my own business, I'm got at leading people and great at teaching them, but so far I've never had an idea for a business I really believed in. I doubt I can give it my all if I don't really believe it's a good idea.

I don't want to start blogging, but I'm taking a break from work to travel and think a bit about what I want to do. Because being a wage-cuck is starting to really get on my nerves.

>>7453210
what made you believe in eth at the time?

>>7453214
>I'm got at leading
I meant "good", I guess I'm not "got" at spelling.

>>7453210

>no proof

Sure pal

anti "going all into bitcoin" FUD, you are halting the rise of bitcoin, please leave anon.

>>7450763
Why would anyone voluntarily go to an Asian country with the exception of Thailand maybe cause you can fuck lady boys.

>>7453236
it solved the smart contract problem
just like link will solve the oracle problem if they are first

>>7453249
i dont care if you dont believe me

>>7452125
What does it feel like to steal money from the country you vowed to protect and serve at all costs? You are no better then a low class minority living in section 8 housing and sucking from the American Teet. The best part of the whole post is how you laught at a 401k. Which you probaly meant to type TSP since that is what you could have invested in as a military member.

If you would have had any discipline at all you could be generateing about 50 percent additional income using the 4 percent safe withdrawal rate, but like every other pussy that gets out and claims a bunch of fake ass disablitys you probably have no fucking brains at all.

Have fun going to bed at night knowing you are peice of shit scum bag, have fun living with your patrents, have fun holding 75k in cash and getting raped by infaltion

>>7453210
So you are telling me you just earned your first million and then immediately decide to spend 30% of it to buy at that time an extremely risky and unstable crypto. Fucking bullshit, you would not have meade a million in the first place if you were that stupid

Will be 30 next October.
Currently about 2k in my bank, with my 1k rent+bills coming up.

>>7453265
South Korea is nice, I've been in Seoul

Korean bitches love white dudes

>>7453392
>Korean girls
Gross.

>>7453270
>Link
You blew it.

$0 fiat
$100k+ crypto

>>7450108
2,000 in case of emergencies. Everything else should be invested for future returns.

>>7453335
you make no sense

because i made 1m by 27 i suddenly stopped making money?
i made another 1m by 28 (these are from a business which ive since sold)

so that 30% is now 15% and i dont know maybe im a faggot who likes taking risks?

eth was a no brainer

>>7453544
fuck off. if you dont think link is great technology if they can pull it off then youre a fucking moron who needs to accept your pauper lot.

>>7453609
Just stop, u blew it.

>>7453482
I've been to many big cities, Seoul has beautiful women everywhere

LA, SF, Houston don't compare

>>7453609
if you think link is a good coin you made your millions off degenerate gambling on ethereum if they even exist

>>7453650
>>7453764
ok

>>7453696
all plastic surgery hoes
go to saints petersburg or monaco when the poker tournaments are running

>>7453791
yes, they're plastic surgery hoes, but I've never seen so many beautiful women just everywhere on the street

and at this point, I don't really care, worst case scenario my kids will have to get plastic surgery too, kek

>>7450413
Buy a ladder

Things never happened, the thread.

>>7450108
What can and should be achieved depends entirely on where you live. In Western/Central Europe, it's very hard to increase your net worth due to a combination of low wages, high taxes and high cost of living in cities.

Without inheritance, I'd say €50k-100k can be achieved if you're frugal and work smart.

Almost all my friends in their 30s have less than €20k saved and rent a small apartment in the city. The ones with children live pay check to pay check. The ones with more money inherited.

I don't know anyone who has money in crypto or in stocks around here. Everyone keeps it in their bank account with <1% interest.

>>7450108

Normie at 30
about 5k cash and 140k debt

Frugal Autist at 30
100k Cash, 500k Commodities, 2M Crypto and 200k in Stock

>>7450108
1 million euro.

>>7453877
You mean the board, /biz/ is where all larpers go.

Correct answer is it doesn't matter.

You can change your life at any age.

A 30 plus should know this.

>>7450108
Savings? Or overall, including 401k?

>>7450108
I'm 25 and I have:
10k crypto
26k retirement
10k Brokerage Account
12k in the bank

Feels like I'll never make it

26 y-o with 15k to his name
Been with my gf for 4 years now who's currently pregnant. Having a child with the woman I love is all the wealth I need

>>7453609
Fine, I even did the same but never would I have put in as much as you. What business did you make a mil from?

>>7454362
get some tide pods for your teeth.

my normie friends were all amazed by how I saved about 30k during the first 18 months at my first real job.
Moved to a new state with like 4 grand net worth, (((financed))) a new car because I couldnt afford to buy anything, got an apt, and didn't spend all my money.
And I spend like 200 bucks a month on sushi, so I'm not even crazy penny pinching. idk how people spend all their money.
If I don't have 100k by the time I'm 30 I'd have to have fucked up hard

>>7450108
none, I have none so that is the answer.

28. About £150k.

>>7453837
fucking kek

>>7450108
100,000

33, no wife, no kids

$122k in savings
~1k in Crypto, just getting into the game

Want to finish school and get a real career though, but don’t know where to start.

29
good job
rent free mummy boy
£0 savings
spend every wage on weed

Had 0€ up until last year when I started doing crypto
Now I've got 150K
I'm 25

>>7450251
Owns a liability.
The Bank owns his House.
memepic.jpg

>>7450108
This thread has very unrealistic living expectations.

If you live in a country with no poverty, don't have to worry about the lights being turned off, and have no credit card debt, you are doing 90% than everyone else in the world.

$truths

You should have a mortgage
100k in investments
And 50k in a bank account as a safety measure.

This is the bare minimum if you actually want to be retired one day and not living like a hobo.

For someone who has higher aspirations than being a carriage boy in their 60s I'd say

300k investments
House half paid off
And 50k emergency fund.

I'm 25 and I have double that, no excuses

>>7455386
^ and i mean, mass poverty, not "oh, i saw a homeless guy once it was scary"

>>7455397
"no excuses" - momma's credit card golden boy right here.

I swear this thread is just entirely LARPers. I bet 95% of you barely have a buck to your name.

1M minimum

>>7455418

Nice rationalization there. I own my own business. I help my parents out financially and still have this kind of savings.

American
24 years old


12k personal debt
130k school debt
54k salary. Maybe I'll be out of debt when I'm 40.

>>7453544

https://vocaroo.com/i/s0dPM3bjew0p

>27
>$3.5M house paid in full
>$1.8M in stocks and bonds
>$250k in "emergency liquidity fund", just sitting in a bank account
>$930k shitfolio, $1.6M at ATH a month ago

And it's all thanks to this guy.

Everyone I know in person is in debt or living on welfare

Most millenials are up to their eyeballs in debt and more than half of all working adult Americans have less than $500 in the bank.

Idk how people live like that. I have $600K in crypto.

>>7455475
>spending that much on a house in this real estate bubble
why

>>7455475
Source on this image? I've been wanting that symbol tattooed on me for a long time

>>7455475

those acne scars though

>>7455525
I'm not in the US. Real estate market cooled off almost a year ago here, and is generally down ~30% since its ATH in early 2017.

>>7455568
What country?

>>7455580
Secret, for tax purposes.

But Europe.

32j old
No Debt
2k investmentfound
Bought an Apartment witch is rented for 200€
3k mining Rig
5K car
1k Coins
Maried 1 kid

how exactly is buttcoin not a fucking pyramid scheme?

>>7450108
health > money

>>7455699
Ask the US Government.

http://fortune.com/2018/02/06/bitcoin-price-cftc-sec-cryptocurrency-hearing/

>“We owe it to this new generation to respect their enthusiasm for virtual currencies, with a thoughtful and balance response, and not a dismissive one,”
- J. Christopher Giancarlo, Chairman of the Commodity Futures Trading Commission

>“I hope people pursue it vigorously,”
- Jay Clayton, Chairman of the SEC. Nominated by President Donald Trump

>"The crypto market could be worth $20 trillion by 2020"
- Senator Mark Warren, the wealthiest US Senator as of 2012 and a pioneer in cellphone technology

>>7455451
No you don't

>>7455317
mmm lets fuck and smoke, no homo.. we can eat mommy tendies or chicken selects but am not payin.. no gay as well xxx

>>7455741
so this entire board is just larping whales trying to steal your money

>>7455819
How the fuck did the US government endorsing crypto lead you to that conclusion?

>>7450108
Realistically, just own a house before you retire and have enough money saved/in your retirement fund to last you until you die after retirement (20-30 years ideally, or 10-15 if you plan to work well into your 60-70s). Literally anything else is just a bonus, focus on enjoying your life over sweating over whether or not you have enough cash.

>>7455834
because the FBI owns 300mil and I'm sure there are a bunch of jewish financial institutions with their grubby hands all over your coins.

Lets face it. Crypto only goes up in value when more people own it. Thats literally the definition of a pyramid scheme

>>7455989
>Thats literally the definition of a pyramid scheme

No. That's the definition of basic supply and demand, you brainless cretin.

>>7455817
no gay and its a deal xx

29
25k ish savings, but wasnt finished with my education until I was 28. Student debts and mortgage - so feel like Im a little behind

30BTC.

>>7450108
Depends on your income.
I will turn 25 soon and I'm currently sitting on $60k on my savings account, even though I just bought an apartment. My plan is to spend more on investments now that I have my own apartment, so $100k on my savings account when I reach 30 is probably ideal.

>>7456547
I know that feel. I'm not finishing my education until I'm 25 and I already feel like I'm falling behind.

>>7450108
No idea just turned 19 and got a cool 1.5m stack

>>7452837
really puts in perspective of my all in life savings in neo @ $9 in june,

eternally grateful, am 20.

>>7450108
100.000 Digibytes or more and you are good to go.

>>7450170
Do you mean in addition to 401K?

>>7451620
>>7451666
>>7455368

Lawfag here. You newfags don't have a fucking clue of what you're talking about. It wholly depends on what jurisdiction he lives. If anon is in a TITLE THEORY state, anon, the borrower, does not hold title during the pendency of the mortgage; once the mortgage is satisfied, title is transferred to anon. Whereas in a LIEN THEORY state, anon, the borrower, DOES hold title subject to a lien.

>>7450108
Feel sorry if you are 30 and still don't have 100 million euros.

In the first world, you should have 100k saved. Don't worry many don't have it. Just be sure you have some savings ready for the future. At least where I live the government will not be able to pay for my retirement.

>>7450251
>I own
>a mortgage
heh

>>7450763
I live in Korea. Lots of good pussy from other expats. Canadians are friendly.

>>7450137
What he said

>>7450108
$100k IMO.

I got $40k cad at 21 right now

>>7450108

>27 years old

Assets:
>$50k savings
>$150k stocks
>$3k crypto

Liabilities:
>wife
>dog

Better to avoid liabilities than to seek assets.

>>7456031
BTC doesn't have a prayer as a currency unless they can bring fees down. If not, other coins will surpass its utility as a currency.

>>7450108
at least 1mil, not even kidding, if you started working soon enough and also invested even a little bit over the years in stocks like amazon facebook and stuff, it's piss easy to get there

>>7457340
Really? I'd be targeting native Koreans, lol

>>7457449
Korean women have questionable pussy. Lots of hair. No booty. Also hard to communicate, you know? Expats, study-abroad students, and vacationers are where the money is at.

>>7450137
This famalam

>>7452377
If you aren't a millionaire in the next 10 years you might as well kill yourself

>>7457585
한국어를 할씨 수 있습니까?

>tfw 200k in cash at 28 and still can't afford a house in my city

>>7453696

Best pussy in Korea is the non-asian variety.

>>7457712
*하실

>>7451960
more like doesn't matter, retarded

If you have $10 dollars in your pocket and zero debt you have more wealth than 90% of the world.

>>7454328
At 25, I was addicted to oxy and engaged to stripper with huge fake tits.
Got serious about money and stopped fucking around when I was like 28. 30 now, and have about 50k crypto, 25k stocks. You're doing great for 25, don't get discouraged.

38
$500k in stocks/bonds
$350k in 401k
own a cheap house, no debt ($~125k)
$50k in cash
$30k in crypto

>>7450108

I'm 34 and I have about 30k in savings - another few k in crypto that I'm long term holding, I bought two cars this year in cash so that depleted my savings a bit - but it was necessary...i have about 12k credit card debt and about 100k left of my mortgage.

Soooooo - I'm negative, but I do like have some cash on hand for emergencies rather than getting more into debt.

>>7457933
pay off the fucking credit cards you dumb idiot, you're throwing like $400 / mo into the garbage.

>>7450108
3 years of your country avg salarfy

>>7455595
So you were obviously around when eth was shilled a fuck ton here. How would you compare it to the link shilling / memes / FUD?

>20
>South Africa
>$10k

>>7450108
Assuming you have a job paying ~60k by 20, you should have at least 200k saved by 30. Anything less is pleb-tier

>>7450413
>>7453837
No stay in Mexico.

>>7450108

What the fuck is up with this thread? I'm 27 and barely have anything at all saved up. Between rent, car payment, student loans, and everything else I haven't been able to save a fucking thing. Are all of you just a bunch of autistic faggots living with your parents? I fell for the avocado toast millennial meme...didn't I....

>was a NEET druggie until about 22
>graduate college later half of 26
>get real IT job right before turning 27
>currently 27 0 debt
>living at home 16k savings
>2.7k in crypto(currently down -800)
>should have another 2-3k in savings next month
Staying at mummy’s helps save money but she’s moving from a nice big comfy house to a condo with no room for me. Is 18k enough to start going out on your own in the real world Breh’s? I suppose I could push off moving for a few more months and suck it up and sleep on a couch for a while at her condo to save another 6-8k before getting my own place. What would /biz/ do?

>>7450253
>More than half of americans have less than $1k in a savings account
But to be fair, that stat literally says 'savings account'. How much money would you let lie around there?

>>7453609
AAAAAAHAHAHAHAHA faggot larper. Get the fuck outta here sand nigger

>>7450108
At least a one year average salary of the country you live. End of story.

>>7458218
Get a higher paying job. It's hard to save even when being frugal if you're pay is low.

Savings for those between 25 and 34: 61% have less than $1,000 in their savings accounts and 41% have nothing at all.

So having >$1000 in savings is doing better than 61% of people.

But ideally you should have one year's annual salary saved up - this helps toward paying for emergencies and retirement.

>>7458218
/biz/ is 95% LARPs ever notice how no one ever posts time stamps of their real bank accounts or cars? It’s all just blockfolios you can enter random shit in to impress other losers. Sounds like you did fall for the rental Jew and (((student loans))) meme tho. Did you live on campus all 4 years of Uni?

27 year old Portuguese cunt here,

Have around 20k EUR in FIAT and 6k EUR in crypto as a base investment, which are my whole net worth basically.

I'd say I'm wealthier than 80% of people around my age or any age actually. However, these fucking rents are raping everyone. I'll eventually have to leave this poor shithole to make more bucks and have the priviledge of owning an home eventually.

It is not about how much money you have or saved, it is about how you make money

You need to work in something that you like, the money will come naturally.

>>7453030

*rubs hands*

yes that’s right goy, the world is overpopulated anyway! you must make room for Jamal and Muhammad’s children! they are our future!

>>7457974

I am - I was at like $40k in credit card debt, but so I've been splitting my commissions, etc. from work into savings AND paying back the credit card debt so I don't run into any kind of emergency and have to run the cards back up immediately.

>>7455397
>I'm 25 and I have double that, no excuses
You just listed $500K in investments/savings, and that's not even counting for half the house being paid off. Let's say half the house was $150K. That's $650K.

You said you have double, so $1.3M. You're 25, most people don't start working until 23, so let's say you've had 3 years to hit that figure.

$1.3M / 3 = 433,333.33.

Given 35% combined federal + state taxes that's $666,666.66 per year that you have to save.

So realistically because of living expenses, you'll probably need to earn $700K+ per year.

>no excuses

>>7452956

>>7452990
>>7453010

The absolute state, believing this isn't obtainable. Stay poor

I'm 29 and have about 140k USD, probably a bit more

They say you should have about 100k by the time you're 30 so I'm quite proud of myself.

Have not done the crypto thing, so not fucking rich like some.

>>7455397
>daddys money

Most of the country doesn't even have 1k in savings. If you are debt free and have $0 in savings, you're virtually in the top 10,% of the country. That's how bad people are with money.

>>7451434
No. Buy a 15-year-old used vehicle outright if all you can afford is a down payment. There's not much in the range of normal cars that you can't buy for $3-5k

I'm 22 and recently got out of debt by crypto, I kind of hope to make 100k but ideally 200k+ since I won't have to go in debt for college and can still travel and keep investing.

Weird, a few years ago I thought 1k was like a dream to have but now 1MM doesn't even sound like a lot in the grand scheme of things.

>>7459040
I turn 30 in June and I've got about the same amount (140k).

>>7450108
Only beta faggots save up money. Chads invest into their business.
If you are a wage slave however, I guess 40-50k should be okay.

>>7451301
Shoot a nigger for me today, please.

>>7453895
Pretty accurate

Leaf here, all values in CAD

>30 years old, recently married (no kids)
>Combined salary 300k/yr now, combined potential income of $750k in next decade (regardless of incoming recession)
>200k savings (Tax free)
>100k RRSP
>100k investment portfolio
>Make scheduled weekly contributions to investment fund, TFSA, RRSP, reinvest all interest/dividends
>1.3m house in growing market (appraised recently for insurance purposes), 800k left on mortgage (making double payments)
>250k in crypto (from initial investment of 30k)
>Lease vehicles, no credit card debt, no student loan debt
>Stand to inherit family portfolio worth excess of $5m (parents were poor european immigrants, this portfolio is their lifes work)

How did I do it? Stay fiscally conservative. Resist the urge to constantly fill the psychological need for pointless consumer goods. Most importantly, if you want to get married, find a woman with a strong work ethic, above average intelligence, and supportive family. Encourage her to pursue her career goals. When it comes to investments, try and see ahead of the curve - put your money in emerging tech (alternative energy, green tech, crypto, blockchain, etc) but stay balanced with conservative investments in banking (Canadian banking highly regulated, risk averse) and established corps - see dividends.

>>7459926
Cool, nice tips thanks.

Find out how you compare to the world.

http://www.globalrichlist.com

>>7455368
Owning an appreciating asset with debt is the only smart way to do it. As soon as you pay off your mortgage take out a second mortgage and invest it.

>>7450137
>>7450173
These two are an ideal combination. Assets minus debt should be >=100k in cash or a cash equivalent
>>7451620
>what is equity?

you should prob have 50-100k net worth, which i think is above average but still not a lot. 300k+ seems like you're doin pretty good

>>7450108
First 100k is the hardest, should work hard and sacrifice to get there asap.

37 here from burgerland, I fucked up bad in my early life. Didn't save for shit.
Now doing a lot better, just save for the present and the future and invest heavily in good ideas.
10k away from owning my own house
80k 401k+ROTH value
60k Crypto

>>7458737
Not larping, but wish I knew what direction to go sometimes

>>7450108
Couple billion at least.

>>7460639

Where the fuck do you live to get 1.4% on checking? Good Lort.

>>7460639


Where the fuck do you live to get 1.4% on savings? Good Lort.

>>7461179
That’s savings, the checking is still at 0.65%

>>7461235

Changed my post because of my autism.

>>7455386

Well, I basically see large groups of homeless every day(Denver), earn $12 an hour which can't be considered a living wage here as costs are comparable to Austin/Seattle, my only saving graces are that I was able to buy a decent used car for cheap, got a cheap local place to livr with flat utilities because I know the landlord through a friend, and I get dental/health through my work.

I turned 27 a few months ago. No debt, $2k in the bank, 10k in crypto(was 30k a few weeks ago JUST.jpg). I went to a food bank for the first time this week and got a shit load of groceries for free. Not sure if I can really live with accepting this kind of welfare on a regular basis, but it is an easy way to get free staples(canned goods, rice, beans, bread, pasta, etc.) - much of the food is really on its way out though, and I have am extremely small kitchen so cooking/storing food is an ordeal. I wouldn't care so much if I wasn't trying to gain weight.

Considering selling my car because I am only 1.8mi from work, would save me about 150-200 a month on gas and insurance, which would make buying food a bit easier.

I'm just glad I actually have a bit of a cushion in the bank and am not 30k+ in debt like so many people my age. Feels kind of ubermensch desu, even considering the fact that some people my age have salaried careers and are working on owning a home. My parents were never able to help ke financially and I am just happy to be independent.

>>7450253
>"half of Americans"
Don't fall for that shit. That includes blacks which are basically wards of the state.

>>7462085

Blacks are like 12% of the US population

>>7450108
28 here with no debt but savings under 5k.

Where do I go from here?