/biz/ - Business & Finance

>>7021717
your advice only applies to all you faggots who bought post 0.10 cents. Most of us here bought below 10 cents so this is an easy fucking hold.

>>7021769
just the fax

>>7021769
Then you’re the bag holder that will be dumping it ATH on fair x release

>>7021717
I love how you don't know what a bag is

>>7021769
I bought in at 3 cents. And this whole fairx thing doesn't phase me desu. It's already known which banks IBM cooperates with and that's much more interesting. Some of the biggest banks from across Europe.

But this coin has it all. Partnerships (banks, payment providers), products (full api, wallets, physical ATM), ico's (like kik and mobius) and soon an exchange (so it becomes the coin we trade in) and the insanely fast tech.

>>7021717
The sudden, almost coordinated FUD around XLM coming out of seemingly nowhere starting about two hours ago isn't at all suspicious. I'll be sure to dump all my XLM right away.

>>7021717
Willing to bet that you're one of the newfags who bought high and sold for a loss.

Faggots like you were telling me same when bitcoin was 1000$, faggots like you were telling me same when ETH was 7$, faggots like you were telling me same when XRP was 0.25$. Fuck off, newfag.

>>7021717
Thanks, just sold 100k.

Xlm is a fucking shitcoin, just dump it

I just bought in because it looked like a cheaper ripple.

>>7021906
They're doomed to perpetually make bad decisions, just leave them to it, they'll genuinely off themselves when even the shittiest of tokens shilled here daily see at least a 10x - 100x in the coming years.

>>7021929
Well, that's also basically what it is.

In november 2017 I thought it would reach 50 dollar cents by december 2018. But then Ripple shot up and this coin as well. So now that estimate seems a bit silly.

>he doesn't know about the rando invasion

>>7021923
Fuck off Pajeet, it's getting old.

>>7021876
i was thinking the same desu

>>7021969
>>7021906
Lol you delusional idiots, I literally have no xlm and I’m not shilling my coins. It’s funny the ones who bought in low of course are pissed about the fud. You’re the bag holders that are gonna dump at a super profit. >>7021876

https://etherdelta.com/#0xf9f72b19055489c5e33ecaa8601b4d4ef3e3e13a-ETH

EZToken

>Just listed on ED
>Strong team
>ICO just ended

https://ico.ezpos.io/#road-map

Good roadmap wallet getting released soon


10x in the next week ..

>>7022119
What other coin has more potential for mass adoption at this time?

please tell me i'll make it :(((((((

holding 12,000 XLM — bought ATH

>>7022119
Why do you think it can't reach XRP level market cap and has no potential long-term? It's still rather low on the market cap compared to the bigger ones, and considering its utility and intended real-world adoption it has every chance to go higher than the top 3.

>>7022144
this, XLM is one of the only coins in crypto that I can see becoming widely adopted.

>>7021717
>>7021817
>>7022119

so much angery on a little rocket coin?
why does it even bother you if you don't own any?
I guess you bought ripple at $3.20 and are pissed that the hype transitioned over to XLM huh?
deal with it.
cripple is ded.

>>7022119
Thanks for the warning Pajeet, guess I'll just have to learn the hard way.

>>7022154
You're going to be fine anon, this is clearly a coordinated group of posters trying to get anons to panic sell XLM before Feb.

>>7022144
>what is marketcap
I’m not here to shill coins you dope. Also not here to fud XLM, but anyone with a brain knows that if you didn’t get in before ten cents you want to short the whales that are looking for that sweet sweet FairX pump to dump this shit>>7022167
Because there are literally 100x more opportunities for growth in a would be pump and dump coin. You realize no one buys crypto coins for any other reason then getting rich right? You do know that, right?

>>7022211
See >>7021876
This reeks of a deliberate attempt to get anons to panic sell XLM for no reason before the price goes up in Feb with the FairX beta.

>>7022233
Will you shut the fuck up
>muh marketcap!
>muh pajeets!
>guys this internet is a fucking failure you can't even do anything on it
>guys who would ever need a computer for their home

I bought at 62 cents

>>7022211
Hahahaha bought xrp at .32 sold at 3.00
Bought fun at .04 souls at .15
Bought ven at 1.00 sold at 7.00

No, I don’t buy ATH which is why I’m telling everyone else not to either. ITT: stelltards try and play this off as “fud” and not reality

>b b but it can go higher, it’s marketcap can go to 1 gorillian

>>7022266
You'll be fine

>>7022266
Yikes

>>7022275
>>7022301

come on spaz, you're either an XLM holder who wants reassurance that it will moon or you just missed the moon mission and are a salty no coiner. It's a lose lose for you right now faggot.

>>7022275
you cheeky little liar.
If you would have made these gains, you wouldn't care about others and what they invest in.
Deal with it. You being a pissed off little twat shows everyone that you got butthurt.

I'll send you some pictures of the Kuiper Belt as soon xlm lifts off.

>>7022312
Hahahahaha
>tfw you are wrong about both
There is no moon mission unless you bought in under 20 cents. This shit is going to crash land back on earth right after fair x is going to come out.
>be you normie to biz and crypto
>bought in three months ago
>doesn’t know what marketcap is
>thinks people buy cryptocoins for the “product”
>doesn’t realize latest trend for whales is shorting
>doesn’t know why when coins mainnet and/or hit exchanges they dump
Have fun holding past the dump pajeet

>>7022233
>Because there are literally 100x more opportunities for growth in a would be pump and dump coin. You realize no one buys crypto coins for any other reason then getting rich right? You do know that, right?
This is a valid point. XLM is a long hold, but it's probably not gonna gain much in the short term, being anti-hype, whale-infested and pretty high mcap. The question becomes, do you feel like playing the long hold game at this point of the market? XLM going up more depends on the survival of the entire market, it can easily make a 10x or more if the market survives. But right now I'm personally not sure if I'm willing to long this market. How much more room for growth is there at this point?

>>7022233
Look at this guy, shilling penny stocks.

>>7022356
Holy fuck you must be one of those retards who only bought this coin because of people saying FairX without any idea of what this coin is actually about

Fuck off lil Fuddy Duddy

>>7022362
Finally someone not delusional to talk to.
Ya that is the issue, the whale infested and high marketcap. Again, if someone bought in lower than 20 cents it’s an easy hold, it’s just knowing when to short it before whales dump this and sink it faster than the titanic.

>>7022399
Holy shit man, are you that desperate? You’ve been in this thread a while now.
>>7022285
>>7022262
>>7022144
It’s alright we get it, you’re banking on this coin

>>7022154
don't listen to these fucktards. hold it. I know a whale who has 50% of his portfolio in xlm. He may never sell it... do your research on the coin before you buy it... but now that you own it... keep it until you know what the fuck it does. you have a good coin with good tech and a good team. hold that shit and buy more.

Got in at 0.03. Comfy here no problem. When FairX is released, nocoiners will cry and I will collect my money to buy a house. OP should stick to useless vaporwares / hipster coins that will never be mainstream.

>>7022434
You're the one obsessed enough to start a thread telling everyone why you don't like it. It doesn't help that the reasons you mention are retarded and show how little you know

>>will be dumped come “working product”
>FairX
If you think FairX is the 'working product' for XLM you are a fucking retard, do you understand that?

5 Things You Need To Know About Stellar Lumens According To IBM
IBM’s Michael Dowling, Group CTO and Chief Architect for Blockchain Financial Services, referred to in his Reddit post a month ago about their partnership with Stellar.

IBM and Stellar have a common purpose to fix a genuine problem and they are determined to stick together to make this happen
>The IBM/Stellar Universal Payment Solution represents a shift in the way traditional – and now non-traditional – financial institutions can send value around the world with as little fraction as legally possible….The folks at Stellar, like us, want to see the world move past the 40 + year old fragmented system that we all suffer in today, but move towards a system that is more fair and equitable for all. This partnership is not just long term – it’s tight. Stellar joined the Hyperledger Foundation in addition to partnering on this project. There are many upcoming projects coming up this year about to be announced.

Stellar Lumens (XLM / STR) is already active and being used in very practical ways. Volume will only increase as more partnerships are announced. Results will be seen very soon – Q1 2018.

>>little to no room for growth
>the entire remittance market, ICO adoption, IBM network

I honestly hope you're just fud'ing to lower the price to buy more because if this is what you 'doing your own research' looks like then you should probably get someone to wipe your own ass

https://pastebin.com/QqU5TGFG

>>7022404
It's been getting higher lows so it's not that terrible situation. But should the market crash, there will be literally no floor for XLM with the whales dumping it to hell. I bought in at sub-20 but I don't think it's an unrealistic scenario that it could go lower if shit really hits the fan.

Realistically though, the market seems to be doing fine. So in that sense XLM can be a nice bet, but personally I cashed out most of my stack already because I've made enough already not to take that rollercoaster.

>>7022522
>I bought in at sub-20 but I don't think it's an unrealistic scenario that it could go lower if shit really hits the fan.
It's not an unrealistic scenario for any coin to go to 0.

>>7022478
>he may never sell it
Come on man, are you even trying anymore, he bought fake money to just have it?
>>7022486
Dude I am OP and you are gonna make it, this thread wasn’t aimed at you, you clearly bought in at a great time. Congrats, but this coin will sink the second you and the other holders see FairX release.
>>7022514
>you’re the one obsessed, trying to tell people not to buy my bags!
>you said FairX is their only product
No retard, I said when the “product” is released then whales are going to dump. You know what these are right “ “?

Keep getting defensive and staying obsessed in my thread it only furthers my point.
>>7022522
Higher lows are always a good thing

>>7022486
>>7022478
Theoretically XLM is good, but that means you have to be willing to bet on the market's success as well. I don't see any adoption or utility out there among the other coins to justify the current valuation of this market. The coins are all just stores of value and funny stocks for young people. Which is fine, but it can easily all go away too.

>>7022555
To be fair, since they're scarce collectibles they can never go to 0. But they can suffer a pretty dramatic devaluation yeah

bought at 20 cents sold at 55 for the futures fud which turned out to be nothing, now I'm going to have to wait for the snakey to snake to I can try and get back in at 50.

>>7022598
>No retard, I said when the “product” is released then whales are going to dump. You know what these are right “ “?
Please, please tell me the release date for this product, and what exactly this product is that you're talking about. Because what I just replied:
>Stellar Lumens (XLM / STR) is already active and being used in very practical ways.
>>Stellar Lumens (XLM / STR) is already active and being used
>They've already done an ICO on their platform that sold out in minutes
>An ICO that you could only buy through XLM
>This is only the start
Please keep showing how retarded you are because it's giving me a platform to reach people that aren't retarded

Goal #1: SDEX – the Stellar Decentralized Exchange
This is our main product focus for 2018, and we’ll reveal further details on SDEX’s specific roadmap, brand, and leadership in the near future. SDEX will be the world-class front-end that our underlying technology has long deserved. It will enable on-chain, protocol-level trades for any Stellar token, and we will create liquidity to minimize spreads and maximize choice of assets. Specific niceties the SDEX implies: Day One trading for any Stellar ICO token, atomic pathfinding to discover the cheapest rates between any two assets, very low trading fees, end-user control of secret keys

For SDEX to compete with other major exchanges we will need to increase the quality and number of anchors and market-makers on our network. We continue to offer grants of up to $2M for partners in these areas. The Exchange also promotes our vision of moving more real-world assets on the blockchain. ICOs are already coming to Stellar because we’re cheap, scalable, and fast. See Mobius’s We Did It! announcement, posted just a few days ago, for their impression of our platform. In 2018, we will put significant energy into bringing a wider variety of financial instruments on to the network.

>>7022660
Lol @ thinking xlm is the only platform that does icos. Even drgn does this shut and it’s over triple the value. You realize that marketcap prohibits growth right? You do know what supply is right? What actual price point do you see this getting to? I’d love to hear this

>>7022714
No no no lil fudster, answer
>tell me the release date for this product, and what exactly this product is that you're talking about.
Also what was the market cap for all of crypto 5 years ago?
>m.. muh market caps!

>>7022714
I wonder how much they're paying you for this pathetic attempt to sow FUD.

>>7022747
>no I won’t answer what I think the price will be because I don’t want to hear what the marketcap would have to be
Rest well young pajeet you did well

>>7022748
>2018, he thinks people spread fud for their own benefit when they literally don’t shill another coin or own this coin

>>7022794
>it'll never go above $0.50
same fud different day
>pajeets XD
Gnight lil buddy

>>7022816
Haha yes mr pajeet you go ahead and say the same thing I just said to you without answering my question.
>>7022794

Pajeets in my time used to have solid answers lol

>>7021717
>little to no room for growth

Literal 10x just to reach ETH's current mcap. As a whole crypto will at least 10x this year so there's literal potential for at least 100x this year. You do understand that XLM will replace ETH, right? Already ICOs are choosing XLM or ETHshit

>>7022850
cool fud though it was a nice try

>>7022872
>thinks this garbage will actually have use and replace ETH.
No they aren’t but nice try haha
>>7022880
The only person trying here is you haha you’ve been on my thread over an hour trying to defend xlshit i actually had a conversation with a non deluded stelltard who realized this is time limited. >>7022522
You still conviently didn’t say what you predicted the price could get to EOY lol

>>7022154
It was over $1 at one point.

>>7022955
>No they aren’t but nice try haha
Ahahah what a retard
https://www.coindesk.com/goodbye-ethereum-kik-plans-move-ico-tokens-stellar/

>Mobile messaging startup Kik is planning to shift its Kin token network from ethereum to Stellar, CEO Ted Livingston confirmed on Wednesday.

>Speaking in a live question-and-answer session on YouTube, the company's founder argued that ethereum's blockchain – which the app is presently based on – is unable to scale to the level that Kin needs, among other issues. The answer, he said, is to shift to the Stellar network, first unveiled in 2014 and created by Ripple co-founder Jed McCaleb.

>Livingston went as far as to blast ethereum as "the dial-up era of blockchain," noting that gas prices – which are needed to execute computations – and other transaction fees need to be built into the app to ensure users' transactions go through. Kik first announced it was contemplating a move onto another blockchain in October, stating that ethereum's scaling issues meant it "might not be the right solution" at the time.

Just shut up at this point kiddo

>>7022955
ETH is garbage. A few hundred people trading kittens almost destroyed ETH. It doesn't scale. It's shitty 1st gen tech.

https://www.coindesk.com/why-a-39-million-ico-chose-stellar-over-ethereum/

You're in denial if you see what is going to happen

Ethereum = MySpace
Stellar = Facebook

>>7022987
J j just stop
https://theusacommerce.com/dragonchain-drgn-is-where-all-the-hot-icos-are-launching/
Your shit coin is shit and you are literally one of the most desperate pajeets I’ve ever seen on a thread for this long. Still not gonna answer my question huh pajeet?

>>7023026
If you don't see..

>>7023026
>one article
>doesn’t realize there is already another coin that does this better
>compares xlm to Facebook
Literal state of normies on /biz
How did you find this place, really?

>>7023038
>Two ICOs have already launched on this young platform
>Two!
>TWO!!
Ahahahhhaa Woah I better put some gloves on before I handle shit that hot

>>7023067
Although now I know you're trolling now especially using a coin delisted on Binance as the example

>>7023076
>and it’s already more than 5 times the price of xlm
>yfw you realize it would be parabolic for xlm to reach drgn s price

>>7023120
>I know you’re trolling
>has been in my thread for over an hour and a half
Okay pajeet, what’s that price you think stelltard will ever get to? Lol!!!

>>7023157
$5,000 EOW

5 Things You Need To Know About Stellar Lumens According To IBM
IBM’s Michael Dowling, Group CTO and Chief Architect for Blockchain Financial Services, referred to in his Reddit post a month ago about their partnership with Stellar.

IBM and Stellar have a common purpose to fix a genuine problem and they are determined to stick together to make this happen
>The IBM/Stellar Universal Payment Solution represents a shift in the way traditional – and now non-traditional – financial institutions can send value around the world with as little fraction as legally possible….The folks at Stellar, like us, want to see the world move past the 40 + year old fragmented system that we all suffer in today, but move towards a system that is more fair and equitable for all. This partnership is not just long term – it’s tight. Stellar joined the Hyperledger Foundation in addition to partnering on this project. There are many upcoming projects coming up this year about to be announced.

Stellar Lumens (XLM / STR) is already active and being used in very practical ways. Volume will only increase as more partnerships are announced. Results will be seen very soon – Q1 2018.

>XLM, while relatively small today, is growing fast. More and more people are using Lumens and trading them actively. We have a strong desire (and requirement) to open the market for fiat to XLM at the institutional level. We have 1 major market maker right now, and 14 major institutions involved in direct or indirect capacity on the network. Starting in Q1 2018, you should see more of those institutions redirecting payment traffic on the network.
This major market maker is rumored to be Bank of America based on one of their websites mentioning XLM in the code before the page was promptly taken down.

It is steps ahead of Bitcoin as it is already compliant with regulations

It has a proven model unlike Ethereum as it already has the unique technology to issue any asset directly

>A very unique capability with Stellar is the ability to issue an asset directly on the network, and specify how that asset is managed on the network and what nodes validate and confirm transactions. That means we can work with other parties – such as traditional fiat currency issuers (stay tuned) …Together with the technology developed at IBM, the ability to clear transactions with very fast settlement using Lumens was a no-brainer and a perfect match. Together, traditional and non-traditional financial institutions can settle using a cryptocurrency with those transactions directly tied to counter-terrorism financing, AML and KYC processes required by regulators around the world. Basically, it’s the missing piece those institutions need to move forward transacting with cryptocurrencies.

XLM allows for any financial instrument to be transferred as a type of ‘money’ to anyone in the world, for free, instantly, and in any currency. This is not just automation, it is revolutionary.

>XLM is one of the assets on Stellar. It’s also used to ‘pay’ for transactions on the network. So XLM has 1) value and 2) utility. There will be other assets. So, for example, let’s say that a fictional island nation called Stellarisle has a central bank, and that central bank wants to issue currency assets on Stellar. In that case, Stellar is used, and XLM is used to power those transactions for those assets, even though XLM isn’t directly used as the settlement mechanism. It doesn’t matter if XLM is the settlement mechanism. Rather what really matters is 1) the safest settlement mechanism is used for two transacting parties, and 2) XLM is still used even as a utility.

>>7023168
Lol you knew you couldn’t even say 2.00 without being btfo. Shits tight man, people should definitly listen to you mr pajeet 9000 vs actual experts. You tried hard man, you did.

Roadmap is live, the only people fud'ing it are 'le reddit' retards and people who bought in at ATH

https://www.stellar.org/blog/2018-Stellar-Roadmap/

Goal #1: SDEX – the Stellar Decentralized Exchange
This is our main product focus for 2018, and we’ll reveal further details on SDEX’s specific roadmap, brand, and leadership in the near future. SDEX will be the world-class front-end that our underlying technology has long deserved. It will enable on-chain, protocol-level trades for any Stellar token, and we will create liquidity to minimize spreads and maximize choice of assets. Specific niceties the SDEX implies: Day One trading for any Stellar ICO token, atomic pathfinding to discover the cheapest rates between any two assets, very low trading fees, end-user control of secret keys

For SDEX to compete with other major exchanges we will need to increase the quality and number of anchors and market-makers on our network. We continue to offer grants of up to $2M for partners in these areas. The Exchange also promotes our vision of moving more real-world assets on the blockchain. ICOs are already coming to Stellar because we’re cheap, scalable, and fast. See Mobius’s We Did It! announcement, posted just a few days ago, for their impression of our platform. In 2018, we will put significant energy into bringing a wider variety of financial instruments on to the network. SDEX will be the exchange of first resort for all Stellar tokens, and we foresee a future where, say, carbon credits, oil futures, and the latest digital asset are all traded together—cheaply and quickly.

What a shitty tread, it can go 10x if the market grows easy as that.
1£ is guaranteed in the short term.
Seeing a Los if got in b4 20c almost impossible. Care is you are on above 50c.

Secondary Product Objective: Better Ecosystem Support
We recognize that our platform is only as useful as the tools built on top of it. As noted, we’re seeing more interest in Stellar than ever before, from randos and !randos alike, and we want to make sure it’s easy for anyone to begin building on our network. We need a robust and informed community of developers and entrepreneurs alongside us to become a global financial protocol.

In 2018, we plan:better overall brand communication, more implementation walk-throughs to help people get going, better technical documentation, including release notes, continued improvement to our Horizon API and the surrounding SDKs. We will also continue to award lumens, via the Stellar Build Challenge, to people and businesses who contribute to our ecosystem.

Goal #2: Lightning Network on Stellar
Technology has always been the strongest part of the Stellar story, and we will make it even stronger in 2018. We’ve noted the market demand for more private channel transactions on Stellar, and we will integrate the Lightning Network in 2018. For those of you unfamiliar with Lightning, this Vice piece is a decent introduction: WTF is the Lightning Network and Will It Save Bitcoin? Of course, unlike Bitcoin, Stellar doesn’t need “saving” . . . we’re just going from a good place to an even better one.

Lightning will have a huge positive effect on Stellar’s long-term scalability and security. We’ve been aware of Lightning’s potential for Stellar for a while, and we’ve recently collaborated with Stellar advisor and Bitcoin Core developer Jeremy Rubin to optimize our implementation.

Secondary Tech Objectives
Hardening: as we make performance improvements, the network must remain resilient and secure. We will reduce the attack surface at the protocol layer by adding invariant support (with checks performed constantly by the validator). Those checks will reduce the impact of bugs on the ledger state.

Decentralization: we want to make it easier to run a full validator. In order for the network to be as decentralized as possible, the overhead of running nodes should be minimal. By making nodes more reliable and self sufficient, node operators can spend time doing other things. We’ll also be making improvements to how we monitor the network’s health, and the way nodes exchange data, by revisiting some characteristics of the peer-to-peer code.

We closed 37 partners last year and highlighted a few, including IBM and Tempo, in our Stellar and the State of Cryptocurrency post from last week. Corporate development work will continue: we’ve planned major partnership events around the world this Spring.

If you are keeping your Lumens in an exchange you're throwing money away. Due to low transaction time you can keep it in the Stellar wallet without fear of missing out on trades. Get the desktop wallet, go to your settings and set yourself to an inflation pool to begin growing your money.

Lumen Distribution
>At the genesis of the Stellar Network, 100 billion lumens (XLM) were created as specified in the protocol. As part of its custodial mandate, SDF is entrusted to oversee that the vast majority, 95 billion, of the lumens are distributed to the world. SDF manages the execution of lumen distribution, with oversight and direction provided by SDF’s Expansion Board. The initial lumens held by SDF are required to be distributed to the world in the following manner:
>50% for distribution via the Direct Sign-up Program
>25% for distribution via the Partnership Program
>20% for distribution via the Bitcoin Program
>5% held by SDF to support operational costs

>>7023251
You summarized this perfectly. Basically no reason for anyone to buy this anymore at this point. However I am getting a laugh out of this super pajeet lol he just keeps posting >>7023252

>>7022144
ETN is going to be the mass adoption coin for normies in 2018 its all done via smart phone and ios app coming screen shot this watch..

Direct Sign-up Program
>We believe the Direct Sign-up Program will help us expand the reach of the network and, subsequently, help achieve our goal of building a more inclusive digital economy. Giving away free lumens is an invitation for communities to learn more about Stellar’s low cost infrastructure, learn more about digital financial assets, and design and build the financial services they need. The availability and active use of lumens on the network will increase the overall network’s utility.

>The Direct Sign-up Program will be conducted in rounds and with a phased roll-out to encourage learning and public awareness throughout the distribution process. We will experiment with various ways to conduct distributions. Any initiative or scheme we implement to support this distribution will serve the implicit purpose of this program: to get a small amount of lumens in the hands of as many people as possible with the intention of promoting financial knowledge and access to financial services around the world.

To fund the rewards, 25% of the initial lumens will be set aside for grants to businesses, governments, institutions, or nonprofit organizations that contribute to the growth of the Stellar ecosystem. More specifically, the goal of the program is to reward institutions that contribute to the Stellar ecosystem in two core capacities:
>By being an early adopter and contributor to the Stellar ecosystem or;
>By extending the network’s reach to underserved or financially excluded populations

>>7023284
Frendly reminder I didn't show up in your thread until 20 minutes after you posted it. If we're using time spent in thread as a measure for how much of a pajeet you are you have me beat sir thankyou sir

>The Bitcoin Program was completed in two rounds: one round was completed in October 2016 and another was completed in August 2017. SDF does not intend to conduct another round of lumen distributions to bitcoin or XRP holders.

Unclaimed Lumens and Stellar Build Challenge
>Lumens that were not claimed by during the Bitcoin program are currently going to the Stellar Build Challenge and toward the operations of SDF. The Stellar Build Challenge rewards development, education, usage, and integrations in the Stellar ecosystem by awarding lumen to the creators of useful technologies, resources, and applications.

Held by Foundation
>In order to provide market stability to lumens, SDF founders and Stripe have voluntarily agreed not to sell any of the lumens initially received (either via employee grants in the case of the founders, or via repayment of the Stripe loan) for at least five years. However, Stripe may auction any of their lumens, provided the recipients also agree not to sell their lumens for five years, and net profits will be returned to the Foundation.

Inflation
>The Stellar Network has a built-in, fixed, nominal inflation mechanism. New lumens are added to the network at the rate of 1% each year. Each week, the protocol distributes these lumens to any account that gets over .05% of the “votes” from other accounts in the network.

>>7023308
Pajeets shill, are you really that new?
Keep going super pajeet. Keep posting copy pasted material from xlfail for you’re own benefit because everyone else in here already acknowledged the point lol!!

>>7023349
>uh oh pajeet's getting desperate to keep up the fud

This is further backed by by Lindsay Lin's presentation in Singapore's SUSS conference where they outlined the major qualities of XLM for tokenization:
>optimal for fungible, counter-party backed tokens
>optimal for enterprise-level, production-ready tokenization needs
In laymen's terms, they want both consumers and producers to be able to use XLM as a transitionary currency between both the big heads and the small fish, as well as being a platform for future ICOs and a gateway to fiat (primarily gearing for the FairX exchange which runs on the Stellar network and utilizes Stellar as the mode of transaction; fiat goes into Stellar, Stellar then used as pairing for whatever shitcoin /biz/ is shilling this week, all as a means to reduce fees and the amount of time spent waiting for the transaction to occur). Here's the kicker for you XRP haters: Stellar Lumens is the alternative to Ripple if you're so hellbent on your jewcoin argument. Contrary to XRP, XLM is non-profit and an open node set with customized quorums.

Because Stellar is gearing up for the potential for large companies to use it (which I will address in a moment), it makes sense that the total supply is so high. And before you give me a "muh market cap" argument, you need to realize that with real world application, it is a near necessity to have such a large supply, and it should not dictate what "price point" you think XLM will reach, especially considering you can only compare it to the market cap of Bitcoin, the largest we know, and cannot accurately state what the potential peak of crypto market cap could be.

>>7021717
It's not a "shitcoin", although your right, it won't grow quickly. It's the stable, organically growing reserve currency to put your gains back in to. Like BTC used to be.

>>7023368
>pajeets getting desperate
>continues to copy paste information
>he doesn’t realize hes the only pajeet left
If you aren’t a shitskin no one ks

>>6882244
Anyways, back to the real juicy stuff that you guys (should) care about:
>partnership with a market maker due late Jan/early Feb

While I'm not here to explain the intricacies of what a "market maker" does, the gist is that it adds increased liquidity to XLM and implies that, within a specific price point, the market maker will be accumulating XLM. With the way that the markets have been, XLM holders can expect a new floor to be set and a potential pump on the release of the news, though you should be buying the hype right now. People on plebbit are spouting "ooh ooh Wells Fargo... NO... VISA!" and all this nonsensical shit. VISA accounts for nearly 3/4ths of the electronic money transactions in the world, with 15- million transactions a day and 15,000 a minute on VISAnet, I highly doubt that they are in desperate need for an updated platform, though I admit, that would be huge. The only credible plebbit post on this is the one making the guess that the alleged "money maker" is TD Bank, which is a more likely prediction as IBM has been working with TD Bank recently to update their business methods using blockchain (one of the first Western applications of crypto in the financial sphere), which means we can likely see a large chunk of tokens going continuously to TD if they're playing their role correctly and a lot of other corporations following suit if things go well. If they can integrate this platform into TD Ameritrade, their online brokerage platform, we could start seeing mobile exchanges that act as a crossover between traditional investments and crypto investments. The market maker IS NOT and CAN NOT be FairX at this point considering there is not a beta platform for their exchange yet and it would be too early to deem them as a market maker unless they were stocking XLM prior to launch, which is also not the case, as the Stellar Foundation has already set aside a number of coins to be launched on FairX.

>>7023388
What caste are you a part of?

>>6882279
>http://www-03.ibm.com/press/us/en/pressrelease/53290.wss
>IBM has convened an initial group of diverse banking leaders as part of the development and deployment process, including Banco Bilbao Vizcaya Argentaria, Bank Danamon Indonesia, Bank Mandiri, Bank Negara Indonesia, Bank Permata, Bank Rakyat Indonesia, Kasikornbank Thailand, Mizuho Financial Group, National Australia Bank, Rizal Commercial Banking Corp. (RCBC) Philippines, Sumitomo Mitsui Financial Group, TD Bank, Wizdraw (HK) of WorldCom Finance, and other financial institutions.

IBM would not test out their golden project child on any of the banks they listed other that TD Bank. Everything else is either too small scale for their tastes or potentially running into adoption conflict with XRP which is making its rounds around that area now. Why force a bank to decide when you can target a bank that has a multi-million individual user-base, already working online brokerage account that is used widespread, and is not getting other coins slammed down their throats? By keeping it in the West, where crypto is still an emerging thing in the mainstream, and out of the East, where coins/tokens come and go like clockwork, they know what they're doing.

>>7023374
Lol don’t say that this pajeet will lose his shit and continue shit posting all day lol
>>7023405

>>6882303
>stripe says fuck bitcoin, nobody's got this shit
>https://stripe.com/blog/ending-bitcoin-support

Poor grandaddy Bitcoin has been supported as a payment method by Stripe since 2014, back when it was worth a smidge of what it eventually came to be worth, and now they're removing it as an option due to block size limits, slow transactions, and high transaction fees that deterred consumers from using Bitcoin as a payment method. That's seemingly quite coincidental that they would drop Bitcoin due to those reasons, as surely there is not a lack of people still buying into cryptocurrency in general (of course not into BTC at this point), but also that XLM tackles every issue that they listed as reason for removing BTC. This is speculation, and not fact, but this opens Stripe up for the potential to be based on the Stellar network with high speeds, low fees, and a lack of block size limits as XLM, again, has such a large and static supply (I say "static" because it's guaranteed that no XLM will be released, and, if anything, there would be token burns). They are effectively phasing out Bitcoin transactions by April 23, 2018, but finish their post by saying they are still confident in crypto, and the sentence that should get your knickers a little wet:
>We may add support for Stellar (to which we provided seed funding) if substantive use continues to grow.
>(to which we provided seed funding)

>>7023445
>fud's nervously for the 32nd time this thread

>>6882342

>this one's for my plebbit fags
>alexis ohanian vocally supporting stellar on twitter
>https://twitter.com/alexisohanian/status/955531298902228992

Yada yada yada, blah blah blah
Not much to really say here. This may not mean anything substantive other than Ohanian is holding XLM, but also has the implications to mean something huge. If plebbit allows for users to purchase gold using XLM, it's kind of hard to argue that it cannot function in more informal settings, ones outside of exchanges or banks. And given the fact that it's relatively fresh on the scene and gunning straight towards Rebbit, it's evident that this isn't some shitcoin that's gonna have to work its way up through partnerships with dead and/or dying companies or functioning on bullshit announcements that do nothing (*cough* TRX *cough* these bags are very heavy). The question here, in the hypothetical that Rebbit adopts XLM, is whether Rebbit will buy a lot of XLM in order for users to buy XLM from them in order to buy gold, or if it requires users to access exchanges themselves and buy into Stellar which they would then transfer. IF, BIG IF, this happens, I assume it will be after FairX launch and it is easier and more accessible for normies and complete idiots to buy XLM straight with fiat.

>>7023429
>>7023405
>>7023368
>>7023330
>>7023308
>>7023274
>>7023252
>>7023234
>>7023210
>>7023191
>>7023168
>>7023076
>>7022987
>>7022880
>>7022816
>>7022747
>>7022660
>>7022514
>>7022399
>>7022285
>>7022262
>>7022144
Do me a favor and I’ll stop posting and you can have the thread, can you just screencap this response and post the pic here?

>>6882377
>weiss rates cryptocurrencies
>XLM gets an A-

Correct me if I'm wrong as a ton of these fake ratings have run around today, but I think this is all you need to know. The only other token to get an A- (No As across the board) was NEO, so it asks the question as to what the criteria of the grading was, but obviously they like XLM which is a good sign in general. The more people who like it, the more likely it is for people to be warmed up to the idea that it's worthwhile to use. You're looking at the real Bitcoin killer right here. The majority of the people buying BTC are either using it to buy into alts (poor fools) or to sit on and profit; if BTC had actually held up its same standard, it might've been applicable to use for payment in the real world. But it's fallen flat on its face and gotten senescent to the point where it is not the dream Satoshi dreamed of (in b4 BCash is the real BTC). XLM will allow you to buy into alts, allow you to reap profits from holding, and is on the forefront of actually being used as a potential payment method and store of value for financial and consumer application.

https://pastebin.com/2b3S26Qc
https://pastebin.com/90b7c0AL
https://pastebin.com/QqU5TGFG

>>7023493
Whatsamatter little pajeet? I'm dumping all this solid information about my absolute shitcoin and you can't even answer a simple question like 'what the product is?'. Whew boy

>>7023527
But it didn’t
>>7023212

>>7023557
Haha you’re posting copypasta from the shit stains info lol. I coild do this with even ethorse. No one is buying your shit. Everyone else in the thread already acknowledged that. I just want the screencap and I’ll leave what’s the issue?

Boris Reznikov
Partnerships
Boris loves thinking about ways to drive growth by building relationships and connecting people with similar goals. Prior to Stellar Boris was at Deloitte Consulting, where he developed growth strategies for clients in a variety of industries. In a previous life, Boris advised Fortune 500 companies on hostile mergers and proxy contests. Boris holds an MBA from Duke University.

Bartek Nowotarski
Developer
Bartek Nowotarski is a software engineer focusing on web applications security. He has a masters in computer science from Jagiellonian University. Before joining Stellar, Bartek worked as a lead developer and security consultant, and he has found vulnerabilities in high-profile sites such as Facebook and Yahoo.

Brian Gale
Growth
Brian is passionate about technology and innovation as a tool for creating social impact around the world. Prior to joining Stellar, Brian was a strategic consultant for early-stage startups in Europe and the U.S. across a variety of industries working on product launches, go-to-market strategies and developing global growth initiatives. Brian holds an MBA from ESADE.

David Mazières
Chief Scientist
David Mazières is a professor of Computer Science at Stanford University, where he leads the Secure Computer Systems Group. Prof. Mazières received a BS in Computer Science from Harvard and Ph.D. in Electrical Engineering and Computer Science from MIT. His research interests include Operating Systems and Distributed Systems, with a focus on security.

Ella Qiang
Partnerships China
Ella is passionate about the intersection of finance, technology and innovative business models. At Stellar, she leads strategic partnerships in China. Previously, Ella worked at China Development Bank, structuring financing of infrastructure projects. Most recently she worked at a distributed generation solar provider that offers solar as a service to U.S. home owners. Ella has an MBA from UCLA Anderson.

>>7023589
Aw lil pajeet

>>7023639
He won’t screencap it and just keeps pajeeting and projecting.
So so far you haven’t answered a single question. And won’t screencap one post lol

Jed McCaleb
Stellar Developer
Jed McCaleb is a co-founder of Stellar Development Foundation. Previously, he created eDonkey2000 which became one of the largest file-sharing networks in its time. He later created Mt. Gox, the first bitcoin exchange, which was subsequently sold and re-coded by its current owners, followed by Ripple.

Lisa Nestor
Partnerships
Lisa is researcher and business strategist with a passion for financial empowerment. Prior to joining Stellar Lisa was a business development volunteer with the Peace Corps (Mauritania ’07-’09), led operations and partnerships for a portfolio of research studies at the Centre for Micorfinance (India) and most recently led product marketing and growth at Payoff. Lisa holds an MBA from UCLA Anderson.

Łukasz Lachowski
Developer
Lukas is a passionate software developer with a crush on theoretical computer science. He likes to connect these two fields in a way that everyone can benefit. At Stellar, he is responsible for developing the core part of the system. In his free time he likes to spend time doing sports, preferably mountain kayaking.

Nicolas Barry
CTO
Nicolas is excited by turning potential technology into something practical that benefits most. He likes to tinker with software and tackle hard distributed problems. He previously helped build large scale systems at Microsoft and Salesforce. Nicolas holds a MS in Computer Science and Mathematics from ENSEEIHT in Toulouse, France.

Rafał Malinowski
Developer
Rafał is a software developer with great passion for C++.
In free time he works on two open source projects – Kadu and Injeqt. When the weather is right he likes to ride a bike and fly a glider.

>>7023667
C'mon buddy it's an open-book test, just tell me what the product is and I'll tell you my price prediction for that product. I don't know what you want me to predict friendo since you don't know what you're fud'ing

>>7023701
I want you to either predict a price eoy or screencap that post and I’ll answer all questions about their multiple products coming /platform new friend

>>7023746
>doesn't even know the product
You know there's more to these here bitcorns than just the letters right m8

>>7023783
>dodged the questions again
You’re an advanced pajeet huh? You even posted information about how excited the developers were hahahaha

>>7023807
How about this, I'll say a number and you try to guess which digit that number goes in. Let's say 4 digits. XX.xx. I predict one of those will be a 5, which digit do you think that will be?

>>7023840
Haha Jesus man, you can’t be a real person

>>7023878
>can't even guess a digit
>can't even name the product
You're done now

>>7023783
You're not gonna be able to reason with him. He has been triggered by all the red candles in his own folio and now he's too poor to even buy 1 xlm.

>>7023914
>hfw can't transfer out 0.01 XLM

>>7023914
All green over here baby. And sorry pajeet and pajeet jr my coin had the ability to break a dollar fitty ahahahahaha>>7023908

>>7023908
>>7023878
What a long and cringeworthy argument. You could have both just said you're not stinky linkies and people would have known you were retards.

OP is literally the bizarro fudster. Triggering all us snakey worshippers into dumping all the important info on XLM and basically creating the biggest xlm shill thread in a while.

Sad try to FUD. I feel sorry for u if u don't know what STR/XLM is' and why it's bound to pump way higher sooner or later anyway. if u think it's a shitcoin that's your loss, nobody forces u to hold this, so stop this sad lame FUD and fuck off.

>>7024718
Little do you know they >>7023946
>>7023908
are the samefag

Hop u bought the dip people, cause it won't keep hanging for long before we take off! buy now low if u haven't bought yet, and just wait a while. easiest money.

>>7025372
Hope*