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/biz/ - Business & Finance

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6563051 No.6563051 [Reply] [Original]

Hello /biz/,
I have a question regarding credit limit and balances. I've recently got a $1000 Visa card from my bank, and the balance on my card is $37.78. My available credit is $955.10.
My question is, where did that roughly $7 go? I don't pay fees on this card as I have other accounts at this bank, and there is nothing in my transactions list. It seems like this $7.12 has simply disappeared.
Should I wait for the cards statement to come before I go to the bank and figure this all out? Do some banks lower the credit limit by a certain percentage of the current balance? I am with RBC (canada)

>> No.6563175

It went into Mr Goldensteinbergs Holocaust reparations account

>> No.6563188
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6563188

>>6563051

>> No.6563219

you prob have a hold on there for something. it should go away in a day or two.

>> No.6563241

>>6563051
It's called the Nigger Tax, google it.

>> No.6563271

If you bought something for 7$ in the last day or few days that would be the reason.

>> No.6563284

It's on hold and will be available soon if you didn't spend it

>> No.6563396

>>6563219
>>6563284
My cards with other banks always show holds/online authorizations. Is it common in the US for holds not to be shown?