/biz/ - Business & Finance

>>6253087

does it trigger you that millennials can potentially overtake your networth while being lazy neets and never wage cuck ever.

>>6253133
35 is millennial you stupid shit.

>>6253133

absolutely not, you dont want to work your ass off 10y like i did.

However, you retards need to understand that you will never "made it". Thats first 1M will need to turn into 2M then 5M and then 10M... you will never have enough.

>>6253133
>MFW this fucking boomer wants to get some of our sweet gains

>>6253171
point still stands. A ton of us are becoming millionaires without climbing the corporate ladder.

>>6253087

You managed to save 5 million dollars working as an IT cuck?

Let's see your holdings.

t. Fellow leaf.

>>6253087
any pics of the wife

>>6253207

the boomers cucks retard will be the one making this bubble pop, they are not even started yet. Just wait couple months for crypto related mutual funds and ETF start trading thats when the fun will start.

post wife's big tiddys with time stamp or larping

>>6253245

I own your started 5 funds portfolio of low cost Vanguard ETF. Totally boomer investing. I ranked about 500k last year from passive income.

>>6253087
How do you pay least tax when you cash out of crypto in canada

>>6253087
>frenchfag

>>6253344

So if you're invested in shitty-ass ETFs with mediocre returns, yielding maybe 5-6%, where exactly did the principle come from?

IT cucks are a dime a dozen. You would max out 100K gross per year, and with a family and living costs, a lot of that would be consumed and not saved.

Did you run your own business?

Story is not adding up.

Look into rlc op. That's all I ask it'll make u a million from the 100k in a few months

>>6253087
>5M$ Leafs
Nice, that's like $6000 US

>>6253468

yes, started as a freelancer, now have about 10 employes, etc.

When i was independant i was ranking 500-600k/y. I found a specific nice and performed on on fixed price, no hourly cuckery for me.

>>6253307
They are already running ads for BTC positions during Rush Limbaugh shows.

>>6253087

Holy fuck, if crypto 10xs I’ll have more money than you (currently got 900 ETH) which means a 23 year old drop out made more than you after ten years of hard work. Does this upset you?

>>6253087
FILTHY QUÉBÉCOIS SCUM OUT NOW!!!

>>6253200
plenty of people here started with a few thousand last year and are now millionaires.

>>6253410

I see 3 options:

1. pay your taxes so they can feeds and house the niggers (capgain are taxe about 25% in canada
2. incorporate in a foreign contry, open a bank accountand deposit in that account. use a law form for incorporation and have power of attorney
3. HNW individual can literally buy citizenship in foreign country that have more friendly taxation policies

>>6253565
no, only children get jealous

Nice job, anon. Congrats!

>>6253645
post wifes big tiddys

>>6253565

i truly hope you are socially adjusted enough to deals with banks, accountants, etc when you need to deposit your x1000 gainz

>>6253538
>When i was independant i was ranking 500-600k/y.

Well that would explain that. What kind of skills did you have to secure that kind of work?

>>6253538
What was your niche?

>>6253087
Fuck, marry, kill:
Harvey Weinstein, Kevin Spacey, Louie CK

>>6253767

i performed mosly infrastructure diagnostics and audits. More importantly, i am a very good shittalker. I made few great deals with generalists IT firms to resell my services for a 20% markup and learned to "close the deals".

>>6253901
>Gilbert Rozon, Éric Salvail, le Denis à palettes
Corrected that for you.

personally, aiming for something like 5 million. why isn't 5 million enough?

J'me demande ben combien de Québécois y'a sur /biz

>>6254002
Because taxes

>>6254002

why would it be enough ?

Wealth is a personnal scorecard, you always want more.

>>6254026
NAT, baka

>>6253935
How did you get into that? What kind of skills are required? I'm in IT myself and would love to make more money doing the same kind of stuff.

>>6254054
I guess so. I wouldn't hate having more. I just feel like I'd end up using my time on hobbies (profitable or not) after 5 million.

>>6253087
>a big titties wife

>>6253087
Is having kids worth it?

>>6253967

Touche

>>6253087
>it's another inspect element LARP episode
yawn

>>6253087
should I consolidate?

>>6254150
Yes, but only once you're older (late 20's early 30's). Experience as much life as you can before you have them. They are sooooo consuming, time, emotion, sanity, ect.. It's very rough but rewarding. Just prepare yourself.
PS. Say no to step kids. No matter what you are never their biological parent. I don't care how much you love your partner. Just...no.

i believe you about the money OP, but not about the wife.

please post a picture of your wife with her tits somehow visible

>>6253307
hahahaaha we are so far away from real crypto ETFs its not even funny. You have no fucking clue what you are talking about.

>>6254150

yes absolutely, if you cant reproduce you truly are shit and your downline deserve to go extinct.

>>6254358

orly ? why dont you just put "crypto etf" on google news...

>>6254218

portfolio, the meme

What do you feel knowing that your wife can ruin your millionaire status any time she feels like it?

>>6253087
op say i were to post a list of good coins for 2018 would you be intrested in something like that ?

>>6254435
yeah really. Call me again when shit actually passes and gets approved. We don't know where futures will be in 4 months time, let alone ETFs. IT cucks like you have no idea how finance actually operates, although of course they think they do

>>6254575

yes i am usually on pol but i lurk biz for the memes and occasionnal coinsgainz. I already have a list of memecoins that i plan do dump but your imput is more than welcome

>>6254622

i am actually well versed in finance. do you think i got to 5M by being a litteral retard ?

Thats said, it is absolutely true that regulators are cucked with crypto and will put up a fight.

can a poorfag like me ever make it in crypto? started with 200 usd. Is it realistic to picture myself as a millionaire?

>>6254658
well give me your list and ill see if yours has any of the same as mine in on binance tho.

>>6254730

jesus christ 200$, i had steak worth more than than. Go flip some burgers or something, This is literraly 3rd world pajeet tier.

Opinions on XRP?

>>6254785
>muh sekrit club
just post fag

>>6254218
you dont own VEN? do you hate money

>>6254730
No

Start with at least 10k and don't go all-in on shitcoins.

>>6254819

>muh sekrit club
you sound like a child my offer is an exchange type deal with op. was hoping op would throw a little coin my way for my list

>>6254785

the fuck is that "exchange proposal" just post your shit.

as for myself, i plan to "invest" my 100k with the following allocation:

40% ETH
40% in the mid-tier shitcoins (NEO, ICX, REQ, LINK, BAT, VEN)
20% in pure speculative shitcoins of the day

>>6254919
my list has like 10 decent coins that you should atleast keep an eye on in the future. have any coin you coud throw my way for it ?

>>6255072

not at all since i am coin poor, i have about 8k in coins atm,

6k eth
1k dbc
1k opt

>>6254806
>>6254701
Studentfag here. I was reviewing my goals for this year, and I was struck quite forcefully with the fact that I do not want to participate in society. More than anything, I want to be free, without having to worry about money, food, water, clothing, shelter, transportation etc.
I feel very little motivation to do anything, even though I know I should. I'm filled with disgust and a sense of being defeated, and I want it to stop. I don't care about girls, or lambos, I just want to have enough money so that I can be left alone and do maths or go to the gym or read. I don't enjoy almost anything that 'normies' do, and find the thought of socializing with them nauseating.

Currently have ~5K in crypto, but know that I am going to need other investments in order to make it to the ~2M club. Currently living at home to keep my expenses down while taking applied math at uni (2.5 years left) and thinking about going for a masters degree in applied math/stats so I can be a consultant or something.

Thoughts, OP? Shitposting from work rn. (retail)

>>6255163
cant throw any eth my way ?

>>6255281

just get lost pajeet, go eat curry or something

>>6254908
>anon posting on an anon image board
>trying to shill his bags as if he's some kind of ben bernake seer
just spill it.

>>6255281
I had 5 suggestions that I was about to give you. but then you had to beg like a total faggot. go take out a mortgage to buy espers on yobit.

>>6253087

so why are you here then?

go fuck that big boobs wife you have LOL

>>6255245

cant help you man, imho you would need at least 10k capital to get started.

>>6255321
Wow you serious dude. what a dick head i mean im not a pajeet just a friendly crypto dude but whatever

>>6255361

i jerk off to facialabuse 1080p in preparation to this weekend weekly rape simulation.

when you have wife for 10y, you need to spice things up.

>>6253087
What's your primary holding, or are you literally so cucked that you keep your funds in a savings account. I assume if you know that crypto is a good investment you'd be holding something else with that large of a sum
>>6255281
no begging retard it's in the sticky
>>6255370
>sirs please give espers i am just nice white european man on /biz/ please sirs give eth
>>6255245
That's called depression, just find a different career path or way of life laddy

>>6255370

you beg like a pajeet. you might not be brown and smelly on the outside but you are INSIDE

>>6255472
pajeets BTFO

>>6255369
Let's retry this. Let's say I'm making 75K per year. 55K after tax. Assuming my living expenses are 18K per year, I'd have ~47K per year to invest in whatever I want, subject to increasing my income. How would you spend this money, if you were in my position? Assume 10K initial capital prior to 47K/year investment
>>6255464
Nothing helps

>>6255464

what kind of special retard keep significant money in a saving account ?

my primary holdings are

VTI, VXUS, VCN, VEE, VAB

80% equities, typical bogleheads portfolio for boomer investing

>>6254564

not actually married, my "wife" have absolutely no idea of my actual net worth. We like in a standard 350k house and i drive a Kia.

>>6255245
I'm stuck in a similar predicament. Have an enterprise started up with some old university roommates that hopefully takes off and sets me up for a comfy 10 years. as a uni grad that really fucked up doing uni, i strongly recommend investing in your social and professional network. As shitty and as terrible as that probably sounds, it will probably make an easier path out of the situation that will take something like 5 to 10 years.

you can get by without all of the drinking which will save you something like 1.5k a year.
you can work part time to up your resume and get some extra cash
you can't penetrate the shitty labor market you'll inherit for anyone with a degree but without 2 years relevant experience. it's a shitty meme, but the meme is real senpai.

>>6253200
3m is enough for me

>>6255737
.... :(
Should I an hero? Can't really see the point in playing this game, anon.

>>6255812

until the day you finally attain that 3M.

I jus crossed the 5M, do you think i will stop here ? Why do you think i want to play with shitcoins ?

YOU ALWAYS NEED MORE, ITS A NEVER ENDING GAME

there is people here who are paper rich on some shaddy korean exchange that will actually go suicide if they precious paper gains vanish for whatever reasons.

The fact that they think they "had it" will amplify the pain, the suicide copypasta is real

Op seems like a cool dude. You ever cheat on your wife op? I get bored of my girlfriends after a year or two. End up cheating or leaving and want to break the habit. You ever going to ‘retire’?

>>6255840

load you mommy credit card to play the shitcoins slot machine before you proceed.

>>6255840
i mean, we have this beautiful tech revolution happening in front of your eyes. get that noggin pumping.

>>6253767
>ranking
clearly not english skills, unless leafs are afraid of using the word rake

>>6256052

never cheated, no interest in cheating. theire is an endless sea of hd porn available when bored.

i actually met her when i was 26 and her 19, i molded her personallity to fit my will and she futfill my sexual fantasies.

>>6256085
thoughts on this S Korea shit? What next?

>>6253087
> a big titties wife
seriously, congratulations on this.

>>6256160

sorry grammar policeman, bare with me i am just a fucking french frog fuck nigger cock

>>6256196

Buy during the fucking dip. How hard is it to comprehend this?

>>6256085
No.
>>6256121
I just don't see the point, anon. Maybe my brain is broken. I've never seen the point of anything, really :/ even posters like >>6256175
just strike me as pointlessly striving. I've thought about becoming a monk, but I'm not enough of a believer.

>>6253280
This. Post pics of big tittied wife or gtfo

>>6256196
who give a shit about korea, this is a simple dip it will recover.

i had 200k down day in my main "boring" investing portfolio, i dont give a fuck about portfolio movements

>>6255717
Smart money, then. Nice.

The smart rich people blend in. New money shows it off and they lose it all. Grats on the life success and I hope it continues well anon.

hey grannie why don't you trade stocks, crypto is not for old people

>>6256288
you sound like a fucking FAG, go cry on a videogame board, mens are busy trying to make money here.

>>6256315

i highly recommend this book on this very subject:
https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474

>>6256309
Interesting. Got any books or resources to suggest etc? Final year in Comp Sci myself, got some interviews lined up etc etc. I'd like to try and invest carefully but basically I'm gunna be one of the first in my family to have any actual wealth, I'm a poorfag at a top 10 UK uni.

>>6256240
t'habites ou?

>>6256370
See, this kind of aggression strikes me as pointless and unpleasant. You big ape. Wow. Roar roar roar. Happy now, you gigantic LARPing faggot? Seriously, I hope your kids die in a fire.

>>6254054
>out made more than you after ten years of hard work. Does this upset you
Dont you have a number to just stop accumulating more money?

>>6256288
maybe i'm immature but my "beliefs" are only defined by what I refuse to believe. figure out your shit man. i only have time for quality shitposting. like, the clock is fucking ticking. you can set yourself up to be like.... office max or something. sure you and I will never be IBM or Apple, but we could become crypto Office Max or AC Moore with a sliver of luck and some quick work on a well developed idea/plan.

>>6253087
>hard work as an IT consultant
kek

>>6256526

New number is 10M of course, its the next logicial increment after 5M. Next step would be 25M after that.

The funny thing is that the more money you have, the faster you can make new money. Took me about 10y to get to 1M, about 2Y to 2M and another 2Y for 5M, should take 3-4Y to 10M...

>>6256593

i literraly had 110h work weeks, was worst than a nigger slave.

>>6256715
so you worked 15 years, not 10. You mean you saved 1 mill starting from college or something at the age of 20?

>>6256817

did 5y of wagecucking, we all start somewhere.

had my first 1M at 28 or so.

>>6253171
Border and most of us have little in common with you 20yo retards. We learned handwriting.

>>6256428
Exactly! That's what I was actually referring to lol

>5m
>multi millionare
Nigga thats millionare. But congrats if its real

>>6256715
What are you doing to make the new money?

>>6257312

1. i expect 6-8% yearly return on my 5M portfolio
2. will "invest" 100k in cryptos
3. about 600-700k/y from business

no real estate or similar shit for me

>>6257511
Any tips on building a business similar to your's?

>>6257124
>group up spoiled yet economically defficient and disadvantaged because of boomers
nah, ya'll are the same. you just have more developed hobbies and tastes due to age.

>>6257511
I'm 30yo and a wagecuck, can I still recover or is it too late and should I kill myself?

>>6257588

1. acquire skills
2. price yourself higher than your competitor
3. put your products in front of clients and learn to shill IRL

congrats anon.

i'm 30 but no where close to you. i'm about 1/4th of what you have right now. i hope i'll make it too

>>6257713
What are you referring to when you say products? You sell things as a consultant? I thought it was just services?

>>6257675

continue to sufr the cryptobubble, there is at least 1-2y left.

>>6257997

products as in "your shits"

in my case it was services yes

>>6258105
Post secondary education necessary?

>>6258222

was not for me, college in IT is literraly a meme. Everyone is hiring and there is a shortage of talent. Go get some private IT certifications if you want to stand out from the crowd of retard.

>>6258330
MCSA, Security+, CCNA type certs? Or are there better ones for this field? Thanks for all the advice.

>>6253087
How do i get a big tittied wife

>>6258763

yes, those are entry level but you get the idea.

>>6258857
What about *nix certs and such? What are some higher tier certs if the ones I listed are entry?

>>6254088
>infrastructure diagnostics and audits
Pen tester

>>6255245
just put all that money towards mining

>>6259073
just google "highest paying it certifications"

>>6253087
>french canadian
double dropped

allright niggers, OP here, i am going to bed.Hope the exchanges were interesting for everyone !

>Canadian millionaire
What currency does your village even use? What am I even looking at, 14 maple leaves and a beaver pelt?

>>6259294
What will you be doing during the next inevitable financial crash that will bring us back to the 1930's era?