/biz/ - Business & Finance

>>58369410
i getcha now and yeah i was a 1099 last year and somehow ended up with like a 18% tax on 54k income. didnt make sense. make sure you are deducting your portion of employment tax and see if you deduct healthcare payments.

>need to make more money
yeah you and me both. im at 85k a year and somehow doing math on my paychecks and like dang i got nothing left.

>>58369959
Niggers

>futures

The fact that nowadays everyone, their mothers, their mothers' minority houseworkers and those minorities dogs are invested in the market in one way or another is honestly pretty demoralizing.
Investing is no longer something you can spend some of your time studying to gain a financial edge in life.
Investing used to be a sure-fire way to get ahead of the pack and build generational wealth, even if starting from humble beginnings.
Now that almost everyone is doing, it's just become the new baseline that might barely allow you to keep your head above water.
Now it's just another thing on top of the pile of things a modern individual HAS to do just to maintain an semblance of human dignity.

Then again, I have no idea what the "new" ways to get ahead in life are, or if they even exist anymore. So maybe I'm exactly where I'm meant to be - on the way to become human cattle once I inevitably fail to keep up with the changes.

>>58369999
most of investing is just automatic from peoples weekly paycheck 401k deductions, that's just the way it is now, and why stocks are always going up
stocks will continue to go up till we have substantial unemployment or another fake crisis.

>>58369999
is that actually a man or a woman pretending to be a tranny to get nu-simps?

>>58369999
What’s she doing?

>>58369988
>Globe Life
I hope none of you were in it.

>>58369999
It's over.

>>58369999
would.

Another day. Of napping at my desk and bagging more cheap shares.

>AMZN robot count accelerating exponentially
>AMZN human count decreasing rapidly

Ain't even a black swan cause it's literally priced in how humanity will literally be replaced lmaooo top jeb

Is AT&T going out of business?

you bought calls right anon?

>>58369978
She didn't actually say that

>>58370087
yeah better sell all your shares to me tomorrow

im on day 3 no nut and i wanna shoot my load so bad, but after 30 days you gain telekinetic powers

>50k in SOXS

U fricken fricks better say the market is going down

If your net worth was ~$50k, you were in your early 30s with no debt, and you made about $30k/year, how much would you invest and how aggressively?

I am waiting to buy BOIL leaps. When do I buy BOIL leaps?

>>58370117
I haven't busted in 16 days and feel nothing

>>58370157
All in 0 days and then kms when it goes south.

>>58370157
80-90% bitcoin - the rest in aapl, amzn

>>58370157
I'd invest in myself and get a better job. 30k isn't going to cut it.

>>58370128
best we can do is slightly green crabbing, sorry

>>58370157
An expensive bed, comfy sofa, nice tv would make you happier than throwing 50k at current market.

>>58370192
I've got a sick job though, it's just a bit seasonal and incompatible with a traditional full-time job.

>>58370197
I've got those things already, am I winning?

>>58370017
>adam's apple

amazon is going to be the first us based trillion yearly revenue company that you can buy stock in.

Already back to setting record highs.

>>58369959
>shill
Check out $Hoppy on ETH.

>>58370157
invest it all. keep enough cash to survive being homeless for 3 months. pump every cent into your port. do simple index investing with like 60-80% of that cash, use 20-40% for leveraging trading positions/gambling.
if you are very new then just dca spy. once you've been trading for 3-4years you will have found your way by then probably.

>>58370157
Basically my exact same situation. I keep my expenses low and just invest in whatever I feel like and actively trade a few things here and there. I have some physical silver, 300 WMT at a discount through work (that I write calls on), some short-dated bonds, and have my retirement fund set to international/emerging markets.

For my discretionary investing, I'm currently bullish on copper and silver over the next 5-10 years, and think that agricultural inputs will be important, so think oil and fertilizer. Specifically I'm long on IPI and OXY for various reasons

Water and sand are also on my radar, as is growth in Mexico and latam. Uranium is important too, but if you don't have a position wait for it to cool off a bit.

I hope you bought Chinese stocks.

>>58370280
How does that work if you can buy stock at a discount? Is there a fixed time period where you're not allowed to sell or something? If so, how does that work with writing calls

>>58370303
I'm a WMT wagie in Canada, unfortunately.
We have a stock payroll deduction program where they will match 15% of your contribution, up to a maximum of $1,800 USD per year (of your money). Effectively this means if you cap it out, it's a free $270/year just for doing it, but also gives around a 13% buffer before you lose money on it, and being a boring stable stock, is unlikely to happen (though we had impressive gaps on ERs). One benefit of being (((Canadian))) is that as our dollar shits itself, it also increases my gains from the stock being in USD, like most of my portfolio.

As for logistics, it's managed by Computershare. When I have 100 shares, I transfer them out to my margin account on another brokerage, and then transfer them into a TFSA. This creates a taxable event where I "dispose" of the asset so I have to claim capital gains or losses; my previous bad trades offset this. Once it's in the TFSA I just write month CCs at like 20-25 delta and can expect another 1-2% on top of whatever growth and divvy they pay. I'm not an insider, so I have no restrictions on my stock

>>58370157
1. just dca as much as you can into msft* with each paycheck
2. hold long and reinvest dividends, don't sell anything
3. ????
4. profit

pick an individual winning stock instead of an etf as you will get better gains--just make sure its a tech megacap or you'll fail to outperform the s&p.

*doesnt have to be msft but they're the best imo

t. my strategy for the past 7 years

>>58369999
sauce?

>>58369959
I have one request. Does anyone know of a NYSE 100 ETF?
Or an NYSE 1000?
Or an NYSE 30?

Nothing like a nice sippy poo at the end of the day.

GL will recover tomorrow, I hope you bought calls

Why has SPY's price been ranging around the same 518 level for an entire month.

>>58369959
me on the right

>>58370157
>silver

>>58370475
If you look at a monthly chart, and consider ATR as a % of stock price, then SPY has had 3-4% monthly movement on average around 2016, and post covid has been 5-6%

>>58370157
I would do as much as I could in bitcoin eft until 175k. I would then cash out for physical silver. I would then roll silver to gold as the ratio goes back to historic levels. I would then use my gold to get land and a haram of women after the collapse and CBDC implementation.

Reminder to all mumus: the longer this clown market continues, the harder it will crash when the bubble pops. Enjoy it while you can.

>if I don't charge you interest
>someone else will!!!!!!

im sorry Elders, but I had to

https://suno.com/song/19ec4eab-ec82-4146-8e2c-dd8be349155a

Reminder to all bobos: you'll never buy in no matter how low it goes because you're a risk averse pussy

I'm investing in myself by making tacos at home instead of going down to the birria stand at the end of the block being run by a kind old latino woman.

>>58370578
i'm slurping some globe life tomorrow

>>58370523
thought you were pretty cute with that lil attitude you got going girl, so i made you this

https://suno.com/song/68a86dfa-986e-4308-9a72-3076db4f654c

I will slurp if SPY crashes 40% or more.

>>58370540
banging
I can picture a view of the city, leather chair, stainless steel room with walnut paneling, grey suit, red tie.

>>58370578
buy in what?
these threads are giant circlejerks
and youre all missing the boat

>>58370615
Going to have to settle for .4% BUBBY

>>58370624
>24 year chart

>>58370624
so you bought gold 1999?
lol(lmao)

>>58370624
how can I buy at 1999 prices again?

>>58370578
Youll cowards.

>>58370629
exactly

redpill me on smallcaps

what are your thoughts

>>58370638
>>58370640
>1999 was 25 years ago

>mfw i ignored the dip yesterday even though my instinct was to sell
>retraced instantly the next day
i've lost so much money in the last 6 months or so trying to time the top that i no longer trust my own judgment on when to hold cash or stocks and just stay invested and keep adding. This really is the best way if you're a dumb faggot like me, isn't it?

>open llc
>make it a trading firm
>get approved 500k credit
>buy random big stocks as they dip
>outpeform spy and interest
easier than i previously thought. nothing can stop me now

>>58370246

Why don't ya'll just buy ETF and call it a day?
You some kind of alien prediciting shit and stuff?

>>58370691
except bragging about it. why do you faggots never keep your mouths shut?

>>58370678
Buy every dip. Not some dips. Not select dips. EVERY dip. It's worked for dozens of years it'll work for dozens more.

>>58370714
i'm invincible

>>58370691
how do you decide on what to invest?
thats like saying hurr durr i go into a casino because i can become rich.
You sound like a crypto fag.

>>58370732
yeah but to buy the dip the best you have to sell right before them
this is what i've realized is just impossible for me
every time i think it's the top and sell it surges another 3-4% while im in cash

>>58370737
bought costco and panty shop on their dips now up big. just imitate big boys ez

>>58370747
Set a % gain for a % of stock and sit on that cash. Don't pass up Divy earners to help flesh that.

>>58370629
>>58370638
>>58370640
keep trying to outperform gold and failing

>>58370772
Hey anon, what are the risks to buying gold? Where would I see gold do a pullback for instance?

>>58370711
>stale pasta

>>58370772
my wife wears and has gold jewellry for 50k. i don't have any paper gold or bars

I have $100k in AMZN, MSFT, Google, Intel and V. I have a $50k line of credit available, do I buy 100% MSFT with that?

>>58370732
What if the dip is actually just another step of the stairs going down?

Based TPB posters.

>>58370809
>I have a $50k line of credit available, do I buy 100% MSFT with that?
Are you retarded? Never take debt to invest.

What's a nigga gotta do to catch just one of these NVDA pumps, man?

>>58370809
>Intel
rip

>>58370711
https://www.marketwatch.com/investing/fund/boil

>>58370818
>Never take debt to invest.
>2x margin outpeforms spy/ndx
lol

>>58370818
If you had the cash in hand would you rather pay for a house in cash up front or take out a mortgage? Because I'm pretty sure you could take the rest you would have spent, put it into SPY, and pay off your mortgage with money easily.

>>58370737
Investor slide decks lead to investor slid seggs

>>58369959
mumu. look at this headline and tell me with a straight face this isn't a top signal.

>>58370787
I only own a little bit of gold and Im regretting it
Im also waiting for a retreat as well and its not coming
There is something serious going on, imo
So im missing the boat just like you guys

>>58370846
Margin and leverage aren't the same as a line of credit you numbnuts.

>>58370867
Not the same time frame nor risk. MSFT could very well crab or crash and then you're left holding your dick. And I say this having a folio of over 50% MSFT. If you take debt to invest, you are taking an insane risk, it's retarded to do.

>>58370747
Always have some slurp juice handy. You do have a job that feeds you more slurp juice regularly RIIIIIGHT?!?!
>>58370812
You'll know when that's the case and sell it all. It's pretty obvious when that's going to happen. Remember, blood in the skeets. Even if it's your own.

>>58370876
Lmfao.

>gold $2393
>silver $28.56
are we in the everything melt up phase or what

>>58370897
we assume the donkey isn't actually taking a 15% credit

>>58370923
we're in the phase of people buying tiny single burgers for 10 bux and realizing they need to stop selling their trash cheap

>>58370923
more like the Weimar phase

>>58370879
So, but, like, I guess I'm just wondering, if I buy into gold, what are my top signs?

Bank earnings tomorrow. I hope they have my money. Wait they dont. Well I hope they have everyone else's money.

>>58370898
Yeah but what i can spare out of a 2 weeks check is barely a dent at this point.

Had KFC ($YUM) for dinner. Surprisingly, somehow KFC is actually the best value fast food place near me. I can get a chicken sandwich, soda, fries, and some biscuits for like $12. The equivalent at WEN or MCD or anywhere else is like $18 these days, and wouldn't include the biscuits!
I should be going to KFC more often I guess.

>>58370997
put that spare into a dca interest calc and see what happens after 5 years

>>58371009
>those biscuits

>>58370971
Usually Gold doesnt go up 20% without a retreat, this whole move is unusual
Also remember Gold is not a shitcoin, it has a giant market cap
I have no clue what the top is, some people say it could go to 10k or similar

Should I feel bad for bobo?

>>58371022
>>58370997
www.portfoliovisualizer.com
remove debt to put more spare in and get motivated

>>58371047
china doesn't give a fuck they just keep buying the top.

>>58370971
top signs are: US government fiscal responsibility and sound money management and
the government of the de facto global fiat currency acting in a rational manner to protect its long-term power and interests
>>58370876
>new paradigm!

>>58370640

>>58371124
>top signs are: US government fiscal responsibility and sound money management
true
in other words its never going to happen

>>58371059
you should feel bad for price discovery in general

fuck leftists and environmentalists, bunch of sad pessimists, they are the most useless scum on the planet. when we start colonizing space they will have no purpose. imagine landing on a planet and immediately hearing about environmentalism and protecting native species, what a laugh. instead of sending diversity quota nasa fags to mars we should send exxon mobile and tell them to make as much money as possible, i guarantee the planet will be terramorphed and populated in a decade.

For me it's a healthy portfolio of 70% uranium and 30% cash

For me it's a healthy portfolio of 70% uranium and 30% cash

>>58370157
all in on MSTR, at any rate.

Imagine how unaffordable housiing will become once interest rates go down in 2025.

>>58371211
>its the libtards
>its the environmentalists
>its the wokeness
Its the jews, boomer.

>>58371230
nice, but why not spread out into some of the smaller american miners like UEC or UUUU, also physical uranium

>>58370190
but why appl instead of msft? appl sucks lately
>>58370364
the problem is the fucking dividends, i do not want dividends, they make me pay taxes each time i get dividends + currency conversion fee (im from eu)
i wish msft did not have dividends and it would be a great stock to acoomulate

MSTR is the apex stock tho, confused market participants at this stock is rocket fuel.

>>58371280
and who keeps letting them in?
maybe whites are better off extinct
then at least jews would have to change race yet again to subvert and accrue even more genetic defects

>>58371293
>UUUU
lol

>>58371302
Deranged ramblings. Clearly you've been touched by the god of the nether. Post your port.

Anons, my jewish broker already gave me money. What´s a good brand to search for cheap motorcycles? Im thinking japanese.

I ate a whole COST cookie and now I feel sick. I told myself to only eat half but I couldn't resist. If their P/E ever drops under 40 gonna majorly slurp.

>>58369999
About 60% of adults are investing, with almost all of them doing it in the form of having a 401k. And most of them don't have large salaries so you can still easily finance-mog them. They're putting in 5% of like a $30,000 annual salary's biweekly paycheck off their first job as a kid so maybe $50 with an 80% employer match so $90 every two weeks. That'll get them up to six figures in 15 years if they get 3% raises every year.
Rarely do I see people even holding down a job consistently for 15 years.

>>58371293
>smaller american miners like UEC
a mining company that hasn't actually started mining yet surely nothing can go wrong with that strategy

>>58369999
>>58371383
*up to six figures in their 401k I mean, not their salary

>>58371388
Cameco barely mined anything for years, they were buying uranium to fill orders. UEC have the mines, they have the equipment, they are debt free as of this year, there is a supply shortage, what could possibly go wrong for them?

>>58371230
>>58371293
>>58371388
KINGS

>>58370094
I'm still holding from today. SOXL 52 EoW

>>58370157
Just QLD alongside TQQQ. And a bit of oil for comfy divies. Simple as.
It did me well those last few years.

>>58371407
balrogs

They should just get rid of 401ks and raise the roth limit to like $22.5k

>>58371407
A natural disaster that affects a power plant?

>>58371459
But then fewer people would invest. There would be less incentive to do so. When your young all the tax breaks and shat you can get only helps keep more of your puny check in your wallet. Which the 401k by design does. (tax break). Why would someone barely getting by willingly do something that would get even more of a tax hit shoved down their throats.

>>58371451
>nuclear balrog
kino
>>58371461
meh, cant control it so dont worry about it

Just paid my $4,500 tax bill, $190 was the penalty for not paying estimated quarterly taxes. At least my portfolio is still up $8,500 ytd

>>58371339
You the Portuguese faggo?
https://www.carros.com/car/bb23cc46b48f405fa1c938fcce296540-p65684/
Don't buy a bike.
https://www.carros.com/car/d77fdf930fde4ea2b88932bea0c64207-p64861/

>>58371539
Someone barely getting by shouldn't be concerned with retiring they should invest into an education or something. Tax deferral is also dog shit compared to a Roth where you keep all the gains. There's a reason its contribution limit is horrifically low. I swear 401ks only exist to prop up the oligarchs by pumping money into their bags. Most people would make more just investing in a brokerage account than eating the fees and shoddy options in most 401k plans.

>>58371554
Can you say more about the penalty? I fear I might run into this year it so I'm making my first quarterly payment tomorrow. Wondering how much the penalty is compared to the interest you'd make in a money market fund or something

>>58371566
Even if i chose a car, its probably still going to be japanese.

>>58371620
Fine. Coupe convertible japanese narrows it greatly in Europe, but that's way safer than a bike with Africans in cars on every continent.

>>58371620
europeans have thier own car companies, its not like america

https://en.wikipedia.org/wiki/Transfer_pricing
>Base erosion and profit shifting (BEPS) refers to corporate tax planning strategies used by multinationals to "shift" profits from higher-tax jurisdictions to lower-tax jurisdictions or no-tax locations where there is little or no economic activity, thus "eroding" the "tax-base" of the higher-tax jurisdictions using deductible payments such as interest or royalties

>Parent company has three subsidiaries with operations in Africa, Bermuda, and Canada
>Company A makes a thing that costs $5 and sells it to Company B for $10, making a $5 profit at 40% effective tax
>Company B buys it for $10 and sells it to Company C for $80, making a $70 profit at 8% tax
>Company C then sells it at $85 to the public or other companies and makes a $5 profit at 40% tax
>This lets the parent company dodge a huge amount of tax

This is frowned upon but still legal, since it does not follow Arm's Length accounting rules set by the OECD and WEF and shit.
But what's to stop me from making a shell company in Bermuda, functioning as a legally distinct middleman between the two sister companies, buying from A and selling to C, then retaining all the profits and paying out the parent over like a 5 year term with fixed cash flows, and taking a 1-2% cut for my service?

>>58371647
Any shit is better than taking the public bus or going by train.

>>58371660
I cant say I really trust other europeans.

>>58370033
Wtf happened?
Down 50%!

>>58371677
frowned upon by who. every dollar kept out of the hands of the gangster cartel government is based in my book.

Holy shit what are these futures, my account is erased

Fidelity just asked me if i wanted to join the share lending program. I said yes and decided to try it out. Doubt theyd pay much for my tiny shares but maybe get a little extra change. Ill see what kind of effective rate i get over a month or two.

>>58371834
I tried it. It's free money but keep in mind you cannot sell calls for any lent shares. Nor will they be lent if you have sold calls before. So I ended up disabling it so I can get the premiums. Also if you have blue chips they probably won't be loaned out, since no one is shorting, but it could probably bring in some money if you plan to hold during a bear market.

What does /smg/ AH think of my eagle drawing I’m working on

>>58371870
thanks thats kind of what i expected. its my roth ira so i wasnt going to do options in there anyway. most of my stuff are larger cap tech so not sure i will get much at all.

>>58371885
No harm in keeping it enabled then. If we go into a bear market you may see some actual money coming in if your shares are lent. I think it's like 6% annually *now* and will probably increase if short interest increases

>>58371883
very nice, looks like it could go on a US dollar bill or coin

>>58371420
I enjoy reading the news EV is failing. My oilbags are more valuable more than ever.

>>58371803
Stop doing this! The futures are hardly moved at all! AHHHH

>>58369959
>tfw re-allocated portfolio because of the third bad cpi report in a row and the market dumping
>the bullish stocks I just sold went up more than my re-allocation
>reverse-re-allocate back to what it was yesterday
I hope it doesn't dump tomorrow.

>>58371883
Not too shabby. I like the catch light and whatever you call the fissure on its beak. I like birds in general.

>>58371763
Well for example, the G20 countries have been updating global tax laws since 2017 to fix things like that. I also reckon that if it's something I can come up, it either doesn't work or is already exploited

>>58371964
this is what i would have done but i am simply holding
>but what i-
im holding
the market is too insane for me to predict

>>58371687
Traitor

>media is fear mongering measels outbreaks
Which stock(s) should I be buying to take advantage of this?

>>58371995
I've been holding since fall 2023 and am up by a lot simply by being in indices and and bullish funds.

I hope it lasts.

>>58371964
>>58371995
The Virgin realloooocator
Vs
The Chad holder

>>58371964
Out of control inflation = higher stock prices

>>58371964
CPI was hot. why would stocks dump retard.

>>58372072
Yeah, fuck. lol.

>>58372086
Higher bond yields for longer

>futures

>>58372072
as soon as i sell it will pump this is the way of the world i learned the hard way many times i would be several tens of thousands of dollars richer if i had just held every time, even if it drops 10% over 2 days, i will hold because it's going to go up 30% as soon as i sell and then ill kill myself.

>>58372101
This you?

>>58370624
>>58371047
>>58371074
Gold now about to break 2400

>>58372057
wba
netflix
short AMC short Live Sports
short Hospitality short insurance
How long, Mr. Rocker sir, until I sell the NYCB pump too soon as usual?

>>58372072
someone make the meme
>NOOO XYZ IS NOW 5.01% OF MY PORT IT MUST BE 5%!!!
>what do you mean you didn't reallocate for Q2?? Heh, see you in Q3
>creates 47 taxable events from reallocating, negating any benefit

>gold is over 2400

>>58370157
100% VT

>>58372178
Your gold. My gold is over 8900. Beat that, faggots.

gold pumping again why the fuck didn't I buy two days ago FUCK ME

>>58372169
you can balance your port over time just by buying the thing that dipped, I never understood reboolancers.

>>58371047
its unusual cause its a shitload of central banks selling US bonds for gold

>they didn’t buy cocoa

Stay poor faggots!

>>58372191
>YFW no GOLD & OIL in your portfolio.

>>58372204
I had I fucking had GDXU and sold it for 22% profit and then just kept waiting for a dip WHICH DIDN'T COME

>>58372204

I should have bought a junior minor

>>58372169
I really can't be fucked but here's some more

virgin:
>"no you don't understand inflation was off by 0.01%!! I need to move into gold!"
>"the market makers are gonna be all over this one"
>sells at a loss to buy back higher
>has not had a good night's sleep in years

chad:
>forgot his broker password
>"it'll come back up lol"
>"it's just numbers on a screen"
>"whatever it's just money"
>"no I don't watch the news"

>>58372225
>a junior minor

>>58372157
I got a bunch at 1900, I was going to get more at 2200 but chickened out. if it breaks 2400 I will buy some more.

>>58372197
you might be right

>>58372159
I was thinking of a pharma stock, not lockdown stocks. Also I'm not intending on selling NYCB any time soon, so if you are looking to get out, that's up to you.

>>58371549
>can't control it so...
So true

>>58372241
congrats

>>58371898
6% not bad. my roths only 55k so idk why even fidelity cares but guess its a way for them to make money pretty easy.
>>58371964
sometimes you can over correct stuff and you just got to sit and leave it be.

>>58372238
I'm at the point where I finally realize what the fed and government are doing. The stock market calls the shots now. We may get a week or two of blood here and there, but things are just going to keep going up forever and exponentially, and anyone or anything that gets in the way will be eliminated

>>58372303
>idk why even fidelity cares
It's basically free money for them too, and it costs literally nothing, it's just computers doing it. Fidelity manages trillions of dollars.

>>58372320
don't you lose any dividends, or if you get them they get taxed completely differently?

>>58372320
Yep. It's a way to make money off the options fags who need to cover. Easy extra passive income even if minor

>>58372342
Whoever is shorting the stock is responsible for making in-lieu payments for the divvies you would get, so they get double fucked. This *can* make a difference in your taxes though (since it's not strictly a divvy) but I don't remember exactly what.

AAAAAAAAAAAA GOLD LITERALLY WON'T STOP AAAAAAAAAAAA

Either we're getting WW3 or Depression 2.0

What do I buy bros? Need a little something something for tomorrow.

>>58372375
>WW3 and Depression 2.0

>>58372342
>>58372373
i think you still get dividends. but i dont really have any divy stuff. its like amzn and meta. And its roth ira so i dont care about taxes either.

>>58372375
at least now people start talking about the biggest story of the year

black friday tomorrow check them

>>58372373
just remember, if they are shorting a stock you own, your stock price may not be doing what everyone else would like their stock prices to do.

>>58372441
well yeah of course it may go down, but you can sell at any time just like if you hadn't loaned them out
and some stocks I plan to hold for years anyway

>>58372353

>>58372426
this anon meant my digits, check em

>>58372441
I once noticed that I was lending out shares of a T-bill ETF I store cash in. Ive always wondered what was going on there.

Should I just go all in UGL and hold for at least the next 7 months? Feeling hard FOMO here

>>58372375

Yeah gold hauling ass like this is always bad news. Somebody big knows something and it ain't good.

Glad I'm moving out of the city soon.

>>58369959
https://www.youtube.com/watch?v=pH2GhsfNsZo&ab_channel=CNBCTelevision
>Jim Cramer talks keeping faith in Nvidia and Apple
Are you guys fucking serious at this moment?

>>58370675
>1999 was 25 years ago
HEY ITS FRANKLIN
COMIN TO YOUR HOUSE
HEY ITS FRANKLIN
COMIN TO MY HOUSE
HEY ITS FRANKLIN
HEY ITS FRANKLIN

BABA 120 eoy
DNUT 25 eoy 2025
ADBE 450 by June
BTI almost at 10% divvy

i am a god trader

>>58372653

>>58372688
MELI eoy?

>>58372675
Bananas in pyjamas are coming down the stairs
Bananas in pyjamas are coming down in pairs
Bananas in pyjamas are chasing teddy bears
'Cause on Tuesdays they all try to catch them unawares

>>58372141
>as soon as i sell it will pump

>>58371603
the IRS wants you to pay as you go, otherwise they have no revenue to cover their bills, imagine if everyone waited until april 15 with some filing for extension? then the IRS and the government would get their tax revenue only once a year, that's like getting your salary paid in one lump sump once a year, very inefficient when the gov has running obligations and expenditures year round

just make sure you are witholding enough and you won't get penalized, you can easily calculate your estimated taxes using online calculators and withold just a little below that to stay good

>>58372711
Good one anon

>>58372653
what's the #1 rule?
no not "there are no girls on the internet"
the other one
3 words
18 letters
say it

>>58371603
In TurboTax it said that the IRS "prefers" that you pay your taxes as you go (quarterly) and that you "might" incur penalties if you don't. It doesn't list the rate anywhere but you can find them online. $190 is 4.98% of $3,810 which looks awfully similar to the interest you might pay on a similar loan.

>>58371211
Here. This is for you.

>>58372756
I did taxes for 7 years and was halfway done with the CPA exam before I quit. But I used to do an architect's return who made over $1 million annually and didn't pay quarterly estimates because he determined that by keeping it in his brokerage account he would earn more than the underpayment penalty. Idk how true it actually was but he was ok with paying a few grand each in year in underpayment penalties

>>58372057
Remember when they purged a Brady Bunch episode from existence because the plotline was all the kids getting the measels and just staying home having a fun time, hardly ill? Me neither.

>>58372787
I guess so if he just invested in spy and got those 8-10% yearly gains while the underpayment was still nothing. A different option would be to lump sum pay the IRS on a 0% apr card what you would expect to need withheld for the year.. Cut your withholding at work to zero and just re-invest into treasuries that expire and allow you to pay off the taxes before the zero % apr wins. Paying by card costs something like 1.68%, and you can usually get a card that will still give %1 cash back.

>>58372750
Sex with dragonmaids?

>>58372815
Rather its actually a severe illness or not is irrelevant. The media and government are looking for their next meme to keep boomers terrified. Remember SIGA? Niggerpox was never going to be a thing but it didn't stop us from making sick gains on gay sex. We can do the same with measles. Buy the rumor sell the news.

>>58369959
>The year is 2024
>Boomers were the 2nd largest US population cohort in history.
>Boomers gave birth to the current largest US population cohort: the Millennials.
>Current Millennials are between 28-45 years old.
>Following this logic, Millennials will more than likely give birth to the next largest population.
>The youngest children of the Millennials will be at working age within 8 years.
>Keep in mind that the Zoomer population is currently the smallest population (which means, theoretically, this is a golden job opportunity for them because of the shortage of workers and thus Zoomers could capture large premiums, but that's a different conversation).
All we literally have to do is wait for the next 8 years for the greatest bull run history, huh?

>>58372711
i had to
https://suno.com/song/47e4cae2-6a11-45fc-95a3-bdfb7948c329

>>58372863
I have a card with 2% cashback so I wonder why it's possible that I could make free money paying the IRS with a card.

>>58372895
If that's all true, plus what they say about competency, then I'll let myself be slightly, cautiously optimistic for my future. What fields do you think have high potential?

>>58372870
Kek well I sincerely mean https://files.catbox.moe/0ngbgj.png would be what occurs in my house daily if it were me instead of that dumb bitch Kobayashi, but no, that's not it.

Nothing Ever Happens. Gold tracks inflation and we're probably going to see 15-20% real inflation this year. Saying it's an end of the world flag is a stretch. There's just too many dollars out there and more to come.

>>58372895
>BAP
Isn't that guy an actual fucking faggot? I regret ever recommending Bronze Age Mindset to a buddy of mine...

>>58372917
okay i had to upgrade it to a certified corporate banger
https://suno.com/song/dd9c7fcf-2fda-45a0-baf5-756e1bb825f7

>>58371883
Very good.

>>58372968
>Have to use Microsoft, Google, or Discord account to create
No thanks

>>58372990
this one actually sounds like something from a nightmare
https://suno.com/song/f1d9efdd-5c92-4267-b7e5-609607ceea58

How to quit eating? I need to save money and lose weight.

>>58373000
Based trips. You are falling for lanklet propaganda. The lanklet fears the hamchad. They know their bussies are basically fair game for us due to our superior energy storage and strength. Do not fall for it. Start feasting on twinks.

>well Johnny Rocker is the champ, and I guess that makes me the prodigy.

>>58372924
Yeah you would get something like .2% cashback with that. I'm spending all my rewards on summer vacation to Indonesia/PH otherwise apparently you can get even more mileage out of transferring rewards to airlines...something something.

>>58373035
>Yeah you would get something like .2% cashback with that
And you would get rewards points on the fee itself

>>58372964
no he just makes the latinx cathcucks seethe

>>58372996
I could see it looking nice in a well-animated, but poorly videotaped 1940s cartoon

Guys. I'm a bobo for stocks. Gold is at 2387. This can't be good for stocks. Or is it actually good for stocks cause it implies the USD becoming worthless trash? (unironically)

Whatever the market does, doesn't feel like euphoria anymore, but almost desperation

>>58372895
>>Following this logic, Millennials will more than likely give birth to the next largest population.
your thesis falls apart right here when half of them are gay and the other half waited until they were 38 to have their first kid

if you like opeth, you may really like this one (its ghost of perdition's first half)
https://suno.com/song/f49430af-d65f-4929-a983-b1e14003efc9

>>58373030
>Well, maybe they'd like it if I lose. I gotta try losing sometime.

I bought a $130 ninja blender tonight from WMT. Seems like a big upgrade from my old one

>>58373056
Paying by card online incurs a 1.68% swipe fee, so %2 cashback. I'm fucking around with 0% apr cards like SavourOne that provide %1 cashback, 0% apr for 15 months, and %3 balance transfer fees. If you owe the IRS 5k a year in taxes.. By turning your withholdings to zero and just buying treasuries every paycheck.
>Pay 5k in January
>415~ a month in treasuries bought that cash-out next January
>Collect $250 premium AND you have improved liquidity

>2023 summer
>doin TA on Gold
>predicting gold would hit $3000 by 2030
>not even half way through 2024, gold hits $2400

lol made so much money on GDXU

I have a $6500 federal tax return coming soon
I'll probably buy some etfs with it

Aren't many banks reporting tomorrow?

>>58369959
>2009 horror panic

>>58373145
TA can help, but without fundamentals it doesn't work at all. It is the real world causing this. The war in Ukraine started this new bullrun. The attempt of change/shift in global power. We simply have another new coldwar between Russia and the US, like in the past. The coldwar of the 70-80 never really ended, as NATO still existed and expanded. The russians were simply naive to think the US would also stop its expansion and global politics. The war now pretty much proves that the US is still doing it. I don't think Russia actively helped the Taliban or Iraq when the US invaded. You might say it was in self-defense for the US, but c'mon, we at least know IRAQ wasn't. And China now joins as well as others that were always kept down by the west.

>go back to /pol

>>58373321
Yes, which made me wonder if the dump yesterday 10 am EST in the DAX, which was caused by 2 german banks dumping 3-4%, was because maybe US earnings leaked.

>>58373321

>>58373335
>TA can help

>>58373347
I mean its no secret banks will be able to broadly guess how their competetion is doing. CRE loans are extremely underwater in Germany and depending on the bank in the USA. I'm betting on NYCB to take a fat shit, and I guess VLY too though I didn't invest in that one and have no idea how to figure out how shit their investment portfolio of a bank is.
>>58373373
Progressive might actually do well though.. Car insurance premiums are insane. I am paying $200/m for insurance now on a 30k car. I had 30k of insurance for my vehicle before covid and it only cost me $65/m then.

>>58373375
TA can help in a sense that there are patterns which are reoccuring. Patterns that are created because of market psychology. Like a self-fulfilling prophecy at this point. But it can also backfire as the big players know that everybody is watching those things too. But often they also materialize/realize. Like bullflags or bearflags etc. I'm not saying that these pattern magically create, people buying and selling do it. Even identfying supports and resistances is TA.

I'm no fan though of those 10000 crossing lines. Chances are high people are doing it wrong anyways

>>58373387
>Progressive might actually do well though..
Premiums are up, but so are the number of claims and the costs for them. Car parts are expensive.
Also I am in love with Mara

>>58373387
I hate car insurance niggers like you would not believe, my car has only gotten older and so have I, I thought premiums were supposed to go down for being an older safe driver

>>58373403
>TA can help in a sense

>>58373335
>but without fundamentals it doesn't work at all. It is the real world causing this.

My argument is that TA *IS* fundamentals in numerical form; human psychology in real-time statistical form. Two sides of the same coin. Especially on longer time frames (ie. 1 month, 2 month, 3 month, 4 month, 6 month, etc.) you start to see the momentum line up with major events without even knowing the specific event to happen: much like peaks and troughs of tides.

Not arguing "fundamentals" is important; but the cyclical patterns of human behavior is also another avenue of reliability.

22 yr old just started rate my portfolio

>>58373433
the important thing is you bee yourself and follow your dreams

>>58373335
>TA can help, but without being redpilled it doesn't work at all. It is the jews causing this. The jews in Ukraine started this new bullrun. The attempt of change/shift in global power. We simply have another new coldwar between jews and everyone else, like in the past. The cold war of the 70s-80s never really ended, as Israel still existed and expanded. The US were simply naive to think the jews would also stop their expansion and global politics. The war now pretty much proves that Israel is still doing it. I don't think the US actively helped the Taliban or Iraq when the jews invaded. You might say it was in self-defense for the jews, but c'mon, we at least know IRAQ wasn't. And China now joins as well as others that were always kept down by the jews.

>>58373433
>$0 in aqb

>>58373433
That's some Ben Graham, low beta, low reward boomer tier garbage. Even Buffet had >40% of his portfolio in a large cap tech stock (AAPL) as of recently.

>>58373461
That's the one thing he is doing right anon

>>58373433
Should probably just put 3/4's of it in $SPY, and find riskier picks for the other 1/4.
Youre too concentrated in consumer/retail goods, as well...

>>58373433
lol wtf are you trying to be the new KO boomer?
lol the KO zoomer!

>>58373433

just sell all of it, recoup your "losses" and buy NVDA. If you're feeling especially boomer just buy VOO

>>58373475
is buffet still talking to journalists about his mcdonalds routine or is he dead yet

>mfw buying the SOXL dip

>>58373416
It was going that way for me for awhile. Then covid happened. Shits expensive. My old ranger had its premiums double. But also part of that was from removing credit score as a factor to consider for premiums.

>try to sleep for a few hours
>fail again
>silver is up, £ is down
>win again
what a life

>>58373502
How does spy work? Does it hold all the snp 500 stocks

I picked ko wmt pg cuz I shop there or have alot of their stuff around my place. And they pay dividend

decided to harass one of my hookers and wanted to share

haven’t usually been able to get this one to reply to shit kek

>>58369959
>keep buying the top of the index fund in my roth ira
How the fuck do I stop this

>>58373433
Dont use Wealthsimple for US stocks, you get utterly HEEMED on FX fees.

Wealthsimple is for CAD ETFS and TSX-V penny stocks, IBKR is for USD plays. I use both.

>>58373591
wait for a pullback, you stupid nigger

>>58373433
bro just go all in on SOXL

>>58373568
That's nice.
I gave you good info, now take it.
Google the rest for yourself. Have fun, anon.

>>58373583
>>58373605
How's life lately, Scoops? Do you feel happy and fulfilled?

>>58373433
based 80 year old man portfolio

>>58373583
OMG HEY BB!!! I'VE BEEN MISSING YOU! HOW HAVE YOU BEEN!?

>>58373667
the paychecks just get bigger as do the titties.
Ever jammed it in the ass of a scrawny 18yo white girl?

I thought I was living before, now I truly understand what it means to live

>>58373433
i dont know why you are loaded up on consumer discretionary goods. you should be going all in on the tech stocks if anything. full port into nvda or microsoft.

>>58373701
oh, you know, the usual

>>58373712
Clown pussy isn't phoning back huh?

>>58373433
28 yr old just nutted rate my portfolio

>>58373718
HELP HELP THIS IS ABUSE
IM BEING HARASSED
HOW COULD YOU SHOW ME SUCH SHAME, ANON

jk, that bitch needs to wear another grilled cheese
she was too old to be making such rookie mistakes

>>58373703
How do you do it? Most women hate techfags. Or are they all hookers?

>>58373722
I thought you were older.

>>58373738
Why do you disappear for so long? This general is your home. Stop ghosting us.

i have ~600k. how long til my folio hits a milly with these top holdings?

Is INTC a good call option rn?
I can't really see it crashing much more, and it is bouncing off of oversold.

>>58373741
>Most women hate techfags. Or are they all hookers?
all these women, including the one in this pic let me nut in them for just $500
>>58373718
>>58373738

>I thought you were older
nah, my birthday is coming up which is giving me a lot of age anxiety, but I’m not 30 yet kek

>>58373783
In the latest bobby lee podcast he talks about going onto SA to find a hooker and says the prices they ask are absolutely insane. Some bitches ask for $50k a month, how much do you pay on average to attract clown pussy?

>>58373782
I love women so much it's unreal.

>>58370157
You should go to nursing school and become a nurse anesthetist. They make around $200k, and it is a fairly easy job if you don't mind sitting through a surgery.
You are definitely young enough to pursue this as a career.
You're welcome.

>>58373783
>I'm older than Scoops
It's over.

>>58373805
I like the wholesome loving kind.
I'm not so fond of the mean whorey kind.

>>58373782
god that chick’s cute

>>58373755
>Why do you disappear for so long? This general is your home. Stop ghosting us
the astute among you may have noticed that my tripcode is different.
That is because the original one is currently perma-banned
That’s actually going to expire eventually, but it’s less fun posting without the original one.

Also, I’ve just been really busy.
I actually got contacted by Meta around a month ago, and there’s a good chance I can score a job making $600k-$800k from what I’ve read.
Also my youtube channel is actually a decent size now, and I see organic posts about it occasionally

Nat gas sisters...

>>58373781
AAPL is getting tag teamed by both the EU and US supreme court right now
it’s either a good buying opportunity or a terrible one

>>58373321
Even more next week.
>>58373823
>bad mom

>>58373811
CRNA is a doctorate starting next year lil homie

>>58373835
>god that chick’s cute
I dream of a cute sweet waifu someday.

>>58373835
>
God damnit those layoffs really fucked up my career progression.

>>58373835
scoopsies you have reached the point of cubicle cuck dominance that you need to ignore my sexual advances and infiltrate the tech industry properly for the benefit of your /smg/ bros. Take the job at META. Work your way up the ranks so that one day you can pin down Zuck in privacy and whisper in his ear "buy NAK" before penetrating his bussy. We are all counting on you. You need to be the JC Denton of the tech world. This is your destiny.

>>58373851
You get a bachelor's RN, work for a year making $75k, then do a master's program, graduate and start making $200k.
Even if he stops at RN the dude is better off forever.

>>58373800
>bobby lee podcast he talks about going onto SA to find a hooker and says the prices they ask are absolutely insane
is it SF or where?
location is going to influence how exploitative the women are
>Some bitches ask for $50k a month
well don’t fucking go for those ones

>how much do you pay on average to attract clown pussy
I do $500 and if they ask for more, I chat with other girls instead
I can even get $300 or lower if I’m feeling up for driving further, can get a girl to commute, or go for chicks that are a bit older.
Another option is to just put “sugar daddy” in your tinder profile, and you can probably even just score a lot of nudes for free or get hot chicks for a decent amount less

>>58373800
>In the latest bobby lee podcast
Stopped reading there

>>58373855
I meant this for you
>>58373873

>>58373848
Why was Europe freaking out about this shit? It literally comes out of the ground faster than we can use it?

>>58373800
That's what they charge HIM.

>>58373848
What does negative $2.00 price mean?

>>58373890
You seriously get girls of that caliber for $500 a month? I live in michigan, bitches here are demoralized. You really think I can get a qt trap to come to my apartment and I can brutalize her for $500?

>>58373895
What's you problem with bobby lee?

>>58373856
asian girls are super materialistic
you don’t even have to give money, as long as you have a lot of it, that really butters them up

>>58373859
that’s really the main thing giving me cold feet about trying with Meta rn is that I don’t want to have to be put into a pinch, and I heard their culture is pretty aggressive and political
were you working for big tech? up for sharing where you were and where you landed?

>>58373941
>>58373941
>>58373941
>>58373941
>>58373941

>>58373937
>her
You really need to off yourself, you fucking pig.
Hows that NYCB position? Capitulated yet?

>>58373937
He was raped by peele in the mad TV days.

>>58373931
please take it we will pay you because keeping it is more of a problem

>>58373937
>What's you problem with bobby lee?
Besides the fact that he is a literal cuck with his whore girlfriend, he's just not funny imo.

>>58373873
is this tinny?
is tinny back?

>>58373937
>of that caliber for $500 a month
No, $500 per nut
>michigan, bitches here are demoralized
>You really think I can get a qt trap to come to my apartment and I can brutalize her for $500
it’s probably cheaper over there, but they also have pricing discretion and can pick, so it’s also going to depend on how attractive that they think you are

>>58370157
id play with my whole stack and keep it to 2x leverage at max

>>58373975
>he's just not funny imo.
Good lord, that's even worse news!

What do u guys think of intel rn? Do I want for it to fall even more or just buy?