/biz/ - Business & Finance

>>58116924
ww3 solves this

>>58116924
The American dream was an anomaly. Welcome back to reality

>>58116924
this article is a psyop. its kids arent as expensive as these rodents claim. go on and procreate anons

>>58117097
harsh truth

>>58117097
this. most people in history were serfs serving the elite

>>58117097
It could have kept going if white people didn’t cater to blacks and open the borders to South Americans and middle easterners. We need to bring back to white short sleeve button down with black tie

$3,455,305 over the course of a 43 year career comes out to $80,355.93 per year.
Real median household income was $74,580 in 2022.
So like 48% of American households CAN afford "The American Dream".

Doomers need to go back to r****t, this is a crypto pump and dump discussion forum.

>>58116924
Don't fall for this bs. Have kids, or you'll end up just sitting around hoping your siblings do it for you.

>>58117726
>$80,355.93 per year
arent you forgetting someone?

>>58117759
Did the article not include taxes? I would think taxes would be included.

Still, almost HALF of households can afford what some stupid journalist considers "the american dream" which probably includes vacations.

My parents raised 9 kids on $100k/yr income, with three cars at any given time. It's really not that hard.

>>58117097
People don't realize that 1946 to 2008 was an anomaly that only happens like once in a civilization. We're literally just going back to the haves and the have nots.

>>58117583
How is that different from than now?
Boomers were also serfs who danced for their wagie bux
The only difference is that in their time period the elites were rich with cash that they plundered from Europe and The Middle East

>>58116924
Having kids is so monumentally retarded and is only surpassed by incels' longing to have a family.

The "have a family" meme is literally pushed by fat middle aged boomers who are such losers that they seriously think completing the most basic evolutionary task is an "accomplishment". The funny thing is most of them have kids because they were too stupid to pull out. Yeah, your kids were accidents, quit acting like they were "miracles".

Having kids is so insanely retarded it makes sense why low-IQ people are the main child producers. Yeah, lemme just sentence myself to 3 consecutive years of sleepless nights followed by another 5 of making sure little timmy doesn't accidentally kill himself followed by 5 more years of literally never having a moment to yourself - all while your wife is getting fatter. Your life revolves around making sure you and her don't fight - which entails endless cleaning in your spare time and not being able to sit back and do whatever the fuck you want because you'll be scared the wife will bitch at you. All just so you can have a miniature version of yourself that might turn into a lefty drug addict who obsesses over niggers? Lmao yeah, have fun with that. 20% of Gen Z between 18-24 identify as LGBT by the way.

Tonight, I will do /whateverthefuckIwant/. What will you be doing? Sitting on the couch watching TV in peace IF YOURE LUCKY? Lmaooo yeah, hope it was worth it bro. What's funny is this post was made on a Friday night and I'll literally have "parents" seething at me. Their weekends are spent in front of a fucking computer on 4chan instead of with their family hahahahaha so when they say "wahh I'll be with my family" Nah nigga, you'll be on fucking 4chan because the only peace you get is when you lock yourself in the back room to quarantine yourself from them

>>58116924
I make 140k and have a gf so for me it is

>>58117097
holy fuck this is sad and true

>>58117842
>t.28 year old midwit

>>58117796
>My parents
yeah, that's the point cretinus. Not you.

>>58117842
it's the most basic evolutionary task and you are advocating against it. You're a fucking idiot through and though. Wouldn't be surprised if you were posting from tel aviv

>>58117880
I can afford 9 kids too. I've mathed it out. I just don't have a loyal woman. Money isn't even close to the problem (I made $120k total comp before I retired on crypto).

>>58116924
Nah. Somehow poor families survive with 10 kids.

>>58117842
Easy to talk like that when you're young. When you're 40+ you might regret not having kids.
>>58117894
Fuck off with the antisemitism mate.

>>58117932
KEK no I don't think that I will you subverting KIKE

>>58117111
Niggerhands wrote this.

>>58117917
Those are blacks living on welfare provided by whites

>>58117902
>It's really not that hard
>Just get lucky on crypto
Really inspiring you retarded faggot

>>58117981
I made big gains in /smg/ too. It's not hard, just requires more attention than dca'ing into bitcoin. You just need an IQ above 130.

What if we built a time machine?

>>58118010
>It's not hard, it just requires an IQ greater than three standard deviations above the mean
something tells me you're not in that category

thank fucking god, it sounded like a nightmare

>>58117842
this is the truth and everyone who doesn't see this is a retarded slave to the species, no different from the male of the praying mantis. Simple as that

>>58117875
You could be a 16 year old incel thinking a family will make you happy or a 30+ year old boomer upset at my truth. No way to tell. But those are the types to get butthurt at these posts

>>58117894
>hurr better lock myself to 3 consecutive years of sleepless nights followed by another 5 of making sure little timmy doesn't accidentally kill himself followed by 5 more years of literally never having a moment to yourself - all while your wife is getting fatter yada yada yada because it's DUHHHH MUH BASIC EVOLUTIONARY TASK

>>58117932
So it occupies your time? No thanks. I have several friends with families. They're all miserable and have no time to themselves. I seriously never hear anything positive from them about their kids, it's all complaints. But don't listen to me, just look at the divorce rates. The majority of married couples are not happy.

>>58117894
>it's the most basic evolutionary task
>implying it's a good thing
KEK
the most basic evolutionary task of the male of the black widow is getting his head eaten

>>58117111
women are the expensive part

>>58116924
>age 35
>house, car, 2 college degrees
>net worth already over $2 mil
>still no family
Should I just off myself now, or try to salvage something in a 3rd world country?

>>58118103
only after inseminating the female you stupid piece of shit.
>>58118086
Cope dork

>>58118154
>only after inseminating the female
yes, that's exactly my point. It's a metaphor for what happens to humans as well

>>58117097
>>58117118
>>58117583
>>58117806
>>58117857
>t. Skilless millennials and zoomies

>>58118174
ur point sucks. simple as

>>58118190
no anon, your life does
maybe your kid's life won't, thanks to all the cucking you'll do for him

>>58117097
boomers lived through the most prosperous period in human history. It is ironic that they benefited so much from economic growth and modern society, yet they are responsible for tearing down cultural norms and flipping everything on its head. Then when they got old they swung in the opposite direction and lecture young people for having no standards of behavior.

>>58118154
Since we're on the topic of evolution, let me just remind you that shape of the penis was literally shaped through evolution due to its ability to remove existing sperm from the female vagina, where the man would replace it with its own. Just imagine how many times a day a woman/ape woman would be getting fucked and by how many different men for the shape of a dick to literally become a "survival of the fittest" trait lmao. It's also why the most common sexual fantasy of women is a gang rape fantasy.

We were never mean to be monogamous. Women are meant to raise the children. Men are meant to fuck a ton of women and do /literallywhatevertheywant/. If it weren't for child support and modern society, I would probably have dozens of little shithead kids walking the earth

>>58118202
>your life sucks
yeah with your outlook im sure your parents gave you plenty of attention and care, KEK. PROJECTION

>>58118239
>i would have dozens of kids if i could abandon them
you need to have sex to have kids anon

>>58118265
they did, i don't think your QI has anything to do with your parents, stop blaming them for your poor life choices. You are just a retarded slave to the species, they are to blame only if they home schooled you or something like that. But at some point anyone is free to read a book i believe, so that's totally on you

>>58118086
The majority of everyone isn't happy. I bet anything that grandparents are a lot happier on average than single 70 year old men and women.
>>58117938
>i made him seethe so hard he has to type in caps
lol keep crying, dumb cunt.

>>58117842
>Tonight, I will do /whateverthefuckIwant/.
LOL you think most parents havent had a "do whatever i want" phase? i have NEETed for over a decade, traveled, and now that shit is boring and i want kids. maybe you will too when you mature

>>58118303
>I bet anything that grandparents are a lot happier on average than single 70 year old men and women.
if you get to 70, chances are that you had a pretty shitty life anyway, the goal is to die way sooner than that

>>58116924
halfway there
lets go
though i already have a kid and dog soo maybe im behind

>>58117689
cmon you know this isnt true. your parents had easy lives working bullshit do-nothing jobs. ask yourself how this was possible

>>58118031
An internet IQ test said so and I'm rich and retired in my 30s. Seems plausible to me. The actual number wouldn't change anything in my life, other than what number to tell people when I'm calling them stupid losers.

>>58116924
GOD FUCKING DAMMIT
WHY DOES IT KEEP RISING

Fuck it, time to make only 1 mill
Doesn't matter how, just make 1 mill, maybe with crypto, btc, mumu, pepe, doesn't matter, job, whatever
AND MOVE TO ANOTHER COUNTRY. Choose the most civilized city it has and live there. You'll be spending barely 1k per month
plus you can get a better more understanding women as a wife instead of a brainwashed lgbtgfucktwat

>>58118303
>The majority of everyone isn't happy
Except for with married couples they are literally stuck in that state - and the man's options are either abandon his kids and get weekend-only visits after getting divorce raped in court or stay together with a person who makes your life miserable. No thanks.

>>58118315
>NEETed for over a decade
Pffttthahaha yeah tell me how fun it is being broke as shit. Let me guess, your dad works at Nintendo and paid for all your stuff. Come up with an original LARP please

Your don't want kids - you want change. And you're relying on bringing some shitheads into this world as that "change". Yeah, have fun with that little experiment.

Nobody is forcing you to live in America. There's cheaper countries you can move to.

>giving tax cuts rich kikes for 40 years has been bad
Wow, I'm shocked.

>>58116924
All I need is yellowdog.

>>58117097
>having a family is an anomaly despite it being the norm for 1 gorillion years
Seek help, jew dicklicker.

>>58118351
Based, me too.

>>58117842
they hate him because he copy pasted the truth again

>>58117583
Yes but worked far fewer days than modern wagies due to a plethora of religious holidays and were able to get a teenage virgin wife.

>>58118183
retard. Skilless boomers got jobs just by existing and they learned the skills along the way. Now u cant get hired for an ENTRY level position without 5 years experience for a 18$ an hour job. Jobs that didnt require college 50 years ago now require it. Totally different world dumbass

>>58117842
this

>>58117842
Lol at your life.

Having kids is great all the problems you described are poor people problems who aren’t men that control their household.

Have kids, have a good hot wife who obeys, don’t be poor.

>>58118617
boomers are the generation that stopped having kids retard

>>58118401
im in 7 figs and its not as fun as youre dreaming. maybe you dont want kids because sour grapes and you cant afford

>>58118682
>have a good hot wife who obeys
Literally impossible. Most women become landwhales or get faces full of botox after 25 years old. And obey? It's YOU who has to obey or you will be raped in divorce court
> don’t be poor.
50 years of stagnant wages, inflation, taxes, insane medical costs, wife spending like a madwoman. Good luck with that.

>>58118695
>boomers are the generation that stopped having kids retard
80% of boomer women had kids, you fucking retard, and it wasn't because they couldn't afford them butecause they were sex and the city narcissists.

>>58118698
Well I’ve been very successful for 15 years of marriage. My wife knows better than to leave, and is a fantastic mother to our children. She was a virgin when we met and is more beautiful by the years. I’ve had a successful career with my wife as a stay at home wife. We have worked hard together to save and invest just passed 2 mill Nw.

You’re just a bitch who doesn’t have ambition or the ability take what you want.

>>58118653
>you walk into the office and are offered a job for 15 an hour because you have a college degree and are getting a post-graduate degree, but only had 2-3 years of horizontally applicable experience

My skinny big titty wife is pregnant now and my union just signed a new contract with 12 weeks paid parental leave. I will be drinking breastmilk from her huge fucking udders all summer.

>>58118722
women still have kids today can you not read a chart

>>58118695
>I'm a NEET who became a crypto millionaire
Probably the most overused LARP on this entire website. No, I don't want to see your edited "spreadsheets" nor your fake watch. I've done this rigamaroo a thousand times. You a 4chan incel caricature

>>58118682
Your entire post falls apart in two words: post body

You aren't some "big strong tough man". You are little Billy Bob Jr. built like Tosh.0 and from the Midwest with a "mighty" 135lb bench press. Nobody respects you. Body posted just shit on you harder

>>58116924

https://twitter.com/itsmarie_90/status/1766995209240375311

>>58118749
have a look anyway. got this one brand new from switzerland last month. maybe when you make it you can afford the finer things

>>58118748
You are retarded, do not respond to me anymore or there will be consequences.

>>58118757
>goes on to post the most overused "le funny watch may may"
Your personality came off an assembly line

>>58118758
youre getting btfo with facts and data and have nothing to say

boomers failed to have kids and became spinsters gg fag

>>58118730
>Well I’ve been very successful for 15 years of marriage. My wife knows better than to leave, and is a fantastic mother to our children.
I believe you, but this is a very, very rare scenario. And you were married in 2009. So lets say you met (when she was a virgin) in 2005. That's 20 years ago. That woman no longer exists. They are all just glued to social media attempting to imitate the current thing.
>You’re just a bitch who doesn’t have ambition or the ability take what you want.
Bleddit spacing tough guy talk. Why am I not surprised.
"D-dude just find a virgin wife that's hot and obeys everything you say"
Kys you larping retard.

>>58118760
almost like... i've been on /biz/ since it was good

>>58118730
>I’ve been very successful for 15 years of marriage
>fantastic mother to our children.
Literally:
>>58117842
>What's funny is this post was made on a Friday night and I'll literally have "parents" seething at me. Their weekends are spent in front of a fucking computer on 4chan instead of with their family hahahahaha so when they say "wahh I'll be with my family" Nah nigga, you'll be on fucking 4chan because the only peace you get is when you lock yourself in the back room to quarantine yourself from them

>>58118797
I’m in bed next to my wife about to go to sleep, phoneposting. I’ve been browsing biz every once in a while since since 2015. I’m at my family cabin for spring break, the rest of my family is alseep

>>58118829
Don't sweat it man it's just some guy coping by calling other people liars.

Enjoy your wife and cabin

>>58118829
>conveniently ignores the post 30 minutes ago telling you to post body
>desperately trying to get others to believe you
Writing essays takes much more effort than snapping a pic. You're phoneposting too. It's unfortunate that you're too stupid to see how you're playing yourself.

>>58118730
You really sound like a snide middle-aged woman trying to talk down to another middle-aged woman.

Median household income in 2024 was 1.15 BTC

>>58117796
>almost HALF of households can afford a family slightly under replacement rate, assuming we ignore taxes and stuff..
bruh
JUST fucking listen to yourself

>>58116924
I have 500 dollars.

>>58119163
A family is not nearly so expensive that you actually need 80k/yr to support them. Not even close. If you get close to median income and have more than 2 kids, gibs kick in and bring you up to about 70k/yr effective income.

Literally stop making up bullshit to get upset over >>58117726

>>58117842
>scared the wife will bitch at you
There's your problem, you're an autistic faggot. Any real man, including even the biggest losers in the world understand to never let a woman dominate you or cause fear and/or annoyance towards you. If your bitch is annoying you, ignore her and do your thing. If she isn't putting out, fuck another bitch. If she's getting fat and you're not into that? Dump her. You're arrogant and autistic, that's why you think you have it all figured out, but the reality is you'll never get laid and you'll cope to your grave.

>>58118735
literally my dad. he had an accounting degree and got a job in IT somehow off his resume. was earning like 120k/yr in the mid 90s and early 2000s. he got complacent and spent money like a nigger, no investments, zero savings. Eventually was layed off and replaced by two millennials. couldn't get another job in tech/IT. unemployed two years, now he works at fedex. what a failure of a human.

>>58119595
you're gonna follow right in his steps don't worry

>7 fig net worth
>200k+ income
>still not starting a family

>>58117583
Even the lowest peasants usually got married to a loyal wife back then

>>58119605
why do people get triggered when someone shit talks their dads? he's a fuckin loser kek

>a car
Show me one family that owns only one car

They have two leaded teslas and wonder why they are poor while making 400k combined

>>58117842
t. did not complete the most basic evolutionary task.

>>58117894
Shitting is also one of the most basic tasks. I doubt you would be crying against it if we found a way to stop the need to do it.

>>58118730
pure delusion
most funny part is "more beautiful by the years"
since you like talking evolution, biology wants you to find younger women more attractive, and to be repulsed by old women that can't have children anymore
but of course you can keep lying to yourself so you feel better

>>58118026
What if we built a really big oven?

>>58118204
Gen X grew up thinking this was the norm, and it started to end when we were ready to join in

>>58117097
>anomaly
fuck off doomer, you have no idea how easily we can build a lean and prosperous society.

>>58120745
True. It ended because it was sabotaged from within.

>>58120752
The same playbook as destroying Rome. By the same people.
It's far easier to destroy than to maintain something.

>>58116924
>he doesn't have 3.4 million usd

lmao, broke ass bitches

>>58116924
>my American Dream
>two curvy shortstack wives, one Korean, one French
>one dog, one cat, no kids because addict/insanity genes
>hacked Roomba with Bender voicechip
Obtainable? Lol I am going to take it hard as my wives. Out of my way, gay ass society.

>>58117097
In USA yes, only happened because europe happened to wreck itself in two world wars. But in europe this is still very affordable thanks to free healthcare and education.

>>58120817
Europe is subsidized by America entirely. It just exists as a Museum for Americans to vacation in. Add in a low TFR rates and migrants and soon it will lose that status as well

>>58120817
>free healthcare and education.

It's not free when half your paycheck pays for it

>>58120876
Americans pay 75% of their paycheck to these things.

>>58120859
Europeans basically just take all the best things from USA and intergrate it to their perfect society. Finland is doing just fine while having a military it pays for itself. The same will just happen to rest of EU as USA continues to disintegrate.

>>58120876
free healthcare and education is a scam just like your wife's fake tits they both might appear to be real but they are just an illusion with no substance my spurdo bros and i have our own healthcare and education system it mostly involves smoking cigarettes drinking alcohol and eating raw meat at the same time the health benefits of this are immeasurable we all have big dicks because of this i can tell that he is some kind of european because his wife's tits are fake and he probably drinks his own pee as a way to cure some illness

>>58117726
This lmao

>>58118698
You forget that these are only issues if you aren't attractive. If your wife thinks you're hot then these are all non-issues.

>>58119163
Yes? If we're looking at peak "american dream" that number would've been what, 70%? 50% is fine when you consider that that is COMFORTABLE. Brady Bunch isn't real btw, your average boomer with five kids lived in a 1200 square foot house where everyone shared rooms.

>>58119563
This as well. Once again, when women know you have choices they act accordingly. If you are a loser incel who is afraid to lose the one crumb of pussy they've ever got then they will act accordingly as well.

>>58119771
This is also a huge problem. I take the commuter bus from the suburbs and I'm saving $10K maybe even $15K a year. Ah yes but I forgot anon saw a black guy in a suit get on the commuter office express so he HAS to spend that money on a car or else he's going to get robbed and raped.

>>58117967
dumbass with no knowledge of history wrote this.

>>58117842
lmaoing at ur life

>>58117796
>9 kids
Christ the last few must have just fallen out of those beat out guts

>>58116924

That why you have to go Trump next time

>>58121278

Only he can MAGA

>>58121285

based

>>58121285

Trump fck us anon

>>58121294

Get some MAGA and stfu

>>58119645
Pretty sure everyone on 4chan has loser dads

>>58120979
>Brady Bunch isn't real btw, your average boomer with five kids lived in a 1200 square foot house where everyone shared rooms.
Yep. I was alive in the 80s. Most families in my area (most with at least 2-3 kids) lived in pic related with two 15 year-old jalopies in the driveway.

>>58117754
33 year old and i dont plan to ever have kids so how's that make you feel, nigger?

>>58121322
Yeah my dad is a complete loser retard who never managed to get a better job but always failed up until he retired with $150k/yr guaranteed pension and a million dollar inheritance from his father. It's nuts.

>>58116924
Here in Sweden I read it cost like $200k to raise a kid to adult age. No way the American dream is that expensive no?

>>58117111
It’s not the kids themselves that are expensive, it’s the healthcare and education for them. Then the home prices to shelter them. And you need a home, not a rental. Kids need stability. Moving every year or two isn’t healthy for them. Shit, it’s not even healthy for adults.

>>58121578
>Moving every year or two isn’t healthy for them
Is that how rentals work in the US?

>>58121612
Not always. But over the last few years rents will jump by up to as much as 30% from one lease to the next, forcing renters to basically “shop around” in order to find somewhere more affordable.

>>58117806
>People don't realize that 1946 to 2008 was an anomaly
financial deregulation led to this. vote better next time

>>58121547
It's not. Propaganda to get successful white people to believe they can't reproduce while the third world hordes come in and have 8 kids.

>>58117842
Prime example right here of what Ted called oversocialization. You’re doing the systems work for it

>>58121631
I think I heard something similar about owning houses in the US some years ago. People essentially got priced out of their own houses and had to sell and move somewhere cheaper.

That's rough

>>58116924
>>58121547
They overstate almost everything.

>>58121690
>People essentially got priced out of their own houses and had to sell and move somewhere cheaper.
This only really happens when people buy at the absolute tippy top of their budget (or even significantly beyond their budget to feel “rich”) and when properties taxes skyrocketed it broke their finances.

>>58117842
Based

>>58122129
I don't think that was how it was reported. It was some state that started to price out residents from their family homes, they had to move to cheaper states.

>>58121708
68k for pets?

>>58116924
3.4m / 40 working years = 85k per year. What's the issue?

>>58122194
The average wage is 60k a year...

>>58116924
>american dream
more like american delusion amirite? LOL

>>58122181
old yeller needs that a5 ground wagyu, chud!

Thats bcos you go for biden

>>58122322

Get some MAGA next time

>>58122194
No taxes, no living expenses

>>58117044
Unironically this, lots of you need to die for Jewish profits. The blood sacrifice is almost upon us for the Khazar homeland project, most of you goys will die for us.

>>58117842
Everyone's different but in your case I think the decision not to breed was the right one. It's just really stupid to tell everyone not to have children because you decided not to, no matter what your goal is. Imagine if you didn't completely lack influence over people and you got your way. I could see your retarded ass falling over in old age and dying of dehydration for days with no one around to pick you up.

>>58122181
You don't have a spare bedroom full of parrots?

>>58116924
>jewish chads ... we CAN'T STOP WINNING!!!

>>58116924
And why is this? Two factors. First the unbridled greed of companies that believe a good profit isn’t profit enough until they can lay claim to world domination. Second the unbridled influx of immigrants passed a broken border. There is no border. The US HAS become middle and South America. Anyone can just waltz in freely and lay claim to social welfare and help. Just like in Europe. It’s all broken beyond repair. Vote for borders, liberty (2nd amendment which is the only thing that truly protects the first), and social welfare for proven Americans that believe and support America. It’s all so bothersome and simple. But nobody on God’s geen earth seems to grasp these issues. It isn’t about democrats
nor republicans. It’s pro and anti US interests.

>>58121505
I’m 36 I hold half a million dollars worth of link and my second son was born last month

>>58120859
>>58120897
>European communists are subsidized by America entirely.
FTFY retard

>>58124124
>he holds link

>>58117111
>kids arent as expensive as these rodents claim

Its true. I help my lando pay her mortgage with my rent on a basement apartment/lair and that frees up one wage-earner (the husband) for essentially full time childcare.

And since they love a Neetbux who doesn't fuck loud whores and fixes their internet I have no contract and lower rent.

>>58117044
Sadly, I truly believe this. My only reason as to why is the history of WW2. I don’t know how to process this.

>>58120897
>Finland is doing just fine while having a military it pays for itself
>a NATO country has an independent military force
Wat. Finland military is now under direct US control

>>58117097
SPBP
The middle is a evil creation giving people hope and power to topple the top 4 powers which are the monarchy, nobility, merchants and warrior tribes (today known as the military elites).

>>58116924
>$3.4 million USD over a lifetime
Starting just this day, if you save just $750 in a month and put it in a boring S&P 500 index with dividends reinvested, you would have more than $4 million dollars by 2063. This is bottom of the barrel minimal wage goals. So yes, it's pretty fucking easy to become a multimillionaire and own a home and raise kids if you're not a retard.
Now if you're not a minimum wagie retard and you're capable of doubling or tripling that monthly amount, and also you have the foresight to invest into a somewhat more volatile (but secure) asset like Bitcoin, you could easily have over hundreds of millions by that year.
Fucking doomer retards. Wallow in your pity all you want, because you're never gonna make it. It's literally this easy and yet YOU'RE NEVER GOING TO MAKE IT. Might as well kill yourself.

>>58118749
Why are you a shitskin?

>>58117097
Like the democracy in 500BC in Athens, an anomaly is the best word to describe those years.
Sad but true.

>>58121708
>american health insurance costs 1 million

>>58117097
This. Back to self-employment and/or serfdom.

>>58126068
I think it's reasonable to have some level of skepticism about investing. Of course the default is putting as much as you can into retirement vehicles, but what if we have a NIKKEI type situation in the US? There's an entire generation in Japan that is absolutely fucked from investing in that index.

>>58126216
You can switch the S&P 500 up with a FTSE all world index and the results would be mostly the same. Despite the doomer faggots ITT, the american hegemony will not fail anytime soon, but if it helps you sleep at night, diversifying to entire worlds stock would yield mostly the same results.
But faggots ITT would rather wallow in their self pity and jack off to end of the world situations than work on making it.

>>58126052
>today known as the military elites).
Have you looked at the military lately.

>overwhelming majority of posts are telling incels to have children
Kek. If this isn't proof of the Russian agitprop campaign I don't know what is. The rightwing is dying and the rightists know it. It's no surprise that republicans and the kremlin are instructing their flock to reproduce. They need more sheep to continue their grift.

>>58116924
Thank god i had boomer parents that left me a redecorated house fully paid for so I can live rent-free until I die. When I reach 60 I'll likely sell my house which should be worth a few cool million easy and retire in the Philippines with an 18 year old tight-bodied wifey

I have a 4 bed room and 2 bathroom house all by myself and I'm 25 and single, how the fuck are poorfag couples this poor?

>>58118617
Having a house on the grid and owning a super fast horse cart that doesn't need a horse is an anomaly. You can still raise a family on $4 a day if you move to rural Ethiopia.

>>58126687
>technological advancement is an anomaly
And yet grug had no problem getting the other grugs together and bashing some skulls in so they could rape the cave stacies. Sounds like a (You) problem.

>>58126368
>not picking up a filipina nurse in the west so she wipes your boomer ass while she works 2 full time nursing jobs

Ngmi

>>58126320
Are you retarded? Why would russia want white people in the US to have lots of kids to strengthen the US? Leftists aren't just neutered anti-white trannies, you're not even an american.

>>58126720
Technological advancement is not enough to maintain a modern grid and a functioning liberal democracy. It is a society that runs through resources and still requires a lot of human labor. You could always live with the Amish if you want, they somehow manage to live without having to wage - yet they still have to work hard and many of them suck it up and beg for the modern world's help when they have medical issues.

>>58126808
Skill issue.

>>58126735
>why would Russians who have been trying for 15 years to get enough rightists in the US government to pull the US out of NATO want more rightists to have children?
Why don't you spell it out for us, Ivan?

>>58126872
Why don't you try going back to red dit and no longer wasting the time of actual americans, you great-grandson of kikes from ellis island?

>>58116924
100 year rug pull

>>58126267
Have you? the pentagon can outright dismiss anything the sitting party says, look at the recent haiti situation and pentagon saying they will not deploy even if ordered to because they decided they will not.>>58126320

>>58116924
Only the smart ones will make it, Anon. Strategically slurp up based altcoins during this bull run and live that dream life. I'm banking on my ETH, XAI, QANX, and CTI bags to pave the way for a comfy future.

>>58126925
Going back to what? Your translator isn't working. Must have been made by a vatnigger.

>>58116924
It's because America is in the maintenance mode which means many production services are not in demand.

In order to fix this, you need war to destroy everything and transform America into production mode.

>>58117842
Having kids is a life activity stimulator. You think you know shit but you're just an internet addict.

>>58116924
3.4 mill over a lifetime isn't that bad.

>>58117842
It's not possible to not have kids, everyone alive today had parents who had kids, nobody alive today had parents who didn't have kids, therefore your proposition is actually an impossibility

>>58127981

>>58128463

>>58116924
There's very little inbetween for the middle class to afford now in terms of housing. It's either very expensive or very dangerous, little inbetween.
All the cheap areas are unlivable due to violent nogs making it more dangerous than most 3rd world countries.

>>58123532
I know a dumb bitch who does, lmao

>>58117044
BILLIONS must die

>>58118617
Hate to say it but tranime poster is correct

>>58118145
Is your net worth tied up in your house or something...? If I had $2MM and no family my life would be wonderful. US Treasury Bonds are at 4.38%. $2MM @ 4.38% is $87K per year before federal taxes. There are no state taxes on US T Bonds so assuming a 20% taxation rate that's $70K after tax or $5,800 per month after taxes.

$5,800 after tax per month every month for 30 years just for waking up. Are you kidding me? Why aren't you traveling the world, living 6 months in each country you've ever wanted to visit and fucking women the entire time?

>>58120817
>Making 30k/year is better than making $150k/year because I save $500/month on health insurance
Ahahahaha eurokeks really believe this go look at the fertility rate and home ownership rate in Germany and get back to me

>>58116924
Total doom porn. This is obtainable with one parent working for 2000 hours a year in a semi decent job. Don't buy a new car every 3 years, learn to sell things rather than chuck them out, make your own food rather than eating out and just do all the stuff your grandparents would have done where they can save a bit of money here and there without using up hours of their time. Biggest thing is to stop spending money on nowhere "hobbies" like gaming or watching anime and living somewhere that's not got ludicrous cost of living prices. If you're earning like 50-70k somewhere and you're not able to save like half of that after taxes, you need to move

>>58118617
hes talking about affording a 3000 sqft house in a coastal city with 1 working parent you stupid chud.

you want a family go live in utah with the mormons its cheap as shit. or even better go larp inawoods, its free.

>>58117097
this, as much as antisemites like to cope. the federal reserve central banking system paved the way for the american dream where 1 man could provide for a family of 5 and own property, which was not the case for 99.99% of history

>>58117842
I mean yeah raising kids sucks ass ajnd is expensive but wtf are you gonna do when youre 60? Be lonely and play video games?

>>58126320
"Left wing" luxury belief systems can only exist behind gated communities. Don't worry, Ngubu and Hernandez will remind you that strength of arms is all that matters, not whatever utopian nonsense it is you think works in reality.
>the grift
I guess reality is a grift, lmao. Equating a literal gangster state like Russia with "right wing" as if that's supposed to mean anything because the New York Times cries heckin election interference just goes to show how ignorant you are.

>>58121708
>absurdly expensive wedding.
>home payments fairly expensive even considering interest.
>"lifetime car purchases" is irrelevant for the 18-30 years you're raising 1+ children, just don't be a retard with your money. Do a couple hours of research before purchasing a vehicle ffs.
>arbitrary average cost of raising children that isn't defined at all.
>absurdly expensive pet care kek
>"What are academic scholarships for 500, Alex?"

Fear-mongering propaganda. Only the most boot-fucked crayon-munching retarded goycattle will pay out of their asses for all this shit.
Sure there's certain shit you can't avoid, like insurance payment and the like, but if you're paying 60 grand for pet care, you're genuinely a fucking idiot. 35k for wedding expenses? Insanity.

Also again, "average cost of raising two children until age 18" is undefined, no line of reasoning presented. More nonsense.

>>58126052
>>58126267
That's the thing. The warrior class is waiting to be taken by someone competent, which is probably going to be someone from a foreign country such as China or Muslims or whatever group has a huge, bloodthirsty military branch. People should be worried that the warriors in America are no different from mercenaries, fighting for nothing in particular except maybe a paycheck. If the warrior class is taken from within the USA itself, well that's probably going to be a "Hitler's rise to power" type situation, except THE ENTIRE PLANET will have to dog-pile on America to put a stop to it. So yeah, a weak military in the 21st century is dangerous because it could be taken over by someone strong who wants to impose their own vision unto the world via modern, technological weapons and globalist institutions possible only in a Mixed Democracy.

>>58129774
My home equity is 12-15% of my net worth. Honestly, I'm waiting to hit my goal of $3 million. Then I'll pay off my mother's mortgage ($150k?) and start living my good life.

>>58128924
Lmao

>>58116924
40k would probably last for me until retirement. But there's a reason why i'm low iq, poor and a third world shitter.

>>58130598
I'm 28 and make roughly $140k a year in a low COL area. By 60, I expect to be making well over $200k a year (not adjusting for inflation). I will continue to do literally /whateverthefuckIwant/. Not sure what my hobbies will be. Probably playing golf, going on vacations with whoever is my girlfriend at the time, enjoying all the extra time and money I'll have since I won't have to take care of/pay for a bunch of shithead kids.

You definitely don't have kids and definitely have not put much thought into it. My guess is you're a full blown adult who lives with mommy. Most normal people go to college at 18 and that's the last time you'll spend extended periods of time with them outside of the occasional vacation. They might even move states. 18 years littered with sleepless nights, stress on your marriage, hundreds of thousands of dollars spent just to have someone come visit you on Thanksgiving and Christmas when you're old? LMAO no thanks

>>58122181
The total over a lifetime for all pet costs, not just one pet

>>58121547
That number says the average for 2 children so it's not as different as you think

thank god most of you wont reproduce lmao

>>58120859
>Europe is subsidized by America entirely
what by blowing up european pipelines, piece of shit?
and americans talking about migrants, what a hoot, even salt lake city is only 60% white anymore

>>58117842

LGBT is a Jewish psyop to kill whitey by reducing reproductive fitness in the overall population

>>58118742
Drink one for me, fren

>ctrl+f
>fiat
>0 Results

>ctrl+f
>gold
>0 Results

>>58117111
>kids arent as expensive as these rodents claim
Very, very true. Educate your own damn kids, don't put them in gubmint daycare; they'll end up better educated and won't cut their balls or tits off. Get some acreage out in the country and grow a lot of your own vegetables in summer. Raise rabbits and chickens/ducks for meat and eggs. Shoot the occasional deer to supplement your meat budget.

Healthcare in the U.S. is only expensive if the kids have some sort of serious childhood illness, like leukemia.

>>58117981
You have to be moderately retarded to not understand that Bitcoin has been a game-changer for savings. I threw $3,000 into it a decade ago and now have $650,000.