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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance


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58043885 No.58043885 [Reply] [Original]

>> No.58043889
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58043889

>> No.58043896
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58043896

>> No.58043905
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58043905

>> No.58043913

>>58043885
kek. why are they like this?

>> No.58043920

>>58043905
lol wut

>> No.58043931

>>58043913
Since when is $24k a bad deal for a car

>> No.58043961

>>58043889
The fuck, this is legal in the USA?

>> No.58043980

>>58043931
Thats a $1000 car

>> No.58044068

>>58043980
No lowballs I know what I got

>> No.58044082

>>58044068
kek

>> No.58044087

84 months. How many years is that kek. People are retarded af

>> No.58044104

>>58044068
Lmao

>> No.58044109
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58044109

>>58043889
Why not just wait 2 weeks and pay it cash with the money of the first 4 payments?

Edit: Had to pay the captcha in two installments of a few minutes apart myself...

>> No.58044154
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58044154

>>58044068

>> No.58044184

>>58043885
>>58043889
Why are poor people so dumb?

>> No.58044229

>>58043885
Please tell me that this is a joke

>> No.58044262

>>58044184
They are poor because they are dumb

>> No.58044390
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58044390

>>58043885

>> No.58044394
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58044394

>>58044262
Sad but beyond true. Growing up is realizing this.

>> No.58044426

>>58044390
Christ, and I thought my $15k in student loans was bad.

>> No.58044433

>>58044390
>total paid
>$0

Based

>> No.58044451

>>58043885
>doesn't pay after 2 months

>>58043905
$10 x 18 months = $180 $180 + $39 annual fee = $219 $219 + $1 start up fee = $220.
You are technically saving money. although i agree its a retarded ad.

>> No.58044462

>>58044390
good for you
what are they going to do if you don't pay? wage garnish? work under the table lol

>> No.58044491

>>58044462
>work under the table
Which jobs that merit a college degree in the first place could pay under the table

>> No.58044500
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58044500

>>58044184
>>58044394
>>58044262
I'm smart but was broke for most of my life. Now that I'm older it's starting to hit home that I was raised to be poor by dumb people.

Now I gotta grind and invest to make up for lost time.

>> No.58044576

>>58043885
>$289 for 84 months
This can't be real.

>> No.58044582

>>58044500
That's your excuse? I'm just lazy.

>> No.58044685

>>58043961
only on reservations

>> No.58044705
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58044705

>>58043885

>> No.58044717
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58044717

Aaaaand it's gone LOL, not your keys not your crypto reddit salt is pretty funny.

>> No.58044777

>>58043889
I don't get this one, she's repaying 4k for $800?
No way americans are this dumb.

>> No.58044839

>>58044777
60% of Americans live paycheck to paycheck.
i think like 70% dont have 4000 usd for savings. most of america is poor. I think canada is like that too, when i went on a trip to visit every capital city, i was surprised at how dead Canada is outside of Vancouver and Toronto.

>> No.58044859

>>58043931
one issue is that it will break down within 2 years with a severe issue costing several thousand dollars to fix, which of course they can't afford.
they'll have to choose between paying a monthly bill for the next 6 years for nothing, or not paying and getting their credit history even more wrecked, guaranteeing they'll only be able to get these kind of "deals" in the future again.
but the seller is coming out fine. they'll collect $3k to $5k before the payments stop coming, well above the car's market value.

>> No.58044901

>>58044462
>Yeah bro just deliver pizzas the rest of your life to avoid your student loan.
No wonder you are poor.

>> No.58044908

>>58044582
I thought I was lazy too, but I'm not. I just hadn't been motivated enough.

>> No.58044922

I'm not rich but I will be a 6 fig fag by the end of the year.
I've only been trying since the start of 2023.
My little bit of success and shift in attitude has made me actually hate the poor, because to be really poor in the USA, you have to be really low-IQ and I also hate stupid people. Even with double digit inflation I was able to generate $70k in a year and I have no qualifications.

>> No.58044950

>>58043961
yes, it used to be illegal but ronald reagan actually removed the regulations on interest rate caps

>> No.58044970

>>58044491
>set up LLC
>independent contract code negro
then just business expense everything and never pay yourself an actual wage

>> No.58045024

>>58044922
I only have 7.5k in my bank acc, but my total networth is just shy of 200k as a 27 year old. How am I doing?

>> No.58045037

>>58044390
seeing the debt amount go infinitely higher would give me life crippling anxiety

>> No.58045050

Reminder that the American education system literally bans financial education from public highschools.

>> No.58045059

>>58044390
If you would have invested all that money, you would be filthy rich.

>> No.58045073

>>58045024
Better than me. I was 30 by the time I learned to gamify finance and then it became easy.
Good job, king. But there is more work to be done. Do not falter.

>> No.58045075

>>58045050
Really? Tell me more?

>> No.58045106

>>58043961
Shalom new friend

>> No.58045124

>>58045075
I don't have any sources to share at the moment, but the entire school system was designed to emulate factory working conditions and the development of it was funded by Rockefeller who was quoted as saying "I want workers, not thinkers". I believe Kiyosaki (the Rich Dad Poor Dad guy) talked about his dad being in government office and when inquiring about improving financial education was told to stop asking for his own sake by a federal office.

The stuff you see in this thread like OP's image is not an unfortunate accident. People taking out loans that will ruin them is a best-case scenario for the system as designed. It means nothing has been left on the table. With the recent death of fractional reserve requirements, it's now a free for all to see who can print the most money out of thin air without ever touching a printing press. It's all digitized and they'll 'lend' out a thousand times the money they actually have, then destroy the people they lent it to to 'get it back', creating real dollars out of an electronic hat trick. Every loan institution is now its own Federal Reserve.

>> No.58045194

>>58045073
Thank you anon. You’ll definitely make it. Just don’t get divorced raped please.
>>58045124
That’s very nefarious, especially the story with Kiyosaki’s dad

>> No.58045292
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58045292

>>58043885
>$24k from one sheboon
I smell the Semite from here

>> No.58045329

>>58043931
my 2007 Matrix looks nicer and it was only $9k used 9yrs ago

>> No.58045407
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58045407

>>58044922
what did u do? Gamble the crypto casino?
For me I joined zog for a /biz/finance skills + degree.
It's nice making shekels without paying taxes, and boomers admire us when IRL I'm just a NEET wearing a uniform

pic related

>> No.58045428

>>58045407
It's profound that the chain is broken, but Pepe stays there, just sitting down and whimpering

I'm not going to download it beacuse I don't want to invite blackpillism into my life though

>> No.58045438

>>58045050
no it's just strongly discouraged through other things kids are forced to learn.
Web of Debt literally explains in detail what poltards will never realize but /r/Walstreetbets and /biz/ do;

Money > Race

>> No.58045450

>>58045292
>da joooooz!
If someone is stupid enough to voluntarily agree to such an interest rate then they deserve it. In fact, there should be no government mandated cap on interest rates.

>> No.58045477

>>58043885
that can't be real

>> No.58045551

>>58045428
it's supposed to symbolize that no matter what I do or how successful I become, I'll always be a /biz/raeli at heart.
I came from pol, years ago, which led me to bounce between 8 and 4 Chans, eventually went to biz and never looked back for a while.
Biz gets what others don't; All these emotions about making money and all the things you'd do or people you'd kill or wars you'd start is all to see Mumu pump those bags.
It's all money, all the wars, the JQ crap swirling promoted by the Chabad, race hate, oppressive rules, it's all about the money which is ultimately power.

At the lowest level, biz and walstreetbets are more enlightened then pol, where pol focuses on what we the system want promoted (race hate, jews, distractions), when the real enemy is Walstreet and the private bank shareholders, like Rothschilds.

It's all debunked by a glowniggers new book. Trust me when I say EVERYTHING, including Mkultra (ie marketing and ads) is about money
> https://imperiuminvictum.com/b/ZWKHF..

>> No.58045591

>>58045450
I agree, but the problem with this mindset is it accelerated to us the wagie as the lesser subhumans they look down on.
Imagine paying extra taxes for Jewkraine because some greedy boomer or jew convinced Congress to give their slimy Semite defence company oodles of money for Jewkraine, when IRL they'll pocket the cash, keep the weapons and sell later at mark up rate.
You the wagie/goyim/paypig now get higher inflation and have to live like an Indian (standard slave)

>> No.58045658

>>58045551
> buy my incel alt-right book.
You might just have spent too much time on 4chan.
BTW your preview link loads the PDF of the entire book. Or at least I hope that's the entire book. Is there more of this non-sense? Are you mayhaps laboring on a sequel? How many pages did you write between each cumshot, on average?

>> No.58045698

>>58045551
I have pretty much your same story.
Started browing in 2006, /B/
Then slowly branched out, tried out different boards. Different boards coincided with different eras of my life. I was a lot into fit at one point, and I was lifting like crazy, for example. Eventually /pol/, for a looong stretch. I still check it out here and there today, but (((the Brazilians))) have destroyed the board already, its pretty much unusable.
Through /biz/, I came from not giving a shit about money and enjoying NEET life and avoidance in screen escapism, to avoid family trauma. Now, as a starting bizraeli of a few years, the first position I've taken in investments is PMs, fuck the FED.
I snapped out of my "humanity's saviour" complex bullshit after the Coof jabs came out, and I spent a couple of years trying to educate people, and help people be more informed to not take the Mark. Eventually, no one gave a shit of course. My family of normies all took it, all of society took it, etc. Now I'm just bizmaxxing, so I can have the most amount of life choice possible. At some point, you have to realize you have to save yourself, to use the information we have of how reality is in your favour, instead of just consooming more clickbait mainstream, hollywood satanic movie analysis, etc. I've gone waaay deep down the rabbit hole. Now I just try to keep an eye on the bigger picture of what's currently going on, but not going hardcore into it.

>> No.58045785

>>58045658
kek there's a preview. I read the book but the details are a little off topic. It's from the 2016 Russian Hackerman

>> No.58045828

>>58044777
No the lenders are dumb, guarantee you someone named "S197 Mafia" agreeing to such ludicrous terms has no intention of paying any of that back.

>> No.58045847

>>58043896
Goddam you could get a better fucking deal from literal loan sharks.

>> No.58045898

>>58045698
that's me as well. Biz helped me realize just how little value I actually have and we all hate normies and the only way to escape is through a wealth or a like-minded community.

Learning how the world actually works showed me nobody really cares enough to stop it or to try. Everyone's either too stupid or greedy to step up until things get ugly.

The book preview is from the glownigger who debunked everything back on 8ch in 2019 and got Q shut down for a bit.

Honestly, if this culture revolution doesn't kick off and things keep going south idk what I'll do. I've got nothing but a job and money like most guys. It's hollow, but wagie threads and Bobo memes keep me going

>> No.58045987

>>58045059
plot twist: he did, but it was 100% in physical silver

>> No.58046111

>>58044500
I know how it feels. I fucked up my life with pure apathy. Just couldn't bring myself to give a shit time and time again. Finally feel like I'm on a good track right now.

>> No.58046124

>>58045898
What do you mean? You can always prep, save to buy land, travel, plan an escape from the military encirclement of terra, and escape in a tiny shack boat to meet the outer lands, and see the ending of the firmament?

>> No.58046150

>>58044394
Won't they collide over the North Pole?

>> No.58046160

>>58046124
I know how this story ends, they're itching for war or worse, are too stupid to avoid one.
With that, I'm going to work on Dark Economy skills, like moonshine to make Ethanol fuel. Basic goods are rare under war.
Aside from war, everything will get more inflated so we live like pajeets.

I glow enough to know the ending but I don't have a crystal ball.
If people simply rose up we wouldn't have these problems

>> No.58046170

>>58043885
>$284/pm
>84 months
>a used ancient piece of junk
Do Americans really? for that price a month i can get a relatively new german car.

>> No.58046188

>>58043889
pure madness

>> No.58046192

I know jews like to exploit the dumber races globally but it seems it's to an extreme ridiculous extent over in the states. Total joke.

>> No.58046195
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58046195

>>58043885

>> No.58046205

>>58045698
>>58045450
>If someone is stupid enough to voluntarily agree to such an interest rate then they deserve it
Without wanting to sound like a christcuck, that's not very Christian of you.

>> No.58046227

>>58046160
The Alchemist pill, based

>> No.58046228

>>58045898
Everything is about money, it doesn’t take a genius to see that every corporation is a financial corporation at its core. I think really the only development has been that high society has decided money is a derivative of data, via espionage and coercion, so tech has become more important than the banks for the monetary system in many ways. It’s why crypto is huge, we want to move to fully digitized, data consumable financial systems. The same way that “tradfi” digitalized finance originally with clearing houses.

>> No.58046257

>>58043896
> 89% APR
This … this has to be fake right? Right?

>> No.58046432

>>58045551
>>58045698
>>58045898
This is /biz/ not myspace

>> No.58046482

>>58043896
How does this work? Obviously you wouldn't be able to pay more than a few months of this so there would have to be a supreme court case eventually and I find it hard to believe they would justify a 90% interest rate.

>> No.58046528
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58046528

>>58044262
Really makes me think.

>> No.58046529

>>58046482
Someone taking a loan with that sort of usury is not going to be able to fund a case to SCOTUS nor will they likely be a sympathetic plaintiff.

Just lmfao.

>> No.58046577

>>58044068
Made me kek irl

>> No.58046632

>>58044068

sasuga, boomer-kun

>> No.58046638

>>58043896
>borrow 10K
>owe over 60K
lol, i remember these commercials. this was like in 2000s moneys too. 100K could by a big fucking house in 2008 lmfao

>> No.58046670

>haha money is more important than race bros
>wait why do the jews not charge each other interest but charge goys interest

lmao stop trying to astroturf shills

>> No.58046672
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58046672

>>58043896

>> No.58046702

>>58046672

They got shut down.

>> No.58046709
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58046709

>>58046672

>> No.58046715

>>58046672
> please be aware that not all applicants will qualify for a loan product or lowest interest rate
What is this business model? Anyone with good credit is not going to go here. How bad does your credit have to be to get denied by these people?

>> No.58046717

>>58045050
Don't all education systems do that? Whenever anyone starts asking for change lefties start freaking the fuck out

>> No.58046764

>>58046715

The ran ads on TV and probably got people with 80 iq or old people in cognitive decline.

>> No.58046848

>>58046715
>Be fully aware you only have ~3 years to live left
>Take out as many loans as you can with ridiculous APR
>Buy something like Monero with it, wash the funds, and send them to people you love

>> No.58046857

>>58046228
Currency right now is 92 or 97% digital (can't remember). Cash is the real crypto (untraceable money).
The digital dollar is the new currency they hop to after every crash, before their host was the British Empire before hopping onto America after WW2 and made the USD the world dollar, now after the USD it'll be entirely digital like crypto.

Leonardo of biz made a good interpretation on their future plans for their slaves (ie everyone not filthy rich)
https://m.youtube.com/watch?v=8_8LTUmHWP0&pp=ygUPTGVvbmFyZG8gb2YgYml6..

>> No.58046901

>>58046848
This … this is a really great idea. Makes you wonder why Walter white decided to make meth when he could’ve just bought crypto on junk loans

>> No.58046918

>>58044390
I’d flee the country. Assuming I didn’t have a co-signer or parent loan. I’d take my degree and go teach English in some other country

>> No.58046931

>>58044068
couldn't breathe for a minute after reading this lmao

>> No.58046969
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58046969

>>58046848
they'll just ban it bruv. The meeting at Davos with the Finance ministers back in November 2022 was all about what to do with Crypto. Banning and making it illegal is very realistic, but for now they allow it to live until the digital dollar releases before banning it and tanking the price.
You see, Bobo the bear works at Walstreet and they put in a good chunk of change into Bitcoin, it'd be a shame if u lost your life savings and had to go back 2 work, little wagie

>> No.58046991

>>58043885
God imagine having to pay that shitbox over 7 years

>> No.58047095

>>58044859

Lol

Look at who bought the car, they will be lucky to get one payment, let alone $3-5k worth of payments.

>> No.58047135

I worked at one of these dealerships several years ago. We’d buy a car like this for $2k or less. Then we ‘sell’ it with these types of loan terms, usually the sell price was about 5x our purchase price. The type of person that buys these cars almost never makes more than 3-5 payments. One missed payment and we repossess the car. We make what ever minimal repairs we had too to to make the car legally driveable then put the car back on the lot at the same sell price as before. Rinse wash repeat. We’d sell the same car several dozen times until it was beyond repair. By then we’ve made 10’s of thousands on our initial sub $2k investment.

>> No.58047153
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58047153

>>58043885
How has nobody posted the Neon yet?

>> No.58047165

>>58047153
I remember the original thread. Anons were able to track down this car over several different buyers and each time the car looked worse than when the previous buyer had the car kek

>> No.58047227

>>58047135
How does the repossess work?
Why would you buy for 2k, and not your consumer?

>> No.58047253

>>58047227
the target buyers don't have $2k cash in hand to spend on anything, and are typically not financially savvy/don't have anyone in their lives that can give them financial advice.
the entire business model is aimed at taking advantage of the vulnerable and making their lives worse.

>> No.58047281

>>58047227
Our consumer has no money, they don’t have 2k cash and live pay check to paycheck. So they can’t even buy a car like this from a private seller. So they come to us and we give them a loan with payments that sounded affordable to them but they are never able to make more than a few of the payments. We have their address and work location on file so we send a tow truck to repossess the car usually at one of those two locations.

>> No.58047328

>>58047281
Seems dangerous to depend on repossessions, since they'll eventually just wreck the car, or, find trouble within the tow truck.

>> No.58047353

>>58047328
By about 4-5 payments were break even on the car. After that it’s pure profit. If they wreck or damage the car we’ve already made money on it. then it gets sold for scrap metal and we buy another piece of shit and sell that. I only lasted for 6 months before I had enough of that job, the owner treated the employees about as good as his customers.

>> No.58047383

>>58044390
>take the federal loan of $160k
>immediately invest it in an index fund
>sell your shares 4 years later for $260k
>pay off your loan
>use profits to pay for a college education

>> No.58047458

>>58044922

I make more than you, and we both don't make shit worth bragging about. Don't be a faggot.

>t.100k avg income

>> No.58047461
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58047461

>>58043961
Only in the hood. It's unsecured meaning they'll likely only get the down payment anyway lol. 1 out of 15 suckers will continue paying those notes because they're shit at math or just boomers that have lived in the hood all their life and are too dumb to know any better or care even

>> No.58047507

>>58044705
kek

>> No.58047590

>>58046901
Because Walter lived in 2008 and bitcoin came out in 2009.

>> No.58047596

>>58047153
lmao is that a doughnut or a really shitty steelie?

>> No.58047606

>>58044500
I was raised upper middle class by boomers who fell backwards into money thanks to keynesianism. They managed to always sell their houses at the top of the bubbles and got six-figure jobs with business degrees.

>> No.58048025

>>58046195
Lol how is this even legal?

>> No.58048160

>>58043885
getten a car for under $300 is s steal man, and is the first step to financial freedom. But you aint understand that.

>>58043889
That 4,400 dollars, but if you a real hustler you take that 800 and turn it into 10,000 or something but you don't think like a real time hustler so you fade it and don't understand nothing, dumb.

>>58043905
When u poor, you ant got no time. They call it "time poor" in da hood, paying each month taking time away from the hustle, but you don't know that cuz you aint hustle single day in yoour life. Miss me havven drive all the way to the corner store pull out my money pay each month for real

>>58046195
You a hustler this shit dont bother you none, fuck

>>58047153
ayo, i don see no man, dis bitch single? I got aids and she look like she do too we got a lot in common

>> No.58048199
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58048199

>>58048160

efferiumz.jpeg

>> No.58048242

>>58047383
That’s illegal in America

>> No.58048297

>>58043931
Thats a $500 car

>> No.58048409
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58048409

>>58046857

>> No.58048474

>>58047165
Fuck, where is this screenshot lol

>> No.58048499

>>58048199
Why do you have this pic saved

>> No.58048634

>>58047383
(You) cant invest borrowed money in the US. Only banks and elites can do that. They get rich from it, you’ll be thrown in jail for trying to play their game.

>> No.58048843

>>58048160
based niggerposter

>> No.58049085

>>58044087
>failed to learn 12 times table in school
>calls others retarded

>> No.58049098

>>58044109
>wait 2 weeks
Monkey needs shiny thing now

>> No.58049118

>>58048634
What is leverage?

>> No.58049250

>>58049118
A method to trade with borrowed money that aims to enforce the lender won't lose no matter how bad your "investing" is.
I'm wildly guessing here, but being able to get your bad trades liquidated is probably what makes it more acceptable for trading compared to other forms of lending.

>> No.58049269

>>58047590
>>58046901
Probably makes for a more compelling story when he is trying to survive gangsters as opposed to him sitting on /biz/ getting rugged by pajeets

>> No.58049291

>>58046257
Since it was on a native reservation, they have their own laws. It was real.

>> No.58049375

>>58043885
Why is she posing like that? Like she's about to get fucked on the car. kek

>> No.58049605

>>58047383
Not how federal student loans work

>> No.58049704

>>58045450
found the kike burn in an oven hitler did nothing wrong the holocaust never happened but it should have

>> No.58049787

>>58044109
Bi-weekly in this instance means every 2 weeks, they would have to wait 8 whole weeks so they're better off just paying $3674 in interest to get the $800 now.

>> No.58049804

>>58046195
kek who would ever take out a loan like this what the fuck

>> No.58049805

>>58043885
Why does every girl i know have a huge credit card balance, over drawn checking, messy room, and 100 reoccurring charges on her card she has no clue about? Why?

>> No.58049854
File: 15 KB, 624x230, looking forward to the day of the rope.png [View same] [iqdb] [saucenao] [google]
58049854

>>58044717
kek

>> No.58050129

>>58043889
Where i'm from this shit has been illegal and condemned by the church since before the USA was founded.

>> No.58050573

>>58043896
>84 monthly payments of $743.99
$62.496.. I doubt anyone let it run to full maturity.

>> No.58050807

>>58048025
I recommend you watch Season 1 Episode 2 of Dirty Money.

>> No.58051202

>>58046205
>Without wanting to sound like a christcuck
don't worry kike nobody is mistaking you

>> No.58053517

>>58043885
>>58051202

>> No.58053577

>>58045551
>Trust me when I say EVERYTHING, including Mkultra (ie marketing and ads) is about money
...which is the tool the jews employ to gradually fuck us out of all our posessions over several generations, revving up into turbo in precisely 1971
congratulations anon, you locked in short-term perspective, time to become a hated bossman somewhere, they're all retards like that.

>> No.58053705

>>58046150
They're staggered

>> No.58054105

7 years paying off a junker car that won't last 1 year

>> No.58054278

>>58046702
Huwite devil keeping the red man down again I see.

>> No.58054722

>>58047153
>single mom
>garage tattoos
>Tyrone's kid but Tyrone got
>20+ year old car that was shit when it came out
>spare tire

Holy shit.

>> No.58054742

>>58043885
This has to be fake. There's no way they can charge $25000 over a decade for that piece of shit $2000 beater

>> No.58054796

>>58044777
He's buying the part with a buyer to resell to in mind. Then he defaults on the loan. He sells the part in cash so nothing can get repo'd. They also don't keep bank accounts so the lender can't get any reimbursement. Lender writes it off to the insurance company and insurance writes it off to the government. Ultimately paid for by the tax payers. It's all one scam and everyone involved knows this.

>> No.58054969

>>58045050
I learned all of my basics of financial literacy in Home Economics. Which is offered in virtually every school in the US. People classify it as a blow off class or something for gay people so no one ever signs up for the elective and the few that do don't pay attention to the material.

It's not societies fault you wanted to be popular and poor instead of being called gay and actually have financial literacy.

>> No.58055231

>>58043905
Amerigoyims...

>> No.58055261

>>58043889
I thought usury was illegal in the US jfc. 600% interest rate total

>> No.58055532
File: 244 KB, 474x520, 1709674082942168.jpg [View same] [iqdb] [saucenao] [google]
58055532

>>58055261
>jews: *Openly owns the USA*
>>How the fuck as a 600% interest rate loan legal
>Jew: *Destroys you for speaking out*
It has been like this since for over 80 years, fuck jews, KNOCK on their synagogue doors on saturday, for all the Silversteins and Goldstein's/Goldbergs compensation money, for owning most slaves back when, and see what happens. They owned the transatlantic slavetrade, boy.
Boy you about to fucking LEARN who STILL holds the fucking WHIP in the UNITED STATES OF USA.
You WILL learn.

>> No.58055599

>>58055532
Yeah but that is far too shameless even for the slimiest kike. Holy fucking shit I take that loan and I might as well offer my children as sacrifices to Moloch in hopes I repay half of the total.

>> No.58055962

>>58044068
I lost
>>58047606
I find it very difficult not to be bitter at my parents who had it so easy. My dad worked a mid level municipal management job and would not have been able to retire except for his inheritance. His father invested I in Walmart early. Now he wants to lecture me about how renting an apt. isn't investing in my future.
It's enough to make a man drink.

>> No.58056382

>>58043885
Honestly you guys have no idea how bad it really is out there.
I work for a power company on customer accounts, I get people calling me about what they need to do to get their disconnected power back on, they are always extremely hostile and aggressive, then I pull up their account and they have thousands of dollars in back payments and have exhausted every single avenue. I had this one woman yesterday who had $7000 in past due electricity bill payments that she just kept putting off and scamming her way into not paying. Then when the hammer finally comes down they freak the fuck out and act like victims.

>> No.58056503

>>58044777
Most Americans are poor and drowning in debt.
Our national statistics are skewed by extreme wealth disparity.

>> No.58056631

>>58045124
How much education do you think would be required to turn the woman in OP's picture into a financially responsible person capable of making intelligent decisions? Is she just a totally blank slate or what? What's your educational plan for her?

>> No.58056845

>>58047153
Can you imagine the levels of shuckin' and jivin' that go on at that shithole?
Jesus

>> No.58056897

>>58043885
it's mostly just stupid people getting in debt like this. my gf is one of them. she got a home depot credit card to buy supplies to build a deck for her house, that i built for free for her, then instead of paying back the 1200 bucks over the course of 3 months she is still paying on it at 24% and now the amount has grown to $4k. i told her she will probaby end up having to default on it and she laughed and said she wouldn't do that. sigh. what an idiot.

>> No.58056950

>>58048160
I can smell your musty ass through the goddamn screen.

>> No.58057068

>>58046901
JESSE, WE HAVE TO MAKE ANOTHER SHITCOIN

>> No.58057502

>>58046672
loan amount and borrower proceeds? what in the actually fuck

>> No.58057657
File: 49 KB, 488x750, 5876030796c99f03e3da1ce9165a6d5c.jpg [View same] [iqdb] [saucenao] [google]
58057657

>>58043896
>Pocahontas here is scalping us

>> No.58057844
File: 583 KB, 799x466, Screenshot 2024-03-19 080431.png [View same] [iqdb] [saucenao] [google]
58057844

>> No.58058055

>>58046672
>take loan for $850
>receive $500
Christ have mercy.

>> No.58058117

>>58045698
>>58045898
Didn't Sam Hyde say it's all well and good to have well thought out political views and to know the realities of biology, but the most important thing is to have a skill. You need a way to make money because it is time and energy.

>> No.58058358

>>58046672
If you guys didn't know, there's a few big payday loan companies in Britain that charge like 91% and it's totally legal.
Wonga is one that comes to mind that I think went into administration but it charged £113 for a 17 day loan of £100 which works out to something like 1500% APR. Regularly investigated by the FCA and compensating borrowers because hey we're giving money out to people who could never pay it back.

>> No.58059287

>>58058358
Hey did the UK ever do away with Debtor's Prison?

>> No.58059362

>>58055532
Omg get out of here chud. Poor pol keks coming in here to bitch about why they are broke. You are ruining a good thread.

>> No.58059512

>>58049804
Most likely a casino addict that owes a lot of money

>> No.58059658

Since everyone else is posting, I have about $75k CDN net worth, and $32k annual income, been saving aggressively for 6 years doing a mcjob. Most of my coworkers have less than $1,000 in savings. If things line up right with my family, taxes, and work bonus, I should have $100k EOY (about $74k in freedom bux)

>>58048025
Payday loans are not designed to help you. They are a loan product designed to get you on a permanent debt treadmill.
By law, they also have to indicate the effective APR of the loans. If it's literally for a week or two, it balances out as long as you don't take another one for the rest of the year. The problem is that people are poor because they are dumb, and once they take a loan they are never able to get off Mr. Shekelstein's wild ride.
Some jurisdictions have been clamping down on them.

Separately, I wish LLCs existed in Canada, I know all sorts of legal tricks can be used to exploit them (I don't want to register one in the US and pay myself internationally, that's a big headache for little gains in my particular case). At best, we have sole proprietorships, which still put liability on you as the owner.

>> No.58059733

>>58049804
>>58059512
>>58043896
Also worth noting is that it is "operating on a Native American Reservation".
They often have their own local laws that allow them to skirt certain restrictions. This is why Indian casinos are a thing, investors will partner with a tribal leader and use them to circumvent the rules and make very profitable businesses

>> No.58059780

>>58059362
>omg
fuck off to reddit kike scum hitler did nothing wrong and the holocaust never happened

>> No.58059854
File: 163 KB, 1024x1024, shutitdown.jpg [View same] [iqdb] [saucenao] [google]
58059854

>>58059362
Piss off back to plebbit you fucking faggot, this is a kike-hate thread now

>> No.58059909
File: 304 KB, 1024x986, 1659725904107350.jpg [View same] [iqdb] [saucenao] [google]
58059909

a classic

>> No.58059922

>>58055532
>A non Jewish bank wouldn't do this! I promise!

>> No.58060014

>>58046670
>wait why do the jews not charge each other interest but charge goys interest
Jews consider others to be below humanity