/biz/ - Business & Finance

Here's the thing OP. If you have me 10 million but told me I have to die tomorrow. I would choose my life over 10 million. So my net worth is much more than the number your bank tells me.

>>57734344
My projected remaining lifespan is 60 years though

>>57734354
Would you trade those 60 years for 10 million?

>>57734327
im at 95%

>>57734327
This seems outdated

>>57734327
I'm 90%.

>>57734384
No, but extrapolating my growth, I will have a net worth of around $85 million when I croak, adjusted for inflation.

>>57734327
>29
>290k mortgage left on house worth at very least 630k
>230k crypto
>27k stocks
>10k cash
>-75k student debt

It's fucking over

>>57734327
65% and I’m poor. I’ll get up to 80-90% by end of year thanks to AVI.

>>57734399
apparently it's pre-covid. does anyone know if this is a global metric or just for people in the US, for example?

>>57734417
Fair. I'm top 90%. But it's my comfy cope for not having made it yet.

>>57734327
I'm at 95% in my age group. Being 95% in the 65+ group (I'm 31) is going to be kino (will probably put me in the <1% in my age group too).

>>57734327
This must be outdated, because I'm in the 85th percentile.

30 yo
167k networth.

>>57734327
because of bitcoin im at the top 95pct. and im in europe too people are poorer here than in merica.

>>57734399
Most people are broke as fuck because they don’t actuallly save or invest. I know many people that make 6 figures that live paycheck to paycheck and don’t even con tribute to a 401k.

>>57734327
>27
>120k
It's over. I have a car and a girlfriend but so does everyone and most people have houses my age too. I'm white by the way so don't tell me how everyone around you is broke, I already know you're brown and went to public schools

>>57734446
Bro when you get into the 65+ age group you’re going to get so much elderly window pussy it’s not even funny.

>>57734327
wagmi

>>57734494
No not everyone does dumb demoralization poster

>>57734327
65% which is crazy high for what I actually worked

that chart is probably outdated, but 10% because of crypto

would have been 50% without crypto

>>57734529
lmao bro did not understand the chart

>>57734591
black line is anything I'm below

Does home equity count toward NW?

>>57734598
Yes but I only based mine on investments

>>57734327
>32
>-40k
Based

>>57734327
>$2 million at 28
feeling comfy if these stats are to be believed

>>57734327
>23
>$12k to my name
>unemployed
didn't know I was winning like that

This is the chart you aim for if you're going to retire broke and entirely dependent on your social security checks to survive, but you want to tell yourself you're in the upper half of all retirees so really you're doing quite well.

Boost your saving rate, anon.

>>57734431
Has to be the US man, third and second worldies save like 5k and are a god in their hometown.

>>57734327
>almost 2x of 95th percentile
I am lord of fiatniggers. True wealth and power eludes me, but I want for not.

>>57734419
>sell the crypto
>sell the stocks
>pay off your student loan debt completely
>pay off your house to where you can finish paying it off within the next year through income
>be completely debt free, own your home outright
>all in the next year
Think about it.

>>57734448
It absolutely is outdated, I remember seeing this over a decade ago.

>>57734327
this is outdated. all these values should be 10x after the 2021 bullrun

>>57735015
you are dumber than a pile of shit, boy

>31
>$85k in crypto
>$70k in 401k
>$25k in personal stocks
>-$12k student debt
>-$15k car loan
>rentoid cuck
i feel ok

>>57734327
18, 14k portfolio so 70%, today made big moves actually, was 510 shares palantir, bought in the teens trimmed profit down to 350 and bought 898 shares of SOUN, had 25 shares before but NVDA investing made me mega bullish. Plus 11 shares of BP, am I making it bros?

>>57734327
>>57734327
Age:33
Cash:50k
TFSA:72k
RRSP:88k
Home Equity:250k
Vehicles: 40k
Debt:150k
Total: 350k net worth
Result: top 90%

Thought I’d be higher DESU :( feel like a failure

>21
>85%
All in Bitcoin.

>>57735517
that better be in USD you smelly Leaf...

>>57735443
>sell crypto, stocks, and car
>pay off student loans and buy a $6,000 Honda Civic or Toyota Camry private sale
>Use the remaining $100,000 as a down payment on a home with a yard and room to improve with your own labor on the weekend
It's so easy, anon. You just have to shake the brainwashing that debt is good. Debt is slavery. Free yourself.

Used to be at 90% for 35-39 age group in 2021. Now I'm at 75% for 40-44.

>>57735729
You're so silly anon

I am 37 with 8mm net worth.

It's hard to believe I'm in the top 5% considering how poor I feel. The idea that 95% of people have even less makes me wonder how anyone gets by

>>57734327
>23 years and 7 months old
>Only have a 31k net worth
It's fucking over for me

>>57734529
currently at 70% but entering the next age group will push me down to 60%

>>57735794
>25k personal stocks
>15k car loan
Anon you're literally taking out car debt to invest in the stock market. Please stop this craziness.

>>57734399
I suspect the top brackets are higher but the lower brackets are basically unchanged since COVID

I'm still top 95% for the 30-34 lesser boomer category though, I think

>>57734394
>>57734327
im at 95% for the next 25 years

>>57734327
Only 85%
ngmi

24 got about 120k : )
feels good but could do better

>>57734327
My net worth is $5 million, so this shitty chart is useless. There's one that goes up to the top 0.01% I found though, and that one was actually useful.

>>57736610
why are you lying?

>>57736634
I'm not. But it's statistically more likely that I am than it is for you to actually be talking to someone in the top 0.1%, which I am, so I don't really blame you.

>>57734327
85%

>>57734327
Isn't this chart like fucking 10+ years old?

>>57734327
>27
>between 75 and 80%
>aiming for >95% this cycle.
Doing alright I guess.

>>57736546
I kind of have the attitude of that pic now. Wish I had it at 18 - 20 instead of moping around like a doomer faggot.

>>57734327

This makes me feel nice about myself for a moment. Top 85%, might even slide up to top 90% by EOY 2025

I was hanging in the 50% range for so long... finally doing some things right. Thank you anon

>>57734327

>30
>2.4 million

>>57734327
$650k at 33, still feel poor