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/biz/ - Business & Finance

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57717706 No.57717706 [Reply] [Original]

How much money do you need to feel comfortable in 2024? Not retired, but just "comfortable"?

>> No.57717710

at least mid 6 figs if you have a house

>> No.57717784

>>57717706
1 Million without House, car etc.
Not retirement level but you know it will happen eventually and you don’t have to keep frugalmaxxxing in order to save for old age and instead spend some money on things you might enjoy. That’s my goal at least. Currently at 420k€, praying to reach 7 figs by end of 2025

>> No.57717997

>>57717706
In US? 8 figs in mid to upper-class areas, low 7 figs in other areas.

>> No.57718053
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57718053

>>57717706

$1 million in Ohio, Kansas or Oklahoma

$10 million NY, California or Hawaii.

>> No.57719599

>>57717706
Just a year's worth of expenses in savings takes a ton of stress off of you. $200k and up is where you reach that point when you'd be perfectly comfortable telling your boss to fuck off because you know you'd have literal years to find another job. Comfortable is when you're at the point where you don't worry about how you're going to pay some random expense like a car repair, new AC, or medical bill because you have the savings to cover it up front, and you have enough savings to minimize the risk and catastrophe of losing your job.

>> No.57719615

>>57717706
500k

>> No.57719736

>>57717706
paid off house in an area without oppressive property taxes + reliable used car owned outright + $100k in cash or highly liquid investments.

>> No.57721489
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57721489

>>57717706
House + 6 figures and you're set (granted you have a perpetual way to make money)
I have a home, my gf will be moving with me next month, 6 figures income and even my stocks are soaring, my crypto portfolio is full of ai tokens so you can guess im pretty fucking happy (agrs 25% this week with rlc coming close). After the halvening occurs and the bullrun begins i will finally say i've made it