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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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57646633 No.57646633 [Reply] [Original]

How many good goy points do you have?

>> No.57646663
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57646663

>>57646633
819 on experian

>> No.57646688

Credit scores aren't really a thing in my country

>> No.57646703

How do I increase my credit score? I only have one credit card that I never use.

>> No.57646756

>>57646703 use it

>> No.57646819

>>57646703
but don't use it too much. I got a secured card for 850 months ago and setup auto pay from my checking. I was using 300-500/month and then one month I maxed it (still paying on time obviously) and my score dropped 1 point. I kind of understand but I still think it's gay nonsense

>> No.57646830

>>57646703
Use the card, but never be late on any payments for anything
Get some kind of installment loan and then pay it off on time (ie not early)
For bonus good goy points- every now and then make a minimum/partial payment on your cc so you pay some interest
Wallah- you're now a good goy
>doesnt post in a month
>wait a while before posting
>fucking gay

>> No.57646854

>>57646633
All three agencies give me 800+
It doesn’t really matter once you’re past 725 or so

>> No.57648867
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57648867

i use rango and otx to circumvent any and all kyc requirements and i constantly lie on my tax returns. i use tailos on my trade laptop so i cant be traced at all. i dont even have a credit card. i have no goy points because i am not a goy in the system.

>> No.57648871

>>57646688
this
the usa is the only 4th world shithole seeking ways to fuck over its populi any way they can

>> No.57648889

>>57646633
Me good, 6850 pretty decent

>> No.57648902
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57648902

>>57648867
Really important market require KYC ik you anons plead, love, live and die by anonymity but you are not really anon anymore

>> No.57648908

>>57646854
I'm at like 770 but I have never had a late payment on any credit cards, always kept utilization at like 10% maximum, and I've had about 4 credit credit cards since 2016. But no matter what I do my score seems to top out at about 770.

I assume it's because I've never had any student loans, auto loans, or mortgage?

>> No.57648926
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57648926

>>57648867
>goy in the system.
You made this anon really proud

>> No.57648932
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57648932

Guys, don't give him your information

>> No.57648936

>>57646633
Should not the colors be the other way?, Red bad, Green good?

>> No.57648942

>>57646703
JUST FUCKING USE IT
DUH

>> No.57648948

>>57648936
I see them ok, so maybe you're colorblind

>> No.57649003

>>57648936
wrong. Mandela effect

>> No.57649039

used to have a good score now i have a bad one.

>> No.57649093

>>57646633
Isn't anything over 750 technically excellent?

>> No.57649534

836

Consider though that I started with a super advantageous set of conditions for it to be this high.