/biz/ - Business & Finance

>>57172557
because these shitcoins dont pump as much as I need them to.

>>57172557
Tbh there is only one non-scam coin: XMR. Bitcoin's fungibility is so poor it's essentially an NFT and the fees are so high it's unusable as a medium of exchange. Bitcoin has historical value as a sort of collectors item. That's it. Monero is money.

>>57172557
Because Monero is not a "stable coin" and it's value is fucking trash. We want to get rich, not buy illegal shit.

>>57172557
>These are the only two coins that matter
no coins except those issued by the federal reserve bank will ever matter, what happens to those assets when the fed eventually releases their own coin?

they go down and never recover,

>>57172557
Yea basically yea

>>57172613
Why do you think monero is used to buy illegal shit? Why not other coins? Because it's private and fungible. Because (unlike literally all other coins) monero actually works as money. Monero IS what people wrongly think Bitcoin is. All of the value that's going into Bitcoin should be going into Monero -- and when the retards wake up it inevitably will.
Loading up on Monero now and waiting for the above to happen is how you get rich fren; it's called value investing.

>>57172693
>Why do you think monero is used to buy illegal shit?
how much illegal shit is sold with this thing? is there a new silk road or no?

hookers down the way are not accepting it, they still want 20s or no service fyi

>>57172693
nah at this point everyone knows that BTC is the pump my netvalue asset. nothing to do with "internet money" anymore. that's why i hold majority btc and only switch to xmr when i need it and if its possible.

>>57172557
this but wownero and bitcoin cash

>>57172718
>how much illegal shit is sold with this thing?
IIRC the estimated value passing through the darknet markets is >10b annually and the market is only growing. All of these markets accept XMR, and an increasing number exclusively accept XMR, and the ones still accepting Bitcoin do so begrudgingly while actively pushing its users to switch to XMR.
>is there a new silk road or no?
There are tons of different markets. It's a booming business.

>>57172721
>nah at this point everyone knows that BTC is the pump my netvalue asset. nothing to do with "internet money" anymore
"Everyone" knows that Bitcoin is not money? That goes directly against everything I've seen, and I spend a significant amount of time following the BTC scene. The value proposition is sound money/digital gold.
>that's why i hold majority btc and only switch to xmr when i need it and if its possible.
... You acknowledge that btc is nothing more than a "pump", that its entire value is in its increasing value (a bubble by definition) and this acknowledgement leads you to want to hold MORE btc? Do you know how logic works?

>>57172557
Besides the jeets and scammers, the reason we can never have a decent thread about Bitcoin and Monero is because of this faggot:
>>57172603
>>57172693
>>57172798
>>57172858
Immediately shits up any thread with reaction images, Bitcoin cope, scaring ordinary people away from Monero, and larping about being a hardened criminal, as if junkies will ever be a threat to the financial system.

>>57172925
everything he says is true.
if i cant sell it or use it, why would I think it is anything BUT a pump shill

>>57172925
>Immediately shits up any thread with reaction images
Ah yes. The horror of reaction images. On 4chan.
>Bitcoin cope, scaring ordinary people away from Monero
Bitcoin cope? What? And how am I "scaring" ordinary people away?
>and larping about being a hardened criminal, as if junkies will ever be a threat to the financial system.
What are you even talking about? How am I larping as a criminal? A guy asked questions about the state of the darknet, and I answered. Do you have some kind of cognitive disability?

>>57172570
fpbp
People don't buy based on fundamentals,if they did they would either be either BTC maxers or BTC/XMR holders.

They buy to gamble and to see big green number on screen.

>>57173005
I'm not just talking about this thread. You shit up every Bitcoin or Monero thread with your glow-ops.

>>57172946
I can sell it and use it though, I do all the time. It serves a large market. Monero serves its market too. They complement each other.

>>57172603
It's sound money safe mode
>t. living in hyperinflation

>>57173088
https://tallycoin.app/@lebanonanon/opening-a-street-kebab-kiosk-2UAFa1w5/

Shamefully asking

>>57173072
>I'm not just talking about this thread. You shit up every Bitcoin or Monero thread with your glow-ops.
So basically what you're saying is that you're retarded and just make shit up? Yes? Okay. Good.
>>57173072
>It serves a large market. Monero serves its market too. They complement each other.
What large market? Bitcoin's fees are too high for the coin to be used to purchase stuff, and it's lack of fungibility and privacy will inevitably cripple the entire network as blockchain surveillance improves. Bitcoin has no use-case beyond speculation for these reasons. Monero "complements" Bitcoin in the same way gold "complements" seashells.

>>57173155
Your posting style and images match the pol threads perfectly. Always going on about drug markets, tax evasion, hitler. Obvious fed psyop to scare off mass appeal.
>>>/pol/453833047

>>57172858
>"Everyone" knows that Bitcoin is not money? That goes directly against everything I've seen, and I spend a significant amount of time following the BTC scene. The value proposition is sound money/digital gold.
Yes BTC is digital gold, you dont transact it. if you are looking for peer 2 peer cash then you want BCH. BTC has 20 dollar fees now. you gonna pay 20 dollars everytime you spend cash? lel

if you have a lot of utxos you can spend up to 1000 dollars in one tx easily.

>>57173415
i say this as someone who has used to buy things with cryptocurrencies for a long time. You never use BTC. it's too expensive, anything under $!0K is not worth transacting on the BTC chain for. when I wanna spend I use : XMR, BCH, LTC, and in 2018/19 i still used ETH too but that has become expensive to spend now too.

>>57173441
>anything under $!0K
anything under 10k, btc is too expensive to transact now.

>>57173379
Anyone scared off by reality doesnt need to buy it. What are you shilling against?

>>57173722
"Normies just don't care about privacy" is a good essay on the topic
https://gist.github.com/joepie91/6a5f50b27965c711436f5b566f97960d/
Basically, if you come out the gate goose stepping, freaking out about fungibility, jews, drugs, telling normies to go away, you get no mass support. No resistance against continual delistings. And you cut out tons of potential users.

The Bitcoin pitch to normies is pretty simple, "it'll save you from inflation". Need more privacy? You get coinjoins. Need better scalability? You get lightning & (maybe) CTV. It's not a perfect approach, but it's done a better job at herding the masses into something better than their current financial system.

>>57173905
>Need more privacy? You get coinjoin
coinjoins on BTC are not useable. cause of small block size, you will end up losing a few thousand dollars doing coinjoins. feasable coinjoins require bigger blocks. of course if you are mixing 100 BTC it might not be that bad to lose half a bitcoin... but yeah.

>>57173931
I coinjoined 10k worth of BTC yesterday, cost me maybe $50, and that was after cranking up the anonymity set way past the default settings. Half a percent in service & tx fees is a far cry from thousands of dollars, and more competitive than any of the mixers out there.

>>57173100
Unironically anyone?

>>57172798
>10b annually and the market is only growing
nice, I suppose thats considered a market restructuring, wish I could get in but even the guys I know who used to use this shit have burned out on it

>>57173072
>with your glow-ops.
you should look into the opportunity zone investment that occurred after the covid riots, they're building out a smart grid and digicoins are not currency, they are an exchange platform aka social credit score system

>>57173415
>Yes BTC is digital gold,
this is actually true but only because slavery is more profitable than gold

@animetiddies

>>57172557
I use the scams to stack sats so I can buy more monero.

>>57174104
Did my 0.24 come in?

>>57174318
Yes brother thank you again
I updated the link
Godspeed man

>>57174190
>wish I could get in
What do you mean? Not sure if you're referring to getting into XMR or the drug trade roflmao.
>>57173905
>Basically, if you come out the gate goose stepping, freaking out about fungibility, jews, drugs, telling normies to go away, you get no mass support.
No one cares about pitching XMR to normies. XMR is not a scam. It's not a ponzi. It doesn't need Michael Saylor faggotniggers to shill it. It has an actual usecase, and the people who need it will adopt it. Furthermore, people mention the darknet markets in connection to XMR not because "hurr durr drugs are cool ;D;D;D;D" but because it proves the basic point: Monero WORKS AS ACTUAL MONEY. People are using Monero on the darknet to buy and sell stuff. Monero works for criminals for the exact same reason it works for law abiding citizens. Bitcoin and the other NFTs don't work for criminals for the same reason they don't work for law abiding citizens. There is no "crime money" -- there is only Sound Money and Unsound Money.
>you get no mass support. No resistance against continual delistings. And you cut out tons of potential users.
Everyone involved in XMR at any level deeper than "muh number go up" already knows that XMR is destined to get delisted from all CEXes. This is happening not because of edgelords on 4chan shitposting about drugs, but becase XMR actually works as internet money. The infrastructure surrounding XMR was built with this in mind from the very beginning. Usage of XMR is growing, and will continue to grow. This growth comes from people actually USING it. The "potential users" you're talking about are not "users" but gamblers/speculators.

You don't seem to understand what's happening at all. It doesn't matter that 99% of normies think Bitcoin is better. It doesn't matter that Michael Saylor or Lyn Alden or Larry Fink or any other parasite thinks that Bitcoin is better. None of this matters because Bitcoin, on a techinical, fundamental level, doesn't actually work.

>>57174536
What’s the best way to purchase XMR?

>>57174536
>Not sure if you're referring to getting into XMR or the drug trade roflmao.
the drug trade has real money in it, XMR I guess you could swizzle trade that shit but you can do that with anything so I don't know why you would accept risk when it's pretty obvious any non fed coin will be destroyed by fedcoin forever when they get around to that

>>57172603
Monero has so much bloat it will trend towards centralization very quickly. Silly to compare it to btc. The fungibility doesn't really matter and the fees ensure a level of decentralization unmatched by any other coin. Shitcoiners always want to compromise decentralization for convenience or stupid shit like that.

>>57174536
The whole point of crypto in the first place was to keep people from being taken advantage of by legacy finance. The masses are the fuel that feed the military industrial complex. As much as they suck, what 90%-95% of the population thinks is more important than being more technologically advanced, because mass belief defines money more than technicals do.

Also being more advanced doesn't make Monero superior. If it had the same user base & transaction count as Bitcoin right now, it'd shit the bed hard.

And betting that governments will continue currency debasement doesn't make people gamblers/speculators, it makes them smart.

OP here. I like both, stack both, and use both. everyone should do the same and ignore all other shitcoins. This is financial advice.

>>57174629
orangefren.com
kycnot.me

>>57172557
bitcoin is the original shitcoin

>>57172557
Everything will always be a scam until you bag SUPRA, don't sleep on it.

>>57172557
>Every thing else is a scam
yes, xmr and btx are the only coins that matter
if you want a shot of getting rich or lose everything, gamble on other coins like a retard
now shill me the next 100x because i'm tired of being poor

>>57175877
I love that shitcoins as far as it's making me richer. Ain't gonna stop pushing for RIPCHEEMS, it's gonna be a big mover in the next bullrun

>>57174629
Localmonero.co
>>57174742
>The fungibility doesn't really matter
Please satisfy my morbid curiosity and expound on this..

>>57175193
You're still not getting it. Bitcoin does't work. It doesn't matter how much people like it. Bitcoin vs Monero is like a bicycle with rectangular wheels vs a bicycle with round wheels. The bicycle with rectangular wheels just doesn't actually work, and no amount of "network effect" (popularity) will change that. The people who bought the bicycle with round wheels ride around while the people who bought the bicycle with rectangular wheels don't. Inevitably, the people who bought the rectangular wheels will switch to round wheels. Do you get it?

>>57175793
Ignoring all other shitcoins without earning from Adlunam's Engage-To-Earn is a waste of time. That's the World Class Digital assets Exchange that is secure, innovative and trustworthy.

>>57176018
>Adlunam's Engage-To-Earn

>>57173722
I've got nothing to worry about, BOBNET is in the bag. With TBOB trade signal, it's an easy walk for chuds who wants to make it in life.

>>57175992
Shit analogy. Monero hasn't solved the trilemma. Any apparent differences between Bitcoin's and Monero's decentralization and scalability are due to Monero having less users, transactions, and security than Bitcoin.
If Monero had the same tx count, the blockchain would balloon way faster and decentralization would tank, or else block space would need to be way more limited. Tail emission trends to an inflation rate of 0%, so Monero will need a fee market to stay viable, same as Bitcoin. And a transparent blockchain is good overall, the whole problem with 2009 was no one had any clue what the bankers were up to. I like being able to audit exchange Bitcoin reserves.
As to "tainted" Bitcoins, or conjoined Bitcoins being treated as tainted, it's no worse than all Monero now being treated as tainted. That's a human problem that neither Monero or Bitcoin fixes.

>>57175992
Montero being delisted for example is a non issue to you. But if Binance were to refuse a single Bitcoin transaction for being "tainted" you'd be shitting yourself with glee. Its the same problem that both chains have to deal with.

>>57177033
false equivalency. binance deciding to reject a bitcoin tx with a provable trail to a questionable history is not the same as rejecting fungible currency without any history. the former involves simply looking at the explorer, the second involves another leap, which is unjust *rationally* and proves monero’s reason to exist.

>>57177288
Its a perfectly valid equivalency. Its a centralised businesses censoring coins due to regulations or because they feel like it. In both cases it's a problem with the nature of the business. Both actions are "unjust", but tough shit.

>>57175193
You are delusional and just frankly wrong. The masses are cattle. It doesn't matter what they think. They are born slaves and they like it. They've had 15 years to get behind bitcoin and they haven't at all. They would only adopt it if they were told to by their rulers. You're imagining impossible scenarios to try justify bitcoin's problems.

Monero would not shit the bed with more transactions, that's just cope. Are you just assuming the artificial cap put on btc over a decade ago is the absolute limit of what's possible?

>>57177425
>valid equivalency
it’s actually two completely different situations and you’re conflating them because the result appears to be the same, tho it is not. bitcoin isn’t getting rejected because they can can control and surveil your behavior and leave themselves the option to reject your currency on an individual basis. outright rejection of all xmr at the directiono of government regulation is not the same in any way at all.

>>57177531
In both case why do you care. Monero is rejected by central authority. So stop caring that SOME bitcoin is rejected too. Use privacy tools on bitcoin, IP address works fine for most people, pseudonymous, same with BTC. Bitcoin has made the perfect tradeoffs and monero fags are mostly mentally ill.

>>57177494
Of course the masses are cattle, but every one herded into Monero or Bitcoin is one less slave for the Feds. Sure you're not getting mass adoption in the first world without more suffering first, but the third world has made huge strides already.

And no, Bitcoin's cap isn't the maximum limit but its a tradeoff, with decentralisation and security being the most important goals. If Monero had Bitcoin's user base, running a node would be way less accessible to the average user

>>57172618
They don't control the value of their monkey currency, and it's worth nothing, especially for non Americans

>>57177531
What matters in the end is the user experience, not autists theorising on biz. They are what drive adoption. And all users would prefer having 0.01% of their coins blocked over having 100% of their coins blocked.

>>57172693
Monero is not a store of value so nothing will go into monero. Try wownero if you buy the schizo narrative

>>57172603
The biggest problem with XMR is that's always the same value. We need to get Elon to tweet about this coin.

>>57176994
>If Monero had the same tx count, the blockchain would balloon way faster and decentralization would tank, or else block space would need to be way more limited
This makes absolutely no sense. Yeah the blockchain would increase in size, but your conclusions from that aren't logically sound. Why would decentralization tank? Monero could handle Bitcoins current daily transactions with relative ease, contrary to your conclusions. Do the actual math. Terabyte ssds are not expensive.
>so Monero will need a fee market to stay viable
nobody is saying otherwise. Monero has a fee market. The difference is that the fee market adjusts overtime concurrent with dynamic blocksize. e.g. if there is an explosion in transactions, miners will raise the fee market sharply in the short term as blocksize grows. This is NOT the same as Bitcoin, which forces people on to (((lightning network))) instead of fixing the base layer.
>And a transparent blockchain is good overall
hilarious cope
>As to "tainted" Bitcoins, or conjoined Bitcoins being treated as tainted, it's no worse than all Monero now being treated as tainted
The difference is Monero is fungible. Bitcoin has tainted vs untainted. Monero is just Monero. This logically leads to Monero being digital cash, and Bitcoin continuing as the cucked transparent chain chosen by bankers.

>>57177764
For money to be money it needs to be desirable. Only schizo care about the level of privacy of monero. Bitcoin has some. There is no 'full privacy' or 'no privacy', that's tech illiterate speech. Bitcoin is a store of value against devaluing fiat and it ensures desirability, wealth is the most desirable thing in the world, wealth buys privacy and security. Monero is unsafe because of crypto assumptions preventing to know if someone abused an assumption to generate coins. Monero can never ever be money. Only a % of bitcoins value, proportional to the % of criminals. If more governments became dangerous like in some shitholes, I bet bitcoin would get increased privacy fast and strong.

>>57177866
>Only schizo care about the level of privacy of monero
OK post your bank account faggot. Or better yet post your bitcoin address.
>There is no 'full privacy' or 'no privacy', that's tech illiterate speech
Yeah no shit sherlock.
>Bitcoin is a store of value against devaluing fiat and it ensures desirability, wealth is the most desirable thing in the world, wealth buys privacy and security
And Monero does as well.
>Monero is unsafe because of crypto assumptions preventing to know if someone abused an assumption to generate coins
Bitcoin is unsafe because of crypto assumptions meaning if these assumptions were abused the value would plummet immediately. Just because it is transparent doesn't mean it's safe from an inflation bug.
>Monero can never ever be money
It already is. You just don't care about it because all you care about is number go up, clearly.

>>57177678
bitcoin maxis are complete retards right in their with normies and literally no better than centralized authorities. you work with them and you’ve completely betrayed the ethos and you’re a fucking faggot cuck for it.

>>57177494
They are slave but they have a limit, sometimes cattle make a revolution although rarely, and it could happen if they get stolen of everything. Everyone will want BTC especially their masters

>>57172557
BTC? More like BRC (BlackRockCoin)

>>57177764
>Monero has a fee market
Not a sufficient one. Miner revenue (security) on Monero is abysmal. Lower than Doge, LTC, BCH, ETC, even fucking Zcash. The only thing its doing better than is fucking Dash and Bitcoin Gold. Was so bad devs had to raise the minimum fee I think.

And Monero has 1/20th the daily transactions of Bitcoin, transactions are 4.4X bigger than Bitcoin, and nodes require an SSD. You're quickly getting out of what's feasible for the average person if throughput was the same.

>>57177924
Just because I can be pseudonymous doesn't mean I'll give you all my info. Retard point +1
You were the one having tech illiterate speech not me
Retard point +1
Monero has no fixed supply and therefore not a store of value when bitcoin exists
Retard point +1
Bitcoin doesn't rely on crypto assumptions like monero, bitcoin survived inflation bugs because of that
Retard point +1
Monero isn't money and neither is bitcoin, it's in the process of becoming money, currently too little merchants will accept any of those.
Retard point +1
You're 100% a retard, waste of time to talk with you

>>57177930
You're mentally ill and anything a mentally ill person says could be dismissed, in this case it's just nonsense
There's another guy itt who underlined it, you monero fags are ill, no we don't side with central authority, yes we can achieve privacy with pseudonymous systems, and yes storing value is important for security, a world where monero grows is a world going in the wrong direction (it doesn't relative to bitcoin so I'm glad)

>>57177997
The minimum fee was raised to combat spam attack possibilities.
Miner revenue has been bad for a while but this is more a reflection of the price action being poor. Though contrary to those cryptocurrencies you brought up, Monero can by mined with commodity hardware, making an initial investment into mining no different than building a computer. So I question where you get your overall 'revenue' calculations from, especially when you add in how ASICs are used by exclusive bulk buyers before being sold into the secondary market.
Plus, Random X has shown pretty consistent growth. The hash rate has dipped during the bear market but all signs point to it growing during the next bull run, which shows that the security has done well despite the bad returns.
>You're quickly getting out of what's feasible for the average person if throughput was the same.
The 'average person' isn't running a Bitcoin node.

>>57178045
>Just because I can be pseudonymous doesn't mean I'll give you all my info. Retard point +1
wow what a great cryptocurrency. you can't even give your address out because i will immediately see how much Bitcoin you have. This would work so well in the real world when purchasing things!!!!
>You were the one having tech illiterate speech not me
wtf are you talking about lol
>Monero has no fixed supply and therefore not a store of value when bitcoin exists
There will be less Monero than Bitcoin until 2040.
>Bitcoin doesn't rely on crypto assumptions like monero, bitcoin survived inflation bugs because of that
lmao what
>Monero isn't money and neither is bitcoin
false.
>You're 100% a retard, waste of time to talk with you
post skin

Which one will make me rich?

>>57178045
>mentally ill
you couldn’t be a bigger faggot. the only reason the bitcoin etf is being considered by the sec again is because bitcoin devs have cucked time and time again and the community has worked for one reason only - higher price. nothing else matters to you cunts, and you have absolutely betrayed the fundamentals of the project. you’re on the wrong team, but you knew that already. moonboi or bitcoin maxi, all the same. can’t even transact with that shit for less than 20 dollars or some ln retardation. now post nose.

>>57178069
I could ask you to post a view key from monero, your point is stupid
2040 is nothing compared to humanity's future history
I regret wasting my time, can't even understand basic sentences
I'm probably whiter than you

>>57178126
You're the one caring about an 'etf' not me. Why do you even bring that. Desirable assets will bring growing interest that's just how thing are. What do you want to do about it retard. Store of value is the main thing for money to be money and yes I want such thing to be widespread and cucks won't be me but those who have the power to issue debt and fiat and those who benefit from it. Fundamental is censorship resistant transaction with no third party. That's a second thing important for money, also required. Stop being tech illiterate or wait until people make it easier to use for you.

>>57178142
>I could ask you to post a view key from monero, your point is stupid
lol. View keys are not the same as public addresses. View keys are optionally given out. Bitcoin addresses are a requirement to send or receive a transaction. The second you use Bitcoin, you are exposing all of your Bitcoin to be seen by the person you are using Bitcoin with.
>2040 is nothing compared to humanity's future history
yeah, and you clearly have demonstrated you have no understanding of why Monero has tail emission.
>I'm probably whiter than you
says the pajeet who just ip hopped.

>>57178191
Privacy on bitcoin has already been discussed itt. Tail emission too. Since it's trending to 0% inflation, tail emission reward will be so minuscule that it won't ever be enough if monero was to be relevant in the far future: fees required.
You sound like a teenager trying to justify his retardness, I can't
I'm posting from a phone moron, IPs can change fast on mobile, which by the way is good for privacy

>>57178190
>censorship resistant
not censorship proof…this is how we know you’re a halfwit moonboi without any actual principles and you should kys right now.

>muh LN
has there been a more obvious technical failure in crypto? seriously you’re a fucking faggot

>>57178256
Name a crypto that is censorship proof giant monkey and one that is more resistant than bitcoin

>>57172557
>Monero is not a scam
Literally mined by malware. Monerotards are just exit liquidity for actual scammers,

>>57178247
Monero is ALREADY in tail emission. Network is fine.

>>57178323
The reward WILL become minuscule, currently trending to that, learn to read

>>57178354
No the reward is static 0.6 XMR per block forever. It's just smaller as a percentage.

>>57173905
> You get lightning & (maybe) CTV. It's not a perfect approach, but it's done a better job at herding the masses into something better than their current financial system.

implying normies do anything other than keep coins on exchanges

>>57175992
saying bitcoin doesnt work (as money) is a bit obtuse. end of the day if you have custody of your coins, you wont get garnished. liened, frozen or any of the other things banks and the gov can do to you

At least the FTX, Luna, and Celsius fags are gone now. If we could just get rid of the Linktards and Monero feds this board would be really getting somewhere.

>>57178891
The really sad thing is that they have massive fucking sub reddits where they could go circle jerk but they have to do it here for some reason.

>>57172629
I unironically made this chart in 2015. You’re welcome. Also Monero is nice and all, but mimblewimble coins also have something to contribute to the privacy ecosystem.

Bitcoin is unusable

>>57178950
Monero feds are so obsessed with privacy that they will never let you talk about any other privacy project without slandering it.

>>57172557
Chainlink

>>57178827
Bitcoin doesn't work as money precisely because the government can declare all your coins tainted with no due process because of public addresses.

>>57179265
Public address on public ledger doesn't mean linking addresses to a person

>>57179273
I'll bet you one tainted bitcoin that the US government disagrees.

>>57178891
This is a /link/ board. Btc not needed. Xmr actually is digital cash.

>>57179466
Uh oh, we got a future Warren Buffet over here. Don't give all your investment advice away for free though.

I appreciate the fact there are people who go to the effort of making hopeless arguments for BTC against XMR because it's usually a good way of demonstrating all the benefits of Monero. Today I can't really be bothered though. Bumping and maybe I'll post later.

>>57180570
BTC... is like... backed by the Rothschilds.
And yes, that's a good thing!

>>57172557
agreed.

Finally not a bot filled thread. Great discussion happened here. Monero is truly the value investing strategy.

>>57178105
Bitcoin.