/biz/ - Business & Finance

>SCHD being the top pick
Based taste

>>56575795
It’s the foundation on which I build my dividend temple

>>56575768
I hope you're maxing out your 401k before putting anything into the stock market.

>>56575859
I would never max my 401k. My wife does up to her 100% employer match which is 4% and that’s it.

>>56575890
Lol you're taking your already taxed income and throwing into a market to collect divvys (taxed) which will continue to get taxed until you pull money out which will also be taxed.

At least with a 401k you only get fucked in one hole but better to have a roth IRA if you haven't set one up

Rate my Port
Absolute slut for yield

TLTW
JEPQ
JEPI
VOO
TSLY
NVDY
SCHD
SPLG
SCHG
APLY
RYLD
LQDW
DIVO
HYGW
JEPY
QQQY

>>56575950
>SPLG
Based
>JEPI
I still think this is some scam.

>>56575957
>>56575950
>>56575930
>>56575890
>>56575859
>>56575803
>>56575795
Dividends stunt the growth of your portfolio. you are all low intelligence traders

>>56575930
I already said this was in my Roth IRA in the OP
>>56575950
I’m more of a dividend growth kind of guy

15% of my stock portfolio is in dividends etfs and it has been performing like shit. Only reason I ever put any money in is because I thought well maybe these shizos here’s are onto something, but nope, it underperformed slightly less on the way down and is majorly underperforming on the way up.

>>56575961
That’s why I have VOO SCHG and SPLG and I drip into those three only

>>56576022
/dig/ has only been a thing for about a month or two. If your investing horizon is only a month out you should be gambling with call options. It’s far more likely that you are LARPing

>>56576065
How new are you? Plenty of people have been yapping about dividends stocks for “muh passive income to live on” for several years on here.

>>56576113
And the claim is that you believed them and got absolutely heemed? Did you only buy yield traps or something? That just means your really bad at investing and should probably stick to only ETFs

>>56575795
>bro just put your money in this 3% ETF and hold for 30 years and then you can finally retire
lol

>>56576141
This anon either doesn’t understand, or purposely omitted the dividend growth factor. SCHD total return since inception is above 13% annually which beats SPY by a wide margin

>>56576141
I also have SCHG and OEF. What's your alternative?

>>56576180
>What's your alternative?
Overweight in crypto for this bullrun then switch profits to high yield portfolio based on "The Income Factory" thesis.

>>56576240
>crypto
lmao

>>56576432
I just gave you the keys to early retirement and you laugh. Not my problem, good luck.

>>56575768
Time to BTFO this general once again:

Dividends are irrelevant:
>https://www.jstor.org/stable/2351143
Above is the original paper, and below is a summary that is likely more your speed:
>https://www.investopedia.com/terms/d/dividendirrelevance.asp
Here's a good video explaining the concept as well:
>https://www.youtube.com/watch?v=f5j9v9dfinQ [Embed]

Rather than relying on something irrelevant like dividends, if you really must use some generic factor criteria to drive longterm investment decisions. I'd recommend you consider the Fama-French 5 factor model:
>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2287202

Once adjusting for other factors, dividends become entirely irrelevant as a predictor of future stock returns:
>https://www.financialplanningassociation.org/article/journal/APR13-dividend-investing-value-tilt-disguise
>In this study, the dividend yield factor has been shown to actually detract from portfolio performance.
And one final video, pointing out the drawbacks of restricting investment options based on some arbitrary irrelevant criteria:
>https://www.youtube.com/watch?v=4iNOtVtNKuU [Embed]

Hope this helps you see the light.

>>56576720
Reminder all of these links were debunked in the last thread and replaced with links showing the falsehood that is dividend irrelevance.

>>56575795
I bet he has a nice penis.

>>56577147
I do

100% ETHY

>>56575961
anon, do you think you're not going to be taxed when you sell non-div stocks?

>>56576720
once again, encouraging people to not invest in dividends due to dividend irrelevance is irrelevant, which is exactly the definition.

>>56576240
income factory pill me

>>56576936
>all of these links were debunked in the last thread
That's completely false, of course. As one example, please show your debunking of Miller and Modigliani's article "Dividend Policy, Growth, and the Valuation of Shares."

>>56578058
Just read the book

Any good dividend stocks or ETFs for exposure to non-US markets?

>>56579188
I have a lot of EC and PBR.A. I think both are good choices for non-US oil stocks that pay high dividends. Monitor for political meddling and too much spending on green energy projects (both are being pushed that way in political messaging but neither seems that interested in actually doing it yet).

>>56579188
You might like VIGI, VYMI and IDV.

>>56579322
>>56579371
Thanks guys

>>56579188
BNS is a Canadian bank with lots of exposure to Latin America, currently yielding over 7%