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/biz/ - Business & Finance

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56544273 No.56544273 [Reply] [Original]

Is taking a loan that's 4℅ interest a year and investing it a bad idea?

>> No.56544289
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56544289

>>56544273
Just take it and buy 6% bills and keep the spread

>> No.56544368

>>56544289 if Tebow's are 4%, where is Opie finding this loan for 6%?

>> No.56544378

>>56544368
God damn speech to text fuck

>> No.56545077

>>56544378
kek

>> No.56545087

>>56544273
id take it buy 30% kava, and then have fun til it pays itself.

>> No.56545091

>>56544368
Touchdown

>> No.56545261

>>56544273
try 15%
fuck my cunt any way any anons can lend me a loan at 6%?

>> No.56545868

>>56544368
>>56544273
OP are you doing a carry trade? Cheeky brat, keep exchange rates in mind if ya are.

>> No.56545920

>>56544273
Yes

>> No.56546162

>>56544273
There's no such thing as a 4% personal loan

>> No.56546293
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56546293

>>56544368
Not all loans are done in USD.

>> No.56546753

>>56546162
I live in denmark. All students have access to 4% loans. Around 14k usd i think

>> No.56546795

>>56544273
only if u don't use it to short stinkylinky

>> No.56546819

>>56544273
Depends if you can afford to not make a return on it. If you put it in an s&p index fund for 5 years you'll likely make a return but it wouldn't be worth the risk of incurring debt. If you put it in random shitcoin, which is what I expect you're thinking of doing, you may lose it all and be stuck with a monthly repayment for essentially nothing, which is fine if you can afford to accept it as a stupid tax.

>> No.56546837

>>56546819
>which is what i expect you're thinking of doing
Nah, I'm not that stupid. I don't frequent here. Was probably just gonna put it in msci world or all world index.

>> No.56546883

>>56546753
I did a i wanna say 12k loan in 2015 and bought bitcoin. I ended up getting disabled and applied for permanent and total disability which got rid of any debt i had completely