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2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

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56203297 No.56203297 [Reply] [Original]

October is nearly here, student debties.

>> No.56203312

>>56203297
that's good. i only have 3 months of $250/month payments to go before PSLF forgives my $387k loan balance.

>> No.56203343

>>56203312
how will they pay the 33 trillion national debt to china and japan if they forgive your student loans?

>> No.56203355

I'M GOING TO PRISON FOR TAX EVASION

SO WHAT

BITCH IM JUMPIN THE FENCE

>> No.56203405
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56203405

>>56203355
I fuckin kneel.

>> No.56203407

I'm not even sure what to do. I only make $44K but when I put my info in the calculator, it offers basically no interest savings... just the option to stretch out my payments over a longer period of time.

should I just pay the loans now? I have the cash

>> No.56203455

More importantly, get ready for a bunch of people being scammed because the systems that these loans are done through are confusing and non-transparent.

>> No.56203544

>>56203407
You're asking whether to pay off a debt now or hold onto it while it accrues interest again? And you have the money to get out of debt at this moment?

If you value peace of mind and don't NEED the money for anything else, pay it off. The people that are currently getting butt-fucked the hardest right now are those with debts. I don't see that changing for a bit.

>> No.56203567
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56203567

>>56203297
Just apply for the SAVE plan brah

>> No.56203688

>>56203567
>just be so poor the government for make you pay

Lol, lmao, I feel embarrassment second hand for you

>> No.56203814

>>56203297
they're extending it again until election season

>> No.56203856

I'm not going to pay my Federal loan back. Fuck them. What are they gonna do anyways, not send me my income tax refund? Ha I make too much to get a tax refund.

>> No.56203878

>>56203312
that's now how it works

>> No.56203898
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56203898

>>56203297
kek

>> No.56204331

>>56203878
it literally is. i'm a lawyer, retard.

>> No.56204344

Banks will start collapsing and they'll freeze student loans again.

Screencap, I'm dead serious.

>> No.56205269

>>56204344
they hate banks these days

>> No.56205537

>>56203312
Enjoy your tax bomb poor fag.

>> No.56206147
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56206147

>>56205269
Eh fuck em.

>> No.56206165

>>56203297
Sorry I’m on ramping for 12 months haha until elections promise me forgiveness so I will vote

>> No.56206263

>>56203297
I dumped my highly indebted ex-gf just in time for loan repayments. God works in mysterious ways.

>> No.56206473

Poor people still don't have to pay. I applied for the Biden thing and they gave me an extension through December as a consolation prize. I have two loans over 4% interest so I am paying those off now. Other than that, minimum payments forever.

>> No.56208137

>>56203544
>>56203407
Ehh the way dollar is getting debased, whatever debt he has will be reduced to nothing if he extends.