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/biz/ - Business & Finance

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56169447 No.56169447 [Reply] [Original]

The hard way
>live with parents til 30
>Save up £100K
>Achieve a £40K salary
>Max Mortgage potential of £180Ks
>Put entire £100K down on a £280K shitbox that would probably only be worth £100K anyway if mortgages didn't exist
>Struggle with £1300/m mortgage payments, council tax, bills etc
>Have to somehow find some money to do the piece of shit up. It's going to need replastering, rewiring, replumbing, new windows, insulation, new kitchen, new bathroom, etc etc. But maybe you'll do it in bits over the next 20 years if you scrimp and save. at least you're on the ladder bro!
>oh also government says you need a new electric boiler and heat pump which will cost £20K easily.
>you get ZERO help
>over the course of your life time property prices remain stagnant because house price growth for the next 25 years had already been priced in when you bought
>slave forever

The easy way
>born a scrounger, live a scrounger, die a scrounger
>have multiple shit quality children with your cousin
>get a council house for free from the government
>fully done up
>they also buy your heat pump 4 you because #equality
>tax credits because you're low income so you can save up
>live in it for 5 years and now you have the right to buy it at 35% market discount, and an extra 1% for every year after that
>after 15 years you buy it for -50% market value with the money you've been saving
>congratulations you made it

>> No.56169483

>>56169447
The go live in the third world way : now you are the foreigner with the benefits!

>> No.56169498

I feel bad for my brothers across the pond, non dark skinned brothers I mean. The taxes, the lack of freedom, the migrant “Asians”, the low pay. I don’t know the answer besides making money in some way that’s not your main job. 30k a year is nothing man. In the us you can go to school for a year and hit 60k

>> No.56169604

>>56169447
>The easy way
way more white people do this than pakis btw. inb4 brexit farage-chuds

>> No.56169705

>>56169447
Why don't you just get a job in a field which pays more and makes your mortgage easy?
>T 25, 80k Cyber Security Analyst. 3 bee house with a mortgage of £1150 a month

>> No.56169756

>>56169604
75% of Somalians live in social housing.

>> No.56169763
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56169763

>>56169705
Judging from my little knowledge of the uk the vast majority make much less. To put it in perspective mailmen in the US make about 55k starting and top out around 80k. Can easily hit over 100k with overtime.

Our mailman make what your doctors make, it’s actually insane.

>> No.56169787
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56169787

>>56169763
Here’s mail man pay, it starts at 46k and each step is a raise that’s around every 8 months. So it does take a while to hit the cap but it’s still more then most people in the uk

>> No.56169841

>>56169447
Why would you trust ThE mArKeT when clearly government subsidies work? You think the wealthy don't avail themselves of similar benefits?

>> No.56169858

>>56169756
How many Somalians are there in Britain? I wonder what would happen if the West were to recognize Somaliland and help them take back the rest of the country?

>> No.56169922

>>56169858
How does one small country manage to infest and annoy so many countries. It's quite the accomplishment.

>> No.56170036

>>56169756
>75% of Somalians live in social housing.
yeah but somalians are like 0.1% of the population and most of them moved to the UK in the 90s

i don't think any somalian will wageslave 60 hours just to pay rent lol. that kind of suffering can only be absorbed the righteous

>> No.56170264

>>56169498
Kys polcunt

>> No.56170637

>>56169922
How does /pol/ manage to infest and annoy so many boards?

>> No.56170665

>>56169922
That’s what the rest of the world has been asking about england. The only answer is england is the devil’s pawn. Somalia doing God’s work.

>> No.56170703
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56170703

>>56169447
I'm 31 and transitioning... from the hard way to the easy way. £60k left to spend until I can claim benefits for everything