/biz/ - Business & Finance

>>55892311
Property duh

>>55892311

Buy US Treasury Bills.

>>55892318
it's expensive af... went x2 or x3 in the past 10 years
i doubt it's sustainable

>>55892311
Bitcoin, unironically.
We're at the 11th hour of enterprise adoption.
With the spot ETF approvals, and changes to accounting rules in the US (called FASB), companies will start accumulating BTC on their balance sheets. They will be able to mark it to market, and not just down as is currently.

Bitcoin will become a reserve currency for the world, already demonetizing gold and silver (look at their performance of BTC vs. gold/silver in the past few years). It will start to replace debt instruments in many cases (debt markets are currently the largest asset class in the world - $500 trillion approx.).

So I think it's a better buy than real estate (collecting rent, paying taxes, maintenance when a pipe bursts in the winter time etc.)
ETFs are a brain-dead investment that can only give you, by their very definition and arithmetic, only mediocre returns. ETFs are better for capital preservation, once you have a +7-figure portfolio.

What kind of company do you own? Maybe re-invest some of that money into your business.

>>55892341
>Buying government debt

Lol, don't do this.

>>55892345
Don't buy property now. Wait 2-3 years. High interest rates will force property prices lower.

>>55892360

You should explain to him why he shouldn't.

>>55892371
Because if you hold government debt, you will go bankrupt.
Real yields have been negative for a very long time, accounting for inflation.

>>55892355
maybe for some of the funds but i wouldnt put most of my stuff into btc or crypto in general. bought my first btc in 2013 (and was there for ETH ico) and i still need to work so maybe im the unluckiest lad there is or something isn't as gold as advertised with crypto

i'm doing software engineering and am pretty well off but there's little to invest into. i could expand and find more work and more people but it's not as trivial as you'd think


>>55892360
yeah i'm slightly with you but even though the number of transactions has fallen dramatically the prices are holding. i do agree that there might be a decline in prices but i very much doubt it'll be more than 10%

>>55892371
>>55892390
yeah i appreciate an explanation on that cause i don't know that much about bonds

what i'm also thinking about is a electrical car charger station with a solar roof - relatively high investment (def more than 100k) so i don't think i'm there yet but i haven't done much math on that yet

also parking spots instead of apartments might be a good deal but they're not easy to find. they have no maintenance though so that's pretty sweet

>>55892355
>Bitcoin, unironically.
>We're at the 11th hour of enterprise adoption.
>With the spot ETF approvals, and changes to accounting rules in the US (called FASB), companies will start accumulating BTC on their balance sheets. They will be able to mark it to market, and not just down as is currently.
>Bitcoin will become a reserve currency for the world, already demonetizing gold and silver (look at their performance of BTC vs. gold/silver in the past few years). It will start to replace debt instruments in many cases (debt markets are currently the largest asset class in the world - $500 trillion approx.).
>So I think it's a better buy than real estate (collecting rent, paying taxes, maintenance when a pipe bursts in the winter time etc.)
>ETFs are a brain-dead investment that can only give you, by their very definition and arithmetic, only mediocre returns. ETFs are better for capital preservation, once you have a +7-figure portfolio.
>What kind of company do you own? Maybe re-invest some of that money into your business.

This. Just buy BTC.

https://youtu.be/1lxqUWXzVGY?si=pXJFc2ghERQwySdi

>>55892437
bad larp, literally impossible unless you're talking about $5
$100 of btc at the 2013 picotop would still have been 0.1 btc
and the eth ico gave 2000 eth per btc. so 0.1 btc = 200 eth
assuming you did nothing but hold, never LP, never farm, never sell tops, never get airdrops, in pure normiest normalfaggot fashion
you'd still have 200 eth today for a value of >$300k

>>55892472
oh yeah no... i wish i had HODLed.. bought 2.6btc at around $100 and ETH i didn't touch for a while.. then i did the shittiest trades on the planet etc so bottom line i sank about 20k into crypto and have very little to show for.. probably not cyrpto fault but me being a dumbass but enough that i'm skeptical of it to say the least

>>55892437
>maybe for some of the funds but i wouldnt put most of my stuff into btc or crypto in general. bought my first btc in 2013 (and was there for ETH ico) and i still need to work so maybe im the unluckiest lad there is or something isn't as gold as advertised with crypto

Sounds like you're kind of retarded like me. I had 1,100 BTC in 2013, yet I sold most of it before 2017. Otherwise, I wouldn't be working today either.
ETH is a shitcoin and all of their "crypto" are just pump and dumps. Buying shitcoins is not investing, because you're not making any informed decisions or calculated risks, it's 100% blind gambling.

Another option to get leveraged exposure to Bitcoin would be to buy publicly traded US Bitcoin miners, traded on the NASDAQ, like Marathon Digital Assets (MARA). They produce real products (Bitcoin), have real cash flows, and can be evaluated with conventional corporate metrics, unlike BTC itself. And you can own them through your investing bank account (if you have access to US stock markets, no idea what Slovenian banking looks like). Like I said, these give you leverage over the underlying asset, something like 2-3x leverage. So if Bitcoin is up 100%, your miner will be up 250-400% or more. And with the Bitcoin halving approaching in April, now is the time to get positioned.

>even though the number of transactions has fallen dramatically the prices are holding
It's always like this. Real estate prices are "sticky". Buyers are stubborn and will ask for unrealistic, interest rate un-adjusted prices for 1-2 years before being squeezed financially. And they WILL BE SQUEEZED when they have to renew their loans at significantly higher rates. Here in Canada, most residential home loans have to be renewed every 5 years, so those morons that took on huge home loans during the Coronahoax at 1.99-2.50% will now have to renew at a rate of 6-7%, and their monthly payments will increase well over 100%.

>>55892371
Why?

>>55892461
Based Saylor Chad.

Seriously OP, sit down and listen to some Based Saylor and why he decided to go all in on Bitcoin. In 2020, he was faced with a similar dilemma for his shareholders: which asset to buy that would be the most future-proof and generate the best returns for shareholders. Since then, his company Microstratgy's stock has beat the S&P500 index by a significant margin.

>>55892371
I assume because of their function as US government-insured cash that is not subject to credit risk from bank-counterparties. As a company owner, T-bills give one access to dollar-financing unless the Treasury market also breaks, and the dollar is the more stable currency than the euro. In an environment with liquidity problems, having the most reliable possible source of dollar-financing would be useful, even if they do not work as inflation-hedges.

>>55892497
>. Buyers are stubborn

Oops, meant to say sellers of RE are stubborn cunts. But a persistent high interest rate environment will force them to sell for less. There is no other way for real estate to go but DOWN when interest rates rise by 500% in like 1 year.

>Slovenia
Beautiful country, but absolutely milking tourists, some fella setup shop near a river leading to a waterfall charging money for entry lmao.

>>55892521
i agree with the sellers being stubborn cunts but get this: when you take a mortgage here you can get it at a fixed rate for the full sum that you wanna get and you don't have to renew. ie. I have a few friends who bought houses and have a 20year loan with a fixed 1.75% interest rate. free money

>>55892565
yeah tourism is finally picking up a bit. agree that certain parts of the country are just bonkers and they wanna squeeze every penny out of tourists

i'd be up for getting a piece of that cake but it's hard to get land in touristy areas these days

>>55892580
Well that will definitely keep real estate prices high. You'll have to wait for the next corona-tier mass panic event to buy some on the cheap.

But for the next 12-24 months, Bitcoin and derivatives is the best investment opportunity possible. I'm already positioned.

In fact I'm selling my piece of shit rental apartment in Toronto and going 50/50 Bitcoin/Marathon.

>>55892311
just buy some derelict kmetija in koroska and wait for tretja razvojna os to be finished so u can rake in some nice profit

>>55892829
best advice so far