/biz/ - Business & Finance

>>55765475
Do you live off the investments?

>>55765482
No, I work, but my investments grow my wealth.

>>55765475
What's your net worth?

Apple is a one trick pony that's rqn out of tricks, metas twitter clone flopped and so did it's vr, Berkshire Hathaway is led by a senile boomer that probably doesn't know how to use social media, the other one is who?
T.consoomer

>>55765493
About 73k as it stands.

>>55765495
>Apple is a one trick pony that's rqn out of tricks

It doesn't need to be a two-trick pony. It built a solid brand image around the Apple image. As Iphones wear and tear, people will continue to buy replacements. That's all it needs to be a successful business.

>metas twitter clone flopped and so did it's vr

I don't care, Instagram is still a cash cow. META has access to billions of dollars worth of data and will continue to monetize them.

>Berkshire Hathaway is led by a senile boomer that probably doesn't know how to use social media

That is totally irrelevant.

Do you really think the richest people on the planet, Buffet, Zuckerberg, etc... are going to get poorer over the next 10 years? Because their wealth is largely in the securities I just mentioned.

>>55765475
Do you invest in US treasury bonds?

>>55765537
Apple is the only one you could argue might be an alright investment.
There's also the fact that TikTok is eating at Facebook marketshare.

>>55765575
Indirectly through my GICs I do, my GICS just buy short-term treasury bonds.

>>55765576
>There's also the fact that TikTok is eating at Facebook marketshare.

Do you truly believe Mark Zuckerberg will be poorer in 2030 than he is today?

>>55765585
Well if all his net worth is in Facebook yes I think he'll be poorer I guess.

>>55765596
It is all in Facebook.

Just because there's one potential competitor doesn't mean the company is done. Facebook is a strong cash generator, studies show that ppl who use Tiktok ALSO use Instagram, so although they are technically "substitutes", they don't manifest as a threat, and Zuckerberg already has DATA-COLLECTION software on everyones device, that he can monetize for years to come.

META is a cash cow and will be for another few decades.

top signal

>>55765475
Do you play the lotto?

If yes, would you choose the annuity or the lump sum option for the winnings?

>>55765647
I don't play the lotto,

If i did, I would present-value the annuity payments with my cost of capital (borrowing). If the present value of the annuity was higher I'd pick that, otherwise the lumpsum

>>55765537
>73k
Bruh you're like a little baby.

>>55765759
I'm a rich little baby that's for sure.

asuka, rei, or misato?

>listening to a guy who doesnt even have 100k to his name

>>55765475
>GICS
Wow, holding government debt. Brilliant move there Mr. Wolf of Wallstreet. Can't wait when you turn that $10,000 into $15,000 after 10 years while your fiat gets diluted by another 10% annually, compounded.

>META
>Berkshire

Unless you have a high seven figure portfolio, you are a complete idiot and will never make it.

>I don't own any shitcoins, I don't fall for that.
Only smart thing you said. I'm 70% Bitcoin/30% real estate.

>>55765475
>Berkshire Hathaway
>73k portfolio
One share of Berkshire Hathaway is half a million dollars idiot.

>>55765537
>About 73k as it stands.

Lol kid I know you're trying to flex on the zoomer shitcoin foamers on /biz/ here but come on. 73k is nothing.

While I agree that investing in real companies (as in companies that produce real, tangible things) are superior to nonsense like crypto, don't call yourself a "real investor" if you only have 73k and still work a 9 to 5.

Unironically keep at it though this is the way to do it. Invest, let it slowly inflate and it pays off.

>>55765806
Cute cat, anon.

>>55765475
>real "investor"
>too stupid for self custody
lol

>>55765851
>Dispenses advice
>Doesn't know shit fuck all

Investors make their money through hyper concentration on a single stock or two. All one needs in life is to find a single 50x, or like two 10x opportunities.
What you and the OP are doing is capital preservation, once you've already made it.
Babby's first stonks. At least you're doing better than the shitcoiners, buying post-pump'n'dump garbage from 2017 or the last cycle.

>>55765475
>muh Apple growth stock

>>55765801
I wouldn't listen to someone who had any more than that, they're just all trust-fund brats who know nothing.

>>55765806
>Wow, holding government debt. Brilliant move there Mr. Wolf of Wallstreet. Can't wait when you turn that $10,000 into $15,000 after 10 years while your fiat gets diluted by another 10% annually, compounded.

Yeah sure, because a 2% inflation rate will totally erode my GICS earning 6%, totally

>Only smart thing you said. I'm 70% Bitcoin/30% real estate.

You're incredibly stupid if you hold any Real Estate in this economy. You're actually sub-90IQ.

>>55765822
The CDRs are only $20 you fucking moron

>>55765851
You know 70k is a fuck ton.

Literally everyone else, including you, is 50k in debt and eating out of dumpsters.

If you even have a positive net worth in this economy you have a fuck ton, and you know it.

>>55765867
I do have self-custody, get of my thread dummy, I don't need losers like you shitting it up.

>>55765875
I have already made it.

>>55766178
>because a 2% inflation rate

Oh boy..
No one tell him.
>You're incredibly stupid if you hold any Real Estate in this economy.

Look at this dumb animal. Holds $73K in brainless assets earning him bank interest thinking he'll be a millionaire, and doesn't understand that real estate is highly local and variable.

I'll earn more in the townhouse I'm flipping this month than you will have earned in 7 years of wagecucking.

Literally 2/10 performance and I regret offering you any advice, because you're obviously too much of mental nigger to understand and have too high an opinion of yourself for someone with a net worth that's lower than my work truck.

>>55766336
>no one tell him

You're a conspiracy brained loser who thinks he's smarter than the top economists at the biggest and most powerful central banks in the world. Wallstreet firms use 2% inflation as their Terminal-Value because they understand economics and don't get their information from /biz/ LOL

>I'll earn more in the townhouse I'm flipping this month than you will have earned in 7 years of wagecucking.

You're a loser who's gambling on an overvalued asset. Also, my parents are multi-millionaires and hold far more wealth than you ever will, so even if you are some genius investor (which you aren't, you're white trash), I'm still ahead of you.

You're what my dad would call "dumb white trash". You clearly lack formal education and any understanding of economics.

>>55766354
>He thinks inflation is 2%

Didn't read. Closing browser.
This chart is far too complicated for you, but I'll leave it for others to laugh at you.

>>55766354

>I'm a "real" investor
>my daddy is rich

>>55766396
I'm writing you off as a troll, you're clearly joking, if you weren't, you'd be too stupid to even type or get that chart. No one is this shit at economics.

>>55766396
If anyone in my economics program heard someone claim that inflation wasn't 2% because "the money supply" we'd all laugh them back into their trailer park.

>>55765475
Go away kike boomer

>>55766456
>my economics program
I've never heard a telegram group called that

>>55766396
anon, i agree the CPI is fake news but they changed the definition of M1 to get that spike in 2020. pre-2020 it didn't include savings accounts and the like
check M2 - it's still a wild ride but it's much more accurate

>>55765851
>real investor
It just means that you invest in stocks retard, doesn t mean that you live from stocks, also op is a retard for being such a pussy with his investments.

>>55765475
Fucking parasite kys

>>55766188
>70k is a fuckton
Yeah if youre 19
>if you have a positive net worth in this economy you have a fuck ton
Youre 19

>>55767746
I'm investing in risky stocks like Apple and META how am i a pussy?

>>55767896
You're mentally ill, take your medication.

70k a is a fuck ton for anyone.

>>55765537

>net worth 73k

I have your entire net worth in t-bills earning 5.5% return because I'm a boring boomer and didn't want to buy individual stocks for a bit whil waiting for the economy to decide what it was doing
nothing wrong with being boring

>>55767917
Lol u mad
70k is a lot if youre a poor retard with no way of making more than 20k/hr. For people with IQs higher than 110 thats less than what they can make in a year, if their iq is over 120 then less than what they can make in 6 months. If you had that in cash itd be somewhat impressive (like a teeny bit) but in investments youre probably not gonna cash out of for years if not decades thats literally nothing and you know it. It opens no doors for you. Get real.

>>55767964
>70k is a lot if youre a poor retard with no way of making more than 20k/hr. For people with IQs higher than 110 thats less than what they can make in a year,

Confirmed retard.

I have an IQ of 135 and my salary is 55k a year. The only people earning more than that are literal Tiktok retards who got pumped to the front page by the algos or insta-thots on only fans, aka dumb white trash.

>>55767964
Also i realized this is a troll,

You're just an angry 18 year old who saw Andrew Tate videos on tiktok and now wants to pretend like he's a dropshipper.

>>55765485
/thread

>>55767987
LMAO 55k? Thats basically a poverty wage. Real men make at least AT LEAST 80k, and the smart ones make at least 150. And here you are trying to flex 70k, like what is that going to buy you? Literally nothing. Instead of shitposting on 4friends you should be desperately looking for a way to make enough money to not be made fun of

Berkshire Hathaway has a massive holding in Apple, you might not need much of an Apple holding.

>>55768017
>Real men make at least AT LEAST 80k

Those aren't men, those will never be men. Those are pansies who were born into wealth who never worked a day in their life.

>iends you should be desperately looking for a way to make enough money to not be made fun of

Only people who make more than 70k get made fun of. People call them pansies.

>he smart ones make at least 150

No intelligent person makes over that, they're all either Tiktok thots of insane creeps.

>>55768017
80k is so disgustingly rich that anyone is just going to call you a freak. No one likes super rich people, even other super rich people. People (including myself) will actively be wishing cancer upon you and your family.

>>55768033
Did you just get triggered by your own larp?

>>55768033
>80k is disgustingly rich
80k is literally the cost of a life worth living.
>actively wishing cancer
Typical poor person thoughts, its why you stay losing

>>55768058
My assumption is it's some discord tranny who thought they'd dab on /biz/ with an epic larp only to realise halfway through how poor and pathetic they are

>>55768058
>80k is literally the cost of a life worth living.

Wanting to slit your wrists everytime you go to the bathroom isn't a life worth living, and I know that rich people experience suicidal thoughts daily, it's why so many act on it. It is not possible to be happy if you're earning that much money. Your life is a constant mental hell.

>Typical poor person thoughts, its why you stay losing

The irony is im rich myself, but unlike you im not contemplating suicide everyday, stay a loser. I bet you never even went to an Ivy League school.

>>55765475
I put all my money into LINK at $1, I am still up 700%

you are not discounting aggressively enough, move out of growth and out of asset classes

>>55768068
Fr
>>55768071
Wow this has taken a bizarre turn, if it makes you feel better I feel very sorry for you

>>55768095
If it makes you feel better I truly feel very bad for you. If it were up to me people who actively want to make more than 70k would be institutionalized, for their own good. They would receive mental health treatment.

>>55767987
Where are you from, cause that could be the reason you think that's allot whilst others think it's nothing. 55k a year in my country is a loooot of money, but I'm going to be making that as an engineer at 26 from the neighbour contry. If I go to germany and work as an engineer and get paid that with my CV it's just ok/decent. Location matters

>>55768113
I live in Toronto, recently graduated from Queens Commerce, I studied with the son of our former Prime Minister, he's the only person I know who's making over 80k and that's because his ex-PrimeMinister dad set him up with oligarchs.

I'm the third highest paid graduate, the only person I know earning more than me works for Big Four and earns 65k

>>55768117
>Toronto
>80k is enough
whew

>>55768068
I'm objectively the wealthiest person in the thread. The only people earning more than me are either very politically connected, or pedophiles.

Both have mental illnesses, enjoy the SSRIs

>>55768129
In Toronto you can easily live off 30k.

If you earn over 80k people will just look at you like you have a mental illness. Canadians are not greedy people and we view greedy people as having mental health issues.

>>55768131
>I'm objectively the wealthiest person in the thread
>Pissing contest on the internet
surely you cant be wrong, right anon?

>>55768137
>In Toronto you can easily live off 30k.
low tier bait

>>55768139
People richer than me wouldn't be here, they go to fancy networking events and pedo parties and shit.

>>55768129
Also i just realized you're a troll, no one is this stupid, if you make over 80k no one in Toronto will even like you.

>>55768150
I was trying to be kind of understanding of your side, but you try to make it harder with every post you make...

>>55768169
You think the ultra-rich would be on /biz/ on a Saturday night?

>>55768179
I do not, but acording to you I'm also rich and here I am on a Sunday night.
The constant crazy talk about 75k+/yr people makes it hard to see you as anything but a troll having fun trolling2sx2g

>>55765485
kek kys faggot
i'm literally retired and I barely run 3 nodes.
prepare to stop "growing your wealth" by the time you're 60 and all your youth is permanently gone.

>>55768197
You don't make 75k a year, you admitted earlier that you don't even make 55k a year and won't until you're 26 and an engineer in germany.

Next time you troll, check IDs

>>55768198
I'm already enjoying my youth more than you ever did.

>>55768209
Brother, again, you make it hard to believe you.
Self proclaimed 135iq and you you have trouble wither retaining or understanding information.
You said you make 55k a year and I said I'm going to be making that at 26 as an engineer, which I ALREDY am and this is the first year I'm making that. When the year ends, I will have made that, hence the future tense. So we have the same salary.
You have 73k networth and don't know mine, but from my post you could've guessed around yours, which it is.
And I said that in Germany that's ok/decent, not that I had to be there to get it.
Anon, you're losing me here, buddy.
One more low iq strike and your only serious replier is gonne.

>>55768256
Then you should know 55k is a ton of money if you live in one of the richest Western Countries outside of North America and literally had to become an engineer to make it.

Imagine everyone else, who didn't go to university, is not an engineer, and is not in some high paying profession.

>>55767964
> If you had that in cash itd be somewhat impressive (like a teeny bit) but in investments youre probably not gonna cash out of for years if not decades thats literally nothing and you know it.
That is nonsensical. Not OP, but I have investments in a Fidelity account. I could get it all to cash within a week.

Also yeah, 70k is nothing. Anyone with a house has more than that. Most retirees have more than that

>>55765475
>>Apple
>A solid cash cow with growing profit centres, what's not to love?
Their revenues have been declining for 3 quarters in a row.

>>55768281
I agree, it is a fuck tonne to me too. I was living off of 16k a year last year.
But in some places, it doesn't register as such to the populace.
A few countries have 50k as an AVERAGE, so people from here or places that are close to that average will think 50k is normal, not rich.
And a lot more people from these countries waste time there than people from congo where there's no internet

>>55768307
It's AVERAGE when you include the BOOMERS who have 1.5 million dollar portfolios on top of their cushy office jobs.

For the teenagers and 20-yrs on this site, it's way above.

>>55768301
Don't give a fuck

>>55768297
70k is a fuck ton

>anyone with a house has more than that

Yeah, and who has that?

Do you?

Get real. 70k is more than 99% will see in your life

>>55768327
I mean 70k isn't a fuck ton I'm worth 0 currently but even i an unemployed freak with insane schizo ramblings got to nearly 100k in 2021 and earned about 30k last two years not working.

>>55768391
How'd you do it, Anon?

>>55765475
You've got good pf anon. But right now a balance portfolio need that Krest token because owning a mere 2k of it give you a chance to get that anticipated Peaq airdrop.

>>55768327
Kek mein nigger I've lost more than 70k buying shitcoins like bingus token and cockasscoin and pregnantbutt. Did you honestly think you are a bigshot for having 70k?