/biz/ - Business & Finance

>>55758423
start an onlyfans and pay cash. Easy

>>55758432
Only the top 1% of only fans whores make good money

>>55758423
>they got a head start on being in debt
Dang you're triggering my FOMO rabbi let me go get a bridge loan real quick just to take the edge off.

>>55758438
well one ugly skank from my high school did it and now she buys new BMW M5 and restaurants in Miami. Can't be that difficult

>>55758450
Rents due kiddo

>>55758453
Eh, even if you hit the jackpot once (and even then you probably have to do some sick degenerate shit to get peoples attention on there) the results aren't consistent, the top 5% only make 26k a year. Although realistically most of those ewhores use it as a supplementary income to their real jobs but there's also the social cost it takes, can't get those nude pics of you with your vibrator collection off the internet when you have kids.

>>55758475
>>55758453
Seems like.most people make some good money the first month or so as people they know buy then they don't keep the subscribers

>>55758464
I'm advocating for outright ownership and you think I pay rent, nice reading comprehension. The people paying a loan are literally rentoids you retard. Even once you own a home you'll never escape property taxes. What sort of offgrid hut do you live in?

>>55758423
That house appears to have a lean to it

>>55758423
I'm patiently waiting for the crash. I might be waiting another decade but that's fine. I'll buy their houses with cash and rent them back to them

>>55758483
>I'm telling people to buy 500k houses in cash
Yeah you're a retard. Rents due child

You bought high. Cope and seethe. Ten years from now you'll retcon the bag you're holding and beer on to the next thing you use suck yourself off with.

You bought at the top of a bubble. Interest rate is a cope. It's interest rate AND total price. If you think you got a deal and you bought any time after 2015, you're coping. Stop with the interest rate faggotry, you overpaid by 50% on the biggest single purchase of your life

>>55758423
haha, yeah

>>55758521
10 years from not 250k houses will be worth a million lmao

>>55758530
I'm ten years they'll be worth their actual value, $150k

>>55758544
Eggzactly

>>55758530

10 years from "not"? typo anon?

>>55758555
>>55758544
Absolute retards. I'm sure the dollar will be deflated too?

>>55758423
How do you NOT invest in real estate or hard assets when the money you own is programmed to be debased YoY?

>>55758609
>How do you NOT invest in real estate or hard assets when the money you own is programmed to be debased YoY?
Ask >>55758555 >>55758521 >>55758514 >>55758450 >>55758544

>>55758658
$47.92 is $545.55 adjusted for inflation.

>>55758423
Kek baggies. Enjoy the crash.

>>55758694
>t. holding USD bags

>>55758715
this, the only people that say this are crypto gamblers or wagies scraping pennies together for rent

>>55758717
>Holding your wealth in Fiat it smart bro trust me

>>55758731
the people making fun of real estate baggies lost all their fiat gambling on crypto

>>55758464
inheritance chad reporting in

>>55758423
I have 5000 LINK.

I’ll be able to buy 10 houses. It’s literally that simple.

>>55758769
Why didn't you sell when Link was $50?

>>55758423
just like used cars this housing market is a scam. wait for it to fall back to 3 percent.

>>55758423
>111 Spring Mill Ave, Cockshackhooker

>>55758423
im good

>>55758530
nobody is buying your 250k crap shack for a million dollars, even with inflation
good lord, real estate really needs to dump
the bulls are out of control insane

>>55758521
>bought any time after 2015
good GOD you are so far gone

>>55758423
This is from a portfolio of 12 units, you can look it up the address if you want to verify this. It's not a 4 million dollar shitbox

>>55758715
>buying overpriced real estate and going into debt for 30 years because inflation is scary
lol ok
i sure hope the government doesn't make a bunch of refugees/migrants move in next door to you. you know, like it's trying to do all over the country.

>>55760612
>they really have the goyim bragging about how much interest they are paying

>>55758423
SE PA is not a good indicator for house prices, it's one of the work markets on the east coast right now
>t. SE PA anon

>>55760642
Lol houses in my town are all like on average over a half million dollars. The affordable housing projects have already begun. Wonder what happens next? If Americans were taught history (like what happened when section 8 was unleashed on the inner city) they could have seen this coming. There’s going to be a lot of people holding bags in future ghettos

>>55760785
my parents are in an area where every house is now minimum 7 figs, and they're even trying it there
nowhere is safe
and the lower the price, the higher the risk, since they know everybody is too poor/busy to put up any resistance

>>55760829
You’re lucky they’re only just trying it. I drove my like 3 developments on my way to work yesterday. All ugly multi family units stuck right next to half million dollar homes. On one sense I am angry but on the other hand I can’t help but laugh that Americans truly never learn that the United States federal government will never stop terrorizing you with human trash no matter where you flee to

>>55758423
> no new buyers
> somehow prices go up
markets have bid and offer, your scenario makes zero sense

the only way house prices are ever going down is nuclear war and a minimum 100 million death toll worldwide.

>>55760636
>>bought any time after 2015
>good GOD you are so far gone
I'm going to enlighten you now. Are you ready?
2012 was the last year that home prices were accurate.
If you bought in 2015 you overpaid, but not enough to worry about.
If you bought after that, you bought someone's bag.
It's that simple. Pic related

>>55758658
>premanufactured houses built entirely out a Sears catalog
>post-frontier old growth lumber
>pre 1970's housing code
Ick, I'd honestly take a McMansion over that.

>>55760642
>like it's trying to do all over the country
Then what difference does it make where you live?

>>55758544
completely delusional. they'l keep going up

>>55758423
>>55758438
yeah they have houses (27 years of debt to go) with new leased cars and student loans and 20k in their 401k. While I have 200k invested and no debt so I'm getting basically $10-20k passive income per year and have the freedom to move out of my apartment anytime and never have to worry about money. Enjoy the 50 minute commute to work wagie

>>55758423
How much would it cost to build a house like that?
Is the land in Conshocken, PA THAT GOOD?

>>55761655
it's a super-trendy gentrified redeveloped riverfront suburb of Filthydelphia

>>55758423
Literally not a single person anyone on this board knows, owns a house.

>>55758658
1) Because stocks are a better investment

2) Owning real estate is only allowed if you're super rich.

>>55761710
i own a house

>>55761730
I find it very hard to believe. I'm the highest paid graduate of my college class and I would need to 1.5x my income before the bank would even consider giving me a mortgage for the cheapest property.

>>55758423
Good Luck,

Mike

>>55761628
Based NEET Chad

>>55761737
all you do is buy one. its pretty easy

>>55761793
>Hey can i buy this
>Sure, it's $1,000,000
>uhhhhhhhh
>"yeah you can't buy this"

It's unironically, literally impossible to buy one.

>>55761804
well i did it

>>55758423
I’d rather live in a pod in a nice area and invest in stocks. If I see property without a lot of recurring fees at a great deal I would buy, but it almost seems like another job to get a house. I also think housing will get more affordable in the future as like 50% of the population will see it as a political issue, also mass manufacturing of homes is starting to be a thing again. I know people that have worked in the industry and they say their will always be a boom/bust cycle of building, and that they’ve been waiting for houses to reach peak value before beginning mass manufacturing again. However, prices will still probably go slightly up over the course of the next decade, but as well median income will also raise in most places. Except for you reading this. You’re a neet.

>>55761062
I wonder what Canada's graph looks like

>>55761813
Well, I was denied, and I'm a hedge fund analyst working for a fund that operates under Morgan Stanley. I'm literally who socialists point to when they talk about "the rich"

>>55761815
Literally Warren Buffet level IQ.

Buying property when you can buy stocks like Berkshire Hathaway, Apple, and Morgan Stanley is the dumbest thing ever.

>>55758464
>Rents due kiddo
sure thing, land "lord"
go ahead and come over to collect

>>55761859
Landlords also pay tax that goes to my stock (Lockheed Martin), and then they go grocery shopping and put the money back into my pocket (Berkshire owns Krogers)

>>55761955
>>55761859
>Rentcels seething about making others rich but not themselves

>>55761955
>Me paying rent to a landlord actually makes me money
Holy cuck. Rents due kiddo

>>55758423
I literally don't give a fuck about ply wood plaster boxes that costed 80k when boomer was in high-school.

>>55758464
My rent is cheap as fuck, one weeks pay pays it off.
Lmao.
How short are you?

>>55758515
>>I'm telling people to buy 500k houses in cash
Except he didn't.

>>55763661
>one weeks pay pays it off
Kek a quarter of your year go towards making your landlord money cuck

>>55758530
So are houses in Canada and guess what? You need a buyer to sell things.

>>55758717
One year of DCAing into btc and shiba inu.
Kys.

>>55761847
Pay in cash, niggah.

>>55763667
>Kek a quarter of your year go towards making your landlord money cuck
Ok, and you pay taxes so Israel can import more spics to replace you.
Ok and you pay taxes so Israel can have free education and Healthcare while you scream about spics and niggers all day every day.
How short are you?

Don't bump demoralization threads

>>55763667
>Kek a quarter of your year go towards making your landlord money cuck
If you have a boss you also make him a ton of money.
If you buy or rent you also make people money.
Learn how buying and selling works and learn that an economy is a spider web of people making money and spending money as they see fit.
Fucking white trash.

>>55763691
>demoralization
Grow a set you fucking pussy.
By the way telling someone to kill themselves does the polar opposite of what you want.
I hope you all get raped by Africans and Mexican due sheerly to your smugness.
How short are you?

>>55763697
>If you have a boss you also make him a ton of money
>This is why it's good for me to be making my landlord money
Kek yeah sure is

>>55758423
>You missed it
I boughted'ed...
No sell less top money!

>>55763699
where's the silencer.....
hhhhhhhhhhh

WHERES THE SILENCER!?
>brrrrooooo brroooooo

>>55763686
>he payed 500k for a crack house in niggerville

>>55761757
Graph only goes to Jan 2022. Line already bust out of the trend channel, so it's useless.

>>55763486
>>55763489
I will never pay rent, and you cannot evict me.
I know where you live, too. What are you going to do about this situation? Nothing. Adverse possession laws work in my favor, and "your" house is mine.
Look at me: I'm the owner now.

>>55758423
just end pandemic mortgage assistance already ffs. adds over 1000 homes to the PA market alone. nationwide this is badly needed.

>>55765758
>I will never pay rent
You already do

>>55758423
>thinks social unrest won't topple the whole thing soon
lol nigger it's been over, they are just scraping the remaining crumbs and planning their moves overseas before it all falls apart.

>>55766548
>The west is falling

>>55766555
>everything is fine, in fact it's never been better just buy more crypto!

This is too many words for me to read, and I probably wound t understand it either, but I'm led to believe this listing is more complicated than OPs pic

>>55766569
Kek you think I'm saying buy crypto?
>This is the reading comprehension and intelligence of /biz/

>>55758423

>>55758438
Actually, only the top 1% even earn more than $100 a month, like the top .05% actually earn a livable wage off OnlyFans.

Why do people post houses in extremely affluent areas like its a 'gotcha' on house prices.

Yeah some people are so rich that 4 million dollars is a chunk of change. Get over it. You dont post pictures of 4000 dollar LV coats and then say "Omg I cant afford clothes"

>>55758669
>paying $545.55 a month for a house is too expensive

Give a couple more years. If it doesn't go down by then it never will.

Urban populations have simply quadrupled since our infrastructure has been built.

Its mostly just basic supply and demand. The best solution is to incentivize people to go into trades in a massive scale and provide solid pay and advancement for those roles. There opportunities are out there with hundreds of thousands of positions, they just need competent people to fill those positions and solve this problem. Too many people have gotten into "soft" careers that lean into the digital realm rather than the physical realm and its time for the market to reflect that. Unfortunately housing is expensive because it is in demand, and that probably wont change for at least a few years until we have another explosive infrastructure boom like we did in the 40's,50's and mid 60's. Until then, get used to overpaying for small condos in big cities, or getting lucky and buying a decent house out of town. Learn to accept living outside of the Big City™.

>>55758453
Dealers will approve you for payments well in excess of 20% of your monthly income on a car. people making 60k a year can get approved for one depending on the place.
She could still have decent money but an M5 means nothing unless you own it outright.

>>55758423
4.2 million and you can still hear the toilets flushing next door. Sad.

>>55766789
>The best solution is to incentivize people to go into trades in a massive scale and provide solid pay and advancement for those roles.
This won’t work because the trade shortage is a myth. There’s plenty of people willing to do the work, but so much nepotism it’s near impossible to get into a good apprenticeship if you don’t know anyone.

>>55758423
just wait for real estate to crash here when everyone realizes they bought more than they could afford

>Verification not required.

>>55763676
are you actually bragging about $5k?

>You missed it

I didn't but I also only have about 35K in case on hand and layoffs are coming at work.

>>55758423
>everyone you went to school with
is either in prison, dead or have their own lives and don't care about me. I had a house. I sold it for profit. Living comfy in my parents' garage apartment at 35 with no rent. Don't care about high schoolers from 20 years ago. Don't care about you.

>>55767725
so you won the money game, your youth is behind you, still live with your parents, don't have any kids, and you get no pussy.

>>55766789
If you offered to magically instantly meet housing demand to the government they'd tell you to fuck off.
If you think they want this fixed you're a child.

>>55767795
>still live with your parents, don't have any kids, and you get no pussy

Absolute projection from an incel larping as a stoic

>>55767847
so you agree that >>55767725 is an incel?

>>55766777
checked and factual
reject women who sell their butthole pics for pennies and then have the gall to try and leverage it as if they're classy

>>55758464
I bought a van and live and travel in it, I have no rent. sure I have expenses like everyone but my work from home job covers it and then some. with the added benefit of visting all the parks i wanted to see.

>>55767059
>Just wait for foreign investors keep buying up as much as they can
Hope they're nice when you're paying their rent

>>55758544
there are examples of this (japan post bubble) but japan is not the jewnited states
now is not 2008 (supply is too restricted, "immigration" is much higher).
Prices will not drop significantly

>>55769093
>significantly
Key word here. Shit will definitely change and growth will slow, but I don’t think there is an eminent crash like the bubbletards obsess over

>>55766484
I have never paid rent, actually.

>>55758658
>shitty trailer park-esque homes