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55657473 No.55657473 [Reply] [Original]

Had to move to a more expensive area of my country and now, instead of having a comfy 400-1000€ left at the end of the month, it now looks like I actually could end up significantly under 400€. Now, I'm still better than the paycheck-to-paycheck pleb, and I've got enough savings to easily weather a month where I end up in the red, hell, I probably could overspend for a few years, but obviously, I'd rather not.
So far, my default behavior (not randomly buying bullshit, not having netflix+spotify+disney+whatever, not eating out, buying most groceries in the larger containers etc.) was apparently good enough to save enough money, but I think I should scrooge some more, before it turns into a problem.
The first step seems to be to track my expenses, and of course
>There's an app for that!
but what even is a good one at that?
>Free!
Cool, but I'd rather not leak all my data to all kinds ad companies.
>Costs money
Actually, I don't mind spending money for good software, but most of them are subscription based, and fuck that shit.
And besides tracking what I spend where, it would make sense to identify what is the most expensive thing when grocery shopping. Are there any where I can just take a picture of my receipt and have it OCR'd?
What are you using and can recommend?

>> No.55657664

>>55657473
It was a little bit complicated to ever really become a staple for me but have you tried YNAB (You Need A Budget) ? it's on Steam. A lot of people swear by it.

>> No.55657673

>>55657473
>be me
>salaried
>paid once a month
>never have a budget
>still alive

>> No.55657769
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55657769

>>55657664
>it's on Steam.
I'm not using steam much anymore, do they really now sell general software there? But anyways: Some PC software would make sense for the heavy lifting, but I'm not that autistic that I just whip out my thinkpad when shopping, so I'd prefer something for iOS and android.
>>55657673
Same here, but as some things are changing in my life, so might I (and also, pic related).

>> No.55658592

>>55657769
I mean if you bothered to look you'd see that it's on mobile as well

>> No.55658797

>>55658592
Steam sells mobile apps now?
Damn, Half Life 2 really was a long ago time.
But I found it on the appstore. But 100€/year seems quite hefty, plus it seems rather cult like and/or aimed at folks that are already indebted to hell and back. I just need something that's a bit easier to use than pen & paper + Excel at home.

>> No.55659750

>>55657473
Use excel you weak willed cuck

>> No.55660260

>>55658797
Might be better off just using OneNote or something like that. You can attach photos and whatnot.

>> No.55660288

>>55657473
Emma is a useful app