/biz/ - Business & Finance

majority of people shouldn't even exist

Yes, that's by design
If the common cattle have any money left at the end of the month someone higher up didn't do their job right

You're supposed to have kids you can't support, fall into crippling debt, get married and lose half your worth, get sick and throw all your money into your own survival, buy every convenient subscription you see, and doordash every meal.

All of it is to keep you on the endless hamster wheel

>>55626299

>>55626325
Do you have a wife an kids anon?

>>55626403
No, and thank Heavens I don't.
I haven't completely ruined my life JUST yet

But they will get me, one way or another

>>55626418
>No, and thank Heavens I don't

>>55626443
Haha, I'm serious anon.
You like the IDEA of having a loving wife and kids

Not the REALITY of having a wife and kids

>>55626458
This. All my former friends that got married and have kids ended up shit talking to my face because I can afford a house on my own and I don't need a woman in my life to fund my lifestyle. Happend a few times, all the same outcome.
>say negative things about me
>"at least I'm independent" and/or "at least I don't live under someone else's thumb"
>they seethe hard and I have one less cunt to buy Christmas presents for
Works out for me.

>>55626289
The majority of people waste their entire time by the end of the month
>>55626403
>Do you have a wife an kids anon?
Do you care about my wife and kids anon?

>>55626325
>get married and lose half your worth

Fucking this, roasties will financially devastate me.

>college educated, have a decently paid job
>have an old car but it still runs and serves me fine
>by the end of the month i have some solid amount saved
>meet some girl, I've been solo for quite a while, what could go wrong
>"aww anon, let's go skiing, let's go to the beach, oh look at that bag teehee, oh i know a decent restaurant to eat there, let's go to the movies, let's go on a trip"
>my end-of-the-month savings got instantly pummeled

Shit's painful, man. I'm not cheap but these spending habits will kill me. How to tell her to ease a bit with splurging without looking like Scrooge McDuck

>>55626539
You already fucked up. Establish financial responsibility when the relationship starts. Early on tell her "Poor people stay poor because they spend like they're rich. Rich people because rich because they spend like they're poor and invest." If she doesn't get it, dump her and find someone better.

>>55626517
Wtf

>>55626539
The trick is to plan shit out for her. That leaves limited time for her to spend. So for instance, we both have a planet fitness membership and go there every morning and sometimes in the afternoon. I am a member of the Elks Lodge and we eat out there twice a week (less than half the price of a regular restaurant). We ski in the winter, but we buy a season pass and I told her that if I buy the passes we are going to use them. So the $1200 I spent means that we went at least 15-20 days.

If you let women plan things out, they will just pick random expensive activities.

>>55626597
The rat princes before they become kings.

>>55626299
"Depopulation is le bad!" -qoomers

>>55626289
>The majority of people spend their entire paycheck by the end of the month
>endd of the month
They wish, 2 weeks in and they already are broke

>>55627205
>2 weeks?

Anon try 1 week.

>>55627240
>>55627205
People go by end of month mindset

>>55626517
How did that thing in the webm even happen, wtf

>>55628160
google rat king. Squirrel kings exist too

>>55626289
majority of "people" are also sub 100 IQ my guy? Most people are completely fucking retarded

>>55626289
>The majority of people spend their entire paycheck by the end of the month
It's worth noting that most of these "paycheck to paycheck" statistics aren't really what you think it is. It doesn't mean that the majority of people is just one lost paycheck from being broke. No, it just means that they aren't specifically allotting some of their paycheck to increasing savings. For example, if you're a millionaire, richer than 99.9% of people, and when you get a paycheck you spend it all on hookers and blow because why wouldn't you, then you are included in that stat as living paycheck to paycheck.

>>55626289
>tfw get paid to smoke weed
Get on my level, plebs

>>55626539
That was %100 your fault bro. Be a man and draw a line

>>55626517
>>55629847
Wtf. how do they even end up entangled?
The ones in the webm look like they are each biting the tail of the next one in the circle, they could just let go

>>55626350
Wtf how did you get a picture of me??

>>55626289
I'm still living of wages I made from a job that I quit in February, I live with my parents though.

>>55626350
unironically this. I'm mad at China for botching COVID. It wasn't effective enough. Anotehr defective export.

>>55626289
I'm not much different, I spend most of it on vr games to disassociate myself from reality while I let SORA do the work of paying the bills, I just want to be in a better place

>>55626597
>>55628160
>>55630529
>>55630529
young rats and mice do this to not get lost. they bit each other in the ass and build a chain.

>>55626289
and there's nothing wrong with that as long as they have some investment assets they're holding such as shelter (speculative real estate)

Im 32
I dont get paid again utill August 4
Ask me anything

>>55631525
clearly you fear being in a better place because you know you'll have more responsibilities. if you actually wanted to be in a better place, in the same way you want to play vr games so badly, you'd already be on your way.

>>55631626
how the fuck did you end up like that?