/biz/ - Business & Finance

>income 140k
>spending 40k for a family of 4
Lel

spend less retard

>>55584982
>income: 108k
>spending: ~10k
Where my “lives-with-parents” bros at?

>>55584982
>income: pathetic
>spending: infinite debt
help

>>55584982
>income: 14500
>spending: 11500

>>55584982
>get a letter from my local council
>mr anon, this letter is to inform you that from next month onwards your council rates will rise due to blah blah blah…
>get an email from my electricity/gas company
>anon, next month your rates will rise due to rising inflation blah blah blah…
>get an email from my health insurance provider, car insurance provider, streaming services provider, gym, milk and eggs provider, etc, etc, etc…
>anon, your rates will rise
>get an email from my mortgage provider
>effective immediately, your interest rate will rise from 2% to 7% p.a.

>end of financial year comes
>time for my salary review
>anon, our HR team has been hard at work reviewing our salary packages, and we’re prepared to offer you an increase to your gross annual salary of…$500

>>55584982
did you spend over $0 on alcohol and restaraunts?
tell the truth

I use a spreadsheet to keep track of my average daily income after tax and rent, along with my daily spending.
It tracks my 'profit' for the last 1/2/4 weeks.

>>55584982
Reducing expenses is a waste of time, find a way to earn an income that scales, or you will be “saving” and living in poverty for the rest of your life.

>>55584982
Do you guys count it?
I just spend until I run out of money, I will work all my life so I don't see why it would be bad to spend a quarter of my salary on onigiris and the rest on things like VINU