/biz/ - Business & Finance

tree fiddy gay spammer

>>55558177
With 4m and decent stream of income you can get away with it.

>>55558177
10 million+

>>55558182
probably the correct answer
idk why I keep seeing so many lower Net Worth people splurging on Supercars

>>55558177
For me it's the Snoopyspeed

>>55558182
10-30mil is the correct answer

>>55558177
Buy both right now OP, yolo and they both look cool.

>>55558182
>>55558223
When it's 10% of your worth it's OK. The stupid rich people watch only appreciates in value, only a 300k sportscar needs expensive maintenance but can't be more than 50-80k a year.
Rest of the 3-3,5M can be held in stocks and property and used as colleteral for low interest rich people loans and snowball wealth.

>>55558177
It would depend on way too many factors.

If all the money you have is net worth, no business no cashflow etc... probably 2M you could get away with it. Gives you 1.6M to increase the capital which gives you access to plenty of riskier deals and investments and such.


If you have a business with good cashflow? Get them at 400k who cares? Better to be a guy who was rich and lost it all than a fucking nerd who scared to enjoy himself. We all die one day and you can't take it with you

>>55558177
>>55558181
>>55558182
>>55558184
>>55558208
>>55558223
>>55558314
>>55558362

>Need shiny rock that tells the time on my wrist to let everybody know how rich I am!!

>>55558365
I didn't say its not financially irresponsible or I need it but damn I would buy a nice watch and a Porsche tomorrow if it wouldn't bankrupt me. I just wanna know how it feels when people look at you with envy and curiosity and women tandem jump on your dick.
Being good looking is not enough unless you top % gigachad.

>>55558394
>I would buy a nice watch and a Porsche tomorrow if it wouldn't bankrupt me.

this is why you are poor and even if you won the lottery you would still become poor

>>55558414
>says the poor

>>55558394
A nice watch is like 3k
A wow look at me watch is like 10k, you do have 10k to spend for fun, don't you anon?

>>55558424
At least I have the right mindset and would know what not to do if I came across some wealth

You are literally thinking about wasting your money on overpriced cars and useless items such as watches when you have a fucking clock in your phone

>>55558414
Jeet insufferable nigger. I save all my money and live like a monk. Which part didn't you understand you niggeroid low iq monke? If I could, I would drive a nice car. End of story. If I won the lottery I would 10x it in 5 years.

>>55558435
sorry you need more buzzwords before I can take you seriously

>>55558424
some of the richest motherfuckers out there drive shit cars and look grubby as fuck.the real rich guys know wearing and driving shit MAKES YOU A TARGET. you have a nigger rich attitute and you're a retarded zoomer. you will probably have no understanding of what i'm talking about

>>55558430
Post those wachtes.
If I born in us? I would have more than that. McDonald's workers can save up 2k a week. Unfortunately I didn't born there. I'm playing this game on hard mode.

Post those watches. I might drop 3k on one in year or two. I hate watches, hate wearing them but it's important for other monkeys to see you can...

A nice elegant sports car tho, now I would like to try that. I don't even need 300k bs, a 60-80k shitter is more than fine for my needs. Unironically if I could buy some porsche gt whatever bs I would just buy a Cayman instead for quarter of the price.

>>55558177
400k obviously

>>55558445
Yeah I guess you used to them by now.

What attracts this type of trash on biz? Always acting smart but being a dirty poor stinker loser irl. Only biz is filled with this angry loser type.

>>55558462
This is not true. Most rich people drives functional, comfy expensive suvs or sedans while having some fun sports cars in the garage too.
I dunno how this misconception started but it's not true.

>>55558177
I never would, no matter my net worth.
It'd be much better to get a car optimized for comfort and amenities, and who gives a fuck about watches in 2023.

>>55558494
those are dumb fucking boomers you fucking kid. that's what you aspire to be? a retarded rich boomer npc?

fucking fags your whole generation

>>55558501
This!!! So much freaking this right here!!!

Also i'm definately not coping, my wealth is average, i own a house, nice car, still have to wage though. But if by some miracle I would become rich I wouldn't suddenly start driving expensive sports cars or designer clothing or retarded shiny watches. I would change absolutely zero about my current clothing style. In fact I would try to hide the fact I was rich as much as possible because I want to filter out the retards that care about it

The only thing i'd change is maybe how many times i'd get a new haircut or buy some new shoes. Maybe instead of once every year i'd do it twice a year. But luxery items, designer clothing or shit like that is for absolute retards. I wouldn't want anyone in my life that didn't accept me who I was right now. Something with "if you didnt want me now, you dont deserve me then" :') But walking around with a neon sign that says "look how rich I am I buy overpriced shit so other people can see me with this" is pure cringe low iq monkey brain behaviour

>>55558508
I'm was around rich people and neighbourhoods a lot. They all have expensive cars. Multiple and maybe a mid range shitter to carry dirt around.

Just because you read some pozzed articles how soros, Elon or that Ftx kike drives beaters around that doesn't mean the other 99% of rich people do too.

I live modestly but I'm at a time and age where I have to show something.

>>55558424
you are a stupid nigger, that has no sense for finances. you are not better than bling rappers from the early 2000s

>>55558547
motherfucker the smarts one don't show off. you wanting to be a retarded npc really shows what you are on the inside you fucking disgrace. don't talk to me like you know more than me because you don't.

go be a boomer. you will never be one though because you're too stupid to be 1 step ahead of the game. fucking zoomer moron.

>>55558527
>But luxery items, designer clothing or shit like that is for absolute retards.
I laugh when I see obviously poor people in expensive clothes and brand marks all over their clothing, like some walking advertisement. Such a teenager thing to do.
Designer clothes are the worst. Obviously mostly women falls for this bs.

Biggest change I would incorporate in my life if I was rich maybe is a personal chef, frequent massages, expensive self care routine and quality food.

>>55558558
>don't talk to me like you know more than me because you don't.
Lmao why are they like this? You don't see this microdick type of poster much on other places. You know this person irl is a pussy, being pushed around a lot.
*filters id*
Get fucked.

>>55558566
>Biggest change I would incorporate in my life if I was rich maybe is a personal chef, frequent massages, expensive self care routine and quality food.
thank you for proving to be an absolute retard but i already knew that. the only thing on that list that's valid is quality food and you probably mean expensive restaurants so ya still a fucking retard zoomer

>>55558566
Whenever I see some ugly roastie walk around with Luis Vuton or however the fuck you write that shit handbags I just cringe and think about what fucking idiot excuse of a man would buy that shit for her

>>55558577
Worst thing is when I see corporate esg hire single 30+ roasties with bling like that and you just know she bought it for herself to flex on the other roasties in the adult daycare bs office job she doing.
Mass of unhappy roasties already a sight in most western countries. Their reproduction window is already closed or closing and it's an interesting sight.

>>55558576
Ok. Everything I written can be had for less than 5k a month. Rich fucks throw away 18k a night for hotels.
Health and time saving is anything but retarded.

>>55558611
it's so funny that you're so self involved that you don't even see what a poor faggot WANNABE attitude you have. you are a FOLLOWER. you will never make it. guaranteed. you are a classic BITCH MADE fag.

it's clear to everyone in this thread.

LOSER

>>55558628
I hope you sleep 3 hours less a day to have more time to grind. I really do.
Your toxic attitude makes it clear to everyone that you are just an ugly microdick reject. Probably fat or Asian too.
Your impotent rage makes me laugh.

>>55558661
>grind
>toxic attitude
lol ok faggot you need to go back now zoom zoom

you are POOR

LOSER

500k

Sorry yellow I'd fag but I didn't read.
*hides bs*
Get fucked! Tate's paid discord taught me well how to deal with scum like you.

>>55558177
Putting aside my autistic zoomer thoughts, I'd say that a trivial luxury purchase like a watch shouldn't exceed more than 0.1% of your net worth. Regarding the car you shouldn't spend more than a 100k on car. A Porsche or Ferrari is cool but their maintenance and "necessary" repairs will put a hole in your wallet.
t. used to "work" at my uncle's dealership in NYC

>>55558177
Think about how much watch and car you could comfortably buy in cash right now. Consider your current income. Now move the decimal point.

>>55558759
Unironically these retarded rich people watches hold and appreciate in value more than most investments. Impossible to lose money on them.
I'm not the type to put jewelry on like a fag but I can see situations where its helpful to have one unless you have already established status and fame.

For cars I think the general rule is max 5-10% of your networth. By the time I could afford a ferrari I would just buy more land or property instead. Ferrari is cool (wouldn't want one) but a seafront property in Italy or Greece is cooler.

>>55558766
I can only imagine how tasty the OG mcdonalds burgers were. god damn those prices. imagine being able to buy a cheese burger for $0.19

>>55558431
Its not a waste if you enjoy it.
>At least I have the right mindset and would know what not to do if I came across some wealth
Bullshit. I'm richer than yoy are and I'm telling you, first hand, that you think like a poor person does. You're stingy, like a poor person is. You pinch pennies, like a poor person does. You are POVERTY STRICKEN and it's blatant to anyone with eyes to see.

>>55558462
>some of the richest motherfuckers out there drive shit cars and look grubby as fuck.the real rich guys know wearing and driving shit MAKES YOU A TARGET.

The "richest motherfuckers" that you don't know, you mean? I love to see how jews psyopped the poor into thinking "making coffee at home and never spending money on anything you enjoy is what REAL rich people do!

Who's buying lamborghinis if not rich people? Bugatti's? Million dollar watches? Yachts?

You people are so far from knowing what money is that you have this conception of what it "should" look like, because of a narrative sold to you by ACTUAL RICH PEOPLE, and anything that isn't part of that narrative you seethe about. The reality is you aren't as smart as you think you are, or you would be rich. You don't know any rich people, so you have no perspective on it outside what you're told.

Grow up, go outside, go make some actual money and live life less insufferably.

>>55558477
ESL shitskin, learn to properly pronounce and communicate in English. By the way, nobody cares about your struggles. You will have to fight and succeed, or stay where you are forever.

>>55558881
cope more compensating fag

>look how rich I am I waste alot of money!!!

>>55558892
>poor person calls wealthier person poor for owning expensive things he likes
Based retard I guess I should sell my car and my house and put it all into bonds so I can earn an extra 400k a year! Then I can never spend that either and fucking DIE a LOSER like YOU, but at least I'll die a rich loser!

>>55558911
>LOOK AT ME. LOOK AT MY SHINY EXPENSIVE STUFF

you might be rich in money but you will always be poor

>>55558892
Also, you're missing the point entirely. You've never owned anything outrageous, so I can forgive you for doing so and only going off what you read on the front page of reddit.

How is it compensation if you enjoy it? Have you ever actually gone 0-60 in 2.5 seconds? Felt the g force on your body? Swerving around the freeway like a dumbass, blasting loud music, having a great time with your friends in your stupid fast stupid expensive car?

No?

Well why not? Oh, because it's "coping" to enjoy yourself and the fruits of your labor. It's not about showing off, although that's what poor people think it is because they only can view things through the lense they're told. It's about ENJOYING YOUR LIFE.


What's the point in being rich if you don't improve the quality of your life? If you don't find things to bring you more joy? Why are you fucking rich if you're going to keep working at Amazon, driving a shitbox, living in your tiny apartment, by yourself? Why not just go be poor?


If you want to actually have an opinion on the subject, why don't you get rich first? Go make say 5 million and then decide if you want to live like you has 5k to your name. Otherwise you're just coping until then

>>55558934
only read the first 2 sentences

but you should try to go 60 to 0 in less than 2.5 seconds thats even more fun

>>55558928
Again, you cope kek.

In your brain the ONLY POSSIBLE ENJOYMENT can come from feeling better than other people, from "flexing" on them. It's pure cope.

>I don't need to be rich and buy a fancy car because I'm above all that! I don't think I'm better than anyone, I know what REALLY is important!
You have the same poverty mindset that billions of poor fags have and that's the reason you're going to stay poor.


I'll say it one last time and maybe you'll understand it this time you dumb nigger

>THE ENJOYMENT COMES FROM YOU, NOT THE ITEM
If you don't give a shit about cars, then don't buy one. Don't like watches don't buy one. But there's 0 point in getting rich if you're going to spend your life like a poorfag. You might as well just remain poor at that point.


And thats what you'll do, because that's your subconscious holding you back. That's what you know, currently, you're worth and capable to get. It's pathetic.

For someone like you to ACTUALLY THINK you can look down on someone more successful than you in every metric is COPE. Not me, but in general.

If you want to prove that your perspective is right, why don't you get rich then and give yourself the choice? Oh, because that's too hard. Better instead to talk shit as an anon on 4chan, right? Poorfag

>>55558888
>ESL shitski-ack
*hides cockroach opinion *
Sorry didn't read nigger lover. I hope your mother gets raped by a pack of browns you ugly microdick loser. Fucking cuck porn consoomer.
I speak 3 languages in my white majority european country. You watch blacks pakis and Jews shit on you Daily and you take it like a small penis cuck.
I bet you vaxxed too with dirty mudblood. Mutt. Hahaha.

>>55558964
>waaaa I need to waste $300k on a plastic box with noisy engine so I can experience 0-60 in 2.5 seconds its so much fun

just go to an amusement park

>>55558964
The impoverished remain in a state of survival, whilst also reveling in misery. There needs to be a culling, or a breakaway civilization migration leaving the dysgenic behind.

By the way, have you heard of Meta Intent on Youtube? The video ‘why it’s hard to maintain eye contact explained’ describes the previous topics above.

>There needs to be a cullin-ack
You brown eye loser wouldn't make it. Didn't read.
*hides bs*
Culling is for insufferable mudbloods too who's ancestors were criminals and lowlife peasants or worse, cowards and fled to a prison colony.

>>55558990
Kill yourself.
>muh culling
What are you 14? Grow up

>>55559047
Yes, billions literally either need to change their mindset out of the state of desperation and death and disorder, or they will die regardless; damning their descendants into a permanent hell-state. It’s like trapping human slaves in a bricked-up cave, and studying the progress as time goes on. Within 3 generations, you’ll have feral cannibals.

Do the world a favour and kill yourself then. One shitstain less would improve the world. Do us a favour. Do it. Illiterate cuck.

>>55558394
>I just wanna know how it feels when people look at you with envy and curiosity and women tandem jump on your dick.
I've had that anon and it's not as cool as you imagine it is. It makes other men irrationally angry at you and it makes women act devilish. It's better to be respected than to make people jealous and you don't earn respect through material objects.

those are things that poor people buy to pretend to be wealthy

>>55559179
spoken like a true poor person

no i mean i get it, why the fuck would you even wanna attract gold diggers? such a retarded idea

>>55558464
what the fuck are you smoking where a mcdonalds worker can save 2k a week. they dont even make 1k a week lmfao.

>>55558177
>uncomfortable bracelet
>you want others to notice you like youre a woman

>>55559179
I experience what you described by default because Im handsome. Dudes are angry at me and undermine me. Women get butthurt and evil when I fail to return their stupid flirts.
Most rich people I know are admired and flocked by people. They never alone and have dozens of friends.
Most poor people I know have no friends at all and undermined constantly.

>>55559212
I've been both poor and rich. There's a difference in friendships and the way people treat you. There's a difference when you tell a joke to a group of friends when you're poor and they share genuine laughter with you and when you tell a joke to your friends when you're rich and they laugh because "haha you're rich and that wasn't really funny, but i don't want to be on your bad side so i'm going to laugh anyways". Not saying there aren't rich people who are genuine, but they are few and far between.

>>55559190
Why is it poor people are the ones most concerned about gold diggers?

A man in the desert terrified of drowning I suppose.
>>55558394
It's the same as getting incredible fit anon. Trust me. First off a porsche isn't going to make any girl cream. Neither is a lambo, really. All these toys do is give you a shot with someone you usually wouldn't without approaching first, because you're displaying your financial security (or "exoticness" depending on how you portray yourself). You're going to impress more guys than girls with a supercar I promise you. And a porsche isn't all that impressive, no offense. It's practically a corvette with today's prices.
>>55559237
It sounds like you just make shitty fake friends anon. The problem is you and the people you surrounded yourself with. I've never had anyone pretend to like me more when I had money, because I only keep people who are truly my friends in my circle. As any man should do.

>>55559309

>having a lambo or a porsche is gonna give you a chance with this girl bro

imagine actually giving a fuck, if anything its a perfect indicator of who to stay away from

I drive a 1 liter ecobox and can land hot girls both physicly and mentally. I have no interest in any girl that would not want me in my current position but would want me were I to drive a lambo

>>55559333
That's quite literally not at all what I said, but I assume being able to read would be too much for you too.

It's an OPENER. That's it

>I have no interest in any girl that would not want me in my current position but would want me were I to drive a lambo

I think everyone agrees with that

>>55559346
>its an opener
>but its not what I want

youre not making a whole lotta sense mate

>>55559352
You're retarded anon. Genuinely. Spend the next 6 months before the crypto bull is in full swing learning how to read so you can actually make some cash for the first time in your life

>>55558177
Only retards spend their money on property, true smart guys change the world with it, when I'm rich I'll have a charity that helps men who were hurt by society's problems.

>>55559368
cope more shiny rock gimme attention fag

>>55559375
You see in me what you despise in yourself. That's all. I am a mirror into your soul. You want to be rich because you're on biz, and you want to be rich to get the attention of your peers. That's fine, many people are the way you are. But for your sake I hope you learn to overcome this and find comfort in yourself

>>55559389
and you want to be rich to get the attention of your peers. That's fine,

hahaha this proves exactly my point

that is not at all what I, and I think alot of people here want. We want to be rich for freedom. Not to wage again. To live worry-free. Which takes me back to my original point: your shiny rocks and supercars are retarded and a cope for yourself. You assume everybody is a shallow compensating fag like you

>>55559389
>>55559408
meant to greentext the first sentence to quote you

The mirror into your soul is literally what you are projecting. You just assume everybody wants to be rich to get attention. Thats why you keep promoting shiny rocks and supercars.

You just assume everybody is a vapid attentionwhore like yourself.

If anything a supercar would be something I would completely avoid because I dont like being in the center of attention and hate people. It would be a nightmare for me to drive around and have people take pictures of me in my car or having retards walk up to me and strike conversation. That is the opposite of my goals

but yeah, this must be a poorfag cope, because everybody wants a shiny rock on his wrist and a supercar

lol

idiot

>>55558464
You sound brown.

>>55558766
Did you have to order the items using the full name?
>One "Tempting Cheeseburger" please
This looks like the original autistic MacDonald's before Ray Kroc took over.

>>55559461
I'm Turkish. Imagine being mutt and poor in us

>>55558462
My net worth totals in the mid 1 mil range, I’m not super wealthy but I live pretty comfy. My daily driver is a 17 year old Hyundai. I do have sports cars in the garage ranging from the 60s to the 2020’s though I don’t drive them much. I also usually wear shirts and flip flops everywhere I go.

>>55560327
Yeah but you poor nepo baby. That faggot talks about bezos

>>55558177
Go to Dubai or you’ll get gang raped by niggers

>>55560339
you are literally a poor fucking hairy cockroach and you think you can talk shit about anyone? you're fucking embarassing kid

>>55558177
I would invest in a sailboat instead. Ride around the waves and feel the wind.

>>55559371
This. If I was rich I'd hunt poor people for sport on my private island. Only smooth rain retards waste their cash on ostentatious flashy brand names.

What is it about watches for some of you bros? I understand rings or bracelets. But watches are just clunky nigger items now, the function of the machine provides no real value over anything else due to modern technology. I can understand owning a really nice watch in the 90's even but now it's unironically over.

>>55560390
Fuck off Zaroff.

>>55560367
I'm white, you not. Simple as. Seethe more you out of shape blob of mutt hahahaha.

>>55560384
I proper catamaran was 650k a couple years back with a yearly upkeep of atleast 50-80k.

>>55558362
based take, fuck biz hoarders who will never spend. They can't anyway because that money will always be in their fantasies only

>>55558881
>Jews psyopped the goyim into not consoooooming
lol
Otherwise true. There is a balance between spending like a nigger and saving every extra penny. Tomorrow isn't a guarantee

>>55558177
Indeed, it is easier for a camel to pass through the eye of a needle than it is for a rich man to enter the kingdom of god.

>>55560461
>white

>>55560491
Samefag more. why post your phenotype?

>>55560413
For me, it's a cheap casio.

>>55558508
You probably saw an article in 2015 about Zuckerberg driving a Honda Civic and it fried your little brain. You must live in a nigger nest when you unironically think that driving an expensive car puts you in any danger and makes you A TARGET (LMAO), no one living in a homogenous area/country thinks this way.

>>55558177
You don't do that.
Any other questions?

>>55560514
>saw an article in 2015 about Zuckerberg driving a Honda Civic and it fried your little brain
This so much. Even that ftx scammer claimed this bs.
'oh I drive an old Toyota' and halfwit anons like him went 'wooow funds are safu'. Meanwhile the kike bought luxury homes on Bahamas, coke by the kg and supercars.

>>55558177
Actual rich people don't buy this shit

When i signed a contract for my 300k salary, those were two week 1 purchases. On credit, obviously. When this student debt gets canceled, I'll probably upgrade the warch.

>>55558177
watches are jewelry and jewelry is for gays and women

>>55558462
This should be common knowledge for everyone at this point.

>>55560580
True. Rich people drive 20 year old japanese cars. Only poor people buy Rolex and Ferraris, that's why there are waiting lists for supercars, too many poor people.
>>55560619
>When this student debt gets canceled, I'll probably upgrade the warch.
Kek

>>55559016
you should be culled

>>55560682
I disagree

this is why i love rolex makes everyone just seethe

>>55558177
Hey, anon! How about hopping on the Tesla car train? You won't believe it, but you can now be part of the web3 car-sharing revolution with eloop and peaqnetwork. They're all about tokenizing those snazzy Teslas, giving them a special ID and making the whole experience super convenient, transparent, and secure
>>55558181
You can build from there anon. Don't be damn nigar

>>55558501
this
/thread

>>55560510
I usually wear this W-202. Good backlight, nice digits, and has a countdown timer which I use often eg right now for baking bread.