/biz/ - Business & Finance

>>55556845
>What should I do?
you took out a loan, so you should pay it back.

>>55556849
After 7 years the forgivable loan is effectively just taxable income. In regards to my student loans I plan to pay it down as fast as I can.

>>55556845
Learns a new language, complete all your doctor bullshit, then you flee the country and never work for an American company. Delete your social medias, and start a new life elsewhere,

>>55556845
phew thank god i took the scenic degenerate gambler route and didn't become a doctor. that sounds like hell

>>55556845
get a mortgage and get into a house asap though don't worry about the market since you'll be there for at least 7 years anyways. like immediately

>>55557001
I speak 4 languages. I don't think I'll be boarded elsewhere and am not going to go through the hell of residency again.

>>55557009
It was hell and I took one of the "chiller" paths. Sounds like you have a pretty kino life.

>>55557021
I spent my life studying science and medicine, I know nearly nothing of finances. Isn't the market shit right now? I suppose with the finances I have I could afford to put 20% down on something but I live in a pricier part of the US. Are you saying to jump into a house just to build equity as fast as I can?

Thank you all.

>>55556849
>you took out a loan, so you should pay it back

The Rothschild space bankers shouldn't have issued loans that algebraically can't be paid back.

Acting as their contact enforcer is not a legitimate function of any healthy society.

Learn 2 math & stop simping for the reptilians you cuck faggot.

Debt jubilee nao!!!

>>55556845
I made 500k as a software dev with no degree, you got scammed into watching too much scrubs

>>55557066
>I made 500k as a software dev with no degree
Dude, how?

>>55557066
How did you get around not having a degree

>>55557066
There are many paths to life, Ed boy.

>>55557066
What languages?

How hard were the interviews?

Did you have to perform felatio at any point?

>>55557046
yes assuming that you are going to be focused on work for the next 7 years just get in and start building equity asap. the market is kinda shit right now but 7 years from now it will be a blip on the radar and you will have many opportunities to refinance

>>55557071
>>55557075
>>55557097
It's easy when you lie.

>>55557088
>Ed boy
Are you the son of a shepherd?

>>55557097
English, Spanish, Farsi, Daari. The last two are very close in nature but I count them. Running a tetralingual clinic is the bane of my existence.

Medical school interviews were difficult as most school in the USA have a <2% acceptance rate. Residency interviews a bit less so, I had to impress but the power balance was a bit more equal as I needed a residency and they needed a resident.

Job interviews were a joke and had people falling over to hire me. We have a very significant doctor shortage in the USA and, although not the most glamorous, I am in the most in-demand specialty.

I never had to perform fellatio.

>>55557099
Thank you for your guidance, I'll have to look more into buying.

>>55557134
I am the son of a poor, freelance mechanic.

>>55557147
Why would you learn both the afghan and iranian dialects of farsi? There's a miniscule afghan or Iranian population in the US.

Also it's a stretch to call Dari it's own language. That's like saying england and the US speak different languages instead of different dialects.

>>55557188
I was born in the US but ethnically I'm Persian so I grew up speaking Farsi. Although indeed a small portion of the population in this country it is the 5th most spoken language in my health system so very invaluable. With the influx of Afghan refugees in recent times Dari speaking patients came and I picked it up.

That's a false analogy. I would say it's more like Spanish and Portuguese. Quite similar and maybe you could piece together communication, but you wouldn't have a total command of both languages when you just speak one.

Refuse to pay, pretend you are retarded, pocket all the money you make while vowing someone else needs to pay. Easy.

>>55557282
>That's a false analogy
I'm afghan in the US. They're literally the same language.

>>55557066
But have you ever read the Iliad???

What am I saying no University would ever have you read that. I read that in high school.

>>55557629
They would have you read Jack Kerouac’s On the Road or some kind of bullshit.

>>55556860
>After 7 years
AI doctors will take over your job by then...

Look into student loan forgiveness programs, for example the military will specificlly help you with your student loans in return for years of service.

>>55556845
Do PSLF and work in a qualifying hospital or clinic you faggot cucked pansy ass. Enjoy arguing with borderlines asking for Norco because of their lumbago, and watching people’s HgBA1c skyrocket t.specialist

>>55556845
ngl I don't understand shit about student debts, I remember at the time I asked absolutely nothing and just gave money to cover my 3 years in college, then I finished, how fucked up did things get?
today I only worry about my boss finding out that I steal pens to annoy him and the SORA updates

>>55557661
>AI doctors will take over your job by then...
Doesn't even need to be ai. You could replace a bunch of Dr's and pharmacists just with automated versions of the prescribing codec they use anyway. I dunno how they can keep a straight face demanding more pay and getting bitchy with patients when they literally just read questions from a computer screen and click through for you.

>>55557723
10 years for PSLF is a long fucking time. I'm at year 8 and looking back at the politics behind it is nerve-wracking because there is no guarantee that the gov can just stop the program at anytime. I see the light at the end of the tunnel, but who knows what will happen in 2 years,

>>55556845
>>55557088
why do I like these frogs so much bros

>>55557063
>rothschild obsession
why do shills get filtered so easily?

>>55557046
>I spent my life studying science and medicine
classic arrogance from a doctor
you spent the last decade of your life dedicated to getting a job in a field that pushes misinformation like gender theory crap and untested MRNA vaccines
I didn't become a doctor because I saw the writing on the wall
though I had an unfair advantage to you since my dad ran two of the top 5 largest hospital chains in the USA from the time I was 10 - 22

>>55558659
what'd you become instead? code monkey?

Nothing. You have a $300k salary. You made it. All you’ve got to do is pay off the minimum amount of debt to slowly chip away at it and avoid massive lifestyle inflation and you’re good. Study up on finance and exit to healthcare private equity/venture capital after 10 years or something. Get into literature and art so you’re not a complete left brain freak.

>>55556845
Papa Biden will forgive it all, forget about it

>>55556845
pay off your loan
invest
buy property in other countries
also maybe hit up your patients for investment opportunities? it'd be cool if they were injured or sick but then you not only healed them but also you invested in their business, that might not be socially acceptable though

>>55557661
>>55558444
Retards outside of medical industry still believe this. People don't need to cure their diseses, they need someone to look for them, it's more of a sociologist job than anything else.

>>55556845
All in on BTC perps

>>55557723
Oh my god anon. It’s only because we are brethren im going to insist you learn more about PSLF. Your residency counts towards credits what do you have to lose by working a 501c3? Bacheh koony stop being spoonfed in life. Do it. I’m 1 year out.

>>55556845
Live like you were still in residency and pay off that loan.

Then use your cash flow to make investments like buying apartment building near your work, turn the top floor into a penthouse for you and rent the rest or invest. Did anything you research for medschool and residency have potential to be commercially viable in the pharmaceutical or medical device market?

Honestly if you can survive residency you have no reason to be financially illiterate and end up a paycheck to paycheck wagie with a big house and flashy car. I don’t know why so many doctors are.
Take some business courses, maybe get an MBA and run your own practice

>>55558835
I think he's new to that. Better stick to spot trading 'cause it's the safest way to earn in the crypto game. Been keeping a keen eye on Peaq, and they're using tokens to incentivise the deployment of physical infrastructures. That's just the tip of the iceberg anon. Expect way more from them!

>>55556845
I'd live with my parents for free for 5 years and keep my expenses near zero, pay off the loan entirely then move out into a house