/biz/ - Business & Finance

>>55489677
300k

The same amount as times you've created this thread. 50 million

Any anons ever think of buying a tinyhome and just living like that off a sum like 300k?

>retire
I already told you last thread, i'm just not going to stop.
Not until the smallest bird has more real estate rights than you OP.

>>55489677
It depends where, you can be pretty comfy in most of the world with only 2000$/month, so somewhere between 500k to 1M depending on your investment supports.
Either just buy Oil/IndustryMining/etc high dividend stocks and forget about it if you just want a constant stream of income and don't care about holding bags in the red, or indexes if you want a much better growth.

>>55489677
In Australia about a million.

>>55489677
1,000 oz au

>>55489677
At least $1.5 million in America, preferably and a house you own on top of that
That gives you 30,000 passive income at 2% a year which is a return you can generally be confident you'll be able to find anywhere at any time and which will weather bad times

>>55489677
enough to live off investments

>>55489693
> yes goy get in the pod

>>55489677
One dollar

>>55489677
I would need a paid off house on some land so (2 million usd) plus about 2 million in a brokerage account and another 2 million in 401k/ Roth. So about 4 million liquid and 2 million in real estate. For me, That is 6 million to retire comfortably in america (away from niggers and liberal cities).

>>55489677
USA couple
$3 million live well
$4 million live well in a big house
$5 million live well in a big house and travel

>>55494817
Hey thanks for showing back up 12 hours later to reply to your own post, very based

>>55494823
>Hey thanks for showing back up 12 hours later to reply to your own post, very based

I wanted to see the opinions of others before I stated mine. Are you offended, somehow?

>>55494870
Imagine being this insecure

>>55494870
No retard, you wanted to make rage bait thread and then bumped it just as it hit page 10. Time to kill yourself

>>55489679
Hello eastern europoor.

>>55494888
>rage bait
This is a valid /biz/ topic

>>55489677
>House
>Car
>Wife that loves you
>Kids

>>55495083
Yes and the faggot 1pbtid replied 12 hours later with "you need multi millions" to retire. Kill yourself too

>>55489677
Two million.

>>55489677

$3 Million

50k

>>55489677
You will never be comfortable, and forget about retiring. At this rate we'll be lucky if we survive the water wars and get to watch our grandchildren foraging for lizards in the atomic waste deserts

>>55489677
3T

>>55489677
Faggot I don't need money to retire to be comfortable. And forget that retirement shit. With my real estate and investments in VR in-car entertainment tech lead by Holoride, what I have will always work for me, so I don't give a shit about the concept of retirement. Businesses will always expand but saved money will always finish.

about $15k/yr

>>55489684
no one on biz can make 50 million

50oz

>>55496573
kek... only a bunch of wanksters here

>>55495146
We all end up in the same place.
You might as well enjoy the ride.

Even though it depends on personal preferences but here's a reference

>>55489677
couple, few, several million

Honestly I'd be happy with 10-20k in my savings

how much to retire comfortably in the South?

Another anon is offering 80k to suck dick, how many dicks would OP need to gobble down to retire comfortably

>>55496805
That is a good question, gated communities are expensive but VERY safe to live in.
Florida has a lot of retirement only gated communities.
I would imagine a few hundred thousand for the house then 1-2 thousand per month for the security and access to the club house, gulf club, pool, gym, main building, etc.

>>55489677
1000BTC+

Enough to generate passive income equal to the average full time earnings in your locality, and preferably also owning your own property.

>>55489677
Bout three fiddy

>>55489677
5 million liquid suicide stack, 10 million liquid to make it
>Verification not required

>>55496624
>wife cheats and divorce rapes him
>son becomes trans
>daughter becomes liberal at college and hates her father
>cat dies.

Yeah fuck that genie

>>55489677
300k

>>55489677
Around 100btc
that being 15000000 XOR
XOR was $1 last year, now they're on a recession period because the launch of the Sora Card and the Sora Wallet, but as soon as this shit releases, I'm pretty sure we will have a 10x on that amount

Dude i live and make miracles with $300 a month...
I just need enough money to fuck bitches every two days and traveling
So $2000 a month or $200k is enough for living with passive income fir life

US upper middle class lifestyle 3 million in todays dollar value, no debt and a paid off house. 4 or 5 is gravy and would allow a very permissive budget. looking like that will be mid 40s for me. I'll probably keep working after I hit that number for health insurance and to increase NW to more like 10 million. I would take an easier job.

>>55489677
I wanna have a trip to the universe

>>55496846
what about non gated community?

>>55499339
>what about non gated community?

In the south?
Are you insane!

>>55489677
$2,000,000 if you want to live off dividends only.

>>55499438
I watched Kenosha burn live, and was making coffee when I saw Kyle running and then defending himself.
The moment I realized god was real and protecting that boy.
Wish I had the same fortune but I'm glad he got off as he should have.

>>55499727
>2,000,000
Don't you need closer to like 500,000 if you want to live off dividend stocks instead of index funds?

>>55491254
Even with a house owned outright $30,000 a year in dividends isn't going to be nearly enough to retire on. First off, it's not like you're getting all of that $30,000. You still have to pay taxes on it so your actual take home will be more like $25,000. On top of that, every year you still have:

Utilities
Food
Property taxes
Insurance
Home maintenance
A car and it's associated insurance/gas/maintenance
Misc. monthly charges like gym memberships/netflix/hulu/etc.
You also better hope nothing ever goes wrong medically

All of the above will certainly eat that up your $25,000 each year leaving you with almost no financial cushion aside from having to dig into your nest egg which you obviously wouldn't want to do. That's not to mention that while it may be technically possible to live on $25,000 a year if you're frugal enough today, inflation will eventually fuck you over. In 20 years $25,000 may only have the buying power of what $12,000 does today, if even that much.

>>55489677
10mil. Easily
I won't settle for anything less sorry

>>55499943
This is the only answer in the thread that's getting anyone closer to the answer. Estimating all of these costs is useful.

>You still have to pay taxes on it so your actual take home will be more like $25,000
Long term capital gain tax is 0 if you make under $40,000 a year afaik.

Basically house + $500,000 and you may be able to live with some dignity. In reality it's house + a million due to market fluctuations, health insurance (missing from my chart), etc. This also assumes you are doing all your own repairs, cleaning, house maintenance, etc at 90 and have zero hobbies / other expenditures. This is to not walk around in ripped clothing.

>>55499999
Just curious who got the get.

P.S. Does anyone know how health insurance works for old people making 40k a year? Do they get medicare? How much does insurance cost?

>>55500135
I adjusted the numbers to be a little more realistic. Still doesn't have health insurance since I don't know how that works.

>>55500176

By 80 you will be lucky to be mobile and free of endless medication.
You need to budget for a caretaker, even if it a relative you allow to live at your place.

>>55489677
I dont look after a lump sum, i look after a dividend amount, Id say $3000 a month.

>>55489693
Id rather have 300k in a stock account and get dividends.

>>55500345

Pick a very diversified index fund.
S&P500 grows >12% a year and yields about 2% dividend.

If you started with $3 million you would have $60k/year dividends AND future dividends growing far faster than inflation

>>55489677
>>55489677
Some million dollars. For me, with Peaq user-friendly and top-notch Tesla vehicles at your disposal, you can experience both comfort and excitement as you cruise towards a brighter retirement. Check that.

>>55489677
You unironically need $10,000,000 these days to retire comfortably.