[ 3 / biz / cgl / ck / diy / fa / ic / jp / lit / sci / vr / vt ] [ index / top / reports ] [ become a patron ] [ status ]
2023-11: Warosu is now out of extended maintenance.

/biz/ - Business & Finance

View post   
File: 9 KB, 236x194, 45b2c8223c8ac379235ca7b1c136fcce.jpg [View same] [iqdb] [saucenao] [google]
55441701 No.55441701 [Reply] [Original]

>coworker needs a new car
>I'm reasonably /o/tistic so I offer to help him find a good deal and make sure the car isn't a POS
>budget and credit not the best but good enough to have decent options
>end up setting sights on an 06 Corolla
>good shape, service history, 170,000ish miles
>they offer him a deal at 12% interest, payment of just over 400 a month
>I say to see if his bank will give him a better interest rate, but other than that go for it
>he says he'll look into it
>next time I see him, he pulls up in a Dodge Charger
>engine ticking, shitty tint peeling, obviously been wrecked and repaired before
>ask him about it
>he's beaming, says he got a great deal and bought it yesterday
>ask him what he's paying for it and what the interest rate is
>he doesn't know the interest but says payment is just $170
>ask if I can see the paperwork
>the payment is $179 A WEEK
>over 20% interest
>no no no
>what about the corolla?
>"man I just can't afford that"
>but that was 400 a month, your payments on this are going to be over 600 a month
>"yeah but it's not all at once, I can handle 170, that makes a big difference you know"

How do people become like this? This guy has a fucking business degree too. How does an educated adult not understand 1st grade addition? Can people like this even be helped? I didn't and don't even know what to say to him.

>> No.55441718
File: 168 KB, 511x500, othergirls.jpg [View same] [iqdb] [saucenao] [google]
55441718

>>55441701
convince him to change his gender and fuck him

>> No.55441730

>>55441701
why do you loose time on people like that ?

>> No.55441732

>>55441701
I've come to realise many people care about power more than anything else and it explains many decisions they make.
What car gives him more power in his mind?

>> No.55441734

Why are you helping a coworker

>> No.55441745

>>55441701
the funny part is that he will be more succesful in life and get laid more than you. classic homer vs. grimes situation

>> No.55441746

>>55441701
He's lying. He just didn't want a gay Corolla and wanted something cool

>> No.55441750

>>55441701
These are the people starting crypto trading channels on youtube

>> No.55441755

>>55441701
How the fuck was an 06 Corolla going to be $400 a month?

>> No.55441773

>>55441746
This, and he knows full and damn well that he got a bad deal. People like him will never admit they fucked up and made a mistake, their ego won’t allow for that.

>> No.55441778
File: 45 KB, 450x253, 450_1000.jpg [View same] [iqdb] [saucenao] [google]
55441778

>17 years old
>170k miles
>$400/month
>this is a good deal nowadays

>> No.55441809
File: 32 KB, 683x683, 1648163861233.jpg [View same] [iqdb] [saucenao] [google]
55441809

>>55441701
>This guy has a fucking business degree
>educated
Literal retards. Truly shocking the comprehension level of biz grads.
>graduated pre 2020
"How succeed in business while money is literally free and lines only go up"
>graduated in the 2020's
"How to get a degree while all classes are online and literally no anti-fraud/cheating systems have yet been invented for online courses"

Dealing with biz-grad zoomies has been the bane of my fucking life in my current career. How do you end up sending emails for a living, as a dyslexic brownoid ESL?